ECM Post Review Public Notices

ECM Post Review Home Page


1010 LG Mortgage Foreclosures

09-062930 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 8, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 MORTGAGOR(S): David L. Behrendt, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100227000000019310 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: HOMFI Mortgage Services, Inc. SERVICER: EverBank DATE AND PLACE OF FILING: Filed August 15, 2005, Chisago County Recorder, as Document Number A-454529 ASSIGNMENTS OF MORTGAGE: Assigned to: Everhome Mortgage Company; Dated: December 29, 2009 filed: January 5, 2010, recorded as document number A-517731; Thereafter assigned to EverBank, dated May 31, 2012, recorded June 18, 2012 as Document No. A-545520. LEGAL DESCRIPTION OF PROPERTY: That part of the North Half of the Northwest Quarter (N1/2 of NW1/4), Section 5, Township 37, Range 21, Chisago County, Minnesota, described as follows. Commencing at the Northeast corner of the N 1/2 of NW 1/4 of said Section 5, thence West along the North line of said N1/2 of NW 1/4, a distance of 284 feet to the Westerly right-of-way line of Interstate Highway No. 35 and the point of beginning of the parcel to be described, thence continuing West, along the North line of said N1/2 of NW1/4, a distance of 995 feet to a point distant 1279 feet West of the Northeast corner of said N1/2 of NW 1/4, as measured along the North line of said N1/2 of NW 1/4, thence South, deflecting to the left 90 degrees 00 minutes, a distance of 300 feet, thence East, deflecting to the left 90 degrees 00 minutes, a distance of 208 feet, thence South, deflecting to the right 90 degrees 00 minutes, a distance of 740 feet, more or less, to the South line of said N 1/2 of NW 1/4; thence Easterly, along said South line, a distance of 787 feet, more or less, to the Westerly right-of-way line of Interstate Highway No 35, thence Northerly, along said Westerly highway right-of-way line, a distance of 1030 feet, more or less, to the point of beginning. PROPERTY ADDRESS: 5595 540Th St, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 06-00001-10 and 06-00001-20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $104,716.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 16, 2014. Dated: November 14, 2012 EverBank Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3219899


1010 LG Mortgage Foreclosures

12-087927 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,542.00 MORTGAGOR(S): Kathleen Sahlin and Thomm Sahlin, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100273100009278462 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: M&I Bank, FSB SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed November 8, 2010, Chisago County Recorder, as Document Number A-527297 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: August 24, 2012 filed: August 30, 2012, recorded as document number A-548081 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Timber Ridge PROPERTY ADDRESS: 4820 262nd St, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.0066600 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $286,509.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 16, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 15, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3220711


1010 LG Mortgage Foreclosures

12-087530 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $377,625.00 MORTGAGOR(S): Wayne S. Grey and Jane B. Grey, Husband and Wife MORTGAGEE: Financial Freedom Senior Funding Corporation, A Subsidiary of IndyMac Bank, F.S.B. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Financial Freedom Senior Funding Corporation, A Subsidiary of IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB (d/b/a Financial Freedom, a division of OneWest Bank, FSB) DATE AND PLACE OF FILING: Filed December 18, 2006, Chisago County Recorder, as Document Number A-478943 ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. ("MERS"), a Delaware Corporation, its successors or assigns, as nominee for Financial Freedom Acquisition LLC; Dated: September 25, 2009 filed: October 16, 2009, recorded as document number A-515264; Thereafter assigned to OneWest Bank, FSB, dated November 9, 2012. LEGAL DESCRIPTION OF PROPERTY: The West Half of the Northwest Quarter of the Northeast Quarter of Section 7, Township 34, Range 20 EXCEPT the South 350 feet of the West Half of the Northwest Quarter of the Northeast Quarter of Section 7, Township 34, Range 20, (as measured at right angles to the South line of said West Half of the Northwest Quarter of the Northeast Quarter), subject to and reserving an easement over and across the West 66 feet thereof (as measured at right angles to the West line of said West Half of the Northwest Quarter of the Northeast Quarter) PROPERTY ADDRESS: 34761 Lang Ave, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 02.00440.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $168,179.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 16, 2014. Dated: November 16, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012 January 2, 2013 3223226


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2009 MORTGAGOR:Benjamin Hadley and Sara Hadley, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 10, 2009 Chisago County Recorder, Document No. A513145. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278848756149 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 31530 Frontier Avenue, Stacy, MN 55079 TAX PARCEL I.D. #: 050062522 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Richland North, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,344.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,908.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 11, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 7, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002105 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3224001


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 MORTGAGOR: Steven R. Ouradnik and Dianne R. Ouradnik, husband and wife. MORTGAGEE:JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC s/b/m to Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded November 25, 2003 Chisago County Recorder, Document No. A-418844. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 44900 Government Road, Harris, MN 55032 TAX PARCEL I.D. #: 090077002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Peaceful Valley Farm, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,474.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 2, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005152 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3228970


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2005 MORTGAGOR: Stan Deray Brandon and Latanya R. Mathis-Brandon, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 25, 2005 Chisago County Recorder, Document No. A458947. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560408273 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NBank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 43725 Gladstone Avenue, Harris, MN 55032 TAX PARCEL I.D. #: 14.00446.50 LEGAL DESCRIPTION OF PROPERTY: The South 75 Feet of Lots 7, 8, 9, Block 6, and Lots 10, 11, and 12, Block 6, Stolbergs 1st Addition to Harris, According to the Recorded Plat Thereof, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,128.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,516.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 25, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006112 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3229063


1010 LG Mortgage Foreclosures

12-087782 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Shannon S. Plank, a single person MORTGAGEE: S&C Bank LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: S&C Bank SERVICER: AnchorBank, fsb. DATE AND PLACE OF FILING: Filed July 23, 2007, Chisago County Recorder, as Document Number A487836 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Northeast Quarter (NW1/4 of NE 1/4) of Section Twenty-Five (25), Township Thirty-Five (35), Range Twenty (20), lying West of the East 490 feet, lying South of the North 840 feet and lying Easterly of County Road No 12, except that part thereof described as follows: Commencing at the Northeast corner of said Section 25; thence on an assumed bearing of West 00 degrees 00 minutes 00 seconds along the North line of said Section 25 a distance of 1838.6 feet; thence South 25 degrees 57 minutes 30 seconds West along a line on or near the center line of County State Aid Highway No. 12, a distance of 1047.6 feet to the point of beginning; thence continuing South 25 degrees 57 minutes 30 seconds West along said line on or near the center line of County State Aid Highway No.12 a distance of 175 feet; thence South 64 degrees 02 minutes 30 seconds East a distance of 250 feet; thence North 25 57' 30" East, a distance of 175 feet; thence North 64 02' 30" West a distance of 250 feet to the point of beginning. PROPERTY ADDRESS: 37825 Park Trail, Center City, MN 55012 PROPERTY IDENTIFICATION NUMBER: 01.00301.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $163,953.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 23, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 27, 2012 AnchorBank, FSB successor by merger to S&C Bank Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 5, 12, 19, 26, 2012, January 2, 9, 2013 3230560


