Postponement

NOTICE OF MORTGAGE FORECLOSURE SALE
DATE: February 14, 2014
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1. Date of Mortgage:
May 25, 2012
2. Mortgagors: Richard A. Kempe and Ann E. Kempe (now deceased), husband and wife
3. Mortgagees:
Northwoods Bank of Minnesota
4. Recording Information:
Recorded on June 4, 2012, as Document Number A-545056, in the Office of the County Recorder
5. Assignments of Mortgage, if any: None
INFORMATION REGARDING MORTGAGED PREMISES
6. Tax parcel identification number of the mortgaged premises:
03.00349.00
7. Legal description of the mortgaged premises:
That part of Lot Four (4) of Section Twenty-five (25), Township Thirty-six (36), Range Twenty-two (22), Chisago County, Minnesota, described as follows:
Commencing at the Northeast corner post of said Lot Four (4), running thence West on the quarter line of said Section Twenty-five (25) a distance of Fifteen (15) Rods, thence in a southeasterly direction following the lake shore Nineteen (19) Rods, thence East One (1) Rod, to the Section line, thence North on said Section line Twelve (12) Rods, to the place of beginning and containing 96/100 acres, more or less.
Also that part of Lot Three (3), Section Twenty-five (25), Township Thirty-six (36), Range Twenty-two (22) described as follows:
Commencing at the Southeast corner post of Lot Three (3) on the East line of said Section Twenty-five (25), thence running North along said Section line a distance of Eight (8) Rods, thence West parallel with the south side of said Lot Three (3) a distance of Ten (10) Rods, thence South parallel with the above described Section line a distance of Eight (8) Rods, thence East along the south line of said Lot Three (3), to the place of beginning and containing 1/2 acres, more or less.
8. The physical street address, city, and zip code of the mortgaged premises: 43500 Elmcrest Avenue, Harris, MN 55032
OTHER FORECLOSURE DATA
9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Northwoods Bank of Minnesota
10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is:
Northwoods Bank of Minnesota
INFORMATION REGARDING
FORECLOSURE
11. The requisites of Minn. Stat. 580.02 have been satisfied.
12. The original principal amount secured by the Mortgage was $164,000.00.
13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $162,007.20.
14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago County, Minnesota, at public auction on April 11, 2014, 10:00 a.m., at Chisago County Sheriffs Department, 313 North Main Street, Room 100, Center City, MN 55012.
15. The time allowed by law for redemption by Mortgagor or Mortgagors personal representatives or assigns is SIX MONTHS after the date of sale.
16. Minn. Stat. 580.04(b) provides, If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23. If this statute applies, the time to vacate the property is 11:59 p.m. on October 11, 2014. If the foregoing date is a Saturday, Sunday, or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Name of Attorney for Mortgagee or Mortgage Assignee:
John M. Cabak
CABAK LAW, LLC
203 5th Street SE
Pine City, MN 55063
320-629-2529
Attorney Reg. No. 0388929
Name of Mortgagee or
Mortgage Assignee:
Northwoods Bank of Minnesota
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Published in the
ECM Post Review
February 26,
March 5, 12, 19, 26, April 2, 2014
179874
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 21, 2014 at 10:00 a.m. at the Chisago County Sheriffs Office, 313 North Main Street, Room 100, Center City, Minnesota 55012, in said county and state.
You must vacate the property on or before November 21, 2014 at 11:59 p.m. if the Sheriffs Sale is not further postponed, the mortgage is not reinstated under Section 580.30, the property is not redeemed under Section 580.23 or the redemption period is not reduced under Section 582.032.
Dated: April 2, 2014
Northwoods Bank of Minnesota
Mortgagee
CABAK LAW, LLC
Signed by: John M. Cabak
Attorney for Mortgagee
203- 5th Street SE
Pine City, MN 55063
(320) 629-2529
Attny. Lic. No. 0388929
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the
ECM Post Review
April 9, 2014
199956

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