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1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Richard E. Legato and Betty A. Legato, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Voyager Bank, a Minnesota Banking Corporation DATE AND PLACE OF FILING: Recorded on August 24, 2004 in the Office of the Chisago County Registrar of Titles as Document Number T16633 and memorialized upon Certificate of Title No. 3702.0. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.by written assignment recorded on March 12, 2013 as Document Number T23171 in the Office of the County Registrar of Titles of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot Eighty (80) and a triangular tract in Lot Seventy-nine (79) of Labelle Isle, said triangular tract described as follows, to-wit: Beginning at the Southeasterly corner thereof, thence Westerly on the Southerly line a distance of 167 feet to the Southwesterly corner, thence Northerly on the Westerly line a distance of 55 feet; thence Easterly in a straight line to the Southeasterly corner, being the point of beginning. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 51335 BELLE ISLE DRIVE, RUSH CITY, MN 55069-2640 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $177,182.49 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 17, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 17, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 16, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2672-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 51335 BELLE ISLE DRIVE RUSH CITY, MN 55069-2640 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Voyager Bank, a Minnesota Banking Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Voyager Bank, a Minnesota Banking Corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 06.01047.00 (6) Transaction Agent`s Mortgage ID Number (MERS number) 1000389-000547758-8- Published in the ECM POST REVIEW May 22, 29, June 5, 12, 19, 26, 2013 3393218


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,400.00 MORTGAGOR(S): Jeffery W. Tellin and Megan M. Tellin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Home Loan Corporation dba Expanded Mortgage Credit, a Texas corporation DATE AND PLACE OF FILING: Filed February 24, 2006, Chisago County Recorder; Document No. A-464899 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Specialty Underwriting and Residential Finance Trust Mortgage Loan Asset-Backed Certificates Series 2006-BC2, recorded on August 27, 2009 as Document Number A-513608. LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Northeast Quarter of Section 5, Township 33 North, Range 19 West; Chisago County, Minnesota, described as follows: Commencing at the Southeast corner of said Southeast Quarter of the Northeast Quarter; thence North 0 degrees 47 minutes 15 seconds West, assumed bearing along the East line of said Southeast Quarter of the Northeast Quarter, a distance of 935.00 feet, to the point of beginning of the parcel to be described; thence continuing North 0 degrees 47 minutes 15 seconds West, along said East line, to the South line of the North 1320 feet of the East Half of the Northeast Quarter of said Section 5; thence North 88 degrees 48 minutes 18 seconds West, along said South line, a distance of 200 feet; thence South 46 degrees 00 minutes 00 seconds West, to a line drawn between the Southeast corner and the Northwest corner of said Southeast Quarter of the Northeast Quarter; thence Southeasterly, along said line, to a line that bear South 46 degrees 00 minutes 00 seconds West from the point of beginning; thence North 46 degrees 00 minutes 00 seconds East, along said line, to the point of beginning, Chisago County, Minnesota. STREET ADDRESS OF PROPERTY: 18180 Franconia Trail, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $353,911.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 17, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 17, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 21, 2013 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST MORTGAGE LOAN ASSET-BACKED CERTIFICATES SERIES 2006-BC2 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G1521) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 18180 Franconia Trail, Shafer, MN 55074 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Home Loan Corporation dba Expanded Mortgage Credit, a Texas corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Home Loan Corporation dba Expanded Mortgage Credit, a Texas corporation (4) Residential ServicerBank of America (800) 669-6650 (5) Tax Parcel Identification Number 04.00065.25 (6) Transaction Agent's Mortgage ID Number (MERS number) 100056400720519696 Published in the ECM POST REVIEW May 29, June 5, 12, 19, 26, July 3, 2013 3396193


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 4, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,500.00 MORTGAGOR(S): Donald E. Splittstoser Jr., a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Citizens State Bank, a Wisconsin Corporation DATE AND PLACE OF FILING: Recorded on December 22, 2006 in the Office of the Chisago County Recorder as Document Number A479252. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.by written assignment recorded on February 22, 2013 as Document Number A554840 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The land herein referred to is situated in the State of Minnesota, City of Rush City, County of Chisago, and is described as follows: That Part of the Northeast Quarter of the Northwest Quarter (NE of NW ) of Section Twenty-two (22), Township Thirty-seven (37), Range Twenty-one (21), Chisago County, Minnesota, described as follows: Beginning at the Northeast corner of the West 330.0 feet of said NE of NW ; thence South along the East line of said West 330.0 feet to the Northerly right-of-way line of County Highway No. 55; thence Northeasterly along the Northerly right-of-way line of County Highway No. 55 a distance of 275.0 feet; thence Northwesterly to a point in the North line of said NE of NW distant 125.0 feet East of the point of beginning; thence West along said North line 125.0 feet to the point of beginning. STREET ADDRESS OF PROPERTY: 415 EAST 4TH ST, RUSH CITY, MN 55069-9089 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $103,219.91 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 24, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 24, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 22, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2718-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 415 EAST 4TH ST RUSH CITY, MN 55069-9089 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Citizens State Bank, a Wisconsin Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Citizens State Bank, a Wisconsin Corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 17.00140.00 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100226700000075920 Published in the ECM POST REVIEW May 29, June 5, 12, 19, 26, July 3, 2013 3398188