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 03/17/2006 MORTGAGOR(S): Austin C Stanford and Sandra E Stanford, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Sound Mortgage Decisions Corporation Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 1001570-0065136471-2 Lender or Broker: Sound Mortgage Decisions Corporation Servicer: Bank of America, N.A. Mortgage Originator: Sound Mortgage Decisions Corporation DATE AND PLACE OF RECORDING: Recorded March 27, 2006,Chisago County Recorder, Document No. A-466257. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: September 12, 2011,Recorded October 03, 2011,Chisago County Recorder, Document No. A536652. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Char-Croft Circle, Chisago County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 11.00845.00 ADDRESS OF PROPERTY: 6446 Donny Brook Circle North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $420,363.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 24, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/24/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 26, 2012 Bank of America, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-115046 Published in the ECM POST REVIEW December 5, 12, 19, 26, 2012 January 2, 9, 2013 3230720


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,560.00 MORTGAGOR(S): James Prior, a married person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Filed December 1, 2006, Chisago County Recorder; Document No. A478231 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on December 1, 2006 as Document Number A478232 LEGAL DESCRIPTION OF PROPERTY: The East 547.97 feet of the South 508 feet of the North 550 feet of the East Half of the Southwest Quarter of Section 35, Township 33, Range 20 STREET ADDRESS OF PROPERTY: 24461 Oldfield Avenue North, Scandia, MN 55073 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $213,741.67 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 23, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 28, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2530) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 24461 Oldfield Avenue North, Scandia, MN 55073 (2) Transaction Agent Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 04.00448.30 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW December 5, 12, 19, 26, 2012, January 2, 9, 2013 3233848


1010 LG Mortgage Foreclosures

12-087219 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,400.00 MORTGAGOR(S): Jason J Lindquist and Jeannine Lindquist who acquired title as Jeannine Lamanna, Husband and Wife MORTGAGEE: Bank of America, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bank of America, N.A. SERVICER: Ocwen Loan Servicing, LLC DATE AND PLACE OF FILING: Filed June 9, 2009, Chisago County Recorder, as Document Number A-510831 ASSIGNMENTS OF MORTGAGE: Assigned to: Ocwen Loan Servicing, LLC; Dated: November 6, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Ridge Hills Farms PROPERTY ADDRESS: 8620 244Th St N, Forest Lake, MN 55025 PROPERTY IDENTIFICATION NUMBER: 13.11075.71 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $224,646.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 23, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 23, 2012 Ocwen Loan Servicing, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 12, 19, 26, 2012 January 2, 9, 16, 2013 3229155


1010 LG Mortgage Foreclosures

12-087521 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Kevin Hays and Roselyn Hays, husband and wife MORTGAGEE: ABN AMRO Mortgage Group, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: ABN AMRO Mortgage Group, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed January 26, 2007, Chisago County Recorder, as Document Number A-480602 LEGAL DESCRIPTION OF PROPERTY:A parcel of land located in the Southwest Quarter of the Southeast Quarter AND in Government Lot 5, Section 23, Township 34 North, Range 19 West, Town of Shafer, Chisago County, Minnesota, described as follows: Commencing at the South Quarter Corner of said Section of 23; thence North 84 degrees 20 minutes 19 seconds East, along the South line of said Section 23, 917.97 feet to the center line of Upland Road; thence North 26 degrees 45 minutes 14 seconds West, along said center line, 770.62 feet; thence North 27 degrees 09 minutes 11 seconds West, along said center line, 398.96 feet; thence North 30 degrees 00 minutes 00 seconds West, along said center line, 183.00 feet to the point of beginning; thence North 60 degrees 00 minutes 00 seconds East, 1049.62 feet to the East line of said Government Lot 5; thence North 03 degrees 25 minutes 16 seconds West, along the East line of said Government Lot 5, 50.00 feet to the beginning of a line meandering the South shore of Colby Lake; thence North 61 degrees 07 minutes 23 seconds West, along said meander line, 298.21 feet to the end of said meander line; thence South 60 degrees 00 minutes 00 seconds West, 917.86 feet to the center line of said Upland Road; thence South 30 degrees 00 minutes 00 seconds East, along said center line 300.00 feet to the point of beginning. Including all lands lying between the above described meander line and the waters edge of Colby Lake. The line from the meander corner on the North line to the waters edge bears North 60 degrees 00 minutes 00 seconds East. The line from the meander corner of the East line to the water edge is the East line of Government Lot 5 which bears North 03 degrees 25 minutes 16 seconds West. PROPERTY ADDRESS: 32253 Upland Rd, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 08 00251 05 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $268,202.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 23, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 23, 2012 CitiMortgage, Inc., as successor in interest by merger to ABN AMRO Mortgage Group, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 12, 19, 26, 2012 January 2, 9, 16, 2013 3229160


1010 LG Mortgage Foreclosures

09-062009 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,950.00 MORTGAGOR(S): Paul K Doerfler, a Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100013800869976999 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: GreenPoint Mortgage Funding, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 10, 2005, Chisago County Recorder, as Document Number A-450640 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A., f/k/a Norwest Bank Minnesota, N.A., solely as Trustee for Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2005-AR4, Mortgage Pass-Through Certificates, Series 2005-AR4; Dated: June 6, 2012 filed: June 21, 2012, recorded as document number A-545685 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Sunrise Pines PROPERTY ADDRESS: 5709 Stacy Trl, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19 00162 85 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $161,251.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 23, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 29, 2012 Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A., f/k/a Norwest Bank Minnesota, N.A., solely as Trustee for Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2005-AR4, Mortgage Pass-Through Certificates, Series 2005-AR4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 12, 19, 26, 2012, January 2, 9, 16, 2013 3231376


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 08/19/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,300.00 MORTGAGOR(S): Jeffrey S. Hoscheid and Jennie I. Hoscheid, husband and wife, as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 08/29/2005 as Document Number A-455395 in the Office of the County Recorder, Chisago County, Minnesota TAX PARCEL I.D. NO.: 11.01029.97 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Stonegate Plat 2, Chisago County, Minnesota ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 6545 377th Street, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $202,012.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/24/2013 at 10:00 A.M. PLACE OF SALE: Chisago Sheriff's Office, 313 North Main Street, Rm. 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on 07/24/2013, or the next business day if 07/24/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/12/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/ Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published in the ECM POST REVIEW December 12, 19, 26, 2012, January 2, 9, 16, 2013 3237780


