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1010 LG Mortgage Foreclosures

12-089018 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Christopher P. Clasen and Jennifer A. Clasen, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100162500060119394 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Adelphi Mortgage Corp. SERVICER: Residential Credit Solutions, Inc. DATE AND PLACE OF FILING: Filed February 9, 2006, Chisago County Recorder, as Document Number A-464297 ASSIGNMENTS OF MORTGAGE: Assigned to: Residential Credit Solutions, Inc.; Dated: June 20, 2012 filed: July 11, 2012, recorded as document number A-546375; Thereafter assigned to Federal National Mortgage Association dated June 20, 2012 and recorded July 11, 2012 as document number A-546376. Thereafter assigned to Residential Credit Solutions, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Riverwood View PROPERTY ADDRESS: 37683 Reed Avenue, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 01.00141.51 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $290,092.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 1, 2013 Residential Credit Solutions, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW April 10, 17, 24, May 1, 8, 15, 2013 3343815


1010 LG Mortgage Foreclosures

STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 13-CV-12-461 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE (Real Property) PNC Bank National Association, Plaintiff, vs. Jeffrey D. Fairholm, CitiBank, N.A., Target National Bank, John Doe and Mary Roe Defendant. Notice is hereby given, that under and by virtue of a Judgment and Decree dated September 28, 2012 entered in the above entitled action on, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiff in the above-entitled action to foreclose a mortgage filed as Chisago County Recorder Document No. A464023, as prescribed in the Judgment, the undersigned Sheriff of Chisago County will sell at public auction, to the highest bidder, for cash, on May 31, 2013, at 10:00 AM, at the Sheriff's main office, Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in the City of Center City, in said County and State, the premises and real estate described in said Judgment and Decree, to wit: All that tract(s) of parcel(s) of land lying and being in the County of Chisago and State of Minnesota, described as follows, to- wit: Lot Six, Block One, Golden Willow Estates 2nd Plat; PID# 13.11014.00 Address: 21763 Jody Court, Chisago City, Minnesota. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated this 4 day of April, 2013 Rick Duncan, Sheriff, Chisago County, Minnesota By: /s/ Sgt. Jeff Wessel Deputy USSET, WEINGARDEN AND LIEBO, P.L.L.P. Kevin T. Dobie Plaintiff's Attorney 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1094 This is an attempt to collect a debt and any information obtained will be used for that purpose. Published in the ECM POST REVIEW April 10, 17, 24, May 1, 8, 15, 2013 3348005


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFICATION OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the mortgage dated November 28, 2007, executed by Wade S. Kosman and Shelleen M. Kosman, husband and wife, as mortgagors, to TCF National Bank, a national banking association, as mortgagee, recorded in the office of the County Recorder of Chisago County, Minnesota, on December 7, 2007, as Document No. A-493050, which mortgage conveyed and mortgaged the following described property, situated in the County of Chisago and State of Minnesota, which property has a street address of 5819 320th Street, Stacy, Minnesota 55079, and tax identification number 050070200: Lot 1, Block 1, Miller Estates, Chisago County, Minnesota That the original principal amount secured by said mortgage was $105,700.00; that there has been compliance with any condition precedent to acceleration of the debt secured by said mortgage and foreclosure of said mortgage required by said mortgage, any note secured thereby, or any statute; that no action or proceeding has been instituted at law to recover the debt remaining secured by said mortgage, or any part thereof; that there is claimed to be due upon said mortgage and is due thereon at the date of this notice, the sum of $109,075.09 in principal and interest. That by virtue of the power of sale contained in said mortgage, the said mortgage will be foreclosed by the sale of the above described premises with appurtenances, which said sale will be made by the Sheriff of Chisago County, Minnesota, at the Sheriff's office in Room 100, Chisago County Government Center, 313 North Main Street, Center City, Minnesota, on May 23, 2013, at 10:00 o'clock a.m., at public auction to the highest bidder, to pay the amount then due on said mortgage, together with the costs of foreclosure, including attorneys' fees as allowed by law, in accordance with the provisions of said mortgage. The time allowed by law for redemption by the mortgagors, their personal representatives or assigns, is six (6) months from the date of said sale. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. If the mortgage is not reinstated under Minn. Stat. 580.30 or redeemed under Minn. Stat. 580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on November 25, 2013, unless the foreclosure is postponed pursuant to Minn. Stat. 580.07, or the redemption period is reduced to five (5) weeks under Minn. Stat. 582.032. THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: April 10, 2013 TCF National Bank FOLEY & MANSFIELD, P.L.L.P. By: Karl K. Heinzerling Atty. No. 142475 Attorneys for Mortgagee 250 Marquette Avenue, Suite 1200 Minneapolis, Minnesota 55401 Published in the ECM POST REVIEW April 10, 17, 24, May 1, 8, 15, 2013 3349205


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2006 MORTGAGOR: Abby L Spychalla, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 9, 2006 Chisago County Recorder, Document No. A468651. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Dated December 13, 2012 Recorded December 28, 2012, as Document No. 552830. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030009261497 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 30686 Irene Avenue, Lindstrom, MN 55045 TAX PARCEL I.D. #: 15.00797.00 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Sunrise Townhouses in the City of Lindstrom, According to the Plat thereof on file and of record in the Office of the County Recorder in and for Chisago County, Minnesota, PID 15.00797.00 COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$147,616.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 02, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 28, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-007471 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW April 10, 17, 24, May 1, 8, 15, 2013 3350598


1010 LG Mortgage Foreclosures

13-089932 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,300.00 MORTGAGOR(S): Diana L. Fish and Danny H. Fish, wife and husband MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed October 24, 2005, Chisago County Recorder, as Document Number A458840 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities Mortgage Loan Trust, Series 2006-AR6 Mortgage Pass-through Certificates; Dated: November 21, 2012 filed: November 27, 2012, recorded as document number A551619; thereafter assigned to HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Pass-Through Certificates Series 2006-AR5 dated March 22, 2013 and recorded March 29, 2013 as document number 556113. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Deer Ridge Estates PROPERTY ADDRESS: 5466 279Th Street, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.11127.01 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $192,753.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 5, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 4, 2013 HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Pass-Through Certificates Series 2006-AR5 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3349176


1010 LG Mortgage Foreclosures

13-090478 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $309,000.00 MORTGAGOR(S): Cody J. Pickard and Jonie D. Pickard, husband and wife MORTGAGEE: Mainstreet Bank LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mainstreet Bank SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed August 28, 2006, Chisago County Recorder, as Document Number A-474002 ASSIGNMENTS OF MORTGAGE: Assigned to: 1st Trust Mortgage Corporation; Thereafter assigned to Mortgage Electronic Registration Systems, Inc. Thereafter assigned to Federal National Mortgage Association. LEGAL DESCRIPTION OF PROPERTY: The East 473.28 feet of the West 1788 feet of the South 920 feet of the Southeast Quarter of Section 35, Township 35, Range 21. PROPERTY ADDRESS: 9084 360Th St, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11.00725.40 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $299,836.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 5, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2014. Dated: April 9, 2013 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3352540


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,610.79 MORTGAGOR(S): Stephen Deluney and Susan Deluney, both single people MORTGAGEE: Household Industrial Finance Company, a Minnesota company DATE AND PLACE OF FILING: Recorded on November 5, 2007 in the Office of the Chisago County Recorder as Document Number A491954. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: All that part of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of Section Twenty (20), in Township Thirty-five (35) North, of Range Twenty-one (21) West, described as follows, To-Wit: Commencing at the intersection of the center of Ninth Avenue with the center line of Fourth Street, in the Village of North Branch Thence running South in the center of 9th Avenue a distance of 205 feet, thence West, parallel with Fourth Street, a distance of 105 feet, thence North, parallel with the one sixteenth line, 205 feet to the center of Fourth Street, thence East 105 feet to the place of beginning, reserving the street and avenue for street purposes as originally laid out EXCEPT that the land described in Document number 267739. STREET ADDRESS OF PROPERTY: 6135 Maple Street, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $157,269.53 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 5, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 5, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Susan M. Deluney "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 10, 2013 HOUSEHOLD INDUSTRIAL FINANCE COMPANY Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-1026-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6135 Maple Street North Branch, MN 55056 (2) Transaction Agent Household Industrial Finance Company, a Minnesota company (3) Name of Mortgage Originator (Lender) Household Industrial Finance Company, a Minnesota company (4) Residential ServicerHSBC Consumer Lending Mortgage Services (5) Tax Parcel Identification Number 16.00148.00 (6) Transaction Agent`s Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3353694


