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1010 LG Mortgage Foreclosures

13-090442 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,325.00 MORTGAGOR(S): Nan L Miller and Leroy A Miller, wife and husband MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 27, 2009, Chisago County Recorder, as Document Number A-509105 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: April 15, 2009 filed: April 27, 2009, recorded as document number A-509106 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Four (4), Fireside Tree Farm Plat 2 PROPERTY ADDRESS: 25122 Elk Trail, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.10967.97 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $190,843.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 5, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3413117


1010 LG Mortgage Foreclosures

12-082141 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 11, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,271.00 MORTGAGOR(S): John C. Foster, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 29, 2010, Chisago County Recorder, as Document Number A520182 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: March 11, 2010 filed: March 29, 2010, recorded as document number A520183 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Sunrise Prairie Townhomes PROPERTY ADDRESS: 5668 Sherman Oaks Road, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19.00003.14 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $90,408.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 5, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3413132


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $311,200.00 MORTGAGOR(S): Michael E. Perron And Terri L. Perron, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MIT Lending, a New York corporation DATE AND PLACE OF FILING: Recorded on March 17, 2004 in the Office of the Chisago County Registrar of Titles as Document Number T15983 and memorialized upon Certificate of Title No. 4327.0. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.by written assignment recorded on February 7, 2013 as Document Number T23136 in the Office of the County Registrar of Titles of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot Twenty (20) of Baldy Beach REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 32282 NORTH CENTER LANE, CENTER CITY, MN 55012-9614 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $277,146.51 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100,Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 10, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2033-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 32282 NORTH CENTER LANE CENTER CITY, MN 55012-9614 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MIT Lending, a New York corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MIT Lending, a New York corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 02-00993-00 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100-112-065-678-257-813 Published in the ECM POST REVIEW June 19, 26 July 3, 10, 17, 24, 2013 3417215


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/10/2009 MORTGAGOR(S): Krissi Heinicke, a single person. MORTGAGEE: Lake Area Mortgage, a division of Lake Area Bank Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Lake Area Mortgage, a division of Lake Area Bank Servicer: US Bank Home Mortgage Mortgage Originator: Lake Area Mortgage, a division of Lake Area Bank DATE AND PLACE OF RECORDING: Recorded October 01, 2009,Chisago County Recorder, Document No. A-514753. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency Dated: September 10, 2009,Recorded October 01, 2009,Chisago County Recorder, Document No. A-514754. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Ekdahl Meadows, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 20-00555-60 ADDRESS OF PROPERTY: 1018 Mulberry Street Taylors Falls, MN 55084 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,118.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,943.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, August 08, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 02/10/2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 10, 2013 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16205-130178 Published in the ECM POST REVIEW June 19, 26 July 3, 10, 17, 24, 2013 3417568


1010 LG Mortgage Foreclosures

13-089938 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 11, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,190.00 MORTGAGOR(S): Theresa M. Sohlo, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020071028291115 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Merrill Lynch Credit Corporation SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed September 28, 2009, Chisago County Recorder, as Document Number A-514632 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: That certain part of Government Lot 2, Section 3, Township 33, Range 20, Chisago County, Minnesota, Described as follows: Beginning at the Southeast corner of J. G. Holt's Beach according to the plat thereof on file and of record in the office of Register of Deeds of Chisago County, Minnesota, thence Southeasterly in continuation of the South line of Lot 22 of J. G. Holts Beach 8.5 feet to the Westerly edge of road, thence South 14 degrees 30 seconds West, along the Westerly line of a public road, for 202.5 feet, thence South 81 degrees 45 minutes West, along the Northerly line of an easement roadway, for 337 feet, thence South 26 degrees 45 minutes East for 10 feet, thence South 46 degrees 35 minutes West, Continuing along the Northerly line of said easement roadway, for 57 feet to the point of beginning of the tract of the hereby described; thence South 46 degrees 35 minutes West, continuing along the Northerly line of said easement roadway, for 57 feet, thence North 26 degrees 45 minutes West for 140 feet, more or less, to the shore of South Center Lake; thence North 46 degrees 35 minutes East, along said shore line for 57 feet, thence South 26 degrees 45 minutes East for 140 feet, more or less, to the point of beginning - and including all Riparian rights. To give access to described tract on easement roadway, 33 feet wide is hereby granted and described as follows: Beginning at the aforesaid Southeast Corner of J.G. Holt's Beach, thence South 14 degrees 30 minutes West along the Westerly line of a public road for 202.5 feet to the point of beginning of the roadway to be described: thence South 81 degrees 45 minutes West for 337 feet, thence South 26 degrees 45 minutes East for 10 feet, thence South 46 degrees 35 minutes West for 367 feet, thence South 19 degrees 56 minutes East for 35.98 feet, thence North 46 degrees 35 minutes East for 390 feet; thence North 81 degrees 45 minutes East for 302 feet, more or less, to the Westerly line of Aforesaid public road; thence Northerly along said road line to the point of beginning. PROPERTY ADDRESS: 14160 Old Holt Ct, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02.00017.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $242,630.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3418513


