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1010 LG Mortgage Foreclosures

13-089666 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $251,000.00 MORTGAGOR(S): William R. Prouty and Alice M. Prouty, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 29, 2006, Chisago County Recorder, as Document Number A-478120 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association as Trustee for RFMSI 2007-SA1; Dated: November 27, 2012 filed: December 19, 2012, recorded as document number A-552493 MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 100062604715540482 SERVICER: GMAC Mortgage, LLC LENDER: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) LEGAL DESCRIPTION OF PROPERTY: South 1/2 of the Northeast Quarter of the Southeast Quarter of Section 34, Township 36 North, Range 21 West. STREET ADDRESS OF PROPERTY: 42310 Iris Ave, Harris, MN 55032 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago TAX PARCEL IDENTIFICATION NUMBER: 14.00309.10 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $218,889.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 1, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 1, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 1, 2013 U.S. Bank National Association as Trustee for RFMSI 2007-SA1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW March 13, 20, 27 April 3, 10, 17, 2013 3316218


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/30/2004 MORTGAGOR(S): Chad A. Mittelsteadt, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Hillsborough Corporation Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100197900001692468 Lender or Broker: Hillsborough Corporation Servicer: Seterus, Inc. Mortgage Originator: Hillsborough Corporation DATE AND PLACE OF RECORDING: Recorded December 14, 2004,Chisago County Recorder, Document No. A-441314. ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association Dated: October 11, 2011,Recorded November 22, 2011,Chisago County Recorder, Document No. A538733. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Buffalo Ridge 3rd Addition, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 180010772 ADDRESS OF PROPERTY: 17548 309th Court Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,368.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, May 02, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 11/04/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 06, 2013 Federal National Mortgage Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Federal National Mortgage Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17625-130002 Published in the ECM POST REVIEW March 13, 20, 27, April 3, 10, 17, 2013 3319286


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 MORTGAGOR: Steven J. Gilles, a single person. MORTGAGEE:American Residential Mortgage, LP. DATE AND PLACE OF RECORDING: Recorded June 14, 2005 Chisago County Recorder, Document No. A-450898. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated May 20, 2005 Recorded June 14, 2005, as Document No. A-450899. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 39064 4th Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 16.00564.09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Cedar Crest COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,375.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 1, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 13-002254 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 13, 20, 27, April 3, 10, 17, 2013 3322794


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 1994 MORTGAGOR:Charles A. Anderson and Susan M. Anderson, husband and wife. MORTGAGEE:Mountain States Mortgage Centers, Inc.. DATE AND PLACE OF RECORDING: Recorded April 21, 1994 Chisago County Recorder, Document No. 261746. ASSIGNMENTS OF MORTGAGE: Assigned to: Matrix Financial Services Corporation. Dated March 1, 1999 Recorded March 11, 1999, as Document No. 322681. And thereafter assigned to: First Citizens Bank and Trust Company. Dated July 9, 2012 Recorded July 26, 2012, as Document No. A546830. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mountain States Mortgage Centers, Inc. RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 330 Plateau Street FKA 210 Plateau Street, Taylors Falls, MN 55084 TAX PARCEL I.D. #: 20.00288.00 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9) and the South Fifteen (15) feet of Lot Eight (8) in Block Forty-three (43), in the Town (now Village) of Taylors Falls. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $57,702.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $10,078.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 26, 2013 First Citizens Bank and Trust Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9 - 12-007709 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 13, 20, 27, April 3, 10, 17, 2013 3322800


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2003 MORTGAGOR:Deborah Jean Chilton, single woman and Carla L. Anderson, single woman. MORTGAGEE:JPMorgan Chase Bank, National Association S/B/M Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 30, 2003 Chisago County Recorder, Document No. A-403927. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15559 280th Street, Lindstrom, MN 55045 TAX PARCEL I.D. #: 040034730 LEGAL DESCRIPTION OF PROPERTY: THAT PART OF GOVERNMENT LOT 4 OF SECTION 12, TOWNSHIP 33 NORTH, RANGE 20 WEST, CHISAGO COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF SECTION 12; THENCE SOUTH 87 DEGREES, 53 MINUTES, 12 SECONDS EAST, ASSUMED BEARING ALONG THE SOUTH LINE OF SECTION 12, A DISTANCE OF 995.36 FEET TO THE POINT OF BEGINNING OF THE PARCEL TO BE DESCRIBED THENCE CONTINUING SOUTH 87 DEGREES, 53 MINUTES, 12 SECONDS EAST, ALONG SAID SOUTH LINE, A DISTANCE OF 300.00 FEET; THENCE NORTH 1 DEGREE, 0 MINUTES, 0 SECONDS WEST, A DISTANCE OF 1011 FEET, MORE OR LESS, TO THE CENTER LINE OF 280TH STREET; THENCE SOUTHWESTERLY, ALONG SAID CENTER LINE, A DISTANCE OF 510 FEET, MORE OR LESS, TO THE LINE THAT BEARS NORTH 13 DEGREES, 32 MINUTES, 57 SECONDS WEST FROM THE POINT OF BEGINNING; THENCE SOUTH 13 DEGREES, 32 MINUTES, 57 SECONDS EAST, ALONG SAID LINE, A DISTANCE OF 895 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,229.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 28, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 26, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-001487 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 13, 20, 27, April 3, 10, 17, 2013 3322819


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date: March 11, 2013 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 24, 2003, executed by Houle Enterprises, LLC, a Minnesota limited liability company, as Mortgagor, to Wells Fargo Bank Minnesota, National Association, as Mortgagee, and filed for record October 28, 2003, as Document No. A-416895, in the office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. As the result of a consolidation, Wells Fargo Bank Minnesota, National Association is now known as Wells Fargo Bank, National Association. 3. The original principal amount secured by the Mortgage was $484,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. No mortgagor has been released from financial obligation on the mortgage. 6. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 7. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $387,810.77. 8. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lots Seven (7), Eight (8) and Nine (9), Block Seven (7), in the Village of North Branch, Chisago County, Minnesota will be sold by the Sheriff of Chisago County, Minnesota, at public auction on May 16, 2013, at 10:00 a.m. at the office of the Chisago County Sheriff, 313 North Main Street, Room 100, Center City, Minnesota. 9. The mortgagor must vacate the property on or before 11:59 p.m. November 18, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 10. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 12. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Foreclosure Data required by Minn. Stat. Sec. 580.025 1. Property Address: 38955 Forest Boulevard, North Branch, Minnesota 55025 2. Transaction Agent: Not Applicable 3. Name of Mortgage Originator (Lender): Wells Fargo Bank, N.A. 4. Residential Servicer: Wells Fargo Bank, N.A. 5. Tax Parcel Identification Number: 16-00257-00 6. Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association Attorneys for Mortgagee Mark D. Stephenson STEPHENSON, SANFORD, THONE PIERSON & STREAN, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 File No. 7-2882-NB Published in the ECM POST REVIEW March 20, 27, April 3, 10, 17, 24, 2013 3324222


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 7, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Kevin A. Bauer and Emily J. Bauer, husband and wife MORTGAGEE: Washington Mutual Bank, F.A., a Federal Savings Bank DATE AND PLACE OF FILING: Filed October 17, 2003, Chisago County Recorder; Document No. A415914 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on February 27, 2007 as Document Number A481950 LEGAL DESCRIPTION OF PROPERTY: The Wet 273 feet of the South 160 feet of the North 330 feet of the South 660 feet of the Southwest 1/4 of Northwest 1/4 of Section 28, Township 33, Range 21 STREET ADDRESS OF PROPERTY: 25577 Goodview Avenue, Wyoming, MN 55092-9310 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $191,487.04 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 15, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 15, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 13, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF3383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 25577 Goodview Avenue, Wyoming, MN 55092-9310 (2) Transaction Agent Washington Mutual Bank, F.A., a Federal Savings Bank (3) Name of Mortgage Originator (Lender) Washington Mutual Bank, F.A., a Federal Savings Bank (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 21.00140.50 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW March 20, 27, April 3, 10, 17, 24, 2013 3325788


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,120.00 MORTGAGOR(S): Jedidiah Dimich, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mila Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001752-0000303907-3 SERVICER: Ocwen Loan Servicing, LLC LENDER: Mila, Inc.. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder, on July 27, 2006, as Document No. A-472540. Said mortgage modified by Loan Modification Agreement recorded 12/06/2010 as Document Number A-528217 in the office of the Chisago County ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-16, Asset-Backed Certificates, Series 2006-16 Dated: April 6, 2012 , and recorded April 26, 2012 by Document No. A-543799 . LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the South Half of Lot 2, School-Croft Addition to the city of North Branch, Minnesota, Chisago County, Minnesota. PROPERTY ADDRESS: 38851 2nd Avenue, North Branch, MN 55056 PROPERTY I.D: 16-00502-00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twelve Thousand Nine Hundred Forty-Six and 93/100 ($112,946.93) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 8, 2013 PLACE OF SALE: Chisago County Sheriff's Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 8, 2013, or the next business day if November 8, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 20, 2013 Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-16, Asset-Backed Certificates, Series 2006-16 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00239-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4368274 03/20/2013, 03/27/2013, 04/03/2013, 04/10/2013, 04/17/2013, 04/24/2013 Published in the ECM POST REVIEW March 20, 27 April 3, 10, 17, 24, 2013 3326750