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,600.00 MORTGAGOR(S): Michael J Skalsky, Jr. and Connie D Skalsky, Husband and Wife MORTGAGEE: First Franklin A Division of Nat City Bank of IN DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Chisago County Recorder Document Number: A-454639 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: September 30, 2005 Recorded: October 28, 2005 Chisago County Recorder Document Number: A-459094 And assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2005-FF11, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2005-FF11 Dated: November 21, 2008 Recorded: December 11, 2008 Chisago County Recorder Document Number: A-504815 And Corrective Assignment Recorded: Chisago County Recorder Document Number: Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin A Division of Nat City Bank of IN Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 645 W 3rd St, Rush City, MN 55069-9102 Tax Parcel ID Number: 17.00519.00 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, John E Smith's First Addition to Rush City, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,602.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 30, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 02, 2013, or the next business day if December 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 17, 2013 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2005-FF11, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2005-FF11 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026846F01 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3353930


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 12/14/2004 MORTGAGOR(S): Thomas C. Ziebarth, a single person. MORTGAGEE: Argent Mortgage Company, LLC Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Argent Mortgage Company, LLC Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded December 27, 2004,Chisago County Recorder, Document No. A-442063. ASSIGNMENTS OF MORTGAGE: Assigned to: Ameriquest Mortgage Company Dated: December 14, 2004,Recorded January 23, 2013,Chisago County Recorder, Document No. A-553804. Wells Fargo Bank, National Association, as Trustee for Park Place Securities, Inc., Asset Backed Pass-Through Certificates, Series 2005-WCH1 Dated: June 19, 2012,Recorded January 23, 2013,Chisago County Recorder, Document No. A-553805. LEGAL DESCRIPTION OF PROPERTY: The South 135 feet of Lots Seven (7) and Eight (8) of Block Two (2), Village of North Branch, as per plat thereof on file and of record in the Office of the Register of Deeds in and for Chisago County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 16.00205.00 ADDRESS OF PROPERTY: 6686 Elm Street North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,862.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, June 06, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 12/06/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 10, 2013 Wells Fargo Bank, National Association, as Trustee for Park Place Securities, Inc., Asset Backed Pass-Through Certificates, Series 2005-WCH1 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Wells Fargo Bank, National Association, as Trustee for Park Place Securities, Inc., Asset Backed Pass-Through Certificates, Series 2005-WCH1 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-120044 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3354423


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,790.00 MORTGAGOR(S): Christine L. Skur, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed April 19, 2010, Chisago County Recorder; Document No. A-520884 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Shady Rest Plat 2 STREET ADDRESS OF PROPERTY: 12064 Lake Lane, Lindstrom, MN 55045-8387 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,490.87 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 11, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF3098) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 12064 Lake Lane, Lindstrom, MN 55045-8387 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 15.00746.28 (6) Transaction Agent's Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3356202


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,229.00 MORTGAGOR(S): Jerad Caye and Kathryn Caye, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M&I Bank FSB DATE AND PLACE OF FILING: Filed January 14, 2010, Chisago County Recorder; Document No. A-518103 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on June 6, 2012 as Document Number A-545138, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northeast Quarter of Section 19, Township 34 North, Range 20 West, Chisago County, Minnesota. Lying Southerly of the North 990 Feet, lying Westerly of the East 330 feet and lying Easterly of the recorded plat of Lofton Lane STREET ADDRESS OF PROPERTY: 32577 Lofton Lane, Chisago City, MN 55013-9312 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $249,097.30 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2203) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 32577 Lofton Lane, Chisago City, MN 55013-9312 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M&I Bank FSB (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M&I Bank FSB (4) Residential ServicerWells Fargo 800-868-0043 (5) Tax Parcel Identification Number 02-00618-45 (6) Transaction Agent's Mortgage ID Number (MERS number) 100273100009201456 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357114


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,169.00 MORTGAGOR(S): Chad Myrvold and Kelly Myrvold, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgages Unlimited, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Filed November 18, 2011, Chisago County Recorder; Document No. A-538665 ASSIGNMENTS OF MORTGAGE: Assigned to Wells Fargo Bank, N.A. by written assignment recorded on April 17, 2012 as Document Number A-543433, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Northern Preserve STREET ADDRESS OF PROPERTY: 38083 Egret Way, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $243,769.76 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 17, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1108) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 38083 Egret Way, North Branch, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgages Unlimited, Inc., a Minnesota corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgages Unlimited, Inc., a Minnesota corporation (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 11.01032.21 (6) Transaction Agent's Mortgage ID Number (MERS number) 100848117014077040 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357367


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,208.00 MORTGAGOR(S): Gregg R. Sullivan and Janine Sullivan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for M&I Bank, FSB DATE AND PLACE OF FILING: Filed March 4, 2011, Chisago County Recorder; Document No. A-531143 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., by written assignment recorded on February 23, 2012 as Document No. A-541684, in the Office of the County Recorder of Chisago County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Kates Estates STREET ADDRESS OF PROPERTY: 5785 370th Street, North Branch, MN 55056-5681 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $152,995.66 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF3292) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5785 370th Street, North Branch, MN 55056-5681 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for M&I Bank, FSB (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for M&I Bank, FSB (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 11.00900.82 (6) Transaction Agent's Mortgage ID Number (MERS number) 100273100009278629 Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357387


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,861.00 MORTGAGOR(S): Tabatha J. King, a single person MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company DATE AND PLACE OF FILING: Filed January 6, 2003, Chisago County Recorder; Document No. A-392438 ASSIGNMENTS OF MORTGAGE: Assigned to Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. by written assignment recorded on January 6, 2003 as Document Number A-392439, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Saratoga Addition to the Village of Wyoming STREET ADDRESS OF PROPERTY: 26841 Friesland Avenue North, Wyoming, MN 55092 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $152,794.15 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: TABATHA J. KING "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E1856) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 26841 Friesland Avenue North, Wyoming, MN 55092 (2) Transaction Agent Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 210058500 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357760


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2009 MORTGAGOR: Rick W Runberg and Sharon A Runberg, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 4, 2009 Chisago County Recorder, Document No. A-512923. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company. Dated February 28, 2013 Recorded March 8, 2013, as Document No. 555347. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969618162872 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 38426 Glacier Drive, North Branch, MN 55056 TAX PARCEL I.D. #: 11.00996.65 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Mystic Woodlands, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,435.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$236,577.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 9, 2013 Branch Banking and Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 108-13-002104FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357782


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date:April 12, 2013 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated September 1, 2005, executed by Daniel Charles Miska and Linda Kay Miska, husband and wife, as joint tenants, as mortgagors, to Wells Fargo Financial Minnesota, Inc., as mortgagee, and recorded on September 27, 2005 as Document Number A457118, in the office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was $132,044.73. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. No mortgagor has been released from financial obligation on the mortgage. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $137,683.12. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 3, Block 1, Rademacher's First Addition to the Village of Rush City, as per plat thereof on file and of record in the office of the Register of Deeds in and for the County of Chisago, State of Minnesota. will be sold by the Sheriff of Chisago County, Minnesota, at public auction on June 6, 2013 at 10:00 a.m. at the office of the Chisago County Sheriff, 313 North Main Street, Rm 100, Center City, MN 55012. 8. The mortgagor must vacate the property on or before 11:59 p.m. December 6, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 9. The time allowed by law for redemption by Mortgagors or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12. THE MORTGAGEE DOES NOT INTEND A MERGER OF TITLE WITH ANY OTHER INTEREST IT HOLDS. Foreclosure Data required by Minn. Stat. Sec. 580.025 1.Property Address: 65 East 9th Street, Rush City, MN 55069 2.Transaction Agent: Not Applicable 3.Name of Mortgage Originator (Lender): Wells Fargo Financial Minnesota, Inc. 4.Residential Servicer: Wells Fargo Financial Minnesota, Inc. 5.Tax Parcel Identification Number: 17-00631-00 6.Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Financial Minnesota, Inc. Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD, PIERSON & THONE, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 15-0588 Published in the ECM POST REVIEW April 17, 24 May 1, 8, 15, 22, 2013 3357791