1010 LG Mortgage Foreclosures

13-091721 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,645.00 MORTGAGOR(S): Jacob Lyons and Sarah Lyons, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT:Mortgage Electronic Registration Systems, Inc. MIN#: 100020000451954840 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed October 1, 2009, Chisago County Recorder, as Document Number A-514748 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), The Elms Park, Chisago County, Minnesota and the adjoining 1/2 of vacated Jehl Avenue, less and except: That part of Lot 3, Block 2, The Elms Park, together with that part of vacated Jehle Avenue accuring to said Lot 3 by reason of The Vacation thereof, shown as Parcel 10 on Minnesota Department of Transportation Right of Way Plat Numbered 13-12 as the same is on file and of record in the Office of the County Recorder in and for Chisago County, Minnesota PROPERTY ADDRESS: 30605 Lincoln Rd Nka 12299 Lindstrom Ln, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00794.67 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $117,887.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 1, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 3, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /S/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3418563


1010 LG Mortgage Foreclosures

10-065950 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,150.00 MORTGAGOR(S): George E. Loughney Jr, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000351553999 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed March 2, 2007, Chisago County Recorder, as Document Number A-482129, thereafter modified by a Loan Modification Agreement dated July 10, 2012 recorded October 9, 2012 as document number A-549641 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Basswood Estates PROPERTY ADDRESS: 52537 Basswood Rd West, Braham, MN 55006 PROPERTY IDENTIFICATION NUMBER: 06.00184.32 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $271,338.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3418841


1010 LG Mortgage Foreclosures

13-091424 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2012 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,484.00 MORTGAGOR(S): Dominick M. Carchedi and Shanae A. Carchedi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001875-0000051344-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed July 23, 2012, Chisago County Recorder, as Document Number A546734 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Five (5), Foxtail Woods PROPERTY ADDRESS: 30259 Fox Run Rd, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19.00131.45 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $216,147.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3418854


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date:June 11, 2013 NOTICE IS HEREBY GIVEN THAT: Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $35,000.00 MORTGAGOR(S): Leonard M. Butler, a single person MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF FILING: April 23, 2003, as Document No. A-400697, which was assigned of record to First National Bank of Deerwood pursuant to an Assignment of Mortgage dated September 5, 2008, filed on December 16, 2008, as Document No. A-504938, both in the office of the County Recorder of Chisago County, Minnesota, as further modified of record. ASSIGNMENTS OF MORTGAGE: The Mortgage has been assigned to The Provident Bank, Centennial,Midwest Bank, N.A. and First National Bank of Deerwood. LEGAL DESCRIPTION OF PROPERTY: Lots One (1) through Twelve (12), both inclusive, and Lots Thirty-seven (37) through Forty-eight (48), both inclusive, all in Block Thirty-two (32), of Sunrise City and all vacated streets or alleys appurtenant thereto, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $34,820.61 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property in Chisago County will be sold by the Sheriff of Chisago County as follows: DATE AND TIME OF SALE: August 7, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's Office, 313 North Main Street, Room 100, Center City, Minnesota 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor, his personal representatives or assigns is six (6) months from the date of sale, unless reduced to five (5) weeks under Minnesota Statutes, Section 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30, or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. FIRST NATIONAL BANK OF DEERWOOD Dehlia C. J. Seim Attorney Registration #0339064 Fryberger, Buchanan, Smith & Frederick, P.A. 302 West Superior Street, Suite 700 Duluth, Minnesota 55802-1863 (218) 722-0861 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA (1) Street Address, city and zip code of mortgaged premises: 12317 Wilcox Road, North Branch, MN 55056 (2) Transaction agent; residential mortgage servicer; and lender or broker: First National Bank of Deerwood (3) Tax parcel identification number: 09-00712-00 (4) Transaction Agent's mortgage ID number (MERS number): None (5) Name of mortgage originator: Centennial Mortgage & Funding, Inc. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3420337


1010 LG Mortgage Foreclosures

13-090568 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2012 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $347,900.00 MORTGAGOR(S): Lewis J. Eppolite and Carol J. Eppolite, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1010104-0055209633-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: State Bank & Trust SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 13, 2012, Chisago County Recorder, as Document Number A542359 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: January 7, 2013 filed: January 9, 2013, recorded as document number A553265 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of Section Twenty-one (21), Township Thirty-four (34) North, Range Twenty-one (21), Chisago County, Minnesota, described as follows: Beginning at the SW corner of the SW 1/4 of NE 1/4 of Section 21, thence North 89 degrees 32 minutes East, assumed bearing along the South line of the SW 1/4 of NE 1/4, a distance of 930 feet, thence North 40 degrees 16 minutes 10 seconds West, a distance of 989 feet, more or less, to the center line of County State Aid Highway No. 18, thence Southwesterly, along said Highway center line, a distance of 405 feet, more or less, to the West line of the SW 1/4 of NE 1/4 of Section 21; thence South 2 degrees 14 minutes 30 seconds East, along said West line, a distance of 499.2 feet, more or less, to the point of beginning PROPERTY ADDRESS: 6817 Lent Trail, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05.00338.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $360,883.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 7, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 7, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 5, 2013 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3422053


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2003 MORTGAGOR: Jerome D. Phillips and Janice A. Phillips, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 18, 2003 Chisago County Recorder, Document No. A 420232. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Dated February 26, 2013 Recorded March 14, 2013, as Document No. A555583. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100037506008595200 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GMAC Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5900 259th Street, Wyoming, MN 55092 TAX PARCEL I.D. #: 21.00447.84 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Ashton South COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,834.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 09, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2014 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 11, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 13-004178 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3423416