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/05/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Edward F. Snyder and Thelma R. Snyder, husband and wife as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 05/18/2005 as Document Number 449307 in the Office of the County Recorder, Chisago County, Minnesota TAX PARCEL I.D. NO.: 21.00606.00 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), Sunrise West, according to the map or plat thereof on file or of record in the Office of the County Recorder in and for Chisago County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 26594 Everton Circle, Wyoming, MN 55092 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $168,951.60 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/24/2013 at 10:00 A.M. PLACE OF SALE: Chisago Sheriff's Office, 313 North Main Street, Rm. 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on 07/24/2013, or the next business day if 07/24/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/12/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/ Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published in the ECM POST REVIEW December 12, 19, 26, 2012, January 2, 9, 16, 2013 3242571


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR:Brian D. Laroue and Mary E. Laroue, husband and wife. MORTGAGEE:National City Real Estate Services, LLC, s/b/m to National City Mortgage, Inc., f/k/a National City Mortgage Co. DATE AND PLACE OF RECORDING: Recorded July 7, 2003 Chisago County Recorder, Document No. A-407040. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 27098 Foxboro Court, Wyoming, MN 55092 TAX PARCEL I.D. #: 21.00523.00 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Heritage Heights No. 2 COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$126,910.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 1, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 1, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 3, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-005807 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW December 12, 19, 26, 2012, January 2, 9, 16, 2013 3242588


1010 LG Mortgage Foreclosures

12-087929 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $293,211.40 MORTGAGOR(S): Cory M. Ouimet and Lynn A. Ouimet, husband and wife MORTGAGEE: Household Industrial Finance Company LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Household Industrial Finance Company SERVICER: HSBC Consumer Lending Mortgage Servicing DATE AND PLACE OF FILING: Filed July 2, 2007, Chisago County Recorder, as Document Number A-487108 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block Two, Autumn Prairie, together with an undivided 1/15th interest in Outlot A, Autumn Prairie PROPERTY ADDRESS: 7050 330Th Trl, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05.00247.29 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $324,728.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 6, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 10, 2012 Household Industrial Finance Company Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 19, 26, 2012, January 2, 9, 16, 23, 2013 3243082


1010 LG Mortgage Foreclosures

12-084699 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $326,400.00 MORTGAGOR(S): Mark Rooney and Dawn M. Rooney, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000754-2006009008-9 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Homestead Mortgage Corporation SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed December 17, 2007, Chisago County Recorder, as Document Number A 493376 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: August 28, 2012 LEGAL DESCRIPTION OF PROPERTY: The East 181.5 feet of the West 511.50 feet of the South 726 feet of the Southwest Quarter of the Southeast Quarter of Section 7, Township 34 North, Range 20 West PROPERTY ADDRESS: 10868 Lindo Trail, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02-00453-20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $326,285.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 6, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 10, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 19, 26, 2012, January 2, 9, 16, 23, 2013 3243114


1010 LG Mortgage Foreclosures

10-063496 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,500.00 MORTGAGOR(S): Daniel M Barnier and Courtney I Barnier, husband and wife MORTGAGEE: Argent Mortgage Company, LLC LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Argent Mortgage Company, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed May 11, 2004, Chisago County Recorder, as Document Number A-428549 ASSIGNMENTS OF MORTGAGE: Assigned to: Ameriquest Mortgage Company; Dated: October 15, 2010 filed: October 26, 2010, recorded as document number A-526800; thereafter assigned to JPMorgan Chase Bank, National Association dated October 15, 2010 and recorded October 26, 2010 as document number A-526801. Thereafter assigned to JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC dated October 19, 2012. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Rush Landing PROPERTY ADDRESS: 945 8Th St W, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 17-00685-41 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $160,926.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 30, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 30, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 11, 2012 JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 19, 26, 2012, January 2, 9, 16, 23, 2013 3243541


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,360.00 MORTGAGOR(S): Joseph J. Jennrich, a single person MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Filed November 8, 2005, Chisago County Recorder; Document No. A459765 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on November 8, 2005 as Document Number A459766, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 43, In The Village Of Chisago City STREET ADDRESS OF PROPERTY: 28130 Lacy Ave., Chisago City, MN 55013-9560 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $132,570.53 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 6, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 6, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 11, 2012 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2375) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 28130 Lacy Ave., Chisago City, MN 55013-9560 (2) Transaction Agent Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 13.00555.50 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW December 19, 26, 2012, January 2, 9, 16, 23, 2013 3243728


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,790.00 MORTGAGOR(S): Christine L. Skur, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed April 19, 2010, Chisago County Recorder; Document No. A-520884 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Shady Rest Plat 2 STREET ADDRESS OF PROPERTY: 12064 Lake Lane, Lindstrom, MN 55045-8387 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $120,369.72 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 13, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 13, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 11, 2012 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF3098) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 12064 Lake Lane, Lindstrom, MN 55045-8387 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 15.00746.28 (6) Transaction Agent's Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW December 19, 26, 2012, January 2, 9, 16, 23, 2013 3243992


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 6, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 MORTGAGOR(S): Michael E. Soule and Kay Soule, husband and wife MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Filed April 15, 2004, Chisago County Recorder; Document No. A426891 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on July 6, 2005 as Document No. A452229, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Ashton North Plat 4 STREET ADDRESS OF PROPERTY: 6275 - 263rd Street, Wyoming, MN 55092-9060 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $208,127.62 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 6, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 6, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: MICHAEL E. SOULE AND KAY SOULE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 13, 2012 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2450) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6275 - 263rd Street, Wyoming, MN 55092-9060 (2) Transaction Agent Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 21.00447.19 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW December 19, 26, 2012, January 2, 9, 16, 23, 2013 3247018


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 9, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,000.00 MORTGAGOR(S): Mark D. Shelton and Tara R. Shelton, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed January 4, 2010, Chisago County Recorder; Document No. A517716 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Rolling Green STREET ADDRESS OF PROPERTY: 6184 267th Court, Wyoming, MN 55092-8340 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $385,143.76 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 6, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 6, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 13, 2012 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1900) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6184 267th Court, Wyoming, MN 55092-8340 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 21.00374.11 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW December 19, 26, 2012 January 2, 9, 16, 23, 2013 3247965