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date:March 12, 2013 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated December 30, 2010, executed by Jeri Roy, a single person, as mortgagor, to Wells Fargo Bank, N.A., as mortgagee, and recorded on January 10, 2011 as Document Number A529369, in the office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was $197,754.00. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. No mortgagor has been released from financial obligation on the mortgage. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $206,614.52. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 2, Block 3, Prairie Fields, Chisago County, Minnesota. will be sold by the Sheriff of Chisago County, Minnesota, at public auction on May 9, 2013 at 10:00 a.m. at the office of the Chisago County Sheriff, 313 North Main Street, Room 100, Center City, MN 55012. 8. The mortgagor must vacate the property on or before 11:59 p.m. November 11, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 9. The time allowed by law for redemption by Mortgagors or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Foreclosure Data required by Minn. Stat. Sec. 580.025 1. Property Address: 42330 Afton Avenue, Harris, MN 55032-2001 2. Transaction Agent: Not Applicable 3. Name of Mortgage Originator (Lender): Wells Fargo Bank, N.A. 4. Residential Servicer: Wells Fargo Bank, N.A. 5. Tax Parcel Identification Number: 03-00518-11 6. Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD, THONE, PIERSON, & STREAN, PLC Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 7-2865 Published in the ECM POST REVIEW March 20, 27, April 3, 10, 17, 24, 2013 3327330


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2005 MORTGAGOR: Steven M. Schmidt, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. as nominee for Centennial Mortgage & Funding, Inc.. DATE AND PLACE OF RECORDING: Recorded April 12, 2005 Chisago County Recorder, Document No. A-447350. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated October 15, 2012 Recorded October 26, 2012, as Document No. A-550427. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120011812 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage & Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 5684 Sherman Oaks Road, Stacy, MN 55079 TAX PARCEL I.D. #: 190000311 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Sunrise Prairie Townhomes, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$149,594.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$131,116.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 6, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-13-001924 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 20, 27, April 3, 10, 17, 24, 2013 3327460


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2009 MORTGAGOR:Denny L. Graham and Beverly J. Graham, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 2, 2009 Chisago County Recorder, Document No. A-514778. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated July 17, 2012 Recorded July 30, 2012, as Document No. A-546911. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100376240900143823 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nationwide Mortgage Concepts LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 38186 Branch Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 11.0103527 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Mystic Woodlands Plat 2 COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,871.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$205,615.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 11, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-001590 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 20, 27 April 3, 10, 17, 24, 2013 3328872


1010 LG Mortgage Foreclosures

STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure and Breach of Contract Court File No. 13-CV-12-626 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE - Real Property Minnco Credit Union, a Minnesota Credit Union, Plaintiff, vs. Luke W. Brewster and Heather M. Brewster, individually and as husband and wife, LVNV Funding, LLC, a Limited Liability Company, John Doe and Mary Roe, Defendants. STATE OF MINNESOTA) COUNTY OF CHISAGO )ss. NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 4th day of February, 2013, by the District Court of Chisago County, Minnesota, Tenth Judicial District, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due Plaintiff in the above entitled action from Defendant Luke W. Brewster, as prescribed in the Judgment, the undersigned Sheriff of Chisago County will sell at public auction, to the highest bidder, for cash, on the 2nd day of May , 2013 at 10:00 a.m., at the Lobby of the Chisago County Sheriff's Office, 313 North Main Street, Room 100, Center City, MN 55012, the premises and real estate, lying and being in the County of Chisago, State of Minnesota, described in said Judgment, to wit: Lot One (1), Block One (1), Prairie Ponds (hereinafter the "Premises") together with (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"), (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Defendants Luke W. Brewster and Heather M. Brewster (the "Borrowers") either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by the Borrowers, or in which the Borrowers have or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by the Borrowers, or in which the Borrowers have or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of the Borrowers in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of the Borrowers, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, the "Mortgaged Property"). Property Address: XXX Andee Ave., Harris, MN 55032. Parcel Identification #03.00500.11 Dated: March 14, 2013 RICK DUNCAN Sheriff of Chisago County, Minnesota By: /s/ Keith J. Hoppe Deputy Sheriff D. Sherwood McKinnis, #176898 LINDBERG & McKINNIS, P.A. 200 3rd Avenue NE, Suite 300 Cambridge, MN 55008 (763) 689-9596 Published in the ECM POST REVIEW March 20, 27 April 3, 10, 17, 24, 2013 3328913


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,000.00 MORTGAGOR(S): Sara R Holslin F/K/A Sara R. Fazendin and Jason T. Holslin, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for St. Croix Mortgage Company, Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on August 22, 2003 in the Office of the Chisago County Recorder as Document Number A411257. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.by written assignment recorded on August 24, 2012 as Document Number A547867 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lots 1, 2 and 3, EXCEPT the North 4 feet of Lot 3, Block 85, in the Town (now village) of Taylor`s Falls STREET ADDRESS OF PROPERTY: 510 WALNUT STREET, TAYLORS FALLS, MN 55084-1115 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $102,798.85 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 8, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 8, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 15, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0160-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 510 WALNUT STREET TAYLORS FALLS, MN 55084-1115 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for St. Croix Mortgage Company, Inc., a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for St. Croix Mortgage Company, Inc., a Minnesota Corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.00422.00 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100060677002180826 Published in the ECM POST REVIEW March 20, 27 April 3, 10, 17, 24, 2013 3329168


1010 LG Mortgage Foreclosures

13-090031 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Ralph M. Austen and Patricia L. Austen, husband and wife MORTGAGEE: Secure Mortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Secure Mortgage, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed December 17, 2004, Chisago County Recorder, as Document Number A-441605 ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc.; Dated: December 2, 2004 filed: December 17, 2004, recorded as document number A-441606 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Wildridge PROPERTY ADDRESS: 5138 382Nd Dr, North Branch, MN 55055 PROPERTY IDENTIFICATION NUMBER: 11.01070.07 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $158,561.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 15, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 15, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 18, 2013 CitiMortgage, Inc., as successor in interest by merger to Principal Residential Mortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW March 27, April 3, 10, 17, 24, May 1, 2013 3330070


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,163.00 MORTGAGOR(S): Paul A. Nedland, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for United Wholesale Mortgage, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: July 16, 2009 Chisago County Recorder Document Number: A512238 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: June 29, 2012 Recorded: July 09, 2012 Chisago County Recorder Document Number: A-546229 And assigned to: Nationstar Mortgage, LLC Dated: December 17, 2012 Recorded: January 03, 2013 Chisago County Recorder Document Number: A-553037 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100032413509168485 Lender or Broker: United Wholesale Mortgage Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 15 E 4th St, Rush City, MN 55069-9035 Tax Parcel ID Number: 17.00151.00 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Northwest Quarter of Section 22, Township 37, Range 21, Chisago County, Minnesota, described as follows: Beginning at a point in the West line of the Northwest Quarter of the Northwest Quarter of said Section 22, 1027 feet South of the Northwest corner of said Section; thence East at a right angle to the West line of said Section 22, a distance of 57 feet; thence South parallel with the West line of said Section, to the North line of that certain public highway extending Easterly from the East end of Fourth Street in the Village of Rush City, according to the plat thereof on file and of record in the office of the Register of Deeds of said County, as now located and traveled across said Northwest Quarter of the Northwest Quarter; thence West along the North line of said public highway, to the West line of said Northwest Quarter of Northwest Quarter; thence North to the point of beginning, together with an easement for water and sewer connection over and across the Southwest 25 feet of the parcel to the East thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,266.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 09, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 11, 2013, or the next business day if November 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 27, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 027126F01 Published in the ECM POST REVIEW March 27, April 3, 10, 17, 24, May 1, 2013 3330478


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,500.00 MORTGAGOR(S): Cory Johnston and Jacqueline Johnston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for St. Croix Mortgage Company, Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on June 4, 2002 in the Office of the Chisago County Recorder as Document Number A378799. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on December 6, 2012 as Document Number A551970 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The East 660 feet of the South 450 feet of the Southeast 1/4 of the Southeast 1/4, Section 2; and the East 660 feet of the North 210 feet of the Northeast 1/4 of the Northeast 1/4, Section 11; all in Township 37, Range 22 STREET ADDRESS OF PROPERTY: 52986 Deerwood Avenue, Rush City, MN 55069-2723 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $150,190.23 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 22, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 22, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Cory W. Johnston and Jacqueline Rebecca Johnston "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 21, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0434-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 52986 Deerwood Avenue Rush City, MN 55069-2723 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for St. Croix Mortgage Company, Inc., a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for St. Croix Mortgage Company, Inc., a Minnesota Corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 06.00232.20 and 06.00140.20 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100060677002009744 Published in the ECM POST REVIEW March 27, April 3, 10, 17, 24, May 1, 2013 3335506