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2005 MORTGAGOR: Tracey M. Nelson, And Darrin M Nelson, Wife and Husband. MORTGAGEE: CitiMortgage, Inc. s/b/m with ABN AMRO MORTGAGE GROUP, INC. DATE AND PLACE OF RECORDING: Recorded March 30, 2005 Chisago County Recorder, Document No. A446677. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 45461 Anchor Avenue, Harris, MN 55032 TAX PARCEL I.D. #: 03.00193.10 LEGAL DESCRIPTION OF PROPERTY: The Part of the north 300 Feet of the Northeast quarter of the southeast quarter, lying westerly of Goose Creek and Melin Lake, Section 16, Township 36 North, Range 22 West, Chisago County. Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$297,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $301,329.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 9, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 12, 2013 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 13-003949 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW June 19, 26, July 3, 10, 17, 24, 2013 3423595


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 03/16/2007 MORTGAGOR(S): Crystal Debilzan, a single person, Jacob Hout, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgageit, Inc. Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100112065738954565 Lender or Broker: Mortgageit, Inc. Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: Mortgageit, Inc. DATE AND PLACE OF RECORDING: Recorded March 28, 2007,Chisago County Recorder, Document No. A-483112. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association Dated: March 23, 2007,Recorded July 25, 2007,Chisago County Recorder, Document No. A-487902. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Northwinds at Chisago, Chisago County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 13.00689.01 ADDRESS OF PROPERTY: 29671 North Court Chisago City, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,367.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, August 15, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 02/17/2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 14, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: JPMorgan Chase Bank, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-130341 Published in the ECM POST REVIEW June 26, July 3, 10, 17, 24, 31, 2013 3422733


1010 LG Mortgage Foreclosures

12-082702 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,347.00 MORTGAGOR(S): Reina M. Cady and Timothy D. Cady, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001875-0000043027-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed October 10, 2011, Chisago County Recorder, as Document Number A-536931 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wissahickon Meadows PROPERTY ADDRESS: 27670 Jenner Ct, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.10228.55 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $180,401.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 14, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 17, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW June 26, July 3, 10, 17, 24, 31, 2013 3423515


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2007 MORTGAGOR(S): Tower Liquors of Branch, Inc., a Minnesota corporation. MORTGAGEE: InterBay Funding, LLC, a Delaware limited liability company DATE AND PLACE OF RECORDING: Filed June 27, 2007, Chisago County Recorder, as Document No. 486809 as modified by Modification of Mortgage dated December 16, 2008, filed of record April 6, 2009 as Document No. 508375. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, a Delaware limited liability company, by assignment dated August 15, 2007, filed for record September 4, 2007, as Document No. 489591. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA Transaction Agent's Mortgage Identification Number on Mortgage: NA Lender or Broker: Bayview Loan Servicing, LLC, a Delaware limited liability company Residential Mortgage Servicer: None MORTGAGE ORIGINATOR (as defined in section 58.02): InterBay Funding, LLC, a Delaware limited liability company MORTGAGED PROPERTY ADDRESS: 38658 Tanger Drive, North Branch, Minnesota 55056 TAX PARCEL I.D. NO.: 11.00983.52 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Old Little Sweden Plat 1, Chisago County, Minnesota, together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $520,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $664,983.04. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office in the Government Center, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Kathleen Peterson Dated: June 16, 2013 BAYVIEW LOAN SERVICING, LLC, A DELAWARE LIMITED LIABILITY COMPANY, Assignee /s/ Peter B. Tiede PETER B. TIEDE -for- Atty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone: (651) 227-9411 Published in the ECM POST REVIEW June 26 July 3, 10, 17, 24, 31, 2013 3424221


1010 LG Mortgage Foreclosures

13-091749 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,958.17 MORTGAGOR(S): Daniel P. O'Brien and Shiela L. O'Brien, husband and wife MORTGAGEE: CitiFinancial Services, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: CitiFinancial Services, Inc. SERVICER: CitiFinancial Services, Inc. DATE AND PLACE OF FILING: Filed June 13, 2007, Chisago County Recorder, as Document Number A-486221 LEGAL DESCRIPTION OF PROPERTY: The North 300 feet of the West 1200 feet of the Southwest Quarter of the Northwest Quarter of Section 36, Township 36 North, Range 21 West PROPERTY ADDRESS: 42735 Peaceful Valley Rd, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 09-00642-00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $241,272.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 21, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 21, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 24, 2013 CitiFinancial Services, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /S/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the ECM POST REVIEW July 3, 10, 17, 24, 31, August 7, 2013 3430764


1010 LG Mortgage Foreclosures

12-086547 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,163.00 MORTGAGOR(S): Jeremy J. Kangas, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100196399000217115 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Guaranteed Rate, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 7, 2009, Chisago County Recorder, as Document Number A-514926 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: September 7, 2012 filed: September 24, 2012, recorded as document number A-549045 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Falcon Crest, Chisago County, Minnesota PROPERTY ADDRESS: 5093 Evergreen Trail, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11.00860.14 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $166,941.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 21, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 21, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 25, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW July 3, 10, 17, 24, 31 August 7, 2013 3434334