1010 LG Mortgage Foreclosures

12-088185 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Lisa Benick, unmarried female MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100162500054199030 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Ohio Savings Bank SERVICER: Nationstar Mortgage, LLC DATE AND PLACE OF FILING: Filed November 14, 2005, Chisago County Recorder, as Document Number A-460114 ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage, LLC; Dated: December 6, 2011 filed: December 29, 2011, recorded as document number A-539885 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northwest Quarter (SW 1/4 of NW 1/4), Section Eight (8), Township Thirty-three (33) North, Range Twenty-one (21) West, lying westerly of the westerly right-of-way line of County Road No. 30 (formerly U.S. No. 61); lying easterly of the easterly right-of-way line of Burlington Northern Railroad (formerly Northern Pacific Railroad); and lying southerly of a line lying 130 feet South of and parallel to the north line of said Southwest Quarter of Northwest Quarter (SW 1/4 of NW 1/4) and said parcel being more particularly described as follows: Beginning at a point on the westerly right-of-way line of said County Road No. 30 (formerly U.S. No. 61) said point being 130 feet South of the north line of said SW 1/4 of NW 1/4; thence South 05 degrees 50 minutes 13 seconds West, assumed basis for bearings 263.03 feet along westerly right-of-way; thence North 84 degrees 09 minutes 47 seconds West 220.00 feet; thence South 79 degrees 15 minutes 01 seconds West 136.81 feet to the easterly right-of-way line of said Burlington Northern Railroad (formerly Northern Pacific railroad); thence North 07 degrees 09 minutes 51 seconds East 263.00 feet along said easterly right-of-way to a point 130 feet South of the north line of said SW 1/4 of NW 1/4; thence North 89 degrees 21 minutes 43 seconds East 347.24 feet along a line that is 130 feet south of said SW 1/4 of NW 1/4 to the point of beginning. PROPERTY ADDRESS: 28710 Forest Boulevard, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 21.10130.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $167,194.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 13, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 13, 2012 Nationstar Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 26, 2012, January 2, 9, 16, 23, 30, 2013 3247610


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,174.00 MORTGAGOR(S): Leslie C. Lange, unmarried MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed April 5, 2010, Chisago County Recorder; Document No. A520448 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A: THAT PART OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 37 NORTH, RANGE 21 WEST, CHISAGO COUNTY, MINNESOTA, LYING NORTHERLY OF THE SOUTH 400 FEET THEREOF AND LYING EASTERLY OF THE FOLLOWING DESCRIBED LINE:COMMENCING AT THE NORTHWEST CORNER OF SAID SOUTHWEST QUARTER OF THE NORTHEAST QUARTER; THENCE SOUTH 89 DEGREES 58 MINUTES 51 SECONDS EAST, ASSUMED BEARING ALONG THE NORTH LINE OF SAID SOUTHWEST QUARTER OF THE NORTHEAST QUARTER, A DISTANCE OF 595.70 FEET, TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE SOUTH 0 DEGREES 01 MINUTE 09 SECONDS WEST, A DISTANCE OF 2 08.70 FEET; THENCE NORTH 8 9 DEGREES 58 MINUTES 51 SECONDS WEST, TO THE EAST LINE OF THE WEST 510 FEET OF SAID SOUTHWEST QUARTER OF THE NORTHEAST QUARTER; THENCE SOUTHERLY, ALONG SAID EAST LINE, TO THE NORTH LINE OF THE SOUTH 4 00 FEET OFSAID SOUTHWEST QUARTER OF THE NORTHEAST QUARTER AND SAID LINE THERE TERMINATING. AND AN INGRESS AND EGRESS EASEMENT OVER AND ACROSS THAT PART OF THE SOUTHWEST -.QUARTER OF THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 37 NORTH, RANGE 21 WEST, CHISAGO COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OFSAID SOUTHWEST QUARTER OF THE NORTHEAST QUARTER; THENCE SOUTH 8 9DEGREES 58 MINUTES 51 SECONDS EAST, ASSUMED BEARING ALONG THE NORTH LINE OF SAID SOUTHWEST QUARTER OF THE NORTHEAST QUARTER, A DISTANCE OF 337.00 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING SOUTH 8 9 DEGREES 5 8 MINUTES 51 SECONDS EAST, ALONG SAID NORTH LINE, A DISTANCE OF 50.00 FEET; THENCE SOUTH 09 DEGREES 01 MINUTE 09 SECONDS WEST, A DISTANCE OF 208.70 FEET; THENCE SOUTH 89 DEGREES 58 MINUTES 51 SECONDS EAST A DISTANCE OF 19 9 FEET, MORE OR LESS, TO THE EAST LINE OF THE WEST 510 FEET OF SAID SOUTHWEST QUARTER OF THE NORTHEAST QUARTER; THENCE SOUTHERLY, ALONG SAID EAST LINE, A DISTANCE OF 50 FEET; THENCE NORTH 89 DEGREES 58 MINUTES 51 SECONDS WEST, A DISTANCE OF 169 FEET, MORE OR LESS, TO A LINE THAT BEARS SOUTH 0 DEGREES 01 MINUTE 09 SECONDS WEST FROM THE POINT OF BEGINNING; THENCE NORTH 0 DEGREES 01 MINUTE 09 SECONDS EAST, ALONG SAID LINE, TO THE POINT OF BEGINNING. STREET ADDRESS OF PROPERTY: 8865 517th Street, Rush City, MN 55069-2146 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $105,910.15 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 13, 2013 at 10:00am PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said MORTGAGOR(S), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 13, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 18, 2012 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Bannock, Esq. Curt N. Trusty, Esq. Jeffrey D. Copulatory, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Waffle) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8865 517th Street, Rush City, MN 55069-2146 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number: 07.00256.10 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW December 26, 2012, January 2, 9, 16, 23, 30, 2013 3251986


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date:December 18, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated August 13, 2010, executed by Gary L. Carlson Jr. a married man, as mortgagor, to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for The Business Bank, DBA Prime Mortgage, a Minnesota Banking Corporation, as mortgagee, and recorded on August 17, 2010 as Document Number A-524539, in the office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. Said Mortgage was assigned to Wells Fargo Bank, N.A. by written assignment recorded on September 19, 2011 as Document Number A-536253, in the office of the County Recorder of Chisago County, Minnesota. 3. The original principal amount secured by the Mortgage was $177,509.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. No mortgagor has been released from financial obligation on the mortgage. 6. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 7. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $177,979.75. 8. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot Seven (7), Block One (1), G&K Plat 3, Chisago County, Minnesota. will be sold by the Sheriff of Chisago County, Minnesota, at public auction on February 14, 2013 at 10:00 a.m. at the office of the Chisago County Sheriff, 313 North Main Street, Room 100, Center City, MN 55012. 9. The mortgagor must vacate the property on or before 11:59 p.m. August 14, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 10. The time allowed by law for redemption by Mortgagors or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 12. THE RIGHT TO VERIFICATION OF THE DISCHARGED DEBT SECURED BY THE MORTGAGE AND IDENTITY OF THE ORIGINAL MORTGAGEE IS NOT AFFECTED BY THIS ACTION. Foreclosure Data required by Minn. Stat. Sec. 580.025 1.Property Address: 7400 381st Street, North Branch, MN 55056 2.Transaction Agent: Not Applicable 3.Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., acting solely as nominee for The Business Bank, DBA Prime Mortgage, a Minnesota Banking Corporation 4.Residential Servicer: Wells Fargo Bank, N.A. 5.Tax Parcel Identification Number: 11-00478.07 6.Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD & THONE, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 7-2899 Published in the ECM POST REVIEW December 26, 2012, January 2, 9, 16, 23, 30, 2013 3254206