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2008 MORTGAGOR: Randy D. Warner and Kristi J. Warner, husband and wife. MORTGAGEE: Crosscountry Mortgage Inc. DATE AND PLACE OF RECORDING: Recorded July 29, 2008 Chisago County Recorder, Document No. A500737. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated June 30, 2008 Recorded July 29, 2008, as Document No. A500738. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Crosscountry Mortgage Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 9030 465th Street, Harris, MN 55032 TAX PARCEL I.D. #: 090078100 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Goose Creek Preserve, Chisago County, Minnesota Together with all hereditaments and appurtenances belonging thereto. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,119.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$233,007.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 18, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-002488 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 27, April 3, 10, 17, 24 May 1, 2013 3336369


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2006 MORTGAGOR: Randy G. Westby, a single person and Sandra J. Guse, a single person. MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded April 5, 2006 Chisago County Recorder, Document No. A-466716. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc. Dated February 14, 2006 Recorded April 5, 2006, as Document No. A-466717. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 40530 Finley Road, North Branch, MN 55056 TAX PARCEL I.D. #: 11.01036.52 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Chain Lake Preserve Second Addition, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$463,055.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 14, 2013 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 13-002408 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 27, April 3, 10, 17, 24 May 1, 2013 3336384


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2006 MORTGAGOR: Deanna L. Sandhoefner and Thomas J. Sandhoefner, wife and husband. MORTGAGEE:JPMorgan Chase Bank, National Association as successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded June 29, 2006 Chisago County Recorder, Document No. A-471134. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to Lasalle Bank, National Association as Trustee for WaMu Mortgage Pass-Through Certificates Series 2006-AR10 Trust. Dated January 27, 2010 Recorded February 8, 2010, as Document No. A-518782. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13765 Norelius Lane, Lindstrom, MN 55045 TAX PARCEL I.D. #: 150076400 LEGAL DESCRIPTION OF PROPERTY: Lots 16, Lot 17, Lot A and that portion of the vacated street lying between Lots A and 17 of Sundberg's Beach COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $840,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $975,043.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 12, 2013 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-001597 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 27, April 3, 10, 17, 24 May 1, 2013 3336400


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2009 MORTGAGOR: Daniel M. Antilla and Katie L. Antilla, husband and wife. MORTGAGEE: JPMorgan Chase Bank, N.A. DATE AND PLACE OF RECORDING: Recorded August 5, 2009 Chisago County Recorder, Document No. A-512973. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2145 North Lake Drive, Braham, MN 55006 TAX PARCEL I.D. #: 060015100 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE A LEGAL DESCRIPTION File Number 9225154P That part of the Southeast Quarter of Section 3, Township 37 North, Range 22 West, Chisago County, Minnesota, lying Easterly of tho center line of County State Aid Highway No. 2, as the same is presently constructed, lying Northerly of the South 1320 feet of said Southeast Quarter, and lying Northeasterly of the following described line; Commencing at the Intersection of the North line of the South 1320 feet of said Southeast Quarter and the East line of the West Half of said Southeast Quarter; thence Northerly, along said West line. 546.63 feet to the point of beginning; thence Northwesterly, deflecting 65 degree 41 minutes 44 seconds to the left, to the center line of said County State Aid Highway No. 2, and said line there terminating. And lying Westerly of the following described line: Commencing at the Intersection of the North line of the South 1320 feet of said Southeast Quarter and the East line of the West Half of said Southeast Quarter; thence Easterly, along said North line, 587.73 feet to the point of beginning; thence Northeasterly, deflecting 84 degrees 31 minutes 43 seconds to the left 523.36 feet; thence Northeasterly, deflecting 4 degrees 23 minutes 00 seconds to the left, to the center line of said County State Aid Highway No. 2, and said line than terminating, Excepting therefrom the following described parcel; Beginning at a point approximately 1303 feet North and 726 feet East of the South Quarter corner of said Section 3, said point being on the center line of County State Aid Highway No. 2, at now relocated and the center line of the parcel hereby conveyed, said parcel being 80 feet in width, 40 feet right and left of center line, thence in a Northeasterly direction, a distance of 867 feet to the beginning of a circular curve; thence continuing in a Northeasterly direction on a 5 degree circular curve to the right, delta angle 50 degrees 14 minutes lor a distance of 933 feet to the end of the parcel conveyed, said point of being approximately 1907 feet East and 33 feet South of the center of said Section 3. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,353.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None Dated: March 18, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-002194 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 27, April 3, 10, 17, 24 May 1, 2013 3336426


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,417.00 MORTGAGOR(S): GERALD E. WRIGHT and KATHLEEN I. WRIGHT, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Recorded on August 18, 2003 in the Office of the Chisago County Recorder as Document Number A410802. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Exhibit "A" REAL PROPERTY IN CHISAGO COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: THAT PART OF THE SOUTHWEST CORNER OF THE SOUTHWEST QUARTER OF, THE SOUTHEAST QUARTER (SW1/4 SE1/4) OF SECTION TWENTY-SIX (26), TOWNSHIP THIRTY-FOUR (34), RANGE TWENTY (20) THAT IS DESCRIBED AS FOLLOWS. TO-WIT: COMMENCING AT THE SW CORNER OF SAID SW1/4 OF SE1/4 OF SECTION 26; THENCE NORTH 290.4 FEET; THENCE EAST 150 FEET; THENCE SOUTH 290.4 FEET. TO THE SECTION LINE; THENCE WEST 150 FEET TO THE PLACE OF BEGINNING. STREET ADDRESS OF PROPERTY: 14818 310TH STREET, CENTER CITY, MN 55012-9638 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $87,317.65 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 22, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 22, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Gerald E. Wright and Kathleen I. Wright "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-1460-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 14818 310TH STREET CENTER CITY, MN 55012-9638 (2) Transaction Agent Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 02-00752-00 (6) Transaction Agent`s Mortgage ID Number (MERS number) NONE Published in the ECM POST REVIEW March 27, April 3, 10, 17, 24 May 1, 2013 3336562


1010 LG Mortgage Foreclosures

13-089873 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Mark S. Helbig and, Lori L. Helbig AKA Lori Lee Barnes, husband and wife MORTGAGEE: Washington Mutual Bank, F.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Washington Mutual Bank, F.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed May 10, 2007, Chisago County Recorder, as Document Number A-484864 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A.; Dated: January 10, 2013 filed: January 22, 2013, recorded as document number A553742 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Three (3), Branch Haven, Village of Branch PROPERTY ADDRESS: 6464 381St St, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11.00839.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $127,963.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 20, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW April 3, 10, 17, 24, May 1, 8, 2013 3333389


1010 LG Mortgage Foreclosures

13-090042 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,000.00 MORTGAGOR(S): Mark S. Johnson & Caroline A. Johnson, husband and wife MORTGAGEE: CitiMortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: CitiMortgage, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed February 2, 2007, Chisago County Recorder, as Document Number A-480847 LEGAL DESCRIPTION OF PROPERTY: The West Half of the East Half of the Southwest Quarter of the Southwest Quarter of Section 34, Township 35, Range 21, County of Chisago, City of North Branch and State of Minnesota. PROPERTY ADDRESS: 7460 360 Th Street, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11.00701.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $259,776.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 15, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 15, 2013. Dated: March 22, 2013 CitiMortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW April 3, 10, 17, 24, May 1, 8, 2013 3335782


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 12, 2006 MORTGAGOR:Bernice M. Morelli fka Bernice M. Snelson and George T. Morelli, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 3, 2006 Chisago County Recorder, Document No. A-477080. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. Dated January 30, 2013 Recorded February 1, 2013, as Document No. A-554099. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000210947 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5035 261st Lane, Wyoming, MN 55092 TAX PARCEL I.D. #: 21.00694.00 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Timber Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$138,501.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 19, 2013 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-13-002463 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW April 3, 10, 17, 24, May 1, 8, 2013 3337650