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $457,500.00 MORTGAGOR(S): Cheryl A Larson And Kenneth O. Larson, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on April 27, 2007 in the Office of the Chisago County Recorder as Document Number A484398. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), of Chisago Villas, excepting therefrom the following described portion, to wit: Beginning at the Southwest corner of Lot 1; thence East along the South line thereof for 540.9 feet to an iron pin at the foot of the bank; thence North 19 degrees 47 minutes West along the foot of the said bank for 250 feet to an iron pin; thence South 76 degrees 43 minutes West for 511.04 feet to a point on the westerly line of said Lot 1; thence South 19 degrees 23 minutes East along said Westerly line; 125 feet to the point of beginning, and also including that strip of land lying Easterly of described course at the foot of the bank and extending to the actual shore line of Chisago Lake and bounded on the North by an extension easterly of the Northerly line of described tract and on the South by an extension Easterly of the South line of described tract, Chisago County, Minnesota. STREET ADDRESS OF PROPERTY: 28745 PARK PLACE, CHISAGO CITY, MN 55013-9331 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $444,038.45 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 28, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100,Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 28, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 27, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2133-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 28745 PARK PLACE CHISAGO CITY, MN 55013-9331 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 13.00134.00 (6) Transaction Agent`s Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW July 3, 10, 17, 24, 31, August 7, 2013 3435178


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Jessica L. Loosbrock, a single person MORTGAGEE: New Century Mortgage Corporation, a California Corporation DATE AND PLACE OF FILING: Recorded on December 23, 2005 in the Office of the Chisago County Recorder as Document Number A462073. ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2006-NC1by written assignment recorded on April 25, 2012 as Document Number A543751 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 1, The Gardens STREET ADDRESS OF PROPERTY: 11881 MARIGOLD CIRCLE, LINDSTROM, MN 55045-7302 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $183,005.25 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 28, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100,Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 28, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 27, 2013 US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-NC1 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2641-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 11881 MARIGOLD CIRCLE LINDSTROM, MN 55045-7302 (2) Transaction Agent New Century Mortgage Corporation, a California Corporation (3) Name of Mortgage Originator (Lender) New Century Mortgage Corporation, a California Corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 15.00820.23 (6) Transaction Agent`s Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW July 3, 10, 17, 24, 31, August 7, 2013 3435212


1010 LG Mortgage Foreclosures

13-091660 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2012 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,406.00 MORTGAGOR(S): Jeff L. McCarty and Danielle D. McCarty, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100307110004274531 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Everett Financial, Inc. DBA Supreme Lending SERVICER: Cenlar FSB DATE AND PLACE OF FILING: Filed November 1, 2012, Chisago County Recorder, as Document Number A-550681 ASSIGNMENTS OF MORTGAGE: Assigned to: Franklin American Mortgage Company LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), Blessing Acres PROPERTY ADDRESS: 39155 Mica Ave, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 09.00188.51 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $370,820.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 28, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 28, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 28, 2013 Franklin American Mortgage Company Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW July 10, 17, 24, 31, August 7, 14, 2013 3436600


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 MORTGAGOR: Dale J. Kirchoff, a single person. MORTGAGEE: First State Bank of Wyoming. DATE AND PLACE OF RECORDING: Recorded April 30, 2004 Chisago County Recorder, Document No. 427823. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. Dated April 30, 2004 Recorded April 30, 2004, as Document No. 427824. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. Dated May 1, 2006 Recorded May 4, 2006, as Document No. 468062. And thereafter assigned to: U.S. Bank National Association. Dated February 14, 2012 Recorded March 2, 2012, as Document No. 542001. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First State Bank of Wyoming RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 6425 438th Street, Harris, MN 55032 TAX PARCEL I.D. #: 140040400 LEGAL DESCRIPTION OF PROPERTY: Lots 1, 2, 3, 4 and the East Half (E1/2) of Lot 5, all in Block 5, Stark's Second Addition to Harris COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,986.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 24, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 17, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-006694 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW July 10, 17, 24, 31, August 7, 14, 2013 3437427


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2006 MORTGAGOR:Bradley T Holz and Wendy D Holz, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 31, 2006 Chisago County Recorder, Document No. A474264. ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage LLC. Dated September 27, 2010 Recorded February 15, 2011, as Document No. A530617. And thereafter assigned to: Green Tree Servicing LLC. Dated April 30, 2013 Recorded May 10, 2013, as Document No. A557622. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154070001020416 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 52821 Basswood Road , Braham, MN 55006 TAX PARCEL I.D. #: 06.00181.30 LEGAL DESCRIPTION OF PROPERTY: The South 660 Feet of the North 990 Feet of the Northwest Quarter of the Northeast Quarter of Section 7 Township 37, Range 22, Lying East of Basswood Road and West of the East 429 Feet thereof COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,733.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 21, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 13-004721 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW July 10, 17, 24, 31, August 7, 14, 2013 3440447


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,478.91 MORTGAGOR(S): Tracy Davis and Kevin Davis, wife and husband MORTGAGEE: Household Industrial Finance Company, a Minnesota company DATE AND PLACE OF FILING: Filed February 13, 2006, Chisago County Recorder; Document No. A464444 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: The Northwest Quarter of the Northwest Quarter of Section 11, Township 35, Range 20 STREET ADDRESS OF PROPERTY: 14385 410th Street, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $294,309.55 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 4, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 4, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 8, 2013 HOUSEHOLD INDUSTRIAL FINANCE COMPANY Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2849) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 14385 410th Street, North Branch, MN 55056 (2) Transaction Agent Household Industrial Finance Company, a Minnesota company (3) Name of Mortgage Originator (Lender) Household Industrial Finance Company, a Minnesota company (4) Residential ServicerHSBC Consumer Lending 800-3335848 (5) Tax Parcel Identification Number 01-00231-00 and 0100231-20 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW July 10, 17, 24, 31, August 7, 14, 2013 3442274