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 01/24/1998 MORTGAGOR(S): Mark A. Schneider and Larae M. Schneider, husband and wife. MORTGAGEE: Homeowners Mortgage Corporation SERVICER: Bank of America, N.A. MORTGAGE ID #: n/a DATE AND PLACE OF RECORDING: Recorded April 15, 1998,Chisago County Recorder, Document No. 307239. ASSIGNMENTS OF MORTGAGE: Assigned to: NationsBanc Mortgage Corporation Dated: January 29, 1998,Recorded April 15, 1998,Chisago County Recorder, Document No. 307240. LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Marshall Meadow. REGISTERED PROPERTY: No TAX PARCEL NO.: 05.00598.11 ADDRESS OF PROPERTY: 5752 317th Street Stacy, MN 55079 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,405.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $79,475.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, August 16, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 02/16/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 18, 2012 Bank of America, National Association as successor by merger to BA Mortgage, LLC, as successor by merger to Nationsbanc Mortgage Corporation Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, National Association as successor by merger to BA Mortgage, LLC, as successor by merger to Nationsbanc Mortgage Corporation Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-121256 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, February 21,2013, at 10:00 a.m Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: December 18,2012 Bank of America, National Association as successor by merger to BA Mortgage, LLC, as successor by merger to Nationsbanc Mortgage Corporation Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, National Association as successor by merger to BA Mortgage, LLC, as successor by merger to Nationsbanc Mortgage Corporation Assignee of Mortgagee 55 E. 5th St, Suite 800 St. Paul, MN 55101 (651)291-8955 16751-121256 Published in the ECM POST REVIEW January 2, 2013 3255428


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 01/11/2007 MORTGAGOR(S): Julia A. Frechette, a single person. MORTGAGEE: Bank of America, National Association Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Bank of America, National Association Servicer: Specialized Loan Servicing, LLC Mortgage Originator: Bank of America, National Association DATE AND PLACE OF RECORDING: Recorded January 23, 2007,Chisago County Registrar of Titles, Document No. T-19061 Against Certificate of Title no. 0004775. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association, as Trustee for the Certificate-Holders of Banc of America Mortgage Securities Inc, Banc of America Alternative Loan Trust 2007-1, Mortgage Pass-Through Certificates, Series 2007-1 Dated: July 17, 2012,Recorded July 27, 2012,Chisago County Registrar of Titles, Document No. T-22644 Against Certificate of Title no. 4775. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, of Tower Fields Subdivision, according to the plat thereof on file and of record in the Office of the Registrar of Titles in and for Chisago County, Minnesota REGISTERED PROPERTY: Yes TAX PARCEL NO.: 16.00535.64 ADDRESS OF PROPERTY: 6317 Cougar Trail North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,344.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, February 21, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 08/21/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 20, 2012 Wells Fargo Bank, National Association, as Trustee for the Certificate-Holders of Banc of America Mortgage Securities Inc, Banc of America Alternative Loan Trust 2007-1, Mortgage Pass-Through Certificates, Series 2007-1 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificate-Holders of Banc of America Mortgage Securities Inc, Banc of America Alternative Loan Trust 2007-1, Mortgage Pass-Through Certificates, Series 2007-1 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-110063 Published in the ECM POST REVIEW January 2, 9, 16, 23, 30, February 6, 2013 3255461


1010 LG Mortgage Foreclosures

12-082250 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00 MORTGAGOR(S): Jasen S. Wallraff, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000085056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Maribella Mortgage, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 20, 2005, Chisago County Recorder, as Document Number A-458610 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1; Dated: April 2, 2012 filed: April 16, 2012, recorded as document number A-543378 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wissahickon Meadows PROPERTY ADDRESS: 27710 Jenner Ct, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.10228.52 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $303,008.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 19, 2012, at 10:00 AM, has been postponed to January 23, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by July 23, 2013 at 11:59 PM. Dated: December 20, 2012. U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW January 2, 2013 3256659


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 10/25/2006 MORTGAGOR(S): Steven Paul Brouillard, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgageit, Inc. Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100112065735152627 Lender or Broker: Mortgageit, Inc. Servicer: Bank of America, N.A. Mortgage Originator: Mortgageit, Inc. DATE AND PLACE OF RECORDING: Recorded November 29, 2006,Chisago County Registrar of Titles, Document No. T-18931 Against Certificate of Title no. 0004693. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association as Trustee for Holders of Deutsche ALT-A Securities Mortgage Loan Trust, Series 2006-AR6 Mortgage Pass-through Certificates,Series 2006-AR6 Dated: September 28, 2011,Recorded June 01, 2012,Chisago County Registrar of Titles, Document No. T-22526 Against Certificate of Title no. 4693. LEGAL DESCRIPTION OF PROPERTY: Lot eight (8) in Block four (4), Holiday Shores-2nd Plat, according to the Plat thereof on file in the Office of the Register of Titles in and for said Chisago County, Minnesota. REGISTERED PROPERTY: Yes TAX PARCEL NO.: 03.01257.00 ADDRESS OF PROPERTY: 44878 Bending Circle Harris, MN 55032 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,935.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, February 21, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 08/21/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 21, 2012 HSBC Bank USA, National Association as Trustee for Holders of Deutsche ALT-A Securities Mortgage Loan Trust, Series 2006-AR6 Mortgage Pass-through Certificates,Series 2006-AR6 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: HSBC Bank USA, National Association as Trustee for Holders of Deutsche ALT-A Securities Mortgage Loan Trust, Series 2006-AR6 Mortgage Pass-through Certificates,Series 2006-AR6 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-114418 Published in the ECM POST REVIEW January 2, 9, 16, 23, 30, February 6, 2013 3256696