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Joletta A. Quance and Thomas V. Quance, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on January 3, 2011 in the Office of the Chisago County Recorder as Document Number A529129. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: The North 1290 feet of the East 506.52 feet of Government Lot 4, Section 25, Township 37, Range 22. Subject to road easement over and across the East 33 feet thereof and easements of record, if any, and also reserving an easement to grantors, their heirs or assigns for ingress and egress and private road purposes over and across the South 33 feet thereof. STREET ADDRESS OF PROPERTY: 49150 DOGWOOD AVE, RUSH CITY, MN 55069-2830 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $336,052.67 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 24, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 24, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 22, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2726-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 49150 DOGWOOD AVE RUSH CITY, MN 55069-2830 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 06.00553.00 (6) Transaction Agent`s Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW May 29, June 5, 12, 19, 26, July 3, 2013 3398213


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2011 MORTGAGOR:Kevin Byl and Michelle Byl aka Michele Byl, husband and wife . MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 23, 2011 Chisago County Recorder, Document No. A530818. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association . Dated May 22, 2012 Recorded October 31, 2012, as Document No. 550630. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268100309851 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Granite Mortgage & Construction Finance, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 6004 259TH Street, Wyoming, MN 55092 TAX PARCEL I.D. #: 210071501 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Thurnbeck Ponds, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$238,564.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 12, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 9, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002590 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW May 29, June 5, 12, 19, 26, July 3, 2013 3399657


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,000.00 MORTGAGOR(S): JACK MOLTZEN and SONIA MOLTZEN, husband and wife MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF FILING: Recorded on February 16, 2007 in the Office of the Chisago County Recorder as Document Number A481478. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC by written assignment recorded on March 12, 2010 as Document Number A519698 in the Office of the County Recorder of Chisago County, Minnesota; thereafter assigned to Federal National Mortgage Association by written assignment recorded on June 6, 2012 as Document Number A545136 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Fox Meadows Plat 4 STREET ADDRESS OF PROPERTY: 39461 8TH AVE, NORTH BRANCH, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $160,355.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 17, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 17, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 23, 2013 FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2310-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 39461 8TH AVE NORTH BRANCH, MN 55056 (2) Transaction Agent Chase Bank USA, N.A. (3) Name of Mortgage Originator (Lender) Chase Bank USA, N.A. (4) Residential ServicerSeterus, Inc. (5) Tax Parcel Identification Number 16.00511.49 (6) Transaction Agent`s Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW May 29, June 5, 12, 19, 26, July 3, 2013 3399904


1010 LG Mortgage Foreclosures

13-090614 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 1, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,288.00 MORTGAGOR(S): Brian Jorgenson and Lisa Jorgenson, husband and wife MORTGAGEE: Tradition Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Tradition Mortgage SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed July 15, 2003, Chisago County Recorder, as Document Number A-407756 ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Whispering Pines PROPERTY ADDRESS: 42936 Ginger Avenue, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 14.00275.50 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $202,018.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 24, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 24, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 28, 2013 CitiMortgage, Inc., as successor in interest by merger to ABN AMRO Mortgage Group, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /S/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 5, 12, 19, 26, July 3, 10, 2013 3403500


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,174.00 MORTGAGOR(S): Leslie C. Lange, unmarried MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed April 5, 2010, Chisago County Recorder; Document No. A520448 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: The following described property: That part of the Southwest quarter of the Northeast quarter of Section 14, Township 37 North, Range 21 West, Chisago County, Minnesota, lying northerly of the South 400 feet thereof and lying easterly of the following described line: Commencing at the northwest corner of said Southwest Quarter of the Northeast quarter; thence South 89 degrees 58 minutes 51 seconds East, assumed bearing along the north line of said Southwest quarter of the Northeast quarter, a distance of 595.70 feet, to the point of beginning of the line to be described; thence South 0 degrees 01 minute 09 seconds West, a distance of 208.70 feet; thence North 89 degrees 58 minutes 51 seconds West, to the east line of the West 510 feet of said Southwest quarter of the Northeast quarter, thence southerly, along said east line, to the north line of the South 400 feet of said Southwest quarter of the Northeast quarter and said line there terminating, AND An ingress and egress easement over and across that part of the Southwest quarter of the Northeast quarter of Section 14, Township 37 North, Range 21 West, Chisago County, Minnesota, described as follows: Commencing at the northwest corner of said Southwest quarter of the Northeast quarter, thence South 89 degrees 58 minutes 51 seconds East, assumed bearing along the North line of said Southwest quarter of the Northeast quarter, a distance of 337.00 feet to the point of beginning; thence continuing South 89 degrees 58 minutes 51 seconds East, along said north line, a distance of 50.00 feet: thence South 09 degrees 01 minute 09 seconds West, a distance of 208.70 feet; thence South 89 degrees 58 minutes 51 seconds East a distance of 199 feet, more or less to the east line of the west 510 feet of said Southwest quarter of the Northeast quarter; thence southerly, along said east line, a distance of 50 feet; thence North 89 degrees 58 minutes 51 seconds West, a distance of 169 feet, more or less, to a line that bears South 0 degrees 01 minute 09 seconds West from the point of beginning; thence North 0 degrees 01 minute 09 seconds East, along said line, to the point of beginning. Assessors Parcel Number: 07-00256-10 STREET ADDRESS OF PROPERTY: 8865 517th Street, Rush City, MN 55069-2146 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $111,177.92 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 24, 2013 at 10:00am PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 24, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 28, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2979) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8865 517th Street, Rush City, MN 55069-2146 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 07.00256.10 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW June 5, 12, 19, 26, July 3, 10, 2013 3403505


