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1010 LG Mortgage Foreclosures

11-076424 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 8, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,200.00 MORTGAGOR(S): Melissa L. Jenkins and Darnell Jenkins, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100055140030238428 LENDER: AEGIS Lending Corporation SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed February 15, 2007, Chisago County Recorder, as Document Number A-481446 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE5; Dated: August 8, 2011 filed: April 2, 2012, recorded as document number A-542948 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), P.H. Flynn's Addition to the Village of Rush City PROPERTY ADDRESS: 640 W 4th St, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 17.00537.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $138,187.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 18, 2012 U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE5 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY \s\ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW August 1, 8, 15, 22, 29, September 5, 2012 3088448


1010 LG Mortgage Foreclosures

11-074626 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,400.00 MORTGAGOR(S): Peter R. Wilson and Ellen Wilson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000360-0000223225-0 LENDER: New Freedom Mortgage Corporation SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 21, 2004, Chisago County Recorder, as Document Number A-431171, Legal description reformed by Findings of Fact, Conclusions of Law, and Order for Judgment, dated May 17, 2010 and filed June 7, 2010 as Document Number 522354 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: September 14, 2009 filed: September 21, 2009, recorded as document number A-514397; thereafter assigned to US Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2007-RF1 dated June 1, 2011 and recorded on June 3, 2011 as document number A533625 thereafter assigned to US Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2007-RF1 by CORRECTIVE ASSIGNMENT OF MORTGAGE dated May 14, 2012 and recorded on July 3, 2012 as document number A546071. LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Southeast Quarter of Section Sixteen, Township Thirty-four North, Range Twenty West, described as follows: Commencing at the Northeast corner of the NW 1/4 of SE 1/4; thence South 1 degree 26 minutes 47 seconds West, assumed bearing along the East line of the NW 1/4 of SE 1/4, a distance of 300.09 feet to the South line of the North 300 feet of the NW 1/4 of SE 1/4; thence continuing South 1 degree 26 minutes 47 seconds West along said East line a distance of 400 feet to the point of beginning; thence continuing South 1 degree 26 minutes 47 seconds West along said East line, a distance of 340.00 feet; thence South 62 degrees 00 minutes West, a distance of 554 feet, more or less, to the center line of Malmberg Avenue; thence Northwesterly along said center line to its intersection with a line that bears South 69 degrees 30 minutes West from the point of beginning; thence North 69 degrees 30 minutes East 885 feet, more or less, to the point of beginning. PROPERTY ADDRESS: 33241 Malmberg Avenue, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02.00589.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $270,345.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 24, 2012 US Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2007-RF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 1, 8, 15, 22, 29, September 5, 2012 3094134


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 MORTGAGOR(S): Kyle Remitz, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Prime Mortgage Corporation, a Minnesota Corporation DATE AND PLACE OF FILING: Filed August 9, 2006, Chisago County Recorder; Document No. A-473159 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot 3 in Block 3, of North Branch STREET ADDRESS OF PROPERTY: 6643 Cedar St, North Branch, MN 55056-5983 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $127,382.92 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 19, 2012 at 10:00a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 19, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E9738) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6643 Cedar St, North Branch, MN 55056-5983 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Prime Mortgage Corporation, a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Prime Mortgage Corporation, a Minnesota Corporation (4) Residential ServicerWell Fargo 800-416-1472 (5) Tax Parcel Identification Number 16-00211-00 (6) Transaction Agent's Mortgage ID Number (MERS number) 100103210000143544 Published in the ECM POST REVIEW August 1, 8, 15, 22, 29, September 5, 2012 3098158


1010 LG Mortgage Foreclosures

12-084544 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 9, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 MORTGAGOR(S): Donald Becker and Tina Becker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100055401240323511 LENDER: Pope Mortgage & Associates, Inc. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed August 24, 2006, Chisago County Recorder, as Document Number A-473899 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association as trustee for the LXS 2007-12N LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Three (3), Timberwood Ponds, Chisago County, Minnesota. PROPERTY ADDRESS: 4571 316th Lane, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05 00720 42 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $252,028.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 26, 2012 U.S. Bank National Association as trustee for the LXS 2007-12N Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 1, 8, 15, 22, 29, September 5, 2012 3098193