1010 LG Mortgage Foreclosures

13-091722 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 1, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 MORTGAGOR(S): Jerome L. Lundgren, A Single Person MORTGAGEE: Financial Freedom Senior Funding Corporation, a subsidiary of IndyMac Bank, F.S.B. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Financial Freedom Senior Funding Corporation, a subsidiary of IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB (d/b/a Financial Freedom, a division of OneWest Bank, FSB) DATE AND PLACE OF FILING: Filed October 11, 2005, Chisago County Recorder, as Document Number A-458040 ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. ("MERS"), a Delaware Corporation, its successors or assigns, as nominee for Financial Freedom Acquisition LLC; Thereafter assigned to OneWest Bank, FSB. LEGAL DESCRIPTION OF PROPERTY: All that part of Lots 9 and 30 of Green Lake Beach, described as follows, to -wit That part of Lot 9, and Lot 30, bounded on the West by a line starting at a point on the South line of the highway shown on the plat of Green Lake Beach, 40 feet West of the Northeast corner of Lot 30, thence running Southeasterly through a point 100 feet South of the Northeast corner of Lot 30 and 15 feet East of the East line of said Lot 30, said line to continue directly, as so established, to the shore of Green Lake; and bounded on the North by the South line of the highway shown on the Plat of Green Lake Beach, and on the East by a line commencing at a point on the South line of said highway 15 feet East of the Northeast corner of said Lot 30, thence running Southeasterly through a point 100 feet South of the Northeast corner of said Lot 30 and 75 feet East of the East line of said Lot 30, said line to continue directly, as so established, to the shore of Green Lake, said line being the West line of the parcel conveyed to George T. Nyhagen, et al, and also that portion of said highway adjoining the parcel hereinabove described except any part thereof taken or retained for a highway, all in Green Lake Beach, Chisago County, Minnesota. It is understood and hereby made a part of this conveyance that the parties of the second part shall have the right and privilege of use of the easement contained and established in the instrument of conveyance of that part of said Lot Nine (9), conveyed to Carl S. Holmdahl and Alma C. Holmdahl, together with the right to convey, transfer or assign said right and privilege. It is understood and hereby made a part of this conveyance that the parties of the second part shall have the right and privilege of use of the easement contained and established in the instrument of conveyance of that part of said Lot Nine (9) conveyed to Ernst P. Glaunaer and Ardez M. Glauner, together with the right to convey, transfer or assign said right and privilege. PROPERTY ADDRESS: 9975 Bonnie Glen Pkwy, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.10925.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $129,536.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 4, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 4, 2014. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 8, 2013 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW July 17, 24, 31, August 7, 14, 21, 2013 3442524


1010 LG Mortgage Foreclosures

13-091717 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): Sharon L. Loeffelholz and David J. Loeffelholz, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT:Mortgage Electronic Registration Systems, Inc. MIN#: 100020000306810502 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Mortgage Corp (fka Cendant Mortgage Corp) SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed October 25, 2005, Chisago County Recorder, as Document Number A-458939 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association as trustee for Citigroup Mortgage Loan Trust Inc. Mortgage Pass-Through Certificates, Series 2006-4 LEGAL DESCRIPTION OF PROPERTY: The North 353.85 feet of the North Half of the Southwest Quarter of the Southwest Quarter of Section 18, Township 33 North, Range 19 West PROPERTY ADDRESS: 27181 Quinlan Ave, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 04.00201.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $198,929.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 3, 2014. Dated: July 8, 2013 U.S. Bank National Association as trustee for Citigroup Mortgage Loan Trust Inc. Mortgage Pass-Through Certificates, Series 2006-4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY/s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Gary J. Evers - 0134764 Patricia L. Assmann - 0388455 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW July 17, 24, 31, August 7, 14, 21, 2013 3442815


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,379.00 MORTGAGOR(S): Betty M Larson And David C Larson, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on March 10, 2009 in the Office of the Chisago County Recorder as Document Number A-507443. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 4, County Auditor`s Plat No. 1 STREET ADDRESS OF PROPERTY: 385 ACACIA WAY, STANCHFIELD, MN 55080-5156 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $142,027.02 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 4, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100,Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 4, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: David C. Larson and Betty M, Larson "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 11, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3152-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 385 ACACIA WAY STANCHFIELD, MN 55080-5156 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 06-00746-16 (6) Transaction Agent`s Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW July 17, 24, 31, August 7, 14, 21, 2013 3446311


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 3, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 MORTGAGOR(S): Cynthia Yost, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Pillar Mortgage Services Corporation, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on January 5, 2007 in the Office of the Chisago County Recorder as Document Number A479687. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on April 9, 2013 as Document Number A556492 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2, Mystic Woodlands Plat 2 STREET ADDRESS OF PROPERTY: 38323 GOLDEN OAKS TRAIL, NORTH BRANCH, MN 55056-5839 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $191,969.92 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 11, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100,Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 11, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3283-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 38323 GOLDEN OAKS TRAIL NORTH BRANCH, MN 55056-5839 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Pillar Mortgage Services Corporation, a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Pillar Mortgage Services Corporation, a Minnesota Corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 11.01035.35 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100426700000007087 Published in the ECM POST REVIEW July 17, 24, 31, August 7, 14, 21, 2013 3447902