1010 LG Mortgage Foreclosures

09-062930 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 8, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 MORTGAGOR(S): David L. Behrendt, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100227000000019310 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: HOMFI Mortgage Services, Inc. SERVICER: EverBank DATE AND PLACE OF FILING: Filed August 15, 2005, Chisago County Recorder, as Document Number A-454529 ASSIGNMENTS OF MORTGAGE: Assigned to: Everhome Mortgage Company; Thereafter assigned to EverBank. LEGAL DESCRIPTION OF PROPERTY: That part of the North Half of the Northwest Quarter (N1/2 of NW1/4), Section 5, Township 37, Range 21, Chisago County, Minnesota, described as follows. Commencing at the Northeast corner of the N 1/2 of NW 1/4 of said Section 5, thence West along the North line of said N1/2 of NW 1/4, a distance of 284 feet to the Westerly right-of-way line of Interstate Highway No. 35 and the point of beginning of the parcel to be described, thence continuing West, along the North line of said N1/2 of NW1/4, a distance of 995 feet to a point distant 1279 feet West of the Northeast corner of said N1/2 of NW 1/4, as measured along the North line of said N1/2 of NW 1/4, thence South, deflecting to the left 90 degrees 00 minutes, a distance of 300 feet, thence East, deflecting to the left 90 degrees 00 minutes, a distance of 208 feet, thence South, deflecting to the right 90 degrees 00 minutes, a distance of 740 feet, more or less, to the South line of said N 1/2 of NW 1/4; thence Easterly, along said South line, a distance of 787 feet, more or less, to the Westerly right-of-way line of Interstate Highway No 35, thence Northerly, along said Westerly highway right-of-way line, a distance of 1030 feet, more or less, to the point of beginning. PROPERTY ADDRESS: 5595 540Th St, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 06-00001-10 and 06-00001-20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $101,770.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 24, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 24, 2014. Dated: May 28, 2013 EverBank Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /S/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 5, 12, 19, 26, July 3, 10, 2013 3403522


1010 LG Mortgage Foreclosures

13-089709 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,500.00 MORTGAGOR(S): Loren A. Lex and Patricia J. Lex, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100010220011582806 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Nationwide Advantage Mortgage Company SERVICER: Nationwide Advantage Mortgage Company DATE AND PLACE OF FILING: Filed July 22, 2005, Chisago County Recorder, as Document Number A 453055 ASSIGNMENTS OF MORTGAGE: Assigned to: Nationwide Advantage Mortgage Company LEGAL DESCRIPTION OF PROPERTY: The North 10 feet of Lot 6 and all of Lots 7 and 8, Block 43, City of Chisago PROPERTY ADDRESS: 11019 282Nd Street, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13 00557.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $160,479.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 24, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 24, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 30, 2013 Nationwide Advantage Mortgage Company Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 5, 12, 19, 26, July 3, 10, 2013 3406569


1010 LG Mortgage Foreclosures

12-089153 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 MORTGAGOR(S): Katherine M Conley, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0006298486-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: America's Wholesale Lender SERVICER: Nationstar Mortgage, LLC DATE AND PLACE OF FILING: Filed February 15, 2006, Chisago County Recorder, as Document Number A-464574 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., Successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP; Thereafter assigned to Nationstar Mortgage LLC. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Richland North 2nd Plat PROPERTY ADDRESS: 31832 Frontier Avenue, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05.00625.28 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $216,859.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 31, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 31, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 3, 2013 Nationstar Mortgage LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW June 12, 19, 26, July 3, 10, 17, 2013 3409762


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2006 MORTGAGOR: Jennifer Youngs and Gregory R Youngs Jr., wife and husband as joint tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 4, 2006 Chisago County Recorder, Document No. A472950. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. Dated April 1, 2013 Recorded April 17, 2013, as Document No. A-556777. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100261495756010538 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Great Northern Financial Group, Inc. RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 37686 Eleanor Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 11.01026.71 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Viking Park 3rd Addition, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,889.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 28, 2013 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-13-003210 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW June 12, 19, 26, July 3, 10, 17, 2013 3410046


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00 MORTGAGOR(S): Wade S. Kosman and Shelleen M. Kosman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Town Mortgage, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: June 10, 2003 Chisago County Recorder Document Number: A-404800 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: December 11, 2012 Recorded: December 17, 2012 Chisago County Recorder Document Number: A-552413 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000237966 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 5819 320th St, Stacy, MN 55079-4503 Tax Parcel ID Number: 05.00702.00 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Miller Estates, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $68,624.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 25, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2014, or the next business day if July 25, 2014 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 12, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 027775F01 Published in the ECM POST REVIEW June 12, 19, 26 July 3, 10, 17, 2013 3410304


1010 LG Mortgage Foreclosures

12-081515 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,600.00 MORTGAGOR(S): William L. Sivanich, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000392-4342219440-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: First Magnus Financial Corporation SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed August 7, 2007, Chisago County Recorder, as Document Number A 488526 ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP; Dated: April 1, 2010 filed: May 11, 2010, recorded as document number A 521488; Thereafter assigned to Federal National Mortgage Association. LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Northwest Quarter of Section 15, Township 34 North, Range 20 West, lying North of the South 500 feet thereof and lying Westerly of the center line of Oasis Road (also known as County State Aid Highway No. 9) PROPERTY ADDRESS: 33644 Oasis Rd, Center City, MN 55012 PROPERTY IDENTIFICATION NUMBER: 02 00570 20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $269,710.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 31, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 31, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 4, 2013 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW June 12, 19, 26 July 3, 10, 17, 2013 3410853