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $369,000.00 MORTGAGOR(S): Scott A. Lindsley and Diana L. Lindsley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delware corporation as nominee for River City Mortgage & Financial, LLC, a Delaware limited liability company DATE AND PLACE OF FILING: Filed November 2, 2007, Chisago County Recorder; Document No. A-491894 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on October 2, 2012 as Document No. A549356, in the Office of the County Recorder of Chisago County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Parcel 1: The Northeast Quarter of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NE 1/4 of NW 1/4) of Section One (1), Township Thirty-seven (37), Range Twenty-one (21), Chisago County, Minnesota; Parcel 2: The Southeast Quarter of the Northeast Quarter of the Northwest Quarter (SE 1/4 of NE 1/4 of NW 1/4), Section One (1), Township Thirty-seven (37), Range Twenty-one (21) STREET ADDRESS OF PROPERTY: 9795 540th St., Rush City, MN 55069-2251 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $350,104.22 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 22, 2013 at 10:00 am PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 12 (twelve) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 22, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 27, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760) (WF2985) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9795 540th St., Rush City, MN 55069-2251 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delware corporation as nominee for River City Mortgage & Financial, LLC, a Delaware limited liability company (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delware corporation as nominee for River City Mortgage & Financial, LLC, a Delaware limited liability company (4) Residential ServicerWells Fargo Bank 800-678-7896 (5) Tax Parcel Identification Number 07-00117-80 and 07-00117-30 (6) Transaction Agent's Mortgage ID Number (MERS number) NONE Published in the ECM POST REVIEW April 3, 10, 17, 24, May 1, 8, 2013 3339315


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 MORTGAGOR(S): Jason A. Andres, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for American Mortgage Network, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed December 14, 2004, Chisago County Recorder; Document No. A-441342 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on March 23, 2012 as Document No. A-542634, in the Office of the County Recorder of Chisago County, Minnesota LEGAL DESCRIPTION OF PROPERTY: EXHIBIT "A" That part of the Southwest Quarter of Northeast Quarter (SW 1/4 of NE 1/4) of Section Two (2). Township Thirty-seven (37), Range Twenty-two (22), Chisago County, Minnesota, which lies easterly of the centerline of C.S.A.H. No. 1, except the North 66.00 feet of said SW 1/4 of NE 1/4. AND The West 100.00 feet of the Southeast Quarter of Northeast Quarter (SE 1/4 of NE 1/4) of Section Two (2), Township Thirty-seven (37), Range Twenty-two (22). Chisago County. Minnesota, except the North 66.00 feet of said SE 1/4 of NE 1/4. Subject to existing easements of record. STREET ADDRESS OF PROPERTY: 53665 Rush Lake Trail, Braham, MN 55006 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $140,244.18 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 22, 2013 at 10:00 am PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 22, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 27, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF3393) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 53665 Rush Lake Trail, Braham, MN 55006 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for American Mortgage Network, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for American Mortgage Network, Inc., a Delaware corporation (4) Residential ServicerWells Fargo Bank 800-678-7896 (5) Tax Parcel Identification Number 06-00133-00 (6) Transaction Agent's Mortgage ID Number (MERS number) 1001310-2040789460-7 Published in the ECM POST REVIEW April 3, 10, 17, 24, May 1, 8, 2013 3339460


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,840.00 MORTGAGOR(S): Kevin Sistrunk and Julia Sistrunk, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 28, 2005 Chisago County Recorder Document Number: A-457199 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC1 Dated: September 22, 2011 Recorded: September 30, 2011 Chisago County Recorder Document Number: A536580 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004703365 Lender or Broker: Decision One Mortgage Company, LLC. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 40665 Louden Ave, North Branch, MN 55056-6210 Tax Parcel ID Number: 09.00098.10 LEGAL DESCRIPTION OF PROPERTY: The North 330 feet of the South 990 feet of the Southwest 1/4 of the Northwest 1/4 of Section 8, Township 35, Range 20, Chisago County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $367,374.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2013, or the next business day if November 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 03, 2013 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022688F02 Published in the ECM POST REVIEW April 3, 10, 17, 24, May 1, 8, 2013 3339617


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $525,000.00 MORTGAGOR(S): Thomas J. Menne and Gabrielle J. Menne, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homestead Mortgage Corporation, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: December 11, 2006 Chisago County Recorder Document Number: A-478626 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka The Bank Of New York As Trustee For The Certificateholders of CWMBS, Inc., CHL Mortgage Pass-through Trust 2006-20, Mortgage Pass-through Certificates, Series 2006-20 Dated: September 19, 2012 Recorded: September 27, 2012 Chisago County Recorder Document Number: A-549224 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060030259 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 7733 E Viking Blvd, Chisago City, MN 55013-5064 Tax Parcel ID Number: 21-10158-00 LEGAL DESCRIPTION OF PROPERTY: The East 300.00 feet of the Southeast Quarter of the Southwest Quarter of Section 10, Township 33, Range 21, Chisago County, Minnesota, and that part of the South 463.00 feet of said Southeast Quarter of the Southwest Quarter, lying West of the East 300.00 feet thereof, Chisago County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $538,010.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2013, or the next business day if November 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 03, 2013 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank Of New York As Trustee For The Certificateholders of CWMBS, Inc., CHL Mortgage Pass-through Trust 2006-20, Mortgage Pass-through Certificates, Series 2006-20 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007544F02 Published in the ECM POST REVIEW April 3, 10, 17, 24, May 1, 8, 2013 3340262


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,000.00 MORTGAGOR(S): Kris J. Olson and Melissa L. Olson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for America`s Wholesale Lender, a New York corporation DATE AND PLACE OF FILING: Recorded on June 4, 2003 in the Office of the Chisago County Recorder as Document Number A-404330. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., Successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by written assignment recorded on September 30, 2011 as Document Number A-536578 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Mystic Woodlands, Chisago County, Minnesota STREET ADDRESS OF PROPERTY: 6177 Glacier Drive, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $89,752.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 22, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 22, 2014 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 29, 2013 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0113-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6177 Glacier Drive North Branch, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for America`s Wholesale Lender, a New York corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for America`s Wholesale Lender, a New York corporation (4) Residential ServicerBank of America, N.A. (5) Tax Parcel Identification Number 11-00996-73 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100015700024428829 Published in the ECM POST REVIEW April 3, 10, 17, 24, May 1, 8, 2013 3342654


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 3, 2007 MORTGAGOR: Robyn E. Chamberlain, a single woman and Elaine M. Story and Frank H. Story, husband and wife . MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 10, 2007 Chisago County Recorder, Document No. A490920. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated: July 3, 2012. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420060075064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation, a Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 10646 Hay Creek Road, North Branch, MN 55056 TAX PARCEL I.D. #: 090007600 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Northwest Quarter of Section 7, Township 35 North, Range 20 West, Chisago County, Minnesota, lying Westerly of the East 660 feet and Easterly of the West 10 acres, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,578.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,257.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 20, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002334 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW April 3, 10, 17, 24, May 1, 8, 2013 3343546


1010 LG Mortgage Foreclosures

12-089018 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Christopher P. Clasen and Jennifer A. Clasen, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100162500060119394 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Adelphi Mortgage Corp. SERVICER: Residential Credit Solutions, Inc. DATE AND PLACE OF FILING: Filed February 9, 2006, Chisago County Recorder, as Document Number A-464297 ASSIGNMENTS OF MORTGAGE: Assigned to: Residential Credit Solutions, Inc.; Dated: June 20, 2012 filed: July 11, 2012, recorded as document number A-546375; Thereafter assigned to Federal National Mortgage Association dated June 20, 2012 and recorded July 11, 2012 as document number A-546376. Thereafter assigned to Residential Credit Solutions, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Riverwood View PROPERTY ADDRESS: 37683 Reed Avenue, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 01.00141.51 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $290,092.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 1, 2013 Residential Credit Solutions, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW April 10, 17, 24, May 1, 8, 15, 2013 3343815


1010 LG Mortgage Foreclosures

STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 13-CV-12-461 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE (Real Property) PNC Bank National Association, Plaintiff, vs. Jeffrey D. Fairholm, CitiBank, N.A., Target National Bank, John Doe and Mary Roe Defendant. Notice is hereby given, that under and by virtue of a Judgment and Decree dated September 28, 2012 entered in the above entitled action on, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiff in the above-entitled action to foreclose a mortgage filed as Chisago County Recorder Document No. A464023, as prescribed in the Judgment, the undersigned Sheriff of Chisago County will sell at public auction, to the highest bidder, for cash, on May 31, 2013, at 10:00 AM, at the Sheriff's main office, Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in the City of Center City, in said County and State, the premises and real estate described in said Judgment and Decree, to wit: All that tract(s) of parcel(s) of land lying and being in the County of Chisago and State of Minnesota, described as follows, to- wit: Lot Six, Block One, Golden Willow Estates 2nd Plat; PID# 13.11014.00 Address: 21763 Jody Court, Chisago City, Minnesota. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated this 4 day of April, 2013 Rick Duncan, Sheriff, Chisago County, Minnesota By: /s/ Sgt. Jeff Wessel Deputy USSET, WEINGARDEN AND LIEBO, P.L.L.P. Kevin T. Dobie Plaintiff's Attorney 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1094 This is an attempt to collect a debt and any information obtained will be used for that purpose. Published in the ECM POST REVIEW April 10, 17, 24, May 1, 8, 15, 2013 3348005