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 09, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,458.00 MORTGAGOR(S): Barbara L. Meath and Arnold H. Meath, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: May 09, 2008 Chisago County Recorder Document Number: A-498047 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: March 08, 2013 Recorded: March 14, 2013 Chisago County Recorder Document Number: A-555541 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402164433413 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 12177 Stacy Trl, Chisago City, MN 55013-9378 Tax Parcel ID Number: 02.00875.00 LEGAL DESCRIPTION OF PROPERTY: That certain part of the East Half of Northwest Quarter of Northeast Quarter of Northeast Quarter (E 1/2 of NW 1/4 of NE 1/4 of NE 1/4) of Section Thirty-two (32), Township Thirty-four (34), Range Twenty (20), described as follows, to-wit: Beginning at the Northeast corner of said tract; thence West along the North line thereof and the center line of a County Road (S.A.R #19) for 76 feet; thence South parallel with the East line of said tract for 322 feet; thence East parallel with described first course for 76 feet to the East line of said tract; thence North along said East line for 322 feet to the point of beginning, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,510.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 29, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 28, 2014, or the next business day if February 28, 2014 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 17, 2013 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 028106F01 Published in the ECM POST REVIEW July 17, 24, 31, August 7, 14, 21, 2013 3447909


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,750.00 MORTGAGOR(S): Tara L. Fallon And Thomas E. Fallon, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Accredited Home Lenders, Inc., a California corporation DATE AND PLACE OF FILING: Recorded on July 2, 2007 in the Office of the Chisago County Recorder as Document Number A-487069. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.by written assignment recorded on February 21, 2013 as Document Number A-554767 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: THAT PART OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER (SE 1/4 OF SW 1/4) OF SECTION FIFTEEN (15), TOWNSHIP THIRTY-FIVE (35), RANGE TWENTY-ONE (21), CHISAGO COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT THE SOUTHEAST CORNER OF SAID SE 1/4 OF SW 1/4; THENCE WEST ALONG THE SOUTH LINE THEREOF 1072.5 FEET; THENCE NORTH AND PARALLEL WITH THE EAST LINE OF SAID SE 1/4 OF SW 1/4 A DISTANCE OF 330 FEET TO THE POINT OF BEGINNING OF THE PROPERTY TO BE DESCRIBED; THENCE CONTINUING NORTH PARALLEL WITH SAID EAST LINE 215.48 FEET TO A POINT THAT IS 775.5 FEET SOUTH OF THE NORTH LINE OF SAID SE 1/4 OF SW 1/4; THENCE WEST PARALLEL WITH SAID NORTH LINE 254.61 FEET TO THE WEST LINE OF SAID SE 1/4 OF SW 1/4; THENCE SOUTH ALONG SAID WEST LINE 215.37 FEET TO A POINT 330 FEET NORTH OF THE SOUTH LINE OF SAID SE 1/4 OF SW 1/4; THENCE EAST PARALLEL WITH SAID SOUTH LINE, 255.02 FEET TO THE POINT OF BEGINNING. STREET ADDRESS OF PROPERTY: 39085 HOMESTEAD AVE, NORTH BRANCH, MN 55056-5370 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $224,055.21 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 11, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100,Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 11, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 12, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2706-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 39085 HOMESTEAD AVE NORTH BRANCH, MN 55056-5370 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Accredited Home Lenders, Inc., a California corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Accredited Home Lenders, Inc., a California corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 11.00275.30 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100176107050855781 Published in the ECM POST REVIEW July 17, 24, 31, August 7, 14, 21, 2013 3448037


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 3, 2007 MORTGAGOR:Michael D. Whiting and Lindsey J. Whiting, husband and wife. MORTGAGEE:CitiMortgage, Inc. s/b/m with ABN Amro Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Recorded August 17, 2007 Chisago County Recorder, Document No. A489019. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6578 378th Street, North Branch, MN 55056 TAX PARCEL I.D. #: 11.01034.00 LEGAL DESCRIPTION OF PROPERTY: Lot 1,Block 1, Stone Meadow, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,524.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 6, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 6, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 2, 2013 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 13-004522 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW July 17, 24, 31, August 7, 14, 21, 2013 3448337


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $604,000.00 MORTGAGOR(S): Scott A. Byrkit and Kelly Ann Byrkit, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 16, 2007 Chisago County Recorder Document Number: A-485117 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 14, 2010 Recorded: June 23, 2010 Chisago County Recorder Document Number: A-522875 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278924768935 Lender or Broker: U.S. Bank N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage, a division of U.S. Bank National Association Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 13894 375th St, North Branch, MN 55056-6852 Tax Parcel ID Number: 09-00282-10 LEGAL DESCRIPTION OF PROPERTY: The West Half of the Southwest Quarter of the Northeast Quarter of Section 27, Township 35 North, Range 20 West, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $769,727.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 05, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 05, 2014, or the next business day if March 05, 2014 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 24, 2013 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014706F02 Published in the ECM POST REVIEW July 24, 31, August 7, 14, 21, 28, 2013 3451776