1010 LG Mortgage Foreclosures

12-088184 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 4, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Lynda Chilstrom, Married Woman MORTGAGEE: Suntrust Mortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Suntrust Mortgage, Inc. SERVICER: Nationstar Mortgage, LLC DATE AND PLACE OF FILING: Filed June 16, 2008, Chisago County Recorder, as Document Number A-499281 ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage, LLC; Dated: January 9, 2011 filed: January 31, 2011, recorded as document number A-530085 LEGAL DESCRIPTION OF PROPERTY: The North 100 feet of the West one-half of Lot 4, and the North 100 feet of Lots 5 and 6, all in Block 6, North Branch, Minnesota PROPERTY ADDRESS: 38981 7Th Ave N, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 16-00244-00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $130,414.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 20, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 24, 2012 Nationstar Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW January 2, 9, 16, 23, 30, February 6, 2013 3256949


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2006 MORTGAGOR:Kelly J. Gorman and Claressa C. Gorman, husband and wife. MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded October 17, 2006 Chisago County Recorder, Document No. A476245. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 48600 River Road, Rush City, MN 55069 TAX PARCEL I.D. #: 070048000 LEGAL DESCRIPTION OF PROPERTY: The South Half of the Northeast Quarter (S1/2 of NE1/4) of Section Thirty-six (36), Township Thirty-seven (37), Range Twenty-one (21) COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $484,152.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 24, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 19, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2435 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 3, 2012 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: June 19, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2435 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 19, 2012 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: August 1, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2435 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 28, 2012 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: October 19, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2435 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 1, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: December 26, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2435 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW January 2, 2013 3257764


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Kenneth Kuchenmeister, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Centennial Mortgage and Funding, Inc. DATE AND PLACE OF RECORDING: Recorded: June 08, 2006 Chisago County Recorder Document Number: A-470047 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 17, 2011 Recorded: October 26, 2011 Chisago County Recorder Document Number: A-537445 And assigned to: Nationstar Mortgage LLC Dated: December 06, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120026729 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 27355 Finland Ave, Wyoming, MN 55092-9115 Tax Parcel ID Number: 21-00590-38 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Sunrise River Estates Plat 2, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,949.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 14, 2013, or the next business day if August 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 02, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022068F05 Published in the ECM POST REVIEW January 2, 9, 16, 23, 30, February 6, 2013 3257783


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $304,000.00 MORTGAGOR(S): William D. Chopp, a married person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed January 19, 2007, Chisago County Recorder; Document No. A480329 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Humphreys Estates STREET ADDRESS OF PROPERTY: 5194 Eifer Trail, Stacy, MN 55079-4592 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $317,164.26 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 20, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 20, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 27, 2012 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2944) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5194 Eifer Trail, Stacy, MN 55079-4592 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 05.00456.02 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW January 2, 9, 16, 23, 30, February 6, 2013 3258366


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 06/24/2003 MORTGAGOR(S): David J. Soyring and Laura L. Soyring, husband and wife. MORTGAGEE: Lake Area Mortgage, a division of Lake Area Bank Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Lake Area Mortgage, a division of Lake Area Bank Servicer: Lake Area Mortgage Mortgage Originator: Lake Area Mortgage, a division of Lake Area Bank DATE AND PLACE OF RECORDING: Recorded June 25, 2003, Chisago County Recorder, Document No. A-406243. LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), North Meadow, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 15.00830.02 ADDRESS OF PROPERTY: 11714 North Meadow Curve Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,787.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, February 21, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 08/21/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 27, 2012 Lake Area Mortgage, a division of Lake Area Bank Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Lake Area Mortgage, a division of Lake Area Bank Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17393-120004 Published in the ECM POST REVIEW January 2, 9, 16, 23, 30, February 6, 2013 3258485


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): James V. Vainovskis and Tammy A. Vainovskis, husband and wife MORTGAGEE: Mortgages Unlimited, Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Filed May 21, 2003, Chisago County Recorder; Document No. A-403159 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California Corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. by written assignment recorded on May 21, 2003 as Document Number A-403160, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Exhibit "A" That part of the Northwest Quarter of the Southeast Quarter of Section 21, Township 34 North, Range 20 West, Chisago County, Minnesota, described as follows: Beginning at the southwest corner of the Northwest Quarter of the Southeast Quarter; thence northerly, along the west line of the Northwest Quarter of the Southeast Quarter, a distance of 420.00 feet; thence northeasterly, deflecting 65 degrees 00 minutes to the right, a distance of 580.00 feet; thence southeasterly, deflecting 65 degrees 00 minutes to the right, to the center line of North Lakes Trail (also known as County State Aid Highway No. 20); thence southwesterly, along said center line, to the south line of the Northwest Quarter of the Southeast Quarter; thence westerly, along said south line, to the point of beginning. And, that part of the Southwest Quarter of the Southeast Quarter of Section 21, Township 34 North, Range 20 West, Chisago County, Minnesota, described as follows: Commencing at the northwest corner of the Southwest Quarter of the Southeast Quarter; thence South 89 degrees 46 minutes 28 seconds East, assumed bearing along the north line of the Southwest Quarter of the Southeast Quarter, a distance of 156.45 feet to the point of beginning of the parcel to be described; thence South 36 degrees 31 minutes 52 seconds West, a distance of 75.17 feet; thence South 69 degrees 56 minutes 31 seconds East, a distance of 488 feet, more or less, to the center line of North Lakes Trail (also known as County State Aid Highway No. 20); thence northeasterly, along said center line, 267 feet, more or less, to the north line of the Southwest Quarter of the Southeast Quarter; thence westerly, along said north line, 557 feet, more or less, to the point of beginning. Subject to North Lakes Trail (also known as County State Aid Highway No. 20). Subject to and together with any other valid easements, restrictions and reservations. STREET ADDRESS OF PROPERTY: 32300 North Lakes Trail, Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $104,666.54 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 20, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 20, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 28, 2012 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2977) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 32300 North Lakes Trail, Lindstrom, MN 55045 (2) Transaction Agent Mortgages Unlimited, Inc., a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgages Unlimited, Inc., a Minnesota Corporation (4) Residential ServicerWells Fargo 800-868-0043 (5) Tax Parcel Identification Number 02-00658-00 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW January 2, 9, 16, 23, 30, February 6, 2013 3259552


1019 LG Certificate of Assumed Name

Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 1. State the exact assumed name under which the business is or will be conducted: Greg's Glass 2. State the address of the principal place of business. 6589 Oakridge Ct. North Branch, MN 55056 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name. Gregory M. Crowell 6589 Oakridge Ct. North Branch, MN 55056 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Dated: 10/09/2012 /s/ Gregory M. Crowell Published in the ECM Post Review December 26, 2012, January 2, 2013 3251401


1019 LG Certificate of Assumed Name

Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 1. State the exact assumed name under which the business is or will be conducted: Royal Enterprises America 2. State the address of the principal place of business. 30622 Forest Blvd. Stacy, MN 55079 3. List the name and complete street address of all persons conducting business under the above Assumed Name. Royal Concrete Pipe, Inc. 30622 Forest Blvd. Stacy, MN 55079 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Dated: November 20, 2012 /s/ David Leach David Leach, Chief Financial Officer 651-462-2130 Published in the ECM Post Review December 26, 2012, January 2, 2013 3252129