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFICATION OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the mortgage dated November 28, 2007, executed by Wade S. Kosman and Shelleen M. Kosman, husband and wife, as mortgagors, to TCF National Bank, a national banking association, as mortgagee, recorded in the office of the County Recorder of Chisago County, Minnesota, on December 7, 2007, as Document No. A-493050, which mortgage conveyed and mortgaged the following described property, situated in the County of Chisago and State of Minnesota, which property has a street address of 5819 320th Street, Stacy, Minnesota 55079, and tax identification number 050070200: Lot 1, Block 1, Miller Estates, Chisago County, Minnesota That the original principal amount secured by said mortgage was $105,700.00; that there has been compliance with any condition precedent to acceleration of the debt secured by said mortgage and foreclosure of said mortgage required by said mortgage, any note secured thereby, or any statute; that no action or proceeding has been instituted at law to recover the debt remaining secured by said mortgage, or any part thereof; that there is claimed to be due upon said mortgage and is due thereon at the date of this notice, the sum of $109,075.09 in principal and interest. That by virtue of the power of sale contained in said mortgage, the said mortgage will be foreclosed by the sale of the above described premises with appurtenances, which said sale will be made by the Sheriff of Chisago County, Minnesota, at the Sheriff's office in Room 100, Chisago County Government Center, 313 North Main Street, Center City, Minnesota, on May 23, 2013, at 10:00 o'clock a.m., at public auction to the highest bidder, to pay the amount then due on said mortgage, together with the costs of foreclosure, including attorneys' fees as allowed by law, in accordance with the provisions of said mortgage. The time allowed by law for redemption by the mortgagors, their personal representatives or assigns, is six (6) months from the date of said sale. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. If the mortgage is not reinstated under Minn. Stat. 580.30 or redeemed under Minn. Stat. 580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on November 25, 2013, unless the foreclosure is postponed pursuant to Minn. Stat. 580.07, or the redemption period is reduced to five (5) weeks under Minn. Stat. 582.032. THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: April 10, 2013 TCF National Bank FOLEY & MANSFIELD, P.L.L.P. By: Karl K. Heinzerling Atty. No. 142475 Attorneys for Mortgagee 250 Marquette Avenue, Suite 1200 Minneapolis, Minnesota 55401 Published in the ECM POST REVIEW April 10, 17, 24, May 1, 8, 15, 2013 3349205


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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2006 MORTGAGOR: Abby L Spychalla, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 9, 2006 Chisago County Recorder, Document No. A468651. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Dated December 13, 2012 Recorded December 28, 2012, as Document No. 552830. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030009261497 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 30686 Irene Avenue, Lindstrom, MN 55045 TAX PARCEL I.D. #: 15.00797.00 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Sunrise Townhouses in the City of Lindstrom, According to the Plat thereof on file and of record in the Office of the County Recorder in and for Chisago County, Minnesota, PID 15.00797.00 COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$147,616.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 02, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 28, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-007471 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW April 10, 17, 24, May 1, 8, 15, 2013 3350598


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13-089932 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,300.00 MORTGAGOR(S): Diana L. Fish and Danny H. Fish, wife and husband MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed October 24, 2005, Chisago County Recorder, as Document Number A458840 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities Mortgage Loan Trust, Series 2006-AR6 Mortgage Pass-through Certificates; Dated: November 21, 2012 filed: November 27, 2012, recorded as document number A551619; thereafter assigned to HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Pass-Through Certificates Series 2006-AR5 dated March 22, 2013 and recorded March 29, 2013 as document number 556113. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Deer Ridge Estates PROPERTY ADDRESS: 5466 279Th Street, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.11127.01 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $192,753.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 5, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 4, 2013 HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Pass-Through Certificates Series 2006-AR5 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3349176


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13-090841 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 13, 2012 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,650.00 MORTGAGOR(S): Christopher W. Barnes and Joyce M. Barnes, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 28, 2012, Chisago County Recorder, as Document Number A542807 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Heritage Heights No. 2 PROPERTY ADDRESS: 5718 Flintwood Lane, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00518.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $183,674.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 5, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 4, 2013 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3349185


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13-089290 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,120.00 MORTGAGOR(S): Brian L Bierdeman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100154070001011670 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Residential Mortgage, LP SERVICER: Nationstar Mortgage, LLC DATE AND PLACE OF FILING: Filed September 14, 2005, Chisago County Recorder, as Document Number A-456346 ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block One (1), Casselberry Ponds Plat 3 PROPERTY ADDRESS: 7400 Wellington Dr., North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 16.00562.78 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $184,482.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 6, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 5, 2013 Nationstar Mortgage LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22 2013 3349848


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13-090478 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $309,000.00 MORTGAGOR(S): Cody J. Pickard and Jonie D. Pickard, husband and wife MORTGAGEE: Mainstreet Bank LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mainstreet Bank SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed August 28, 2006, Chisago County Recorder, as Document Number A-474002 ASSIGNMENTS OF MORTGAGE: Assigned to: 1st Trust Mortgage Corporation; Thereafter assigned to Mortgage Electronic Registration Systems, Inc. Thereafter assigned to Federal National Mortgage Association. LEGAL DESCRIPTION OF PROPERTY: The East 473.28 feet of the West 1788 feet of the South 920 feet of the Southeast Quarter of Section 35, Township 35, Range 21. PROPERTY ADDRESS: 9084 360Th St, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11.00725.40 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $299,836.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 5, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2014. Dated: April 9, 2013 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3352540


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12-089047 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,069.00 MORTGAGOR(S): Lakisha Smolke, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000451981082 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed October 2, 2009, Chisago County Recorder, as Document Number A-514797 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: January 25, 2013 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of Section Twelve (12), Township Thirty-four (34) North, Range Twenty-one (21) West, Described as follows: Commencing at the Southwest corner of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of Section 12; thence Northerly along the West line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) a distance of 350 feet to the point of beginning; thence Easterly, parallel with the North line of said Southwest Quarter of the Northeast Quarter (SW 1/2 of NE 1/4) a distance of 622.285 feet; thence Northerly, parallel with the West line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) a distance of 350 feet; thence Westerly, parallel with the North line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) a distance of 622.285 feet to the West line of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of Section 12; thence Southerly along said West line a distance of 350 feet to the point of beginning. PROPERTY ADDRESS: 34633 Kable Avenue, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 05.00159.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $127,393.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 7, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 10, 2013, at 10:00 AM, has been postponed to August 1, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by February 3, 2014 at 11:59 PM. Dated: April 10, 2013. PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW April 17, 2013 3353653


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,610.79 MORTGAGOR(S): Stephen Deluney and Susan Deluney, both single people MORTGAGEE: Household Industrial Finance Company, a Minnesota company DATE AND PLACE OF FILING: Recorded on November 5, 2007 in the Office of the Chisago County Recorder as Document Number A491954. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: All that part of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of Section Twenty (20), in Township Thirty-five (35) North, of Range Twenty-one (21) West, described as follows, To-Wit: Commencing at the intersection of the center of Ninth Avenue with the center line of Fourth Street, in the Village of North Branch Thence running South in the center of 9th Avenue a distance of 205 feet, thence West, parallel with Fourth Street, a distance of 105 feet, thence North, parallel with the one sixteenth line, 205 feet to the center of Fourth Street, thence East 105 feet to the place of beginning, reserving the street and avenue for street purposes as originally laid out EXCEPT that the land described in Document number 267739. STREET ADDRESS OF PROPERTY: 6135 Maple Street, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $157,269.53 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 5, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 5, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Susan M. Deluney "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 10, 2013 HOUSEHOLD INDUSTRIAL FINANCE COMPANY Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-1026-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6135 Maple Street North Branch, MN 55056 (2) Transaction Agent Household Industrial Finance Company, a Minnesota company (3) Name of Mortgage Originator (Lender) Household Industrial Finance Company, a Minnesota company (4) Residential ServicerHSBC Consumer Lending Mortgage Services (5) Tax Parcel Identification Number 16.00148.00 (6) Transaction Agent`s Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3353694


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,600.00 MORTGAGOR(S): Michael J Skalsky, Jr. and Connie D Skalsky, Husband and Wife MORTGAGEE: First Franklin A Division of Nat City Bank of IN DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Chisago County Recorder Document Number: A-454639 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: September 30, 2005 Recorded: October 28, 2005 Chisago County Recorder Document Number: A-459094 And assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2005-FF11, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2005-FF11 Dated: November 21, 2008 Recorded: December 11, 2008 Chisago County Recorder Document Number: A-504815 And Corrective Assignment Recorded: Chisago County Recorder Document Number: Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin A Division of Nat City Bank of IN Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 645 W 3rd St, Rush City, MN 55069-9102 Tax Parcel ID Number: 17.00519.00 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, John E Smith's First Addition to Rush City, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,602.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 30, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 02, 2013, or the next business day if December 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 17, 2013 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2005-FF11, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2005-FF11 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026846F01 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3353930