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 1, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,300.00 MORTGAGOR(S): Richard M. Smisson and Jennifer A. Smisson, husband and wife MORTGAGEE: Peoples Trust Mortgage, LLC DBA Peoples Choice Mortgage, a Kentucky Limited Liability Company DATE AND PLACE OF FILING: Recorded on November 3, 2003 in the Office of the Chisago County Recorder as Document Number A417321. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on August 6, 2004 as Document Number A433840 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Goose Creek Addition STREET ADDRESS OF PROPERTY: 5936 450th Street, Harris, MN 55032-3680 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $243,592.93 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 10, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 10, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Richard Michael Smisson and Jennifer Anne Smisson "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 6, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2104-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: July 10, 2013 at 10:00 AM to September 11, 2013 at 10:00 AM. Said sale will be held at the main office of the Chisago County Sheriff, 313 North Main Street, Room 100, , in the City of Center City, County of Chisago, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 11, 2014. Dated: July 15, 2013 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2104-FC01) NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5936 450th Street Harris, MN 55032-3680 (2) Transaction Agent Peoples Trust Mortgage, LLC DBA Peoples Choice Mortgage, a Kentucky Limited Liability Company (3) Name of Mortgage Originator (Lender) Peoples Trust Mortgage, LLC DBA Peoples Choice Mortgage, a Kentucky Limited Liability Company (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 14.00096.53 (6) Transaction Agent`s Mortgage ID Number (MERS number) None Published in the ECM POST REVIEW July 24, 2013 3451976


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2009 MORTGAGOR: Scott Stafki, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 30, 2009 Chisago County Recorder, Document No. A-516672. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000127316 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 37190 Fenway Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 110090072 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Kates Estates COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,433.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,662.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 9, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 18, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: November 12, 2 012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 15, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: January 16, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 10, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: March 11, 2013 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 14, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: May 8, 2013 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 19, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: June 11, 2013 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 23, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: July 16, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004543 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW July 24, 2013 3452887


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 MORTGAGOR: David N. Efram, a single man. MORTGAGEE:Mortgage Electronic Registration Systems, Inc., as Nominee for NFP Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 17, 2007 Chisago County Recorder, Document No. 480214. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated September 24, 2012. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000726956 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NFP Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 39048 Forest Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 160002200 LEGAL DESCRIPTION OF PROPERTY: Commencing at the Southeast corner of the Southwest Quarter of the Southwest Quarter (SW1/4 of SW1/4) of Section Sixteen (16), in Township Thirty-five (35), Range Twenty-one (21), running thence West along the section line Nineteen (19) rods; thence North at right angles with said section line one hundred seventy five (175) feet to a point; commencing at this point and running North in same direction one hundred twenty five (125) feet; thence West parallel with said Section line Ten (10) rods; thence South at right angles with laid section line 125 feet; thence East 10 rods to place of beginning, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,516.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 6, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 6, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 26, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-003196 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW July 24, 31, August 7, 14, 21, 28, 2013 3455157


1045 LG Public Notices

PUBLIC NOTICE Seeking previous owner, Randy G. Mathews, for 1999 Pontiac Grand Am, VIN 192NE12E4XM767797. Contact Roger Allen Nelson, 651-242-6661. Published in the ECM POST REVIEW July 24, 31, August 7, 2013 3450686


1153 LG School Dist. #139

NOTICE OF FILING DATES FOR ELECTION TO THE SCHOOL BOARD INDEPENDENT SCHOOL DISTRICT NO. 139 RUSH CITY, MN 55069 STATE OF MINNESOTA NOTICE IS HEREBY GIVEN that the period for filing affidavits of candidacy for the office of school board member of Independent School District No. 139 shall begin on July 30, 2013 and shall close at 5:00 o'clock p.m. on August 13, 2013. The general election shall be held on Tuesday, November 5, 2013. At that election, 3 members will be elected to the School Board for terms of four (4) years each. Affidavits of Candidacy are available from the school district clerk, Brian Anderson, 3805 470th St, Harris, MN 55032 or at the District Office, 51001 Fairfield Avenue, Rush City, MN 55069. The filing fee for this office is $2.00. A candidate for this office must be an eligible voter, must be 21 years of age or more on assuming office, must have been a resident of the school district from which the candidate seeks election for thirty (30) days before the general election, and must have no other affidavit on file for any other office at the same general election. The affidavits of candidacy must be filed in the office of the school district clerk and the filing fee paid prior to 5:00 o'clock p.m. on August 13, 2013. Dated: June 20, 2013 BY ORDER OF THE SCHOOL BOARD /s / Brian Anderson School District Clerk Published in the ECM POST REVIEW July 17, 24, 2013 3442693