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 MORTGAGOR: Deborah D. Dahlberg and Bruce A. Dahlberg,. MORTGAGEE:National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded September 28, 2006 Chisago County Recorder, Document No. A-475493. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., a subsidiary of National City Bank. Dated September 19, 2006 Recorded March 21, 2013, as Document No. 555819. And thereafter assigned to: Federal National Mortgage Association also known as Fannie Mae. Dated October 5, 2006 Recorded March 21, 2013, as Document No. 555820. And thereafter assigned to: PNC Bank, National Association. Dated March 13, 2013 Recorded March 21, 2013, as Document No. 555821. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 37148 Vibo Trail, North Branch, MN 55056 TAX PARCEL I.D. #: 090033900 LEGAL DESCRIPTION OF PROPERTY: File Number 06-08049 That part of the Southwest Quarter of the Southeast Quarter of Section 29, Township 35, Range 20, described as follows: Commencing at the Southwest corner of said Southwest 1/4 of the Southeast 1/4; thence on an assumed bearing of South 82 degrees 54 minutes 58 seconds East, along the South line of said Southwest 1/4 of the Southeast 1/4, a distance of 461.41 feet; thence North 18 degrees 47 minutes 07 seconds East, a distance of 322.50 feet; thence North 40 degrees 41 minutes 07 seconds East, a distance of 83.33 feet to the point of beginning of the tract to be described; thence North 40 degrees 41 minutes 07 seconds East on a continuation of the last described tine and along the centerline of Township Road as traveled, a distance of 674.69 feet; thence North 82 degrees 18 minutes 53 seconds West, a distance of 735 feet more or less to the thread of Sunrise River; thence Southerly and Southwesterly along the thread of said Sunrise River, a distance of 300 feet more or less to its intersection with a line that bears North 48 degrees 09 minutes 19 seconds West from the point of beginning; thence South 48 degrees 09 minutes 19 seconds East, a distance of 504 feet more or less to the point of beginning, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$184,325.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 9, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 4, 2013 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-13-002056 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW April 17, 24, May 1, 8, 15, 22, 2013 3357816


1010 LG Mortgage Foreclosures

11-074626 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,400.00 MORTGAGOR(S): Peter R. Wilson and Ellen Wilson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000360-0000223225-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: New Freedom Mortgage Corporation SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 21, 2004, Chisago County Recorder, as Document Number A-431171, Legal description reformed by Findings of Fact, Conclusions of Law, and Order for Judgment, dated May 17, 2010 and filed June 7, 2010 as Document Number 522354 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: September 14, 2009 filed: September 21, 2009, recorded as document number A-514397; thereafter assigned to US Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2007-RF1 dated June 1, 2011 and recorded on June 3, 2011 as document number A533625 thereafter assigned to US Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2007-RF1 by CORRECTIVE ASSIGNMENT OF MORTGAGE dated May 14, 2012 and recorded on July 3, 2012 as document number A546071 thereafter assigned to U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Loan Trust 2007-RF1 dated December 14, 2012 and recorded December 20, 2012 as document number A552598. LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Southeast Quarter of Section Sixteen, Township Thirty-four North, Range Twenty West, described as follows: Commencing at the Northeast corner of the NW 1/4 of SE 1/4; thence South 1 degree 26 minutes 47 seconds West, assumed bearing along the East line of the NW 1/4 of SE 1/4, a distance of 300.09 feet to the South line of the North 300 feet of the NW 1/4 of SE 1/4; thence continuing South 1 degree 26 minutes 47 seconds West along said East line a distance of 400 feet to the point of beginning; thence continuing South 1 degree 26 minutes 47 seconds West along said East line, a distance of 340.00 feet; thence South 62 degrees 00 minutes West, a distance of 554 feet, more or less, to the center line of Malmberg Avenue; thence Northwesterly along said center line to its intersection with a line that bears South 69 degrees 30 minutes West from the point of beginning; thence North 69 degrees 30 minutes East 885 feet, more or less, to the point of beginning. PROPERTY ADDRESS: 33241 Malmberg Avenue, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02.00589.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $282,067.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 11, 2013 U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Loan Trust 2007-RF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW April 24, May 1, 8, 15, 22, 29, 2013 3356775


1010 LG Mortgage Foreclosures

12-083366 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,700.00 MORTGAGOR(S): Arlie W. Christenson AKA Arlie Christenson and Angelina Christenson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200003217939 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: BNC Mortgage, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed August 27, 2007, Chisago County Recorder, as Document Number A-489278 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-BC4; Dated: January 30, 2012 filed: February 24, 2012, recorded as document number A-541746 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Montclair Heights PROPERTY ADDRESS: 30920 Montclair Dr, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00662.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $184,191.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 5, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 15, 2013 U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-BC4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW April 24, May 1, 8, 15, 22, 29, 2013 3358181


1010 LG Mortgage Foreclosures

13-089785 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,533.00 MORTGAGOR(S): Kerry Palmquist, a single man MORTGAGEE: Lewis Hunt Enterprises, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Lewis Hunt Enterprises, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed November 16, 2009, Chisago County Recorder, as Document Number A516237 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: September 12, 2009 filed: November 16, 2009, recorded as document number A516238 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Meadows of Wallmark PROPERTY ADDRESS: 10735 Matthew Dr, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.00648.28 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $185,385.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 16, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW April 24, May 1, 8, 15, 22, 29, 2013 3358868


1010 LG Mortgage Foreclosures

13-090727 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,280.00 MORTGAGOR(S): Sarah Kohl-Leaf and Ryan Leaf, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100103210000305648 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Prime Mortgage Corporation SERVICER: Nationwide Advantage Mortgage Company DATE AND PLACE OF FILING: Filed August 14, 2007, Chisago County Recorder, as Document Number A-488827 ASSIGNMENTS OF MORTGAGE: Assigned to: Nationwide Advantage Mortgage Company LEGAL DESCRIPTION OF PROPERTY: The West 78 feet of Lots 15, 16, and 17, Block 78, of Taylors Falls PROPERTY ADDRESS: 850 Colby Street, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 20.00400.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $147,850.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 16, 2013 Nationwide Advantage Mortgage Company Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW April 24, May 1, 8, 15, 22, 29, 2013 3359128


1010 LG Mortgage Foreclosures

12-085608 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 5, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,657.00 MORTGAGOR(S): Bryce Harris and Michelle Harris, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1004086-1100001176-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: First Ohio Banc & Lending, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed January 21, 2010, Chisago County Recorder, as Document Number A-518297 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: May 11, 2012 filed: May 15, 2012, recorded as document number A-544476 LEGAL DESCRIPTION OF PROPERTY: Lots 12 and 13, Block 4, Chisago Lake Park PROPERTY ADDRESS: 10625 Grant Street, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.00433.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $221,085.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 17, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW April 24, May 1, 8, 15, 22, 29, 2013 3361140


1010 LG Mortgage Foreclosures

13-090909 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 1, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,383.00 MORTGAGOR(S): David J Powell and Amy L Powell, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100085200502465604 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: First Horizon Home Loan Corporation SERVICER: MidFirst Bank DATE AND PLACE OF FILING: Filed October 26, 2004, Chisago County Recorder, as Document Number A-438458, Thereafter modified by a Loan Modification Agreement dated June 3, 2011 and recorded July 7, 2011 as Document number A-534461 ASSIGNMENTS OF MORTGAGE: Assigned to: MidFirst Bank LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 7 and all of Lot 8 in Block 8, of North Branch PROPERTY ADDRESS: 38924 8th Avenue, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 16.00267.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $184,223.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 12, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 18, 2013 MidFirst Bank Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW April 24, May 1, 8, 15, 22, 29, 2013 3362837


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 MORTGAGOR(S): Jason A. Andres, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for American Mortgage Network, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed December 14, 2004, Chisago County Recorder; Document No. A-441342 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on March 23, 2012 as Document No. A-542634, in the Office of the County Recorder of Chisago County, Minnesota LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of Northeast Quarter (SW 1/4 of NE 1/4) of Section Two (2), Township Thirty-seven (37), Range Twenty-two (22), Chisago County, Minnesota, which lies easterly of the center line of CSAH No. 1, except the North 66.00 feet of said SW 1/4 of NE 1/4 AND The West 100.00 feet of the Southeast Quarter of Northeast Quarter (SE 1/4 of NE 1/4) of Section Two (2), Township Thirty-seven (37), Range Twenty-two (22), Chisago County, Minnesota, except the North 66.00 feet of said SE 1/4 of NE 1/4 STREET ADDRESS OF PROPERTY: 53665 Rush Lake Trail, Braham, MN 55006 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $141,555.08 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2013 at 10:00 am PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 26, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 22, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF3393) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 53665 Rush Lake Trail, Braham, MN 55006 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for American Mortgage Network, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for American Mortgage Network, Inc., a Delaware corporation (4) Residential ServicerWells Fargo Bank 800-678-7896 (5) Tax Parcel Identification Number 06-00133-00 (6) Transaction Agent's Mortgage ID Number (MERS number) 1001310-2040789460-7 Published in the ECM POST REVIEW May 1, 8, 15, 22, 29, June 5, 2013 3366230