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 12/14/2004 MORTGAGOR(S): Thomas C. Ziebarth, a single person. MORTGAGEE: Argent Mortgage Company, LLC Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Argent Mortgage Company, LLC Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded December 27, 2004,Chisago County Recorder, Document No. A-442063. ASSIGNMENTS OF MORTGAGE: Assigned to: Ameriquest Mortgage Company Dated: December 14, 2004,Recorded January 23, 2013,Chisago County Recorder, Document No. A-553804. Wells Fargo Bank, National Association, as Trustee for Park Place Securities, Inc., Asset Backed Pass-Through Certificates, Series 2005-WCH1 Dated: June 19, 2012,Recorded January 23, 2013,Chisago County Recorder, Document No. A-553805. LEGAL DESCRIPTION OF PROPERTY: The South 135 feet of Lots Seven (7) and Eight (8) of Block Two (2), Village of North Branch, as per plat thereof on file and of record in the Office of the Register of Deeds in and for Chisago County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 16.00205.00 ADDRESS OF PROPERTY: 6686 Elm Street North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,862.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, June 06, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 12/06/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 10, 2013 Wells Fargo Bank, National Association, as Trustee for Park Place Securities, Inc., Asset Backed Pass-Through Certificates, Series 2005-WCH1 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Wells Fargo Bank, National Association, as Trustee for Park Place Securities, Inc., Asset Backed Pass-Through Certificates, Series 2005-WCH1 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-120044 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3354423


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 MORTGAGOR(S): Jennifer M. Muellner and Michael M. Thompson, both single persons MORTGAGEE: Community Lenders, Inc, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on June 23, 2005 in the Office of the Chisago County Recorder as Document Number A451497. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.by written assignment recorded on June 23, 2005 as Document Number A451498 in the Office of the County Recorder of Chisago County, Minnesota; thereafter assigned to Wells Fargo Bank, N.A. by written assignment recorded on August 13, 2012 as Document Number A547480 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Part of the Southwest Quarter (SW 1/4) of the Southeast-Quarter (SE 1/4) of Section 17, Township 35, Range 21 described as follows: Beginning at the SE corner of said SW 1/4 of SE 1/4, thence North on the East line of said SW 1/4 of SE 1/4 a distance of 299.5 feet; thence West parallel with the South line of said SW 1/4 of SE 1/4 a distance of 142 feet; thence South parallel with the East line of said SW 1/4 of SE 1/4 a distance of 299.5 feet; thence East along the South Section line 142 feet to the place of beginning; EXCEPTING THEREFROM: The South 150 feet thereof; Together with a non-exclusive roadway easement over and across the South 299.5 feet of Avenue "D" of Trinity Lutheran Cemetery. Together with a non-exclusive utility easement to install, maintain and repair utilities in, over and across the West 40 feet of the above described exception; Together with an easement to leave the existing sewer, water and gas lines in place as they presently exist, to allow repair and maintenance on same through said above described exception; however, should replacement of any utilities become necessary, the new lines are to be installed within the confines of the 40 foot utility easement noted above; all located in North Branch in Chisago County, Minnesota. STREET ADDRESS OF PROPERTY: 6024 CEDAR ST, NORTH BRANCH, MN 55056-5768 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $132,650.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 3, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 3, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 4, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0050-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: April 3, 2013 at 10:00 AM to May 15, 2013 at 10:00 AM. Said sale will be held at the main office of the Chisago County Sheriff, 313 North Main Street, Room 100, , in the City of Center City, County of Chisago, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 15, 2013. Dated: April 5, 2013 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0050-FC01) NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6024 CEDAR ST NORTH BRANCH, MN 55056-5768 (2) Transaction Agent Community Lenders, Inc, a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Community Lenders, Inc, a Minnesota Corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 16.00049.00 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100162500041282089 Published in the ECM POST REVIEW April 17, 2013 3354996


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,790.00 MORTGAGOR(S): Christine L. Skur, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed April 19, 2010, Chisago County Recorder; Document No. A-520884 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Shady Rest Plat 2 STREET ADDRESS OF PROPERTY: 12064 Lake Lane, Lindstrom, MN 55045-8387 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,490.87 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 11, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF3098) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 12064 Lake Lane, Lindstrom, MN 55045-8387 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 15.00746.28 (6) Transaction Agent's Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3356202


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,229.00 MORTGAGOR(S): Jerad Caye and Kathryn Caye, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M&I Bank FSB DATE AND PLACE OF FILING: Filed January 14, 2010, Chisago County Recorder; Document No. A-518103 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on June 6, 2012 as Document Number A-545138, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northeast Quarter of Section 19, Township 34 North, Range 20 West, Chisago County, Minnesota. Lying Southerly of the North 990 Feet, lying Westerly of the East 330 feet and lying Easterly of the recorded plat of Lofton Lane STREET ADDRESS OF PROPERTY: 32577 Lofton Lane, Chisago City, MN 55013-9312 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $249,097.30 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2203) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 32577 Lofton Lane, Chisago City, MN 55013-9312 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M&I Bank FSB (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M&I Bank FSB (4) Residential ServicerWells Fargo 800-868-0043 (5) Tax Parcel Identification Number 02-00618-45 (6) Transaction Agent's Mortgage ID Number (MERS number) 100273100009201456 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357114


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,169.00 MORTGAGOR(S): Chad Myrvold and Kelly Myrvold, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgages Unlimited, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Filed November 18, 2011, Chisago County Recorder; Document No. A-538665 ASSIGNMENTS OF MORTGAGE: Assigned to Wells Fargo Bank, N.A. by written assignment recorded on April 17, 2012 as Document Number A-543433, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Northern Preserve STREET ADDRESS OF PROPERTY: 38083 Egret Way, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $243,769.76 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 17, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1108) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 38083 Egret Way, North Branch, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgages Unlimited, Inc., a Minnesota corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgages Unlimited, Inc., a Minnesota corporation (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 11.01032.21 (6) Transaction Agent's Mortgage ID Number (MERS number) 100848117014077040 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357367


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,208.00 MORTGAGOR(S): Gregg R. Sullivan and Janine Sullivan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for M&I Bank, FSB DATE AND PLACE OF FILING: Filed March 4, 2011, Chisago County Recorder; Document No. A-531143 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., by written assignment recorded on February 23, 2012 as Document No. A-541684, in the Office of the County Recorder of Chisago County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Kates Estates STREET ADDRESS OF PROPERTY: 5785 370th Street, North Branch, MN 55056-5681 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $152,995.66 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF3292) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5785 370th Street, North Branch, MN 55056-5681 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for M&I Bank, FSB (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for M&I Bank, FSB (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 11.00900.82 (6) Transaction Agent's Mortgage ID Number (MERS number) 100273100009278629 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357387


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,861.00 MORTGAGOR(S): Tabatha J. King, a single person MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company DATE AND PLACE OF FILING: Filed January 6, 2003, Chisago County Recorder; Document No. A-392438 ASSIGNMENTS OF MORTGAGE: Assigned to Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. by written assignment recorded on January 6, 2003 as Document Number A-392439, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Saratoga Addition to the Village of Wyoming STREET ADDRESS OF PROPERTY: 26841 Friesland Avenue North, Wyoming, MN 55092 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $152,794.15 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: TABATHA J. KING "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E1856) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 26841 Friesland Avenue North, Wyoming, MN 55092 (2) Transaction Agent Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 210058500 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357760


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2009 MORTGAGOR: Rick W Runberg and Sharon A Runberg, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 4, 2009 Chisago County Recorder, Document No. A-512923. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company. Dated February 28, 2013 Recorded March 8, 2013, as Document No. 555347. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969618162872 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 38426 Glacier Drive, North Branch, MN 55056 TAX PARCEL I.D. #: 11.00996.65 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Mystic Woodlands, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,435.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$236,577.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 9, 2013 Branch Banking and Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 108-13-002104FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357782


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date:April 12, 2013 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated September 1, 2005, executed by Daniel Charles Miska and Linda Kay Miska, husband and wife, as joint tenants, as mortgagors, to Wells Fargo Financial Minnesota, Inc., as mortgagee, and recorded on September 27, 2005 as Document Number A457118, in the office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was $132,044.73. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. No mortgagor has been released from financial obligation on the mortgage. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $137,683.12. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 3, Block 1, Rademacher's First Addition to the Village of Rush City, as per plat thereof on file and of record in the office of the Register of Deeds in and for the County of Chisago, State of Minnesota. will be sold by the Sheriff of Chisago County, Minnesota, at public auction on June 6, 2013 at 10:00 a.m. at the office of the Chisago County Sheriff, 313 North Main Street, Rm 100, Center City, MN 55012. 8. The mortgagor must vacate the property on or before 11:59 p.m. December 6, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 9. The time allowed by law for redemption by Mortgagors or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12. THE MORTGAGEE DOES NOT INTEND A MERGER OF TITLE WITH ANY OTHER INTEREST IT HOLDS. Foreclosure Data required by Minn. Stat. Sec. 580.025 1.Property Address: 65 East 9th Street, Rush City, MN 55069 2.Transaction Agent: Not Applicable 3.Name of Mortgage Originator (Lender): Wells Fargo Financial Minnesota, Inc. 4.Residential Servicer: Wells Fargo Financial Minnesota, Inc. 5.Tax Parcel Identification Number: 17-00631-00 6.Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Financial Minnesota, Inc. Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD, PIERSON & THONE, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 15-0588 Published in the ECM POST REVIEW April 17, 24 May 1, 8, 15, 22, 2013 3357791