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 NORTH BRANCH AREA EDUCATION CENTER POLICY COMMITTEE MEETING JUNE 13, 2013 The Policy Committee met on Thursday, June 13, 2013 at 4:22 p.m. in Room 118 at the North Branch Area Education Center. Members in Attendance: Kirby Ekstrom, Randy Westby, Tim MacMillan, Superintendent Henton, Randi Johnson, Coleman McDonough, and Arle Chambers Review of Meeting Norms The committee reviewed the new meeting norm that was added to the agenda. Series 900 Policies Policy 906 Community Notification of Predatory Offenders Staff Notification of Violent Behavior by Students Policy 906 will be presented at the September Work Session with a recommendation to bring it to the October 10th meeting for a first reading. Policy 902 Use of School District Facilities and Equipment Policy 902 will be presented at the September Work Session with a recommendation not to make any changes at this time. Policy 903 Visitors to School District Buildings and Sites Policy 903 will be presented at the September Work Session with a recommendation not to make any changes at this time. Policy 904 Distribution of Materials on School District Property by Nonschool Persons Policy 904 will be presented at the September Work Session with a recommendation not to make any changes at this time. Policy 905 Advertising Policy 905 will be presented at the September Work Session with a recommendation not to make any changes at this time. Policy 905.1 Advertising Procedures Policy 905.1 will be presented at the September Work Session with a recommendation not to make any changes at this time. Series 600 Policies Policy 602 Organization of School Calendar and School Day This policy is already on the board agenda for the June 13th meeting for a first reading. There were some changes in the legal references which were discussed by the committee. ISD 138 Board Minutes June 13, 2013 Policy Committee Meeting 2 Policy 604 Instructional Curriculum Policy 604 will be presented at the September Work Session with a recommendation to bring it to the October 10th meeting for a first reading. Policy 609 Religion Policy 609 will be presented at the September Work Session with a recommendation to bring it to the October 10th meeting for a first reading. Procedures for Policy 606 Textbooks and Instructional Materials The Policy Committee reviewed the procedures for Policy 606. The procedures do not need board approval since Policy 606 has already been approved. North Branch Policies to be Eliminated The committee discussed the following policies and will recommend eliminating them because they are either addressed in another policy or no longer apply. They will be discussed at the September Work Session for recommendation to eliminate. Policy 1000 School-Community Relations Policy 1100 Communication with the Public Policy 1110 Photocopying of Public Data Policy 1150 Responsibilities of Employees Policy 1151 Administrative Responsibilities Policy 1151.1 Function of the Principal Policy 1211 Adult Education Policy 1212 Cooperation of School Personnel Policy 1311 Political Activities Policy 1311.2 Running for Public Office Policy 1322 Contests for Students Policy 1411 Police Department Policy 1500 Relations Between Area, State, and Regional and National Associations and Schools Policy 1700 Vehicular Parking on School District Property Other The Policy Committee's next meeting will be held on July 11, 2013 at 4:00 pm. The meeting concluded at 5:55 pm. Jay Falk, Clerk Published in the ECM POST REVIEW July 24, 2013 3450100


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 PUBLIC MEETING ON STUDENT FEES JUNE 13, 2013 The School Board of Independent School District 138 held a public meeting on student fees on Thursday, June 13, 2013, at 6:45 p.m. in the North Branch Area Education Center Board Room. Board Members Present: Kim Salo, Kirby Ekstrom, Randy Westby, Jay Falk, Linda Heidelberger, Tim MacMillan, and Superintendent Henton Others in Attendance: Darin Marcussen, Jason Schoolmeesters, Coleman McDonough, Brett Carlson, Jason Hartmann, Muffy Hejny, Charley Klopp, Becky Leuer, Carolyn Slater, Randi Johnson, Pat Tepoorten, and Arle Chambers Approval of Student Fees Randi Johnson, Director of Finance and Human Resources, gave a presentation on the recommendations of student fees beginning with the 2013-14 school year. After the presentation, the public was invited to ask questions and comments on the recommendation of student fees. Moved by Falk, seconded by Ekstrom and carried unanimously to adjourn the meeting at 6:52 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW July 24, 2013 3450106


1156 LG School Dist. #138

NORTH BRANCH INDEPENDENT SCHOOL DISTRICT NO. 138 NORTH BRANCH AREA EDUCATION CENTER OPEB COMMITTEE MEETING June 27, 2013 The OPEB Committee met on Thursday, June 27, 2013 at 3:00 p.m. in the District Office Conference Room at the North Branch Area Education Center. In attendance: Superintendent Henton, Randi Johnson, Randy Westby, Tim MacMillan, and Merle Waters (Wells Fargo) The committee discussed the history of the OPEB trust for the benefit of the new school board committee members. The committee reviewed the implementation of the investment policy statement that was updated in March, 2013 as well as the overall performance of the trust investments. The next committee meeting will be held on October 10, 2013 at 5:00 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW July 24, 2013 3450113


1189 LG Townships

PUBLIC NOTICE RUSHSEBA TOWNSHIP The Township has contracted out Central Applicators of Foley, MN (1-800-642-6559) to spray Township ditches for noxious weeds the first week of August, 2013. Any residents who have questions or concerns are requested to contact said company. John Kay-Clerk Published in the ECM POST REVIEW July 24, 2013 3445932


1189 LG Townships

LENT TOWNSHIP NOTICE OF PUBLIC HEARING There will be a public hearing on Wednesday, August 14, 2013 beginning at 7:05 pm at the Lent Town Hall located at 33155 Hemingway Avenue, Stacy, MN 55079, to review and discuss an Interim Use Permit Application submitted by Suzan Sinna and Jeffrey Sinna to continue to board/maintain 19 horses on the property located at 8814 347th Street in Stacy, MN 55079. Anyone interested in this hearing is invited to attend. Laura LeVasseur, Clerk Published in the ECM POST REVIEW July 24, 2013 3454672


1136 LG City of Stacy

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1153 LG School Dist. #139

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1156 LG School Dist. #138

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