Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE
14-095913
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE:
July 24, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $353,479.00
MORTGAGOR(S): Donald Eugene Wiger, II and Victoria Lynn Wiger, Husband and Wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT:
Mortgage Electronic Registration Systems, Inc.
MIN#: 100574510900002207
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE:
Lake State Federal Credit Union
SERVICER:
PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed August 10, 2009, Chisago County Recorder, as Document Number A-513134
ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation
LEGAL DESCRIPTION OF PROPERTY:
That part of the East 1/2 of Lot 20 and that part of Lot 19, Chisago Beach, described as follows,
Commencing at the NE corner of said Lot 19, thence South 00 degrees 5 minutes 5 seconds East, assumed bearing, along the East line of said Lot 19, a distance of 815.89 feet , thence South 85 degrees 2 minutes 35 seconds West a distance of 122.48 feet to the point of beginning of the parcel herein described, thence South 85 degrees 35 minutes 26 seconds West a distance of 118.31 feet more or less to the West line of the East 1/2 of said Lot 20, thence South 00 degrees 5 minutes 5 seconds East a distance of 8.6 feet, thence South 48 degrees 26 minutes 50 seconds East a distance of 82.56 feet, thence South 6 degrees 28 minutes 1 second East a distance of 207 feet, more or less to the shoreline of Chisago Lake, thence Northeasterly along said shoreline a distance of 94 feet more or less to its intersection with a line having a bearing of South 12 degrees 23 minutes 3 seconds East from said point of beginning, thence North 12 degrees 23 minutes 3 seconds West a distance of 244 feet more or less to said point of beginning.
PROPERTY ADDRESS: 29386 Leilani Ln, Chisago City, MN 55013
PROPERTY IDENTIFICATION NUMBER: 13.00122.00
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE:
$341,927.94
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:
July 9, 2014, 10:00 am
PLACE OF SALE: Sheriffs Main Office, 313 North Main Street Room 100, Center City, MN 55012
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 9, 2015, or the next business day if January 9, 2015 falls on a Saturday, Sunday or legal holiday.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: May 9, 2014
PHH Mortgage Corporation
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
BY /s/
Lawrence P. Zielke – 152559
Diane F. Mach – 273788
Melissa L. B. Porter – 0337778
Randolph W. Dawdy – 2160X
Stephanie O. Nelson – 0388918
Gary J. Evers – 0134764
Attorneys for Mortgagee
12550 West Frontage Road,
Ste. 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
Published in the
Anoka County Union Herald
May 21, 28,
June 4, 11, 18, 25, 2014
220959

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