Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 27, 2010
MORTGAGOR: Lauren H. Patnode, a single person
MORTGAGEE: Bremer Bank, National Association, a national association organized under the laws of the United States of America
DATE AND PLACE OF RECORDING: Recorded June 23, 2010, in the office of the County Recorder, as Document No. A-522891, Chisago County, Minnesota.
MORTGAGED PROPERTY ADDRESSES: 10706 Green Lake Trail, Chisago, Minnesota 55013
TAX PARCEL I.D. NO.
02.00165.00
LEGAL DESCRIPTION OF PROPERTY: That certain part of Govt Lot Three (3), Section Nineteen (19), Township Thirty-three (33), Range Twenty (20), described as follows to-wit: Commencing at the intersection of the West line of said Govt. Lot Three (3) and the North line of the County road which cuts across same; thence Northeasterly, along said road line for Six Hundred Fifty-one and six-tenths (651.6) feet to the point of beginning of the tract hereby described; thence continuing along said Northerly road line at North 63deg. 51 East for One Hundred Fifteen and nine-tenths (115.9) feet to an old fence line accepted as the property dividing line; thence North 4deg. 14 East, along said old fence line for Seven Hundred Thirty (730) feet to the present shoreline of Green Lake; thence Southwesterly along said shoreline for One Hundred Thirty-five (135) feet, more or less to a point which is North 4deg. 14 East of the point of beginning; thence South 4deg. 14 West on a line parallel with and One Hundred (100) feet Westerly of described second course when measured at right angles thereto for Seven Hundred (700) feet, more or less, to the point of beginning, Chisago County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,331.97
INTEREST RATE AND PER DIEM: Current interest rate is 4.75%, with a daily per diem of $25.83.
That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 20, 2013, at 10:00 am.
PLACE OF SALE: Chisago County Sheriffs Office, 313 North Main Street, Room 100, Center City, Minnesota 55012, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: May 20, 2014, at 11:59 p.m.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: September 27, 2013 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen
Creig Andreasen (Lic. #334832)
1400 Fifth Street Towers
100 South Fifth Street
Minneapolis, MN 55402-1217
(612) 672-3600
Attorney in Fact for Bremer Bank, National Association
IMPORTANT NOTICE
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.
Published in the
ECM Post Review
October 2, 9, 16, 23, 30 November 6, 2013
32436

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