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,920.00 MORTGAGOR(S): Gary A Knuth, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Wholesale Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 27, 2006 Chisago County Recorder Document Number: A-463735 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: October 24, 2012 Recorded: November 08, 2012 Chisago County Recorder Document Number: A-550977 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008711112 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 640 W 10th St, Rush City, MN 55069-9004 Tax Parcel ID Number: 17.00628.16 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Anderson 2nd Addition, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,488.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 25, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 27, 2014, or the next business day if January 27, 2014 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 12, 2013 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 027697F01 Published in the ECM POST REVIEW June 12, 19, 26, July 3, 10, 17, 2013 3412795


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,273.00 MORTGAGOR(S): Shelli C. Clary, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on December 19, 2011 in the Office of the Chisago County Recorder as Document Number A-539593. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: The West 20 Acres of the North Half of the Northwest Quarter (N 1/2 of NW 1/4) of Section Twenty-two (22), Township Thirty Six (36), Range Twenty One (21) STREET ADDRESS OF PROPERTY: 44905 Holman Ave, Harris, MN 55032 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $147,714.73 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 6, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-1643-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 44905 Holman Ave Harris, MN 55032 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 09-00561-00 (6) Transaction Agent`s Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW June 12, 19, 26, July 3, 10, 17, 2013 3414692


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2005 MORTGAGOR: Tony C. Janu and Monique C. Janu, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank N.A.. DATE AND PLACE OF RECORDING: Recorded May 2, 2005 Chisago County Recorder, Document No. A-448420. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated January 28, 2013 Recorded April 15, 2013, as Document No. A-556701. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278909063930 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 8346 Ironwood Trail, Chisago City, MN 55013 TAX PARCEL I.D. #: 131112992 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Whitestone, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $378,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $412,031.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 10, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-005986 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW June 12, 19, 26 July 3, 10, 17, 2013 3416517


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 MORTGAGOR: Kong Kong and Seng Kong, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded July 29, 2005 Chisago County Recorder, Document No. A-453498. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated November 10, 2011 Recorded February 24, 2012, as Document No. A-541742. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4701 374th Street, North Branch, MN 55056 TAX PARCEL I.D. #: 110103922 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Eagles Nest Preserve COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,588.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 5, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-004406 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW June 12, 19, 26 July 3, 10, 17, 2013 3416601


1010 LG Mortgage Foreclosures

13-090442 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,325.00 MORTGAGOR(S): Nan L Miller and Leroy A Miller, wife and husband MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 27, 2009, Chisago County Recorder, as Document Number A-509105 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: April 15, 2009 filed: April 27, 2009, recorded as document number A-509106 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Four (4), Fireside Tree Farm Plat 2 PROPERTY ADDRESS: 25122 Elk Trail, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.10967.97 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $190,843.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 5, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3413117


1010 LG Mortgage Foreclosures

12-082141 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 11, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,271.00 MORTGAGOR(S): John C. Foster, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 29, 2010, Chisago County Recorder, as Document Number A520182 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: March 11, 2010 filed: March 29, 2010, recorded as document number A520183 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Sunrise Prairie Townhomes PROPERTY ADDRESS: 5668 Sherman Oaks Road, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19.00003.14 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $90,408.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 5, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3413132


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $311,200.00 MORTGAGOR(S): Michael E. Perron And Terri L. Perron, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MIT Lending, a New York corporation DATE AND PLACE OF FILING: Recorded on March 17, 2004 in the Office of the Chisago County Registrar of Titles as Document Number T15983 and memorialized upon Certificate of Title No. 4327.0. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.by written assignment recorded on February 7, 2013 as Document Number T23136 in the Office of the County Registrar of Titles of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot Twenty (20) of Baldy Beach REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 32282 NORTH CENTER LANE, CENTER CITY, MN 55012-9614 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $277,146.51 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100,Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 10, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2033-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 32282 NORTH CENTER LANE CENTER CITY, MN 55012-9614 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MIT Lending, a New York corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MIT Lending, a New York corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 02-00993-00 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100-112-065-678-257-813 Published in the ECM POST REVIEW June 19, 26 July 3, 10, 17, 24, 2013 3417215


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/10/2009 MORTGAGOR(S): Krissi Heinicke, a single person. MORTGAGEE: Lake Area Mortgage, a division of Lake Area Bank Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Lake Area Mortgage, a division of Lake Area Bank Servicer: US Bank Home Mortgage Mortgage Originator: Lake Area Mortgage, a division of Lake Area Bank DATE AND PLACE OF RECORDING: Recorded October 01, 2009,Chisago County Recorder, Document No. A-514753. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency Dated: September 10, 2009,Recorded October 01, 2009,Chisago County Recorder, Document No. A-514754. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Ekdahl Meadows, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 20-00555-60 ADDRESS OF PROPERTY: 1018 Mulberry Street Taylors Falls, MN 55084 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,118.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,943.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, August 08, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 02/10/2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 10, 2013 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16205-130178 Published in the ECM POST REVIEW June 19, 26 July 3, 10, 17, 24, 2013 3417568