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 17, 2004 MORTGAGOR:Kevin L. Brahs and Carianne Brahs, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 21, 2004 Chisago County Recorder, Document No. A-438245. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-10. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700040203313 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Full Spectrum Lending, Inc. RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 38143 Egret Trail, North Branch, MN 55056 TAX PARCEL I.D. #: 11-0132-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Northern Preserve. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$273,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$350,074.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 25, 2012 The Bank of New York Mellon fka The Bank of New York, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-18-1269 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW August 1, 8, 15, 22, 29, September 5, 2012 3098716


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 MORTGAGOR: Nathan T. Lindberg, a single person and Jennifer L. Lochen, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 5, 2005 Chisago County Recorder, Document No. A-446997. ASSIGNMENTS OF MORTGAGE: Assigned to: The Huntington National Bank. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154070001008742 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP, a Limited Partnership RESIDENTIAL MORTGAGE SERVICER: The Huntington National Bank MORTGAGED PROPERTY ADDRESS: 7339 381ST Street, North Branch, MN 55056 TAX PARCEL I.D. #: 11.00478.23 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, G & K Plat 3, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$212,143.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$200,320.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 22, 2012 The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2714 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW August 1, 8, 15, 22, 29, September 5, 2012 3099813


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,305.25 MORTGAGOR(S): Christopher M. Gilchrist and Michelle E. Gilchrist, husband and wife MORTGAGEE: Household Industrial Finance Company, a Minnesota corporation DATE AND PLACE OF FILING: Filed May 8, 2007, Chisago County Recorder; Document No. A-484768 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Buffalo Ridge, STREET ADDRESS OF PROPERTY: 30903 REGAL AVE, SHAFER, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $215,912.17 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 19, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 19, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 30, 2012 HOUSEHOLD INDUSTRIAL FINANCE COMPANY Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2235) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 30903 REGAL AVE, SHAFER, MN 55074 (2) Transaction Agent Household Industrial Finance Company, a Minnesota corporation (3) Name of Mortgage Originator (Lender) Household Industrial Finance Company, a Minnesota corporation (4) Residential ServicerHSBC-800-365-6730 (5) Tax Parcel Identification Number 18-00100-14 (6) Transaction Agent's Mortgage ID Number (MERS number) N/A Published in the ECM POST REVIEW August 1, 8, 15, 22, 29, September 5, 2012 3100014


1010 LG Mortgage Foreclosures

10-067029 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $312,000.00 MORTGAGOR(S): Charles Carlson, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100013800867761849 LENDER: GreenPoint Mortgage Funding, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed May 31, 2005, Chisago County Recorder, as Document Number A-450000 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2005-AR4, Mortgage Pass-Through Certificates, Series 2005-AR4; Dated: July 26, 2010 filed: August 2, 2010, recorded as document number A-524089 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Three (3), Timber Trace PROPERTY ADDRESS: 4781 358Th St, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 05 00721 21 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $400,689.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 26, 2012 Wells Fargo Bank, National Association, as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2005-AR4, Mortgage Pass-Through Certificates, Series 2005-AR4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 8, 15, 22, 29, September 5, 12, 2012 3097683


1010 LG Mortgage Foreclosures

12-085239 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 2, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,226.00 MORTGAGOR(S): Jeffery J Strum and Wendy J Strum FKA Wendy J. Hicks, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. LENDER: Wells Fargo Bank, N.A. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 23, 2005, Chisago County Recorder, as Document Number A446431 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association; Dated: February 7, 2012 filed: February 10, 2012, recorded as document number A-541294 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Thurnbeck Ponds 2nd Addition PROPERTY ADDRESS: 6038 258th Street N, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21 00715 57 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,344.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 27, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 26, 2012 Bank of America, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 8, 15, 22, 29, September 5, 12, 2012 3098654