1010 LG Mortgage Foreclosures

13-090751 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 MORTGAGOR(S): Bradley S. Benson and Maria L. Benson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100053030009411928 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Aegis Wholesale Corporation SERVICER: Nationstar Mortgage, LLC DATE AND PLACE OF FILING: Filed June 2, 2006, Chisago County Recorder, as Document Number A-469726 ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 1, North Meadow PROPERTY ADDRESS: 11810 N Meadow Curve, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00830.23 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $292,916.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 19, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 23, 2013 Nationstar Mortgage LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW May 1, 8, 15, 22, 29, June 5, 2013 3366816


1010 LG Mortgage Foreclosures

12-088468 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 MORTGAGOR(S): Brian K Koran and Paula K Koran, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0007657161-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Countrywide Home Loans, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed January 4, 2007, Chisago County Recorder, as Document Number A-479650 ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP; Dated: May 5, 2011 filed: May 13, 2011, recorded as document number A-533107 LEGAL DESCRIPTION OF PROPERTY: The Northeast Quarter of the Northeast Quarter of the Northwest Quarter (NE1/4 of NE1/4 of NW1/4) of Section 3, Township 34, Range 19 PROPERTY ADDRESS: 19697 360Th Street, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 08.00021.10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $297,212.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 26, 2013. Dated: April 26, 2013 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW May 8, 15, 22, 29, June 5, 12, 2013 3371608


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): Lisa R. Herr and Robert W. Herr Jr., Wife and Husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 21, 2005 Chisago County Recorder Document Number: A-461932 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc., Alternative Loan Trust 2005-86CB, Mortgage Pass-through Certificates, series 2005-86CB Dated: February 16, 2012 Recorded: February 27, 2012 Chisago County Recorder Document Number: A-541825 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0006170486-8 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 8563 345th St, Stacy, MN 55079-4558 Tax Parcel ID Number: 05.00151.15 LEGAL DESCRIPTION OF PROPERTY: The East 336 feet of the West 1659 feet of the North half of the Southwest Quarter of Section 11, Township 34 North, Range 21 West, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $272,132.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 20, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 20, 2013, or the next business day if December 20, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 08, 2013 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-86CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-86CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 027241F01 Published in the ECM POST REVIEW May 8, 15, 22, 29, June 5, 12, 2013 3373015


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,469.00 MORTGAGOR(S): Daniel Armitage and Julie Armitage, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for River City Mortgage & Financial, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: March 16, 2009 Chisago County Recorder Document Number: A-507643 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: October 20, 2009 Recorded: November 12, 2009 Chisago County Recorder Document Number: A-516062 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000148790 Lender or Broker: River City Mortgage & Financial, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 11960 N Meadow Curv, Lindstrom, MN 55045-7345 Tax Parcel ID Number: 15.00830.56 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), North Meadow Plat 2, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $339,416.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 20, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 20, 2013, or the next business day if December 20, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 08, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026692F01 Published in the ECM POST REVIEW May 8, 15, 22, 29, June 5, 12, 2013 3373126


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2005 MORTGAGOR: Steven M. Schmidt, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. as nominee for Centennial Mortgage & Funding, Inc.. DATE AND PLACE OF RECORDING: Recorded April 12, 2005 Chisago County Recorder, Document No. A-447350. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated October 15, 2012 Recorded October 26, 2012, as Document No. A-550427. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120011812 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage & Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 5684 Sherman Oaks Road, Stacy, MN 55079 TAX PARCEL I.D. #: 190000311 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Sunrise Prairie Townhomes, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,594.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$132,397.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 30, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 13-001924 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW May 8, 15, 22, 29, June 5, 12, 2013 3380213


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2008 MORTGAGOR:Laura A. Ciesinski and Jeremy M. Ciesinski, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc, as Nominee for American Mortgage Corporation, a Minnesota . DATE AND PLACE OF RECORDING: Recorded June 25, 2008 Chisago County Recorder, Document No. 499675. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated: January 11, 2013. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500826590056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation, a Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 730 West 10th Street, Rush City, MN 55069 TAX PARCEL I.D. #: 17.00628.11 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Anderson 2nd Addition, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,759.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$151,898.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 23, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-003969 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW May 8, 15, 22, 29, June 5, 12, 2013 3380249


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 MORTGAGOR:Gregory A. Trelstad and Catherine M. Trelstad, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded June 9, 2005 Chisago County Recorder, Document No. A-450570. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for JPMorgan Mortgage Acquisition Trust 2007-CH1, Asset Backed Pass-Through Certificates, Series 2007-CH1. Dated January 16, 2013 Recorded January 28, 2013, as Document No. A-553985. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 10765 Matthew Drive, Chisago City, MN 55013 TAX PARCEL I.D. #: 130064831 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Meadows of Wallmark COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$194,678.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 30, 2013 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-13-002548FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW May 8, 15, 22, 29, June 5, 12, 2013 3380251


1010 LG Mortgage Foreclosures

12-086263 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,623.00 MORTGAGOR(S): Jose A. Felix and Rose M. Felix, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000590-1256041286-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: NBANK, N.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 28, 2005, Chisago County Recorder, as Document Number A-459174 ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC; Dated: October 20, 2009 filed: November 9, 2009, recorded as document number A-515967 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Buffalo Ridge 3rd Addition. PROPERTY ADDRESS: 17532 309Th Ct, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 18.00107.71 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,565.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 24, 2012 JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 19, 2012, at 10:00 AM, has been postponed to January 16, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by July 16, 2013 at 11:59 PM. Dated: December 20, 2012. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 16, 2013, at 10:00 AM, has been postponed to February 27, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by August 27, 2013 at 11:59 PM. Dated: January 16, 2013. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 27, 2013, at 10:00 AM, has been postponed to April 4, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by October 4, 2013 at 11:59 PM. Dated: February 27, 2013. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 4, 2013, at 10:00am, has been postponed to May 6, 2013, at 10:00am, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by November 6, 2013 at 11:59 PM. Dated: April 4, 2013. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 6, 2013, at 10:00am, has been postponed to May 29, 2013, at 10:00am, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by November 29, 2013 at 11:59 PM. Dated: May 6, 2013. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW May 15, 2013 3380664


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 1, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,300.00 MORTGAGOR(S): Richard M. Smisson and Jennifer A. Smisson, husband and wife MORTGAGEE: Peoples Trust Mortgage, LLC DBA Peoples Choice Mortgage, a Kentucky Limited Liability Company DATE AND PLACE OF FILING: Recorded on November 3, 2003 in the Office of the Chisago County Recorder as Document Number A417321. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.by written assignment recorded on August 6, 2004 as Document Number A433840 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Goose Creek Addition STREET ADDRESS OF PROPERTY: 5936 450th Street, Harris, MN 55032-3680 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $243,592.93 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 10, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 10, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Richard Michael Smisson and Jennifer Anne Smisson "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 6, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2104-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5936 450th Street Harris, MN 55032-3680 (2) Transaction Agent Peoples Trust Mortgage, LLC DBA Peoples Choice Mortgage, a Kentucky Limited Liability Company (3) Name of Mortgage Originator (Lender) Peoples Trust Mortgage, LLC DBA Peoples Choice Mortgage, a Kentucky Limited Liability Company (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 14.00096.53 (6) Transaction Agent`s Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW May 15, 22, 29, June 5, 12, 19, 2013 3380690


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2009 MORTGAGOR: Scott Stafki, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 30, 2009 Chisago County Recorder, Document No. A-516672. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000127316 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 37190 Fenway Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 110090072 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Kates Estates COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,433.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,662.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 9, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 18, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: November 12, 2 012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 15, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: January 16, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 10, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: March 11, 2013 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 14, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: May 8, 2013 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW May 15, 2013 3383083


1010 LG Mortgage Foreclosures

12-085966 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,000.00 MORTGAGOR(S): Kevin F Dolan, a single person MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed February 27, 2004, Chisago County Recorder, as Document Number A424311 LEGAL DESCRIPTION OF PROPERTY: That part of Government Lots One (1), Three (3) and Eight (8) of Section Seven (7), Township Thirty-three (33) North, Range Nineteen (19) West, Chisago County, Minnesota, described as follows: Commencing at the Southeast corner of said Section 7; thence Westerly, along the South line of said Section 7, a distance of 1740.30 feet; thence Northerly, deflecting 109 degrees 30 minutes 41 seconds to the right, to the center line of Pleasant Valley Road (also known as County State Aid Highway No. 26 and formerly known as Center City and Osceola Public Highway) and the point of beginning of the parcel to be described; thence continuing Northerly, along the last described course, to the North line of said Government Lot 1 or its Westerly extension; thence Westerly, along said North line and its Westerly extension, to the center of a natural creek, or drain which is 1782 feet, more or less, Westerly of the Northeast corner of said Government Lot 1; thence Southerly, along the center of said natural creek or drain, to the center line of Pleasant Valley Road; thence Southeasterly, along said road center line to the point of beginning. Subject to Pleasant Valley Road. PROPERTY ADDRESS: 16938 Pleasant Valley Road, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 04.00107.10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $223,974.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 24, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 24, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 22, 2013 Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 24, 2013, at 10:00 AM, has been postponed to May 8, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by November 8, 2013 at 11:59 PM. Dated: April 25, 2013. Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 8, 2013, at 10:00am, has been postponed to June 14, 2013, at 10:00am, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by December 16, 2013 at 11:59 PM. Dated: May 8, 2013. Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee Published in the ECM POST REVIEW May 15, 2013 3383740