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 6, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 MORTGAGOR(S): Michael E. Soule and Kay Soule, husband and wife MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Filed April 15, 2004, Chisago County Recorder; Document No. A426891 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on July 6, 2005 as Document No. A452229, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Ashton North Plat 4 STREET ADDRESS OF PROPERTY: 6275 - 263rd Street, Wyoming, MN 55092-9060 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $208,127.62 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 6, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 6, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: MICHAEL E. SOULE AND KAY SOULE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 13, 2012 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2450) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: February 6, 2013 at 10:00 a.m. to April 10, 2013 at 10:00 a.m. Said sale will be held at the main office of the Chisago County Sheriff, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 10, 2013. Dated: February 8, 2013 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Brian F. Kidwell, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2450) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: April 10, 2013 at 10:00 a.m. to June 5, 2013 at 10:00 a.m. Said sale will be held at the main office of the Chisago County Sheriff, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 5, 2013. Dated: April 11, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Brian F. Kidwell, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2450) NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6275 - 263rd Street, Wyoming, MN 55092-9060 (2) Transaction Agent Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 21.00447.19 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW April 17, 2013 3357814


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 MORTGAGOR: Deborah D. Dahlberg and Bruce A. Dahlberg,. MORTGAGEE:National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded September 28, 2006 Chisago County Recorder, Document No. A-475493. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., a subsidiary of National City Bank. Dated September 19, 2006 Recorded March 21, 2013, as Document No. 555819. And thereafter assigned to: Federal National Mortgage Association also known as Fannie Mae. Dated October 5, 2006 Recorded March 21, 2013, as Document No. 555820. And thereafter assigned to: PNC Bank, National Association. Dated March 13, 2013 Recorded March 21, 2013, as Document No. 555821. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 37148 Vibo Trail, North Branch, MN 55056 TAX PARCEL I.D. #: 090033900 LEGAL DESCRIPTION OF PROPERTY: File Number 06-08049 That part of the Southwest Quarter of the Southeast Quarter of Section 29, Township 35, Range 20, described as follows: Commencing at the Southwest corner of said Southwest 1/4 of the Southeast 1/4; thence on an assumed bearing of South 82 degrees 54 minutes 58 seconds East, along the South line of said Southwest 1/4 of the Southeast 1/4, a distance of 461.41 feet; thence North 18 degrees 47 minutes 07 seconds East, a distance of 322.50 feet; thence North 40 degrees 41 minutes 07 seconds East, a distance of 83.33 feet to the point of beginning of the tract to be described; thence North 40 degrees 41 minutes 07 seconds East on a continuation of the last described tine and along the centerline of Township Road as traveled, a distance of 674.69 feet; thence North 82 degrees 18 minutes 53 seconds West, a distance of 735 feet more or less to the thread of Sunrise River; thence Southerly and Southwesterly along the thread of said Sunrise River, a distance of 300 feet more or less to its intersection with a line that bears North 48 degrees 09 minutes 19 seconds West from the point of beginning; thence South 48 degrees 09 minutes 19 seconds East, a distance of 504 feet more or less to the point of beginning, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$184,325.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 4, 2013 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-13-002056 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357816


1019 LG Certificate of Assumed Name

Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed name under which the business is or will be conducted: Moderation 2. Principal Place of Business. 300 Rush Point Drive, Stanchfield, MN 55080 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Victoria Frieberg 300 Rush Point Drive, Stanchfield, MN 55080 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: April 2, 2013 /s/ Victoria Frieberg Victoria Frieberg, Owner Published in the ECM POST REVIEW April 10, 17, 2013 3344736


1025 LG County of Chisago

PUBLIC HEARING NOTICE Notice is hereby given that the Chisago County Board will hold a Public Hearing for the purpose of receiving comments and for reviewing and authorizing the distribution of the 2013-2023 County Local Water Management Plan. This proposed plan will replace the existing Chisago County Local Water Management Plan and is a major rewrite with many amendments and updates. The County Board will hold this public hearing on Wednesday, May 1, 2013, at 7:15 p.m. in the County Board Room, Room 172 at the Chisago County Government Center located at 313 North Main Street in Center City, MN. All interested persons may appear and be heard at the time and place as set above. Persons also may file written comments with Jerry Spetzman, County Water Resource Manager, before the date of hearing at the Environmental Services/Zoning Office in Chisago County Government Center at the address noted above. For more information about the plan, please contact Mr. Spetzman at jpspetz@co.chisago.mn.us or at 651-213-8380. Copies of the proposed Plan are available for review in the Environmental Services and Zoning Office at the Chisago County Courthouse in Center City and at all branches of the Chisago County Library. Interested persons also can find a copy of the plan on the Chisago County website (www.co.chisago.mn.us/government/environmental-services/water-plan) Chase Burnham Interim Clerk, Chisago County Board Published in the ECM POST REVIEW April 17, 24, 2013 3357400


1045 LG Public Notices

STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No.: 13-PR-13-40 In Re: Estate of ARDELL D. PALMQUIST, Decedent. NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Last Will and Testament dated November 16, 2000. The Registrar accepted the application and appointed ROBERT D. PALMQUIST, whose address is 3454 Circle Bluff Court, Fairbault, Minnesota 55021, and JAMES P. PALMQUIST, whose address is 31160 Oasis Road, Center City, Minnesota 55012, and JAMES P. PALMQUIST, whose address is 1779 Knox Avenue South, Minneapolis, Minnesota 55403, to serve as the co-personal representatives of the decedent's estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the person representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. 524.3-801, all creditors having claims against the decedent's estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: April 9, 2013 /s/ Brenda Peterson Registrar Dated: April 9, 2013 KATHLEEEN E. KARNOWSKI Court Administrator Lommen, Abdo, Cole, King & Stageberg, P.A. Karen A. Schlotthauer MN#219757 2000 IDS Center 80 South Eighth Street Telephone: (612) 336-9324 Facsimile: (612) 399-8064 e-mail: karen@lommen.com Published in the ECM POST REVIEW April 17, 24, 2013 3356387


1097 LG City of Harris

BOARD OF APPEALS NOTICE Notice is hereby given that the Board of Review of the City of Harris, Chisago County, Minnesota, will meet at the Office of the Clerk in Harris at 6:00 p.m. on Monday, the 29th of April, 2013 for the purpose of reviewing and correcting the assessment of said City for the year 2013. The purpose of this meeting is to determine whether taxable property in the jurisdiction has been properly valued and classified by the assessor, and to determine whether corrections need to be made. All persons considering themselves aggrieved by said assessment, or who wish to complain that the property of another is assessed too low, are hereby notified to appear at said meeting and show cause of having such assessment corrected. No complaint that another person is assessed too low will be acted upon until the person so assessed, or his agent, shall have been notified of such complaint. Published in the ECM POST REVIEW April 17, 2013 3356432


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 NORTH BRANCH AREA PUBLIC LIBRARY SCHOOL BOARD RETREAT March 2, 2013 The School Board of Independent School District 138 held a school board retreat on Saturday, March 2, 2013, at 8:00 a.m. at the North Branch Area Public Library. Members Present: Kirby Ekstrom, Jay Falk, Kim Salo, Randy Westby, Tim MacMillan, Linda Heidelberger, and Superintendent Henton The topic discussed at the retreat was school board development. The board adjourned the retreat at 12:30 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW April 17, 2013 3357071