1010 LG Mortgage Foreclosures

12-083932 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Randy S Larson, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0002522867-3 LENDER: America's Wholesale Lender SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 28, 2003, Chisago County Recorder, as Document Number A403698 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP; Dated: April 18, 2012 filed: April 30, 2012, recorded as document number A543944 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Casselberry Ponds Plat 4 PROPERTY ADDRESS: 38454 Coventry Drive, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 16 00563 17 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,254.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 30, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 8, 15, 22, 29 September 5, 12, 2012 3100003


1010 LG Mortgage Foreclosures

10-070854 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,716.00 MORTGAGOR(S): Thomas J. Anderson and Audrey L. Anderson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000209970866 LENDER: Cendant Mortgage Corporation D/B/A/ Burnet Home Loans SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed May 12, 2003, Chisago County Recorder, as Document Number A-402429, thereafter modified by Loan Modification Agreement Re-stating the unpaid principal balance as $154,759.09 dated February 1, 2007 and recorded May 15 2007 as document number A-485058; Thereafter modified by Loan Modification Agreement re-stating the unpaid principal balance as $165,051.56, changing the interest rate to 5.000%, and extending the maturity date to September 1, 2041, dated July 18, 2011 and recorded September 6, 2011 as Document Number A-535915. ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: December 21, 2010 filed: January 3, 2011, recorded as document number A-529034 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Creekwood Estates Plat 2 PROPERTY ADDRESS: 5760 Finch Crt, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19 00161 18 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $166,565.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 31, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 8, 15, 22, 29, September 5, 12, 2012 3101287


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 08/29/2003 MORTGAGOR(S): Kendra Peterson, a single person, Aaron Pace, a single person. MORTGAGEE: CU Mortgage Services, Inc. SERVICER: C.U. Mortgage Services, Inc. MORTGAGE ID #: n/a DATE AND PLACE OF RECORDING: Recorded September 15, 2003,Chisago County Recorder, Document No. A 413127. LEGAL DESCRIPTION OF PROPERTY: Parcel A: That part of the SE 1/4 of NE 1/4 of Sec. 33, Twp. 34N, Range 20W, Chisago Co., Minn., described as follows: Beginning at the SE corner of Lot 4, Blk. 2 of the recorded plat of BOHUS LAN; thence N'ly, along the E line of said Blk. 2, to the NE corner of Lot 3 of said Blk. 2, thence E'ly, at right angle, to the E line of said SE 1/4 of NE 1/4; thence S'ly, along said E line, to the N'ly line of Andrews Avenue; thence W'ly, along said N'ly line, to the point of beginning. Subject to and together with any valid easements, restrictions, and reservations REGISTERED PROPERTY: No TAX PARCEL NO.: 15.00081.00 ADDRESS OF PROPERTY: 13294 Andrews Ave Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,980.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, September 27, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 03/27/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 31, 2012 CU Mortgage Services, Inc. Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: CU Mortgage Services, Inc. Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-120089 Published in the ECM POST REVIEW August 8, 15, 22, 29, September 5, 12, 2012 3101619


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 04/29/2008 MORTGAGOR(S): Eric Green, a single person. MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: US Bank Home Mortgage MORTGAGE ID #: n/a DATE AND PLACE OF RECORDING: Recorded May 13, 2008,Chisago County Recorder, Document No. A498161. Re-recorded April 22, 2009,Chisago County Recorder, Document No. A508975. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. Dated: April 29, 2008,Recorded May 13, 2008,Chisago County Recorder, Document No. A498162. Minnesota Housing Finance Agency Dated: April 29, 2008,Recorded May 13, 2008,Chisago County Recorder, Document No. A498163. Re-record: November 12, 2009,Chisago County Recorder, Document No. A516053. LEGAL DESCRIPTION OF PROPERTY: The North Half of the South Half of the Southeast Quarter of the Northwest Quarter of Section 8, Township 34, Range 19, Chisago County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 08.00083.10 ADDRESS OF PROPERTY: 34604 Redwing Ave Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,166.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, September 27, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 03/27/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 31, 2012 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16205-120418 Published in the ECM POST REVIEW August 8, 15, 22, 29, September 5, 12, 2012 3101661