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 MORTGAGOR(S): Melanie B Beeksma and Richard L Beeksma, wife and husband MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF FILING: Recorded on November 22, 2004 in the Office of the Chisago County Recorder as Document Number A-440119. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: The South 331 feet of the North 991 feet of the Northwest 1/4 of the Northwest 1/4 of Section 3, Township 34 North, Range 20, West STREET ADDRESS OF PROPERTY: 35887 OASIS RD, LINDSTROM, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $244,542.65 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Richard L. Beeksma and Melanie B. Beeksma "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 11, 2013 BANK OF AMERICA, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2783-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 35887 OASIS RD LINDSTROM, MN 55045-0000 (2) Transaction Agent Bank of America, N.A. (3) Name of Mortgage Originator (Lender) Bank of America, N.A. (4) Residential ServicerBank of America, N.A. (5) Tax Parcel Identification Number 02-00376-35 (6) Transaction Agent`s Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW June 19, 26, July 13, 10, 17, 24, 2013 3418145


1010 LG Mortgage Foreclosures

13-089938 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 11, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,190.00 MORTGAGOR(S): Theresa M. Sohlo, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020071028291115 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Merrill Lynch Credit Corporation SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed September 28, 2009, Chisago County Recorder, as Document Number A-514632 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: That certain part of Government Lot 2, Section 3, Township 33, Range 20, Chisago County, Minnesota, Described as follows: Beginning at the Southeast corner of J. G. Holt's Beach according to the plat thereof on file and of record in the office of Register of Deeds of Chisago County, Minnesota, thence Southeasterly in continuation of the South line of Lot 22 of J. G. Holts Beach 8.5 feet to the Westerly edge of road, thence South 14 degrees 30 seconds West, along the Westerly line of a public road, for 202.5 feet, thence South 81 degrees 45 minutes West, along the Northerly line of an easement roadway, for 337 feet, thence South 26 degrees 45 minutes East for 10 feet, thence South 46 degrees 35 minutes West, Continuing along the Northerly line of said easement roadway, for 57 feet to the point of beginning of the tract of the hereby described; thence South 46 degrees 35 minutes West, continuing along the Northerly line of said easement roadway, for 57 feet, thence North 26 degrees 45 minutes West for 140 feet, more or less, to the shore of South Center Lake; thence North 46 degrees 35 minutes East, along said shore line for 57 feet, thence South 26 degrees 45 minutes East for 140 feet, more or less, to the point of beginning - and including all Riparian rights. To give access to described tract on easement roadway, 33 feet wide is hereby granted and described as follows: Beginning at the aforesaid Southeast Corner of J.G. Holt's Beach, thence South 14 degrees 30 minutes West along the Westerly line of a public road for 202.5 feet to the point of beginning of the roadway to be described: thence South 81 degrees 45 minutes West for 337 feet, thence South 26 degrees 45 minutes East for 10 feet, thence South 46 degrees 35 minutes West for 367 feet, thence South 19 degrees 56 minutes East for 35.98 feet, thence North 46 degrees 35 minutes East for 390 feet; thence North 81 degrees 45 minutes East for 302 feet, more or less, to the Westerly line of Aforesaid public road; thence Northerly along said road line to the point of beginning. PROPERTY ADDRESS: 14160 Old Holt Ct, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02.00017.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $242,630.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3418513


1010 LG Mortgage Foreclosures

13-091721 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,645.00 MORTGAGOR(S): Jacob Lyons and Sarah Lyons, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT:Mortgage Electronic Registration Systems, Inc. MIN#: 100020000451954840 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed October 1, 2009, Chisago County Recorder, as Document Number A-514748 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), The Elms Park, Chisago County, Minnesota and the adjoining 1/2 of vacated Jehl Avenue, less and except: That part of Lot 3, Block 2, The Elms Park, together with that part of vacated Jehle Avenue accuring to said Lot 3 by reason of The Vacation thereof, shown as Parcel 10 on Minnesota Department of Transportation Right of Way Plat Numbered 13-12 as the same is on file and of record in the Office of the County Recorder in and for Chisago County, Minnesota PROPERTY ADDRESS: 30605 Lincoln Rd Nka 12299 Lindstrom Ln, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00794.67 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $117,887.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 1, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 3, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /S/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3418563


1010 LG Mortgage Foreclosures

10-065950 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,150.00 MORTGAGOR(S): George E. Loughney Jr, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000351553999 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed March 2, 2007, Chisago County Recorder, as Document Number A-482129, thereafter modified by a Loan Modification Agreement dated July 10, 2012 recorded October 9, 2012 as document number A-549641 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Basswood Estates PROPERTY ADDRESS: 52537 Basswood Rd West, Braham, MN 55006 PROPERTY IDENTIFICATION NUMBER: 06.00184.32 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $271,338.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3418841


1010 LG Mortgage Foreclosures

13-091424 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2012 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,484.00 MORTGAGOR(S): Dominick M. Carchedi and Shanae A. Carchedi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001875-0000051344-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed July 23, 2012, Chisago County Recorder, as Document Number A546734 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Five (5), Foxtail Woods PROPERTY ADDRESS: 30259 Fox Run Rd, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19.00131.45 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $216,147.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3418854