1010 LG Mortgage Foreclosures

12-086229 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 2, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Justin L. Johnson and Traci L. Johnson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100190830000151991 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: SouthStar Funding, LLC SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed April 16, 2007, Chisago County Recorder, as Document Number A-483868 ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of CWALT, Inc., Alternative Loan Trust 2007-J2, Mortgage Pass-Through Certificates, Series 2007-J2; Dated: April 11, 2012 filed: April 23, 2012, recorded as document number A-543635 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heritage Heights No 3 PROPERTY ADDRESS: 26780 Freeport Court, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00562.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $202,609.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 5, 2012, at 10:00 AM, has been postponed to January 16, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by July 16, 2013 at 11:59 PM. Dated: December 5, 2012. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF] POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 16, 2013, at 10:00 AM, has been postponed to February 20, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by August 20, 2013 at 11:59 PM. Dated: January 17, 2013. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 20, 2013, at 10:00 AM, has been postponed to March 28, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by September 30, 2013 at 11:59 PM. Dated: February 21, 2013. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 28, 2013, at 10:00 AM, has been postponed to May 9, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by November 11, 2013 at 11:59 PM. Dated: March 28, 2013. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 9, 2013, at 10:00 AM, has been postponed to June 19, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by December 19, 2013 at 11:59 PM. Dated: May 9, 2013. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW May 15, 2013 3385177


1010 LG Mortgage Foreclosures

12-086575 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 2, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,898.00 MORTGAGOR(S): Clyde J. Sabot, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002489-0000003219-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Rescue Mortgage, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed October 21, 2009, Chisago County Registrar of Titles, as Document Number T-20841 ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP; Dated: August 31, 2010 filed: September 1, 2010, recorded as document number T-21407 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Three (3), Larson-Sundberg Heights REGISTERED PROPERTY PROPERTY ADDRESS: 30220 Akerson Street, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00639.00 Certificate No. 4975.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,180.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 6, 2012 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 9, 2013, at 10:00 AM, has been postponed to May 9, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by November 11, 2013 at 11:59 PM. Dated: January 9, 2013. BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 9, 2013, at 10:00 am, has been postponed to September 11, 2013, at 10:00 am, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 11, 2014 at 11:59 PM. Dated: May 9, 2013. BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW May 15, 2013 3385242


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 MORTGAGOR(S): Korinn Keocher, a single woman and Jess Fazendin, a single man as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Chisago County Recorder Document Number: A-464228 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A. Dated: January 31, 2012 Recorded: February 06, 2012 Chisago County Recorder Document Number: A-541157 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0006298481-6 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 39474 Oakridge Dr, North Branch, MN 55056-5051 Tax Parcel ID Number: 16.00534.33 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), Oak Ridge 1st Addition, according to the plat there of on file and of record in the office of the County Recorder in and for Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,039.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 27, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 27, 2013, or the next business day if December 27, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 15, 2013 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 027574F01 Published in the ECM POST REVIEW May 15, 22, 29, June 5, 12, 19, 2013 3386144


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2009 MORTGAGOR: Daniel M. Antilla and Katie L. Antilla, husband and wife. MORTGAGEE: JPMorgan Chase Bank, N.A. DATE AND PLACE OF RECORDING: Recorded August 5, 2009 Chisago County Recorder, Document No. A-512973. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2145 North Lake Drive, Braham, MN 55006 TAX PARCEL I.D. #: 060015100 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE A LEGAL DESCRIPTION File Number 9225154P That part of the Southeast Quarter of Section 3, Township 37 North, Range 22 West, Chisago County, Minnesota, lying Easterly of tho center line of County State Aid Highway No. 2, as the same is presently constructed, lying Northerly of the South 1320 feet of said Southeast Quarter, and lying Northeasterly of the following described line; Commencing at the Intersection of the North line of the South 1320 feet of said Southeast Quarter and the East line of the West Half of said Southeast Quarter; thence Northerly, along said West line. 546.63 feet to the point of beginning; thence Northwesterly, deflecting 65 degree 41 minutes 44 seconds to the left, to the center line of said County State Aid Highway No. 2, and said line there terminating. And lying Westerly of the following described line: Commencing at the Intersection of the North line of the South 1320 feet of said Southeast Quarter and the East line of the West Half of said Southeast Quarter; thence Easterly, along said North line, 587.73 feet to the point of beginning; thence Northeasterly, deflecting 84 degrees 31 minutes 43 seconds to the left 523.36 feet; thence Northeasterly, deflecting 4 degrees 23 minutes 00 seconds to the left, to the center line of said County State Aid Highway No. 2, and said line than terminating, Excepting therefrom the following described parcel; Beginning at a point approximately 1303 feet North and 726 feet East of the South Quarter corner of said Section 3, said point being on the center line of County State Aid Highway No. 2, at now relocated and the center line of the parcel hereby conveyed, said parcel being 80 feet in width, 40 feet right and left of center line, thence in a Northeasterly direction, a distance of 867 feet to the beginning of a circular curve; thence continuing in a Northeasterly direction on a 5 degree circular curve to the right, delta angle 50 degrees 14 minutes lor a distance of 933 feet to the end of the parcel conveyed, said point of being approximately 1907 feet East and 33 feet South of the center of said Section 3. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,353.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: March 18, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-002194 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 21, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: May 10, 2013. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-002194 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW May 15, 2013 3386861


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2009 MORTGAGOR:Denny L. Graham and Beverly J. Graham, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 2, 2009 Chisago County Recorder, Document No. A-514778. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated July 17, 2012 Recorded July 30, 2012, as Document No. A-546911. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100376240900143823 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nationwide Mortgage Concepts LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 38186 Branch Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 11.0103527 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Mystic Woodlands Plat 2 COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,871.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$205,615.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 11, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-001590 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 21, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: May 10, 2013. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-001590 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW May 15, 2013 3386911


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2011 MORTGAGOR:Dean T. Kelley and Jessica M. Kelley, husband and wife. MORTGAGEE: JPMorgan Chase Bank, N.A. DATE AND PLACE OF RECORDING: Recorded October 31, 2011 Chisago County Recorder, Document No. A-537602. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 27403 Isle Drive, Chisago City, MN 55013 TAX PARCEL I.D. #: 131112972 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, White Stone, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$273,538.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$274,979.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 1, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-13-003602 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW May 15, 22, 29, June 5, 12, 19, 2013 3387020


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 MORTGAGOR:Charles D Saleen and Nicole M Saleen, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 7, 2004 Chisago County Recorder, Document No. A-435733. ASSIGNMENTS OF MORTGAGE: Assigned to: The Huntington National Bank. Dated March 4, 2013 Recorded April 17, 2013, as Document No. 556778. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154070001003248 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP, a Limited Partnership RESIDENTIAL MORTGAGE SERVICER: The Huntington National Bank MORTGAGED PROPERTY ADDRESS: 38277 Everton Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 11.01070.79 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Wildridge Plat 3 COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,049.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,508.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 3, 2013 The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 104 - 13-002253 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW May 15, 22, 29, June 5, 12, 19, 2013 3387603


