Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE
13-092552
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE:
May 7, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,000.00
MORTGAGOR(S): LaDonna F. Chouinard and Joseph M. Chouinard, Wife and Husband
MORTGAGEE: Northern States Power St. Paul Credit Union
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Northern States Power St. Paul Credit Union
SERVICER:
PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed August 12, 2004, Chisago County Recorder, as Document Number A-434244
LEGAL DESCRIPTION OF PROPERTY:
Lot Eighteen (18), Block One (1), Marshall Meadow
PROPERTY ADDRESS: 31658 Foxhill Ave, Stacy, MN 55079
PROPERTY IDENTIFICATION NUMBER: 05.00598.18
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE:
$103,179.71
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:
October 8, 2014, 10:00 am
PLACE OF SALE: Sheriffs Main Office, 313 North Main Street Room 100, Center City, MN 55012
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 8, 2015, or the next business day if April 8, 2015 falls on a Saturday, Sunday or legal holiday.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: August 11, 2014
Northern States Power St. Paul Credit Union
Mortgagee
SHAPIRO & ZIELKE, LLP
BY /s/
Lawrence P. Zielke – 152559
Diane F. Mach – 273788
Melissa L. B. Porter – 0337778
Randolph W. Dawdy – 2160X
Gary J. Evers – 0134764
Attorneys for Mortgagee
12550 West Frontage Road,
Ste. 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
Published in the
ECM Post Review
August 20, 27,
September 3, 10, 17, 24, 2014
263810

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