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date:June 11, 2013 NOTICE IS HEREBY GIVEN THAT: Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $35,000.00 MORTGAGOR(S): Leonard M. Butler, a single person MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF FILING: April 23, 2003, as Document No. A-400697, which was assigned of record to First National Bank of Deerwood pursuant to an Assignment of Mortgage dated September 5, 2008, filed on December 16, 2008, as Document No. A-504938, both in the office of the County Recorder of Chisago County, Minnesota, as further modified of record. ASSIGNMENTS OF MORTGAGE: The Mortgage has been assigned to The Provident Bank, Centennial,Midwest Bank, N.A. and First National Bank of Deerwood. LEGAL DESCRIPTION OF PROPERTY: Lots One (1) through Twelve (12), both inclusive, and Lots Thirty-seven (37) through Forty-eight (48), both inclusive, all in Block Thirty-two (32), of Sunrise City and all vacated streets or alleys appurtenant thereto, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $34,820.61 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property in Chisago County will be sold by the Sheriff of Chisago County as follows: DATE AND TIME OF SALE: August 7, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's Office, 313 North Main Street, Room 100, Center City, Minnesota 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor, his personal representatives or assigns is six (6) months from the date of sale, unless reduced to five (5) weeks under Minnesota Statutes, Section 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30, or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. FIRST NATIONAL BANK OF DEERWOOD Dehlia C. J. Seim Attorney Registration #0339064 Fryberger, Buchanan, Smith & Frederick, P.A. 302 West Superior Street, Suite 700 Duluth, Minnesota 55802-1863 (218) 722-0861 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA (1) Street Address, city and zip code of mortgaged premises: 12317 Wilcox Road, North Branch, MN 55056 (2) Transaction agent; residential mortgage servicer; and lender or broker: First National Bank of Deerwood (3) Tax parcel identification number: 09-00712-00 (4) Transaction Agent's mortgage ID number (MERS number): None (5) Name of mortgage originator: Centennial Mortgage & Funding, Inc. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3420337


1010 LG Mortgage Foreclosures

13-090568 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2012 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $347,900.00 MORTGAGOR(S): Lewis J. Eppolite and Carol J. Eppolite, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1010104-0055209633-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: State Bank & Trust SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 13, 2012, Chisago County Recorder, as Document Number A542359 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: January 7, 2013 filed: January 9, 2013, recorded as document number A553265 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of Section Twenty-one (21), Township Thirty-four (34) North, Range Twenty-one (21), Chisago County, Minnesota, described as follows: Beginning at the SW corner of the SW 1/4 of NE 1/4 of Section 21, thence North 89 degrees 32 minutes East, assumed bearing along the South line of the SW 1/4 of NE 1/4, a distance of 930 feet, thence North 40 degrees 16 minutes 10 seconds West, a distance of 989 feet, more or less, to the center line of County State Aid Highway No. 18, thence Southwesterly, along said Highway center line, a distance of 405 feet, more or less, to the West line of the SW 1/4 of NE 1/4 of Section 21; thence South 2 degrees 14 minutes 30 seconds East, along said West line, a distance of 499.2 feet, more or less, to the point of beginning PROPERTY ADDRESS: 6817 Lent Trail, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05.00338.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $360,883.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 5, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3422053


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 4, 2005 MORTGAGOR:Michael G. Schoonover and Jennifer L. Schoonover, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 14, 2005 Chisago County Recorder, Document No. A-445996. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC. Dated April 17, 2013 Recorded April 29, 2013, as Document No. A-557195. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604234137158 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 6587 340th Street, Stacy, MN 55079 TAX PARCEL I.D. #: 05.00236.60 LEGAL DESCRIPTION OF PROPERTY: The West Half (1/2) of the West Half (1/2) of the Northeast Quarter (1/4) of the Northwest Quarter (1/4) of Section Sixteen (16), Township Thirty Four (34), Range Twenty One (21) COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$274,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$245,046.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 09, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10,2014 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 10, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 13-004440 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW June 19, 26, July 3, 10 17, 24, 2013 3423380


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2003 MORTGAGOR: Jerome D. Phillips and Janice A. Phillips, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 18, 2003 Chisago County Recorder, Document No. A 420232. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Dated February 26, 2013 Recorded March 14, 2013, as Document No. A555583. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100037506008595200 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GMAC Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5900 259th Street, Wyoming, MN 55092 TAX PARCEL I.D. #: 21.00447.84 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Ashton South COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,834.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 09, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2014 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 11, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 13-004178 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3423416


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2005 MORTGAGOR: Tracey M. Nelson, And Darrin M Nelson, Wife and Husband. MORTGAGEE: CitiMortgage, Inc. s/b/m with ABN AMRO MORTGAGE GROUP, INC. DATE AND PLACE OF RECORDING: Recorded March 30, 2005 Chisago County Recorder, Document No. A446677. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 45461 Anchor Avenue, Harris, MN 55032 TAX PARCEL I.D. #: 03.00193.10 LEGAL DESCRIPTION OF PROPERTY: The Part of the north 300 Feet of the Northeast quarter of the southeast quarter, lying westerly of Goose Creek and Melin Lake, Section 16, Township 36 North, Range 22 West, Chisago County. Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$297,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $301,329.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 9, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 12, 2013 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 13-003949 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3423595


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 03/16/2007 MORTGAGOR(S): Crystal Debilzan, a single person, Jacob Hout, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgageit, Inc. Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100112065738954565 Lender or Broker: Mortgageit, Inc. Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: Mortgageit, Inc. DATE AND PLACE OF RECORDING: Recorded March 28, 2007,Chisago County Recorder, Document No. A-483112. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association Dated: March 23, 2007,Recorded July 25, 2007,Chisago County Recorder, Document No. A-487902. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Northwinds at Chisago, Chisago County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 13.00689.01 ADDRESS OF PROPERTY: 29671 North Court Chisago City, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,367.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, August 15, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 02/17/2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 14, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: JPMorgan Chase Bank, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-130341 Published in the ECM POST REVIEW June 26, July 3, 10, 17, 24, 31, 2013 3422733