1025 LG County of Chisago

ADVERTISEMENT FOR BIDS 2013 RETRO-REFLECTIVE PAVEMENT MARKINGS Chisago County, MN Separate sealed bids for Chisago County 2013 Retro-Reflective Pavement Markings Project will be received by the Board of Commissioners of Chisago County at the Office of the Clerk of the Board, 313 N. Main Street, Room 175, Center City, Minnesota 55012 until 1:00 P.M. on the 4th day of June, 2013, and then at said time publicly opened and read aloud. Approximate Major quantities of work are: Yellow Paint - Latex: 3,300 Gallons; White Paint - Latex: 5,525 Gallons Complete digital contract bidding documents are available for purchase at www.questcdn.com. Documents may be downloaded for a non-refundable fee of $20.00 by inputting Quest project #2687732 on the web site's Project Search page. Please contact QuestCDN at 952-233-1632 or info@questcdn.com for assistance in free membership registration, downloading and working with the digital project information. Plans, Specifications, and Proposals may also be examined and/or obtained at the Chisago County Public Works Office located at 31325 Oasis Road, Center City, MN 55012 or by sending a request to Chisago County Public Works, 313 N. Main Street, Room 400, Center City MN 55012, upon non-refundable payment of $50.00 for each set. Phone (651) 213-8700, Fax (651) 213-8772. All plan orders or request for plan holder lists shall be referred to Cindy Johnson at (651) 213-8704. All project questions should be referred to Joe Triplett at 651.213.8708. Bids must be on the basis of cash payment for the work and materials and no bid will be accepted unless sealed and filed with the County and accompanied by a certified check or bidder's bond payable to the County for not less than five (5) per cent of the bid, as a guarantee that the bidder will, within fifteen (15) days after notification of award of contract enter into an agreement with the County and furnish a performance bond and a payment bond for the full amount of the contract as provided by law. If the bidder, upon the letting of the contract to him, shall fail to enter into the contract, so let, the amount of such certified check or bidder's bond shall be forfeited to the County. The County Board reserves the right to reject any or all bids, to waive any informalities therein, and further reserves the right to award the contract in the best interest of the County. The proposed contract is subject to minimum wage rates as set forth by the Minnesota Department of Labor and Industry and incorporated into the Specifications: http://workplace.doli.state.mn.us/prevwage. Joe Triplett, P.E. Director | County Engineer Chisago County Public Works Published in the ECM POST REVIEW May 15, 22, 29, 2013 3386863


1025 LG County of Chisago

PLANNING COMMISSION 7:00 P.M The Chisago County Planning Commission will meet on Thursday, June 6, 2013 at 7:00 p.m. in Meeting Room 131 of the Chisago County Government Center in Center City. They will also make a tour of the agenda items on Tuesday, June 4, 2013 at 9:00 a.m. departing from Public Works at 31325 Oasis Road, Center City, MN. The following are the agenda items of new business: Stacie Mix - Ms. Mix requests an amendment to her conditional use permit, to offer additional rural tourism uses at her property, including a gathering venue, farm classes and events, general agriculture, and related activities. This is located in Franconia Township, Sec.21, T.33, R.19, at 26856 St. Croix Trail (PID #04.00225.23). Brian Dahedl - Mr. Dahedl proposes to amend Chisago County Zoning Ordinance Section 4.12, in the language governing the time constraints on the placement of recreational vehicles on private property, to allow such RVs to remain on-site seasonally. Lent Township Comprehensive Development Plan - The Planning Commission will informally review and discuss the proposed revisions to the Lent Township Comprehensive Development Plan. Tara M. Guy Environmental Services Published in the ECM POST REVIEW May 15, 2013 3387202


1025 LG County of Chisago

BOARD OF ADJUSTMENT 7:00 P.M The Chisago County Board of Adjustment will meet on Thursday, May 30, 2013 at 7:00 p.m. in Meeting Room 131 of the Chisago County Government Center in Center City. They will also make a tour of the agenda items on Tuesday, May 28, 2013 at 9:00 a.m. departing from Public Works at 31325 Oasis Road, Center City, MN. The following are the agenda items of new business: Paul Tubbs - Realtor Paul Tubbs requests a variance to create a tract of land which is less than the required minimum lot size, and to be exempted from the formal platting process. This is located in Nessel Township, Sec.19, T.37, R.21, (part of the James DeVore Estate property) at 5761 Rush Lake Road (PID #06.00056.00). Jeffrey and Peggy Stoks - The Stoks request a variance to tear down an existing cabin and build a new house and garage closer to the lake than the required setback. This is located in Nessel Township, LaBelle Isle, Lot 5, at 52205 Belle Isle Drive (PID #06.00972.00). Fish Lake Township - Fish Lake Township requests a variance to add a picnic shelter onto the Township Hall, closer to the road than the required setback. This is located in Fish Lake Township, Sec.27, T.36, R.22, at 2170 Brunswick Road. (PID# 03.00413.00) Sandra Johnson - Ms. Johnson requests a variance to add a porch onto the front of her house, closer to the road than the required setback. This is located in Fish Lake Township, Sec.25, T.36 , R. 22, at 43965 Deerwood Trail, PID #03.00338.00. Tara M. Guy Environmental Services Published in the ECM POST REVIEW May 15, 2013 3387212


1045 LG Public Notices

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No.: 13-PR-13-49 In Re: Estate of John H. Manthey, Jr., Decedent. It is Ordered and Notice is given that on May 20, 2013 at 9:00 am, before the Honorable Robert Rancourt, a hearing will be held in this Court at the Chisago County Government Center, 313 North Main St., Center City MN 55012 on a petition for the adjudication of intestacy and determination of decedent's heirs, and for the appointment of Dawn Velez, whose address is PO Box 328, Somerset WI 54025, as personal representative of the decedent's estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent's estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent's estate. Notice is further given that, subject to Minn. Stat. 524.3-801, all creditors having claims against the decedent's estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: April 19, 2013 BY THE COURT /s/ Robert G. Rancourt Judge of District Court Dated: April 19, 2013 KATHLEEN E. KARNOWSKI Court Administrator By: R Longtin, Deputy Jay A. Joyner, P.A. Jay A. Joyner MN # 52887 3247 Humboldt Ave. S., Minneapolis, MN 55408-3329 Telephone: 763-560-1944 Facsimile: 763-560-1434 e-mail: jjoyner@joynerlaw.com Published in the ECM POST REVIEW May 15, 22, 2013 3382157


1045 LG Public Notices

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF CHISAGO TENTH JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 13-PR-13-59 Estate of Gordon M. Paine, also known as Gordon Myrick Paine, Decedent Notice is given that an application for informal probate of the Decedent's will dated 10/26/2005 has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Barbara J. Anderson and Merrill Lynch Trust Company, FSB/Bank of America whose address is 661 Mindy Creed, St. Croix Falls, Wisconsin 54024 and 231 South LaSalle Street, Suite 305 Chicago, Illinois 60604 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 5/6/13 /s/ Barbara Peterson Registrar Dated: 5/6/13 KATHLEEN E. KARNOWSKI Court Administrator Attorney for Applicant Douglas A. Wolgmot, Esq. Winthrop & Weinstine, P.A. 225 South Sixth Street, Suite 3500 Minneapolis, MN 55402 Attorney License No: 0390521 Telephone: 612-604-6756 Fax: 612-604-6856 Email: Dwolgamot@winthrop.com Published in the ECM POST REVIEW May 15, 22, 2013 3385250


1153 LG School Dist. #139

ADVERTISEMENT FOR QUOTES Independent School District #139 Rush City, MN Independent School District No. 139 of Rush City, Minnesota, will receive quotes at the office of the Superintendent of Schools until 9:00 a.m., Thursday, June 6, 2013 for the furnishing of milk, for the 2013-14 school year, at which time the quotes will be opened for consideration. Official quote forms are available at the Superintendent of School's office located at the Rush City High School. The board reserves the right to reject any or all bids and waive any irregularities. Dated: April 18,2013 Brian Anderson, Clerk Independent District #139 Rush City, MN 55069 Published in the ECM POST REVIEW May 8, 15, 2013 3373746


1153 LG School Dist. #139

ADVERTISEMENT FOR BIDS Independent School District #139 Rush City, MN 55069 Independent School District #139 of Rush City, Minnesota, will receive bids at the office of the Superintendent of Schools until 10:00 a.m., Thursday, June 6,2013 for the supplying of unleaded gasoline and diesel fuel, for the operation of school vehicles during the 2013-14 school year (July 1 thru June 30), at which time the bids will be publicly opened for registration and consideration. Quote prices per gallon of unleaded gasoline and diesel fuel as of June 1,2013 excluding all tax. Please enclose a copy of your distributor's price sheet so we may verify your rack price. Bids for unleaded gasoline and diesel fuel supply should be at a private location within one mile of the high school. An example would be a privately owned filling station. Bidder must explain hours of service and availability outside the hours of service. Bidder assumes all liability costs for tanks. The board reserves the right to reject any or all bids and waive any irregularities. Dated: April 18,2013 Brian Anderson, Clerk Independent School District #139 Rush City, MN 55069 Published in the ECM POST REVIEW May 8, 15, 2013 3373750


1153 LG School Dist. #139

NOTICE OF SNOW REMOVAL QUOTATIONS Independent School District #139 Rush City, Minnesota 55069 Notice is hereby given that quotations will be received by Independent School District #139 of Rush City, Minnesota, until 11:00 a.m. on Thursday, June 6,2013 for snow removal. Specifications are available in the Superintendent's Office, Rush City High School. The board reserves the right to reject any or all bids and waive any irregularities. Dated: April 18,2013 Brian Anderson, Clerk Independent School District #139 Rush City, MN 55069 Published in the ECM POST REVIEW May 8, 15, 2013 3373754