1025 LG County of Chisago

NOTICE OF ANNUAL ORGANIZATIONAL MEETING CHISAGO COUNTY BOARD OF COMMISSIONERS January 8, 2013 The Chisago County Board of Commissioners will hold its annual organizational meeting on Tuesday, January 8, 2013 at 9:00 a.m. in the Chisago County Board Room. The schedule for the remainder of the year will be determined at this meeting. Please direct any questions or comments to the Chisago County Clerk of Board at 651/213-8830. By Order of the Chisago County Board of Commissioners George McMahon, Chair DeAnna Lilienthal Clerk, County Board Published in the ECM POST REVIEW December 26, January 2, 2013 3253584


1025 LG County of Chisago

VACANCY ON THE CHISAGO COUNTY BOARD OF ADJUSTMENT The Chisago County Board of Commissioners seeks applicants for appointment to fill the remainder of a term on the County Board of Adjustment. BOARD OF ADJUSTMENT $ 3-year term, thru January 15, 2015. District #3: Cities of Chisago City, Lindstrom. Township of Chisago Lakes - S. $ Applicants must be a resident of District #3. The Board of Adjustment meets the 4th Thursday of every month at 7 p.m. in Room 131 of the Chisago County Government Center. Interested citizens must submit an Application for Appointment Form to the Chisago County Clerk of Board, 313 North Main Street, Room 175, Center City, MN 55012. The form is available by contacting County Administration at 651/213-0451 or by visiting our website: www.co.chisago.mn.us Additional information about the position is available from the Zoning Office at 651/213-8371 and on our website. The Board requests that Applications for Appointment be received by January 3, 2015. However, the Board reserves the right to extend the application deadline. Application for Appointment may also be faxed to 651/213-8876. Published in the ECM POST REVIEW December 26, 2012 3255268