1010 LG Mortgage Foreclosures

12-082702 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,347.00 MORTGAGOR(S): Reina M. Cady and Timothy D. Cady, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001875-0000043027-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed October 10, 2011, Chisago County Recorder, as Document Number A-536931 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wissahickon Meadows PROPERTY ADDRESS: 27670 Jenner Ct, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.10228.55 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $180,401.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 14, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 17, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW June 26, July 3, 10, 17, 24, 31, 2013 3423515


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2007 MORTGAGOR(S): Tower Liquors of Branch, Inc., a Minnesota corporation. MORTGAGEE: InterBay Funding, LLC, a Delaware limited liability company DATE AND PLACE OF RECORDING: Filed June 27, 2007, Chisago County Recorder, as Document No. 486809 as modified by Modification of Mortgage dated December 16, 2008, filed of record April 6, 2009 as Document No. 508375. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, a Delaware limited liability company, by assignment dated August 15, 2007, filed for record September 4, 2007, as Document No. 489591. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA Transaction Agent's Mortgage Identification Number on Mortgage: NA Lender or Broker: Bayview Loan Servicing, LLC, a Delaware limited liability company Residential Mortgage Servicer: None MORTGAGE ORIGINATOR (as defined in section 58.02): InterBay Funding, LLC, a Delaware limited liability company MORTGAGED PROPERTY ADDRESS: 38658 Tanger Drive, North Branch, Minnesota 55056 TAX PARCEL I.D. NO.: 11.00983.52 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Old Little Sweden Plat 1, Chisago County, Minnesota, together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $520,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $664,983.04. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office in the Government Center, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Kathleen Peterson Dated: June 16, 2013 BAYVIEW LOAN SERVICING, LLC, A DELAWARE LIMITED LIABILITY COMPANY, Assignee /s/ Peter B. Tiede PETER B. TIEDE -for- Atty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone: (651) 227-9411 Published in the ECM POST REVIEW June 26 July 3, 10, 17, 24, 31, 2013 3424221


1127 LG City of Rush City

CALL FOR BIDS The City of Rush City will be accepting sealed bids for: One (1) 1999 International Single Axle Plow Truck with a 5 yard box, 11 foot plow, 9 foot wing and salt spreader. 1,935 hours on the engine, 15,500 miles on the truck. The minimum bid is $36,000. One (1) 1999 Ford F350 Single Axle Dump Truck 4x4 with 10 foot reversible Hiniker V plow. 46,537 miles on the truck. The minimum bid is $11,500. Trucks may be viewed Monday-Friday, 8:00 a.m. - 2:00 p.m. Call City Hall at 320-358-4743 for an appointment. Sealed bids will be opened at 10:00 a.m. on July 15, 2013, at City Hall, 325 S. Eliot Avenue, P.O. Box 556, Rush City, MN 55069. Envelopes must be clearly marked with "Bid for Truck". The City reserves the right to reject any and all bids. Published in the ECM POST REVIEW June 19, 26, 2013 2423337


1136 LG City of Stacy

TITLE & SUMMARY OF ORDINANCES ORDINANCE NO. 2013-6-1 Pursuant to Minn. Stat. Section 412.191, Subd. 4 The City Council for the City of Stacy, Chisago County, Minnesota, has authorized publication of the Title & Summary of the following ordinance. Printed copies of the ordinance are available for inspection during regular office hours at the office of the City Clerk, City of Stacy City Hall, 30955 Forest Boulevard, Stacy, Minnesota 55079, and has also been posted in a public space located in the City Hall at the address listed herein above. Ordinance No. 2013-6-1 Ordinance Title: AN ORDINANCE ESTABLISHING SECTION 153.081 OF THE STACY CITY CODE PROHIBITING OUTDOOR WOOD BOILER SYSTEMS Summary: The ordinance defines the purpose; includes definitions; prohibits installation and operation of Outdoor Biofuel Burners in the city; allows existing burners to continue operating subject to meeting emission standards and other regulations in the ordinance; requires building permits for burners constructed within a building; requires registration of existing burners within 60 days; sets regulations for stacks, use periods, allowed fuels, prohibited waste incineration, smoke and fumes, and fuel storage; and provides for enforcement. /s/ Sharon MT Payne Stacy City Clerk Published in the ECM POST REVIEW June 26, 2013 3427307


1136 LG City of Stacy

TITLE & SUMMARY OF ORDINANCES ORDINANCE NO. 2013-5-1 Pursuant to Minn. Stat. Section 412.191, Subd. 4 The City Council for the City of Stacy, Chisago County, Minnesota, has authorized publication of the Title & Summary of the following ordinances. Printed copies of the ordinances are available for inspection during regular office hours at the office of the City Clerk, City of Stacy City Hall, 30955 Forest Boulevard, Stacy, Minnesota 55079, and has also been posted in a public space located in the City Hall at the address listed herein above. Ordinance No. 2013-5-1 Ordinance Title: AN ORDINANCE AMENDING CHAPTER 153 OF THE CITY CODE TO ADOPT SECTION 153.121 REGARDING PARKING IN RESIDENTIAL DISTRICTS; AND SECTION 153.004 REGARDING DEFINITIONS OF RECREATIONAL VEHICLES AND TRAILERS Summary: This ordinance defines the purpose; regulates off-street parking and vehicle weight restrictions for parking in residential districts; regulates the number of vehicles that can be parked in R-1, R-2 and R-3A districts; creates a process for obtaining an "on-site parking permit" for more than four vehicles up to six vehicles in R-1, R-2 and R-3A districts; and restricts the number and parking location of recreational vehicles and trailers in residential districts. Section 153.004 revises the definition of "Recreational Vehicles" and establishes a definition of "Trailer." /s/ Sharon MT Payne Stacy City Clerk Published in the ECM POST REVIEW June 26, 2013 3427342