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 SPECIAL SCHOOL BOARD MEETING MARCH 7, 2013 The School Board of Independent School District 138 held a special session on Thursday, March 7, 2013, at 7:00 p.m. in the North Branch Area Education Center. Chair Salo called the meeting to order. Roll Call: Kim Salo, Jay Falk, Randy Westby, Linda Heidelberger, Tim MacMillan, and Superintendent Deb Henton Absent: Kirby Ekstrom Others in Attendance: Derrick Knutson, Mike Johnson, Coleman McDonough, Todd Tetzlaff, Jason Hartmann, Sarah Brown, Lori Zimmerman, Barbara Peterson, Dan Peterson, Eunice Whipps, Carrie Schmidt, Joan Audette, Sandy Husnik, Matt Kozel, Bethany Kozel, Doug Bloom, LeAnn Tepoorten, Matt Lattimore, Andy Spofford, Jody Spofford, Sue Shockley, Kim Spande, Paula Vaughn, Dona Yetter, Vicki Klun, Natalie Hokanson, Jayme McDonough, Jenel Korkowski, Marilyn Fagerness, Jennifer VanDyke, Pam Pignato, Cindy Wendorf, Tammi Minke, Jolene Boucher, Christine Erickson, Kirstin Perales, Stacy Johnstone, Deb Goodman, Dan Schindler, Barb Swenson, Jim Swenson, Anne Lawrence, Chas Bettendorf, Christine Bettendorf, Muffy Hejny, Trena Kolstad, Julia Roman, Nancy Nadeau, Luke Nadeau, Ursula Scheele, Pat Tepoorten, Randi Johnson, and Arle Chambers Approval of Agenda: Moved by Falk, seconded by MacMillan and carried unanimously to approve the agenda. Budget Recommendation for 2013-14 Randi Johnson, Director of Finance and Human Resources, presented the 2013-14 budget recommendation for both a four and five day school week. The recommendation calls for $1.6 million in reductions, which is offset by fund balance drawdown, increases in resources, and reduction in expenses. A public meeting on the budget recommendation will be held on March 14, 2013, at 6 p.m. in the North Branch Area Education Center with the board taking action at a special meeting on March 21, 2013. The budget must be officially adopted prior to June 30, 2013. Four-Day Week for the 2013-14 School Year Moved by Salo, seconded by Heidelberger to continue with the four-day school week. Discussion followed. Voting for: Salo, Heidelberger, MacMillan. Voting against: Falk, Westby. Motion carried. Adjournment Moved by Westby, seconded by Heidelberger and carried unanimously to adjourn the meeting at 8:35 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW April 17, 2013 3357079


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 MARCH 14, 2013 Public Meeting on the Proposed 2013-2014 Budget The School Board of Independent School District 138 held a public meeting on the proposed 2013-2014 budget recommendation on Thursday, March 14, 2013, at 6:00 p.m. in the North Branch Area Education Center Board Room. Jeanne Leland welcomed the community members and gave the order of the meeting. Board Members Present: Kim Salo, Kirby Ekstrom, Randy Westby (arrived late), Jay Falk, Linda Heidelberger, Tim MacMillan, and Superintendent Henton Others in Attendance: Derrick Knutson, Kelly Detzler, Jason Hartmann, Jeanne Leland, Lori Zimmerman, Angela Tveit, Charley Klopp, Randi Johnson, Pat Tepoorten, and Arle Chambers Randi Johnson, Director of Finance and Human Resources, presented the 2013-2014 Budget Recommendation. The recommendation calls for $1.6 million in reductions. The budget recommendation includes a fund balance drawdown, increases in resources, and reduction in expenses. After the presentation, the public was invited to ask questions and comments on the budget recommendation. Chair Salo gave her closing comments and thanked the public for attending and adjourned the meeting at 6:24 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW April 17, 2013 3357094


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 NORTH BRANCH AREA EDUCATION CENTER POLICY COMMITTEE MEETING March 14, 2013 The Policy Committee met on Thursday, March 14, 2013 at 4:00 p.m. in Room 118 of the North Branch Area Education Center. Members in Attendance: Kirby Ekstrom, Randy Westby, Tim MacMillan, Superintendent Henton, Randi Johnson, Lori Zimmerman, Pat Tepoorten, and Arle Chambers Review of Meeting Norms There were no questions on the meeting norms. Series 600 Policies Policy 602 - Organization of School Calendar and School Day Policy 602 was discussed by the committee and will be presented at the April Work Session with a recommendation to bring it to the May 9th meeting for a first reading. Policy 606 - Textbooks and Instructional Materials Policy 606 was discussed by the committee and will be presented at the April Work Session with a recommendation to bring it to the May 9th meeting for a first reading. North Branch Policies to be Eliminated The committee discussed the following policies and will recommend eliminating them because they are either addressed in another policy or no longer apply. *Policy 690 - Media and Book Selection *Policy 693 - Textbooks and Workbooks Other The committee discussed the attendance policy that will be presented at the April Work Session. The Policy Committee's next meeting will be held on April 11, 2013 at 4:00 pm. The meeting concluded at 5:10 pm. Jay Falk, Clerk Published in the ECM POST REVIEW April 17, 2013 3357116


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 SPECIAL SCHOOL BOARD MEETING MARCH 21, 2013 The School Board of Independent School District 138 held a special session on Thursday, March 21, 2013, at 5:00 p.m. in the North Branch Area Education Center. Chair Salo called the meeting to order. Roll Call: Kim Salo, Kirby Ekstrom, Randy Westby, Linda Heidelberger, Tim MacMillan, and Superintendent Deb Henton Absent: Jay Falk Others in Attendance: Muffy Hejny, Doug Bloom, LeAnn Tepoorten, Pat Tepoorten, Randi Johnson, and Arle Chambers Approval of Agenda: Moved by Ekstrom, seconded by Heidelberger and carried unanimously to approve the agenda. Approval of Budget Recommendation for FY2013-14 Moved by Ekstrom, seconded by MacMillan and carried unanimously to approve the budget recommendation for FY2013-14. Adjournment Moved by Ekstrom, seconded by Westby and carried unanimously to adjourn the meeting at 5:06 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW April 17, 2013 3357154


1189 LG Townships

NESSEL TOWNSHIP REQUEST FOR GRAVEL QUOTES Nessel Township is accepting quotes for 7000 cubic yards of modified Class 1, gravel aggregate, under MN-DOT specification (#3138) except that the #200 sieve shall be modified to 9-13%. With 1inch material. 4000 cubic yards of aggregate material to be delivered with belly dump at various township roads no later than June 1, 2013 & 3000 cubic yards of aggregate material to be delivered and spread with belly dump no later than August 7 2013.The contractor will supply the township with material sample test results before product is delivered. Nessel Township may also take material samples at delivery location & crushing pit may perform random truck weighing. Send quotes to Nessel Township, 49205 Acacia Trail, Stanchfield, Mn 55080. Quotes will be accepted until 8:00 pm Thursday, May 7, 2013. A Certificate of Insurance must accompany all quotes. Nessel Township reserves the right to reject any and/or all quotes. Stanley Iskierka Clerk of Nessel Township Published in the ECM POST REVIEW April 17, 24, 2013 3354391


1189 LG Townships

NESSEL TOWNSHIP REQUEST FOR CHIP SEAL COATING QUOTES Separate quotes, for Nessel Township 2013 seal coat program, will be received by the Board of Nessel Township at the office of the Clerk of the Township at 49205 Acacia Trail, Stanchfield Minnesota 55080, until 1:00pm on the 7 day of May. The quotes will be discussed at the monthly board meeting on the 14th day of May 2013. Approximate major quantities of work are: 220,800 SF of FA-2 class A - trap rock Bituminous material for seal coat (type crs-2p) Bituminous material for fog coat (type css-1h) Traffic control Plans, specifications and proposals may be obtained by calling the Township Clerk, Stan Iskierka, at 320-358-0760. No quotes will be accepted unless filed with the Nessel Township Clerk. The Township Board reserves the right to reject any or all quotes, to waive any informalities therein, and further reserves the right to award the contract in the best interest of the Township. Stan Iskierka Nessel Township Clerk 320-358-0760 Published in the ECM POST REVIEW April 17, 24, 2013 3356890


1189 LG Townships

SUNRISE TOWNSHIP ASSESSMENT NOTICE IMPORTANT INFORMATION REGARDING ASSESSMENT AND CLASSIFICATION OF PROPERTY This may affect your 2014 property taxes. NOTICE IS HEREBY GIVEN, that the Board of Review of the TOWNSHIP of SUNRISE of CHISAGO County, Minnesota, will meet at the Royal Wilcox Community Center, Sunrise in said TOWNSHIP, at 9:30 o'clock AM, on Wednesday the 1st day of May, 2013 for the purpose of reviewing and correcting the assessment of said TOWNSHIP for the year, 2013. The purpose of this meeting is to determine whether taxable property in the jurisdiction has been properly valued and classified by the assessor, and to determine whether corrections need to be made. All persons considering themselves aggrieved by said assessment, or who wish to complain that the property of another is assessed too low, are hereby notified to appear at said meeting, and show cause of having such assessment corrected. No complaint that another person is assessed too low will be acted upon until the person so assessed, or his agent, shall have been notified of such complaint. If you believe the value or classification of your property is incorrect, please contact your assessor's office to discuss your concerns. If you are still not satisfied with the valuation or classification after discussing it with your assessor, you may appear before the local board of appeal and equalization. The board shall review the valuation, classification, or both if necessary, and shall correct it as needed. Generally, an appearance before your local board of appeal and equalization is required by law before an appeal can be taken to the county board of appeal and equalization. Wendy S. Kowalke Clerk of the Township of Sunrise Published in the ECM POST REVIEW April 17, 24, 2013 3357057


1025 LG County of Chisago

3344732D.indd


1025 LG County of Chisago

3352696D.indd


1156 LG School Dist. #138

3357137D.indd



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