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2008. MORTGAGOR(S): George A. Novak and Debra J. Novak, husband and wife. MORTGAGEE: The RiverBank. DATE AND PLACE OF RECORDING: Filed March 3, 2008, Chisago County Recorder, as Document No. A-495565, as modified by Modification of Mortgage filed for record July 14, 2010, as Document No. A-523535, and Modification of Mortgage filed for record July 15, 2011, as Document No. A-534681. ASSIGNMENT(S) OF MORTGAGE: Assigned to Central Bank by Receiver's Assignment dated May 24, 2012, recorded June 15, 2012, as Document No. A-545469. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Central Bank. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): The RiverBank. MORTGAGED PROPERTY ADDRESS: 11746 Chisago Boulevard, Chisago City, Minnesota, 55013. TAX PARCEL I.D. NO.: 02-01464-00 and 02-00139-10. LEGAL DESCRIPTION OF PROPERTY: Parcel 1: Lot 29, Lilygren's Beach. Parcel 2: All that part of Lot 6, Section 17, Township 33 North, Range 20 West, Chisago County, Minnesota, lying Northerly of County Road No. 83 and Westerly of a township road connecting therewith, said Westerly road line being more particularly described as follows: Beginning at a point in the South line of said Lot 6 470 feet West of the Southeast corner thereof, where the center line of a public road intersects the same; thence North 23°26' West 492 feet, more or less, along the center line of said public road to the Southerly line of County Road No. 83 (formerly described as connecting State Aid Road Numbered 1 and 5 which point is the point of beginning of the parcel herewith described; thence North 12° East beyond said described roads 400 feet, more or less, to the Government Meander Line of Chisago Lake. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $585,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $594,859.48 The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 26, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's office in the Government Center, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on March 26, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED." Dated: July 31, 2012. CENTRAL BANK, Assignee /s/ Peter B. Tiede PETER B. TIEDE -for- Atty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW August 8, 15, 22, 29, September 5, 12, 2012 3102416


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Tony Wood and Robin Edge, both single persons MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder , on December 19, 2006, as Document No. A479017. ASSIGNED TO: US Bank National Association, as Trustee for the registered holders of Asset-Backed Pass-Through Certificates Series 2007-AMC2 Dated: August 21, 2009 , and recorded September 14, 2009 by Document No. A514183 . LEGAL DESCRIPTION OF PROPERTY: THE NORTH 100 FEET (N 100 FEET) OF LOTS ONE (1) AND TWO (2), IN BLOCK 2 IN THE VILLAGE OF NORTH BRANCH, CHISAGO COUNTY, MINNESOTA. PROPERTY ADDRESS: 38982 2nd Avenue, North Branch, MN 55056 PROPERTY I.D: 16.00200.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand One Hundred Eighty-Six and 33/100 ($160,186.33) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 26, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 26, 2013, or the next business day if March 26, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 8, 2012 US Bank National Association, as Trustee for the registered holders of Asset-Backed Pass-Through Certificates Series 2007-AMC2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00645-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4281721 Published in the ECM POST REVIEW August 8, 15, 22, 29 September 5, 12, 2012 3103308


