Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: October 27, 2009
MORTGAGOR: Mbaya Nyembwe, a married man.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Summit Mortgage Corporation, A Minnesota Corporation.
DATE AND PLACE OF RECORDING: Recorded November 17, 2009, Chisago County Recorder, Document No. A516312 and also filed in the office of the Registrar of Titles November 17, 2009, Document No. T20890 on Certificate of Title No. 0005045.
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated May 23, 2013 Recorded July 1, 2013, as Document No. A-559602 and also filed in the office of the Registrar of Titles July 1, 2013, as Document No. T-23403.
Said Mortgage being upon Registered Land.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENTS
MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000126383
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation, A Minnesota Corporation
RESIDENTIAL MORTGAGE
SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association
MORTGAGED PROPERTY ADDRESS: 6284 Red Fox Run, North Branch, MN 55056
TAX PARCEL I.D. #: 160053555
LEGAL DESCRIPTION OF PROPERTY:
Parcel 1:
That part of Lot Five (5), Block One (1), of TOWER FIELDS SUBDIVISION, lying In the NW1/4 of the SW 1/4 of Section Sixteen {16}, Township Thirty-five (39), Range Twenty-one (21), according to the plat thereof on file and of record In the office of the Registrar of Titles In and for Chisago County, Minnesota
Torrens Certificate No. 4876
Parcel 2:
Lot Five (5), Block One (1), of TOWER FIELDS SUBDIVISION, excepting that part thereof lying in the NW 1/4 of the SW 1/4 of Section Sixteen (16), Township Thirty-five (35), Range Twenty-one (21), according to the plat thereof on file and of record in the office of the County Recorder in and for Chisago County, Minnesota
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,023.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $151,148.02
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 15, 2013 at 10:00 AM
PLACE OF SALE: Sheriffs Office, 313 North Main Street, Room 100, Center City, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: August 27, 2013
U.S. Bank National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN
AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
19 – 12-001596 FC
THIS IS A COMMUNICATION
FROM A DEBT COLLECTOR.
Published in the
ECM Post Review
October 2, 9, 16, 23, 30
November 6, 2013
29248

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