1153 LG School Dist. #139

ADVERTISEMENT FOR BIDS Sealed bids in duplicate will be received by RUSH CITY PUBLIC SCHOOLS INDEPENDENT SCHOOL DISTRICT 139 for the 2013 Pavement Rehabilitation project until 2:00 p.m. on May 22, 2013, at which time they will be publicly opened and read aloud. Bidders are invited to attend. Bids received after this time will be returned unopened. Bids shall be upon form provided in the Bidding Documents. Envelopes containing bids must be sealed and marked "2013 Pavement Rehabilitation" with the name and address of the bidder, and the date and hour of the opening. Bids shall be delivered to: Jeanne Korf Rush City Public Schools Independent School District 139 51001 Fairfield Avenue P.O. Box 566 Rush City, MN 55069 The complete form shall be without alterations, additions, or erasures. All bids shall be on a lump sum basis. The Owner reserves the right to reject any or all bids and to waive any irregularities in bids. Direct communications regarding this Project to the Project Manager, Brent Boelter, Inspec, telephone 763-546-3434; bboelter@inspec.com Bidding Documents are available for a fee via digital download at www.inspec.com. Contact QuestCDN.com at 952-233-1632 or info@questcdn.com for assistance in free membership registration, downloading, and working with this digital project information. Paper copies of Bidding Documents can be ordered by contacting Northstar Imaging Services, Inc., 651-686-0477, for a non-refundable fee plus shipping and handling. Copies of the Bidding Documents will be on file and available for inspection at Inspec, 5801 Duluth Street, Golden Valley, Minnesota 55422. Each bidder shall accompany the Bid Form with bid security as described in the Instructions to Bidders. Bid result information may be viewed at www.inspec.com or may be obtained by sending an e-mail request to dburns@inspec.com Published in the ECM POST REVIEW May 8, 15, 2013 3380160


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 NORTH BRANCH AREA EDUCATION CENTER POLICY COMMITTEE MEETING April 25, 2013 The Policy Committee met on Thursday, April 25, 2013 at 4:25 p.m. in Room 118 at the North Branch Area Education Center. Members in Attendance: Kirby Ekstrom, Randy Westby, Tim MacMillan, Superintendent Henton, Randi Johnson, Lori Zimmerman, Pat Tepoorten, and Arle Chambers Review of Meeting Norms There were no questions on the meeting norms. Series 900 Policies Policy 901 - Community Education Policy 602 was discussed by the committee and will be presented at the May Work Session with a recommendation to bring it to the June 13th meeting for a first reading. Policy 906 - Community Notification of Predatory Offenders Policy 606 was discussed by the committee and will be brought back to the Policy Sub-Committee for more discussion. Policy 907 - Rewards Policy 907 was discussed by the committee and will be presented at the May Work Session with a recommendation to bring it to the June 13th meeting for a first reading. Attendance Policy Superintendent Henton discussed the attendance information that will be discussed at the work session following this meeting. Other The Policy Committee's next meeting will be held on May 9, 2013 at 4:00 pm. The meeting concluded at 5:30 pm. Jay Falk, Clerk Published in the ECM POST REVIEW May 15, 2013 3386589


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 SCHOOL BOARD DEVELOPMENT MEETING APRIL 25, 2013 The School Board of Independent School District 138 held a School Board Development meeting on Thursday, April 25, 2013, at 5:30 p.m. in Room 118 at the North Branch Area Education Center. Board Members Present: Kim Salo, Kirby Ekstrom, Randy Westby, Jay Falk, Linda Heidelberger, Tim MacMillan, and Superintendent Deb Henton Others in Attendance: Randi Johnson and Arle Chambers School Board Retreat The school board discussed the results of the March 4, 2013 School Board Retreat. The topics discussed at the board retreat included: *stages of board development *building trust *communication *work sessions *trusting and using committees *meeting setup *CLPT Leadership Inventory *Board Governance model *supporting the final decision of the board *surprises at the board table *teamwork and trust *mentoring Finance Committee The school board discussed forming a finance committee. This topic will be discussed further at another School Board Development meeting. The meeting concluded at 6:55 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW May 15, 2013 3386638


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 SPECIAL SCHOOL BOARD MEETING APRIL 25, 2013 The School Board of Independent School District 138 held a special session on Thursday, April 25, 2013, at 6:55 p.m. in Room 126 at the North Branch Area Education Center. Chair Salo called the meeting to order. Roll Call: Kim Salo, Kirby Ekstrom, Randy Westby, Jay Falk, Linda Heidelberger, Tim MacMillan, and Superintendent Deb Henton Others in Attendance: Derrick Knutson, Dan Peterson, Lori Zimmerman, Charley Klopp, Rosey Klopp, Todd Tetzlaff, Kirstin Perales, Pat Tepoorten, Randi Johnson, and Arle Chambers Approval of Agenda: Moved by Falk, seconded by MacMillan and carried unanimously to approve the agenda. Approval of Offer on Main Street School Property Real estate agent Dan Peterson from Edina Realty spoke to the board about the cash offer of $250,000 for the Main Street School property. After discussion, the board voted to accept the offer. Moved by MacMillan, seconded by Westby and carried unanimously to approve the cash offer of $250,000 for the Main Street School property. Approval of Change of 2012-13 School Calendar to Include May 20, 2013 as a Student Contact Day Moved by Westby, seconded by Falk and carried unanimously to approve the change to the 2012-13 school calendar to include May 20, 2013 as a student contact day. This is a make-up day for the snow day that occurred on April 19, 2013. Adjournment Moved by Falk, seconded by Ekstrom and carried unanimously to adjourn the meeting at 7:24 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW May 15, 2013 3386675


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 NORTH BRANCH AREA EDUCATION CENTER SCHOOL BOARD WORKING SESSION April 25, 2013 The School Board of Independent School District 138 met in a Working Session on Thursday, April 25, 2013, at 7:25 p.m. in Room 126 at the North Branch Area Education Center. Chair Salo called the meeting to order. Roll Call: Kirby Ekstrom, Jay Falk, Kim Salo, Randy Westby, Linda Heidelberger, Tim MacMillan, and Superintendent Henton Others in Attendance: Derrick Knutson, Lori Zimmerman, Charley Klopp, Rosey Klopp, Todd Tetzlaff, Kirstin Perales, Pat Tepoorten, Randi Johnson, and Arle Chambers WORKING/PRIORITY STRATEGY SESSION ITEMS Strategic Plan The school board discussed the strategic plan. The direction from the school board was to use an internal process for strategic planning, as opposed to using consultants. Attendance Policy After a lengthy discussion on the attendance policy, it was decided to bring the policy back to the Policy Committee for further discussion. Second Reading of Policy 607 - Organization of Grade Levels The policy will go to the board as a second reading at the May 9th regular board meeting. Second Reading of Policy 613 - Graduation Requirements The policy will go to the board as a second reading at the May 9th regular board meeting. Second Reading of Policy 616 - School District System Accountability The policy will go to the board as a second reading at the May 9th regular board meeting. Second Reading of Policy 620 - Credit for Learning The policy will go to the board as a second reading at the May 9th regular board meeting. Authorizing the Issuance of Purchase Orders for Fiscal Year 2013-14 in an Amount not to Exceed 80 Percent of the Adopted 2012-13 Budget for Supplies and Services This is a routine agenda item that will be approved at the May 9th regular board meeting. Resolution Relating to the Termination and Nonrenewal of the Following Probationary Teacher - Rose Dalske This item will go to the board for approval at the May 9th regular board meeting. Resolution Relating to the Termination and Nonrenewal of the Following Probationary Teacher- Erica Bjerketvedt This item will go to the board for approval at the May 9th regular board meeting. Resolution Relating to the Termination and Nonrenewal of the Following Probationary Teacher- Gretchen Christensen This item will go to the board for approval at the May 9th regular board meeting. Resolution Relating to the Termination and Nonrenewal of the Following Probationary Teacher- Marjorie Jennings This item will go to the board for approval at the May 9th regular board meeting. Tenure of the Following Teachers This item will need board approval at the May 9th regular school board meeting. Date for Public Hearing on Student Fees The school board will set a date for a public hearing on student fees at the May 9th regular school board meeting. Capital Budget Recommendations for 2013-14 Randi Johnson, Director of Finance and Human Resources, gave a presentation on capital budget recommendations for 2013-14. This item will need board approval at the May 9th regular board meeting. 2013-14 Resolution for Membership in the Minnesota State High School League This is a routine agenda item that will be approved at the May 9th regular board meeting. Adjournment Moved by Westby, seconded by Heidelberger and carried unanimously to adjourn the meeting at 9:12 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW May 15, 2013 3386686