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,900.00 MORTGAGOR(S): James C Thurner and Darla J Thurner, as joint tenants, Husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910000669070 SERVICER: Ocwen Loan Servicing, LLC LENDER: First NLC Financial Services, LLC . DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder , on June 2, 2005, as Document No. A-450136. ASSIGNED TO: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, N.A., as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Dated: June 29, 2012 , and recorded July 9, 2012 by Document No. 546232 . LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot Two (2), Section twenty-one (21), Township Thirty seven (37) North, Range Twenty-two (22) West, Chisago County, Minnesota, described as follows, to-wit: Commencing at the Northeast corner of Government Lot 2, Section 21; thence Westerly, along the North line of Government Lot 2, a distance of 145 feet, more or less, to the point of intersection with the center line of County State Aid Highway No. 4; thence southwesterly, along said road center line, a distance of 729 feet to the point of beginning: thence continuing southwesterly, along said center line of C. S. A. H. No. 4, and straight tangent thereof, a distance of 370 feet; thence northwesterly, at right angles, a distance of 502 feet, more or less, to the point of intersection with he west line of Government Lot 2; thence northerly, along said west line, a distance of 375 feet, more or less, to the Northwest corner of Government Lot 2, Section 21; thence easterly, along the North line of Government Lot 2, a distance of 163 feet, more or less, to the point of intersection with a line extending northwesterly and drawn at right angles from the center line of C. S. A. H. No. 4 at the point of beginning of the tract herein described; thence southeasterly, along said line, a distance of 670 feet, more or less, to the point of beginning, containing 5 acres, more or less, and subject to the existing County State Aid Highway No. 4 along the southeasterly line thereof. PROPERTY ADDRESS: 50880 Acacia Trail, Stanchfield, MN 55080 PROPERTY I.D: 06.00430.10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Five Thousand Two Hundred Twenty-Six and 37/100 ($165,226.37) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 26, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 26, 2013, or the next business day if March 26, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 8, 2012 The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, N.A., as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00524-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4282037 Published in the ECM POST REVIEW August 8, 15, 22, 29, September 5, 12, 2012 3104818


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,600.00 MORTGAGOR(S): Linda K. Roe, a single person MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Filed January 25, 2006, Chisago County Recorder; Document No. A463625 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: That part of the following described real property lying Southeasterly of the centerline of Pottery Trail: The West 1/2 of the West 1/2 of the Northeast 1/4 of the Southeast 1/4 of Section 26, Township 35, Range 20, Chisago County, Minnesota , AND The East 1/2 of the Northwest 1/4 of the Southeast 1/4 of Section 26, Township 35, Range 20, Chisago County, Minnesota. STREET ADDRESS OF PROPERTY: 37421 Pottery Trail, Taylors Falls, MN 55084-1790 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $231,818.57 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 3, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 3, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 6, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0404) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 37421 Pottery Trail, Taylors Falls, MN 55084-1790 (2) Transaction Agent Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 01.00393.00 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW August 8, 15, 22, 29, September 5, 12, 2012 3107603


1010 LG Mortgage Foreclosures

12-082268 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 MORTGAGOR(S): Timothy R. Marcks and Donna M. Marcks, Husband and Wife MORTGAGEE: JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC, successor by merger to Chase Manhattan Mortgage Corporation LENDER: JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC, successor by merger to Chase Manhattan Mortgage Corporation SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 22, 2003, Chisago County Recorder, as Document Number A-416335 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), LAKESIDE WOODLANDS PLAT 2 PROPERTY ADDRESS: 28749 Lakeside Trl, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00482.07 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $262,965.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 26, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 26, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 2, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 15, 22, 29, September 5, 12, 19, 2012 3105779


1010 LG Mortgage Foreclosures

12-085608 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 5, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,657.00 MORTGAGOR(S): Bryce Harris and Michelle Harris, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1004086-1100001176-7 LENDER: First Ohio Banc & Lending, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed January 21, 2010, Chisago County Recorder, as Document Number A-518297 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: May 11, 2012 filed: May 19, 2012, recorded as document number A-544476 LEGAL DESCRIPTION OF PROPERTY: Lots 12 and 13, Block 4, Chisago Lake Park PROPERTY ADDRESS: 10625 Grant Street, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.00433.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $211,677.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 3, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 7, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 15, 22, 29, September 5, 12, 19, 2012 3108788