1025 LG County of Chisago

3257737D.indd


1025 LG County of Chisago

3259404D.indd


1153 LG School Dist. #139

UNAPPROVED MINUTES OF REGULAR SCHOOL BOARD MEETING INDEPENDENT SCHOOL DISTRICT #139 December 20, 2012 The Regular School Board Meeting was called to order by Chairperson Tryon at 7:00 p.m. in Rush City High School Media Center. Roll Call Board Members present: Scott Tryon, Carol Cook, Brian Anderson, Stefanie Folkema, Brenda Nessel, and Channa Tastsides. Board Members absent: None. Others in attendance: Vern Koepp, Superintendent; Laureen Frost, Business Manager; Brent Stavig, High School Principal; Melody Tenhoff, Elementary Principal; Julie Thom, Early Childhood Coordinator; Chisago County Sheriff Rick Duncan and several deputies; a representative from the ECM Post Review; and many other interested persons. Approval of Regular School Board Meeting Agenda Motion #19312 by Nessel seconded by Tastsides approving the Regular Board Meeting agenda with the following changes: III Reports -B Updates Item 1, Remove Outcomes Report and add School Safety Concerns. Motion carried unanimously. Approval of Regular School Board Meeting Minutes Motion # 19412 by Anderson seconded by Nessel approving the minutes of the Regular School Board Meeting of November 15, 2012. Motion carried unanimously. Recognition/Policy Review In a first reading the Board discussed the following policies: Policy #522-Student Sex Nondiscrimination, Policy #530-Immunization Requirements, and Policy #604-Instructional Curriculum. After a second reading and final Board review of proposed changes, Motion # 19512 by Tastsides seconded by Anderson approving the following policies: Policy #301-School District Administration, Policy #302-Superintendent, Policy #515-Protection and Privacy of Pupil Records, and Policy #730 Post-Issuance Debt Compliance. Motion carried unanimously. Financial Information Following the Business Manager's review and Superintendent's certification, Motion #19612 by Tastsides seconded by Anderson approving the payment of invoices and obligations in the amount of $820,847.99 for Rush City, and $485,117.54 for SCRED. Motion carried unanimously. Investments: Business Manager Frost reported that the district has $2,589,246 invested as of November 30, 2012. Revenue/Expenditure Update: Business Manager Frost reviewed the 2012-13 revenue and expenditure report, noting that revenues are running approximately $800,000 behind expenditures to date, due to delays in state aid. Frost reported a change in the State Aid payment schedule will improve our revenue expenditure imbalance and help maintain good cash flow. Communications Board members reviewed a thank you note from the Moulton family and a memorandum from the Minnesota Department of Education Finance Division stating that there would be a change in the state aid payment schedule. Reports Positive Points High School Principal Stavig shared the following positive points: On November 26 the following 12 students were inducted into the Rush City Chapter of the National Honor Society: Kiawana Forcier, Chase Grant, Josie Kent, Garrett Larson, Edward Luttrell, Maxwell Maher, Alissa Mell, Joey Mitchell, Samantha Oscarson, Garret Pearson, Linzy Potter, and Caleb Swanson. Maureen Guentzel, NHS Advisor, would like to thank the Board members who attended and participated in the ceremony-Brian Anderson, Stephanie Folkema, and Scott Tryon. NHS appreciates the Board's continued support. The FOR club has started their first school wide project, creating an "act of kindness chain". The idea is that each time someone witnesses an act of kindness they write it on a piece of paper and make it a link on the chain. Currently the chain is stretching across the main office. The cast and crew of Little Shop of Horrors put on two more fantastic shows since our last meeting. This was a talented bunch of students! Monday night our music department put on a concert. Both the band and choir performed. Our students performed well and Mr. Kuehn even threw in a little comedy. We once again have plenty of sports action going on with basketball, wrestling, and hockey well underway. Our athletes are training hard and performing well. Julie Risland has started a cribbage club that meets Mondays and Wednesdays after school. Kids are having fun, learning the game, and using math skills and strategy to try and defeat their opponents. East Central Energy's Operation Roundup program made this possible with a $600 donation. Elementary Principal Tenhoff shared the following positive points: Students collected $452.78 through our Make a Difference jar program for the New York Public Schools as the rebuild after Hurricane Sandy. This was a good lesson in generosity! Speaking of "good lessons," the Student Council raised $138 with the selling of Compassion ribbons this fall. That money will go toward other compassion activities this school year. Student Council has also been busy with sponsoring ACES (an after-school activity program), decorating the school for Christmas, and helping to gather food for the Food Shelf. Between the high school and elementary, we sent over 1,400 pounds of food! This year, Student Council provided a little classroom competition and Mrs. Lofgren's first grade class proudly accepted the honor of bringing in the most food. A few weeks ago, we gathered together to acknowledge the winners of the Fire Safety Poster Contest. Austin and Kyle showed off their artistic ability and won first prize in their age groups. This contest, as well as the others we do periodically throughout the year, provides our students that have a flair of an artist to shine. AmeriCorps volunteers provided 1,968 minutes of volunteer service to the students at Jacobson Elementary! That's a great deal of extra support for our students - thank you! I am very proud to announce that at this year's TIES conference, Mrs. Sue Williams was honored with the District Technology Leader Award. She has provided great leadership with the iPad initiative, SmartBoard usage, and is always willing to share her expertise. A very deserving award! We were very sad to have to postpone this year's production of A Christmas Carol due to illness. It has been rescheduled for Thursday, January 17th. You won't want to miss this performance! The second grade students, under the direction of Mrs. Holmstrom, provided a GREAT holiday program. Mrs. Holmstrom extends her appreciation to everyone who works with second grade students - it truly is a team effort to make a program like this happen! Preschool Coordinator Thom shared the following positive points: 1. The second section of 3 year old preschool that was approved earlier this school year has been up and running since October. We have 12 students enrolled. The room that this section meets in has recently had a SMARTboard installed. The room is now a fully functioning SMART classroom! Teachers in the ECFE and Head Start program that also teach in this room will receive training on how to use the SMARTboard when school resumes in January. We are looking forward to bringing this technology to a whole new group of learners. 2. Our ECSE, or Early Childhood Special Education program, continues to grow. There are currently 26 students somewhere in the ECSE process. 17 students are receiving services, 4 have qualified for services and we are waiting for parent signatures and there are 5 additional students currently being evaluated for services. 3. Dawn Johnson and I, recently had the opportunity to share what we have been doing with technology in our early childhood classrooms at the TIES Education Technology Conference in Minneapolis. We estimate that about 50 people attended our session where we were able to highlight some of the tools we have available in our program and share how our students continue to make great gains in their early literacy fluency measures. We will again share this presentation along with Mr. Koepp, at the MSBA 2013 Leadership Conference in January. Superintendent Koepp shared the following positive points: Congratulations to Mary Kurvers, Julie Thom, and Dawn Johnson for being selected as presenters at the annual TIES technology conference in Minneapolis. Updates School Safety Concerns A number of people were present to discuss concerns with school safety and school communication with parents. Superintendent Koepp provided a summary of the high school threat incident, how the threat was handled, and events following the incident. Public comments addressed concerns with the security of school buildings and communication with parents when school safety is compromised. Suggestions and ideas for improved safety were shared. Administration has begun a review of safety issues and the discussion will continue among appropriate committees, with parent input, and with the school board. Meetings Attended Chairperson Tryon commented on the SCRED hosted legislative forum and that the new SCRED building is a huge improvement over previous office space. Board member Cook reported on a recent Infinity Governing Board meeting noting that Infinity seems to be a healthy and growing organization providing good opportunities for our students. Old Business There were no items for consideration. New Business Personnel Motion #19712 by Nessel seconded by Tastsides accepting the resignation of Candi Crippen, Physical Education/Health Teacher, and thanking her for many years of service to the Rush City Schools. Motion carried unanimously. Motion #19812 by Tastsides seconded by Anderson accepting the resignation of Adriane Wimmer, Paraprofessional. Motion carried unanimously. Motion #19912 by Anderson seconded by Tastsides authorizing a .5 FTE increase for a Certified Special Education Teacher and one additional paraprofessional. Motion carried unanimously. Motion #20012 by Anderson seconded by Nessel approving the FMLA leave request for Lee Ann Anderson, 4-6 weeks beginning January 7, 2013, and the FMLA leave request for Sue Mold beginning 12/17/12 through 2/28/13. Motion carried unanimously. Motion #20112 by Nessel seconded by Tastsides approving the addition of a JH Speech Asst. Coach for 2012-13 only and employing Colleen Daniels in that position. Motion carried unanimously. Motion #20212 by Cook seconded by Anderson approving the employment of Stephanie Hackel, Paraprofessional, and Sarah Anderson, Paraprofessional. Motion carried unanimously. Truth in Taxation/Levy Adoption Business Manager Frost provided information regarding the district's current budget, background information on school district property taxes, and information regarding the proposed tax levy for 2013. During the discussion Frost noted that the percentage of general fund revenue from the state is up slightly from the previous year and the percentage of the general fund revenue from federal sources is down slightly from the previous year. Public comment: No district residents were present to comment on the proposed tax levy. Upon the recommendation of the Superintendent, Motion #20312 by Anderson seconded by Tastsides certifying the levy payable for 2013 for property taxes at $1,774,646.94. Motion carried unanimously. Note: This is a decrease of $96,598 or 5.16%. Capital Expenditure - Five-Year Plan Board members reviewed an updated Capital Expenditure Plan and Superintendent Koepp identified the significant changes. Whereupon Motion #20412 by Anderson seconded by Tastsides approving the Capital Expenditure Plan as presented. Motion carried unanimously. Note: This plan is a working document. Seniority Lists Action Upon the recommendation of the Superintendent and following proper posting and review of seniority lists Motion #20512 by Tastsides seconded by Nessel approving the following seniority lists for the 2012-13 school year: Rush City teachers, St. Croix River Education District teachers, Title I teachers, paraprofessionals, food service workers, custodians, and bus drivers. Motion carried unanimously. Authorization to Bid Copy Machines Motion #20612 by Anderson seconded by Tastsides authorizing the District Office to seek bids for copy machines. Motion carried unanimously. St. Croix River Education District Motion #20712 by Cook seconded by Nessel accepting the resignation of Jaime Burnside, Clerical, effective November 30, 2012. Motion carried unanimously. Motion #20812 by Nessel seconded by Tastsides authorizing an FMLA leave request for Ann McCormick beginning 11/30/12 through June 30, 2013, and an FMLA leave request for Katherine Kauls beginning 3/3/13 through June 30, 2013. Motion carried unanimously. Motion #20912 by Anderson seconded by Nessel approving the employment of Alex Bernard, Clerical, 182 days per year, prorated to 872 hours for the remainder of 2012-13. Motion carried unanimously. Calendar Study Session High School Conf. Rm. 1/3/13 6:00 p.m. Regular Board Meeting High School Room 201 1/17/13 7:00 p.m. Adjournment Motion #21012 by Anderson seconded by Tastsides adjourning the Regular School Board meeting at 10:00 p.m. Motion carried unanimously. Respectfully submitted, Brian Anderson Clerk Our mission is to provide each learner with appropriate educational opportunities to reach his or her potential. Published in the ECM POST REVIEW January 2, 2013 3258331



ECM Post Review Home Page