1025 LG County of Chisago

CHISAGO COUNTY BOARD OF COMMISSIONERS UNOFFICIAL PROCEEDINGS Wednesday, May 1, 2013 The Chisago County Board of Commissioners met in regular session at 6:30 p.m. Wednesday, May 1, 2013 in the Board Room of the Government Center with the following Commissioners present: Walker, Greene, Montzka, Robinson Absent: McMahon. Also present: County Attorney Janet Reiter, County Administrator Bruce Messelt and Interim Clerk of the Board Chase Burnham. The Chair called the meeting to order and led the assembly in the Pledge of Allegiance. The Chair stated that Commissioner McMahon was not present but was excused from the meeting at the previous meeting on April 17, 2013. On motion by Walker, seconded by Greene, the Board approved the amended Agenda for the Board of Commissioners to include the renewal of the postage equipment for use by the County. The motion carried as follows: IN FAVOR THEREOF: Greene, Montzka, Robinson, Walker ABSENT: McMahon OPPOSED: None. Rick Olseen, Field Representative for United States Congressman Rick Nolan, spoke briefly to the Board. He thanked the Board for the use of Chisago County Government Center as the Southern Field Office for Rep. Nolan. He also updated the Board on recent Rep. Nolan's policies and goals. No action was taken. On motion by Walker, seconded by Greene and carried unanimously the Board recessed the board meeting at 6:38 p.m. to a time immediately following the Health and Human Services Committee of the Whole. The motion carried as follows: IN FAVOR THEREOF: Greene, Montzka, Robinson, Walker ABSENT: McMahon OPPOSED: None. The Chisago County Health and Human Services Committee of the Whole met at 6:38 p.m. on Wednesday, April 3, 2013 pursuant to adjournment with the following Board Members present: Walker, Greene, Montzka, Robinson. Absent: McMahon. The Chair relinquished the gavel to Vice Chair Greene, who presided over the meeting. HHS Director Nancy Dahlin presented the agenda for the day. On motion by Montzka, seconded by Walker and carried unanimously the Board approved the Agenda for the Health & Human Services Committee of the Whole as presented. The motion carried as follows: IN FAVOR THEREOF: Greene, Montzka, Robinson, Walker ABSENT: McMahon OPPOSED: None. On motion by Montzka, seconded by Walker and carried unanimously the Board approved the Health and Human Services consent agenda as follows: a.Authorize Payment of County's Warrants for HHS: Prepared Check Date Amount Mail Date Type of Payment 04/19/2013 $86,415.53 County's Warrants 04/19/2013 $12,491.81 05/01/2013 Auditors Warrants 04/26/2013 $125,391.81 County's Warrants 04/26/2013 $20,889.17 05/01/2013 Auditors Warrants Al Budde of the Veterans Services Office, and Kory Deling, the Vet Corp Coordinator, discussed the current veteran's services in Chisago County. They discussed the current number of veterans within Chisago County and the number that are receiving services either from the Chisago County Veterans Services Office or from the Vet Corp. Health and Human Services Director Nancy Dahlin updated the Board on the current affairs of the department. She was pleased to announce that two new employees were introduced to the rest of the HHS staff. She also announced that MnChoices will begin in November 2013. On motion by Montzka, seconded by Walker and carried unanimously the Board moved to adjourn the meeting of the Health and Human Services Committee of the Whole at 7:02 p.m. to meet again in regular session on Wednesday, June 5, 2013 at 6:30 p.m. The motion carried as follows: IN FAVOR THEREOF: Greene, Montzka, Robinson, Walker ABSENT: McMahon OPPOSED: None. Vice Chair Greene relinquished the gavel to the Board Chair Montzka, who presided over the meeting. The Chair opened the Citizen's Forum at 7:02 p.m. No citizens wished to offer comment and the Chair closed the Citizen's forum at 7:02 p.m. Commissioner Greene offered a motion to approve the Consent Agenda as follows. Motion seconded by Walker. Commissioner Robinson offered a friendly amendment to change item a., the Minutes from April 17, 2013, to state "Commissioner McMahon was excused from the May 1, 2013 meeting" instead of Commissioner Greene. The friendly amendment was accepted by the motion maker and second and, upon a vote being taken thereon, the motion as amended PASSED. The motion carried as follows: IN FAVOR THEREOF: Greene, Montzka, Walker ABSENT: McMahon OPPOSED: Robinson. a.)Approve Minutes from April 17, 2013 Regular Meeting b.)Approve Agreement with SCMA, Inc. for Rain Garden c.)Renewal of Consumption and Display permit - Hillcrest R.V. Park d.)Renewal of Retail Sales of 3.2 Malt Liquor, Wine, Beer, 2 a.m. Licenses e.)Renewal of Tobacco Licenses f.)Renewal of Minnesota Snowmobile Trails Assistance Program g.)Approve Tax Abatement Requests h.)Approval of Vending Services Contract - Versa Vending i.)Renewal of County's Postage Equipment Jerry Spetzman, Chisago County Water Resource Manager, and Kurt Schneider, Chisago County Environmental Service Director, presented the Draft Chisago County Local Water Management Plan to the Board. They spoke specifically about the citizen input into the plan and the projects determined to be needed. The Chair opened the Public Forum for the Local Water Management Plan at 7:21 p.m. Three citizens wished to offer comment; Casey Thiel of the SWCD, Joyce Anastasi of the LID, and Jon Eret of the Water Planning Board. The Chair closed the Citizen's forum at 7:26 p.m. On a motion by Greene, seconded by Robinson and carried unanimously the Board approved submission of the draft Chisago County Local Water Management Plan to the appropriate state agencies for review and approval. The motion carried as follows: IN FAVOR THEREOF: Greene, Montzka, Robinson, Walker ABSENT: McMahon OPPOSED: None. On a motion by Greene, seconded by Walker and carried unanimously the Board authorized payment of County's Warrants and miscellaneous bills as follows: The motion carried as follows: IN FAVOR THEREOF: Greene, Montzka, Robinson, Walker ABSENT: McMahon OPPOSED: None. Bills Paid 04/29/2013 $226,774.58 Lake Area Bank; Elizabeth Dodge; HHS; supplies; $17.78 Lake Area Bank; Tracy Krona; HHS; supplies; $480.75 Lake Area Bank; Dennis Freed; Auditor; supplies; $230.30 Lake Area Bank; Steve Paquay; Court Services; supplies; $24.00 Lake Area Bank; Jon Thompson; Bldg Maintenance; supplies; $804.71 Lake Area Bank; Robert Shoemaker; Sheriff; supplies, meeting expense; $179.72 Lake Area Bank; Keith Hoppe; Sheriff; supplies; $10.36 Lake Area Bank; Chad Worden; Sheriff; meeting expense; $15.79 Lake Area Bank; Jon Eckel; MICS; supplies; $604.66 Lake Area Bank; Tracy Armistead; Sheriff; meeting expense, supplies; $166.32 Lake Area Bank; Kurt Schneider; ESD; meeting expense; $85.00 Lake Area Bank; Renee Kirchner; HR; supplies; $65.29 Tile x Design; Jon Thompson; Bldg Maintenance; supplies $788.90 On motion by Greene, seconded by Robinson and carried unanimously the Board moved to approve the Park Shelter Reservation Policy and Fee Changes, as recommended by the Park Board. The motion carried as follows: IN FAVOR THEREOF: Greene, Montzka, Robinson, Walker ABSENT: McMahon OPPOSED: None. On motion by Robinson, seconded by Walker and carried unanimously the Board moved to approve the Fish Lake Township, Township Hall outdoor picnicking and children's play area funding request, in the amount of $55,051.81. The motion carried unanimously as follows: IN FAVOR THEREOF: Greene, Montzka, Robinson, Walker ABSENT: McMahon OPPOSED: None. Items of correspondence reviewed with Board included; the article "Is Minnesota friendly to small businesses?" the article "Privacy violations could cost Minnesota, cities millons," "President's FY14 budget targets key county priorities," "Losing muni-bonds tax-exemption hard on small counties," and "Crunching the budget numbers president's proposed FY14 vs. actual FY13." No action was taken. Several Commissioners offered reports of their respective committee assignments. On motion by Greene, seconded by Walker and carried unanimously the Board adjourned the meeting at 7:41 p.m. The motion carried as follows: IN FAVOR THEREOF: Greene, Montzka, Robinson, Walker ABSENT: McMahon OPPOSED: None. Ben Montzka, Chair Attest: Chase Burnham Interim Clerk, County Board Published in the ECM POST REVIEW May 15, 2013 3383711


1156 LG School Dist. #138

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