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE PURSUANT TO VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 14, 2006. MORTGAGOR(S): George A. Novak and Debra J. Novak, husband and wife. MORTGAGEE: The RiverBank. DATE AND PLACE OF RECORDING: Filed March 23, 2006, Chisago County Recorder, as Document No. A-466130, as modified by Modification of Mortgage filed for record July 8, 2010, as Document No. A-523321, and Amendment to Mortgage filed for record July 21, 2010, as Document No. A-523745, and Modification of Mortgage filed for record July 14, 2011, as Document No. A-534633. ASSIGNMENT(S) OF MORTGAGE: Assigned to Central Bank by Receiver's Assignment dated May 24, 2012, filed for record June 22, 2012, as Document No. A-545747. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Central Bank. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): The RiverBank. MORTGAGED PROPERTY ADDRESS: 27490 Mickelson Lane, Chisago City, MN, 55013. TAX PARCEL I.D. NO.: 02-01609-00. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Shady Ridge. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $263,656.24. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. This mortgage foreclosure is being conducted in accordance with the terms and conditions of a Voluntary Foreclosure Agreement dated July 20, 2010. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 19, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's office in the Government Center, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within two (2) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes §582.32, Subd. 9, beginning after the expiration of the mortgagor's redemption period. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED." Dated: August 10, 2012. CENTRAL BANK, Assignee /s/ Peter B. Tiede PETER B. TIEDE -for- Atty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 Published in the ECM POST REVIEW August 15, 22, 29 September 5, 2012 3115035


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: August 15, 2012 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: April 28, 2004 2. Mortgagors: Superior Engineering Co., Inc., a Minnesota corporation; Alvin Keith Johnson; and La Vonne L. Johnson, husband and wife. 3. Mortgagees: Zions First National Bank, a national banking corporation 4. Recording Information: Recorded on May 12, 2004, as Document Number A-428647, in the Office of the County Recorder of Chisago County, Minnesota. 5. Assignments of Mortgage, if any: Assigned to JP Morgan Chase Bank, as Trustee for Zsmallbiz Small Business Loan Trust, Series 2004-1, by written assignment recorded on June 11, 2008, as Document Number A-499071, in the recording office stated in paragraph 4. Further assigned to Zions First National Bank by written assignment recorded on May 9, 2012, as Document Number A-544291, in the recording office stated in paragraph 4. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 160000320 and 160000600 7.Legal description of the mortgaged premises: That part of the Northeast Quarter of the Southwest Quarter of Section 16, Township 35, Range 21, Chisago County, Minnesota described as follows: Commencing at a point on the North line of said NE ¼ of SW ¼, 33 feet West of the Northeast corner thereof; thence South 01º 01' East, 844 feet to the point of beginning; thence North 01º 01' West, retracing last course, 469.5 feet; thence West (North 90º West) 213 feet; thence South 01º 01' East, 348.5 feet; thence South 61º 01' East, 252 feet, more or less, to the point of beginning. And That part of the Northeast Quarter of Southwest Quarter of Section 16, Township 35, Range 21, Chisago County, Minnesota described as follows: Commencing at a point on the North line of said Northeast Quarter of Southwest Quarter, 712 feet West of the Northeast corner thereof, thence South 1 degree 01 minute East, 686.6 feet to the point of beginning of the parcel to be hereby conveyed; thence continuing South 1 degree 01 minutes East, 347.2 feet; thence North 88 degrees 59 minutes East, 400 feet, more or less, to the Southwest corner of that parcel described in Microfilm No. 157652 in the Office of the County Recorder of Chisago County, Minnesota; thence North 1 degree 01 minutes West, 347.2 feet, more or less, to a point on the last described course lying 686.6 feet Southerly of the North line of said Northeast Quarter of Southwest Quarter; thence South 88 degrees 59 minutes West 400 feet, more or less, to the point of beginning and there terminating. Abstract property. 8. The physical street address, city, and zip code of the mortgaged premises: 39374 and 39375 Girard Avenue, North Branch, MN 55056. OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are: Not applicable. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is: Not applicable. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $630,500.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $577,044.73. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago County, Minnesota, at public auction on September 28, 2012, at 10:00 a.m., at the Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota 55012. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on: Not applicable. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name and address of Attorney for Mortgagee or Mortgage Assignee: David J. Yung Barnes & Thornburg LLP 225 S. 6th Street, Suite 2800 Minneapolis, MN 55402 Name of Mortgagee or Mortgage Assignee: Zions First National Bank Published in the ECM POST REVIEW August 15, 22, 29 September 5, 12, 19, 2012 3115366