1156 LG School Dist. #138

INDEPENDENT SCHOOL DISTRICT 138 NORTH BRANCH MINNESOTA REQUEST FOR QUOTES GARBAGE HAULING Independent School District 138, North Branch, Minnesota, is soliciting quotations to haul garbage from the five schools and the bus garage located in North Branch. Quotes are to be for the period from September 1, 2013, to August 31, 2014. Haulers are to provide bins of an adequate number and capacity (estimated current bins needed are listed below). Pick-up is to be done between 9 a.m. and 2 p.m. (unless otherwise agreed upon by bidder and school district) on a daily basis at each buildings except the Hank Brooker Building, while school is in session and twice per week when school is not in session. Pick-up at the Hank Brooker Building is to be done twice per week, year-around. Hauler will provide adequate storage containers for recycling (paper, glass, aluminum and tin) and pick up a minimum of twice per week. Hank Brooker Bldg1 bin, 2 yds1 cardboard bin, 1 yd North Branch Area Education Center1 bin, 6 yds1 cardboard bin, 2 yds Sunrise River School1 bin , 8 yds 2 cardboard bin, 2 yds Middle School 1 bin, 8 yds 2 cardboard bin, 2 yds High School1 bin, 8 yds2 cardboard bins, 2 yds Bus Garage1 bin, 2 yds 1 cardboard bin, 1 yd All refuse and recyclable receptacles that are outside the school buildings need to be covered with tight fitting lids at all times. Receptacles are to be recently painted and in good working order. Quotes may be submitted in either of the following ways: 1.Firm monthly price for the duration of the period. 2.Price to fluctuate with land fill rates. Vendor to supply invoice documentation of any change in landfill price upon the request of the school district. The school district will consider alternative quotes for services requiring recycling or separation of garbage. If submitting such an alternative bid, submit a specific description of the expectation the firm would have of the school district for separation of trash and how this service would differ from current service. Payment to the bidder accepted will be on a monthly basis beginning in October of 2013 and ending in September of 2014. Quotations are to be provided on the attached form. Quotations will be accepted until 10:00 a.m., Tuesday, July 9, and may be sent to the district office prior to this time. The district reserves the right to reject any and all quotes. Ind. School District No. 138 Jay Falk, Clerk Published in the ECM POST REVIEW June 19, 26, 2013 3422815


1156 LG School Dist. #138

INDEPENDENT SCHOOL DISTRICT 138 NORTH BRANCH MINNESOTA ADVERTISEMENT FOR BIDS GASOLINE AND DIESEL FUEL Independent School District 138, North Branch, Minnesota, will receive bids at the office of the Superintendent of Schools until 10:30 a.m., Tuesday, July 9, 2013 for the furnishing of 25,000 gallons of gasoline, more or less, and 85,000 gallons of diesel fuel, more or less, for the 2013-2014 operation of vehicles owned by the school district and the City of North Branch, at which time the bids will be publicly opened for registration and consideration. Bids should be made which provide for delivery to the bus garage tanks in North Branch. First delivery date around July 15, 2013. Minimum delivery amount will be 5,000 gallons. Bids are to be made only upon the bidding forms and on the required specifications set forth therein as provided by the school board. Said forms may be obtained at the office of the Superintendent of Schools. Envelopes containing bids must be sealed and marked in the lower left hand corner: "PROPOSALS - GASOLINE/DIESEL." The name and address of the bidder must also appear on the envelope. The school board reserves the right to reject any or all bids and to waive any informalities in the bidding. A performance bond or certified check in the amount of $100.00 must accompany each bid, with said bond or certified check to be returned upon delivery of the first $100.00 worth of gasoline. Ind. School District No. 138 Jay Falk, Clerk Published in the ECM POST REVIEW June 19, 26, 2013 3422821


1189 LG Townships

LENT TOWNSHIP PUBLIC NOTICE TOWNSHIP TREASURER POSITION AVAILABLE Lent Township is looking for a qualified person to fill the vacancy of Township Treasurer. Knowledge of QuickBooks is a plus. Duties include, but are not limited to; 1) to receive and take charge of all money belonging to the town, or which is required to be paid into its treasury, and to pay it out only upon the lawful order of the town or its officers; 2) to preserve all books, papers, and property pertaining to or filed in the treasurer's office; 3) to keep a true account of all money received as treasurer and the manner in which it is disbursed, in a book provided for that purpose, and provide the account, with the treasurer's vouchers, to the town board of audit, at its annual meeting, for adjustment; 4) to perform other duties required by law. The Treasurer position is part-time. Please submit your resume no later than Friday, June 28, 2013 at 4:00 pm. Resumes can be emailed to lenttownship@frontiernet.net attention: Treasurer Position, or mailed to the town hall at 33155 Hemingway Avenue, Stacy MN 55079. For questions, please call the office at 651-462-3009. Laura LeVasseur Lent Township Clerk Published in the ECM POST REVIEW June 26, 2013 3429980


1153 LG School Dist. #139

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