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Dated: August 13. 2012 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 30, 2007, executed by Leland O. Bellinger and Nancy J. Bellinger, as husband and wife, as Mortgagor(s) to Minnco Credit Union, as Mortgagee, and filed for record May 31, 2007, as Document No. A-485668, in the Office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has been assigned as follows: None. 3. The original principal amount secured by the Mortgage was Fifty Five Thousand and 00/100 Dollars ($55,000.00). 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any paid by the holder of the Mortgage is Fifty Four Thousand One Hundred Thirty Four and 20/100 Dollars ($54,134.20). 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: That part of the Northeast Quarter of the Northeast Quarter and that part of Government Lot 3, both in Section 25, Township 36, Range 22 West, described jointly as follows: Beginning at the NE corner of Section 25; thence Westerly, along the north line of Section 25, a distance of 660 feet, more or less, to the west line of the East 660 feet of the NE 1/4 of Section 25; thence Southerly along said west line, a distance of 1408 feet, more or less, to the centerline of County State Aid Highway No. 10, to the point of beginning of the parcel herein described; thence Easterly, along said centerline, a distance of 664 feet, more or less, to the east line of the NE 1/4 of Section 25; thence Northerly, along said east line, a distance of 657 feet; thence Westerly, parallel with the centerline of said County State Aid Highway No. 10, a distance of 664 feet more or less, to the west line of the said East 660 feet of the NE 1/4 of Section 25; thence Southerly on the west line of said East 660 feet a distance of 654 feet, more or less, to the point of beginning, according to the United States Government Survey thereof and situate in Chisago County, Minnesota. Physical Address: XXXXX Elmcrest Avenue, Harris, MN 55032 Parcel ID Number: 03.00343.20 will be sold by the County Sheriff of Chisago County, Minnesota, at public auction on September 27, 2012, at 10:00 a.m. at Chisago County Sheriffs Office at 313 North Main Street, Room 100, Center City, MN 55012. 8. The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. If this is an owner occupied single-family dwelling, the premises must be vacated by March 26,2013 at 11:59 p.m. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Minnco Credit Union MORTGAGEE OR ASSIGNEE OF MORTGAGE Attorney for Mortgagee or Assignee of Mortgage: D. Sherwood McKinnis, I.D. No. 176898 LINDBERG & McKINNIS, P.A. 200 - 3rd Avenue NE, Suite 300 Cambridge, MN 55008 (763) 689-9596 Published in the ECM POST REVIEW August 15, 22, 29 September 5, 12, 19, 2012 3115477


1010 LG Mortgage Foreclosures

12-085586 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 MORTGAGOR(S): Michael J. Cloutier and Diane L. Cloutier, As Husband and Wife MORTGAGEE: First State Bank of Finlayson LENDER: First State Bank of Finlayson SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed February 25, 2003, Chisago County Recorder, as Document Number 396554 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Services dba PHH Mortgage Corporation; Dated: February 14, 2003 filed: February 26, 2003, recorded as document number 396555 LEGAL DESCRIPTION OF PROPERTY: The South 580 feet of all that part of the West Half of the Northeast Quarter (W1/2 of NE 1/4) of Section Twenty (20), Township Thirty-seven (37) North, Range Twenty-two (22) West, lying South of the public highway crossing said tract excepting therefrom the Easterly 10 acres thereof PROPERTY ADDRESS: 50557 Arbor Ave W, Stanchfield, MN 55080 PROPERTY IDENTIFICATION NUMBER: 06.00370.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $191,585.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 3, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 3, 2013. Dated: August 10, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3113377


1010 LG Mortgage Foreclosures

11-078783 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,421.00 MORTGAGOR(S): Joseph D. Keocher and Nancy J. Keocher, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1005321-1700799923-5 LENDER: Minnesota Lending Company LLC SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed January 6, 2009, Chisago County Recorder, as Document Number A-505414 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: October 12, 2011 filed: October 13, 2011, recorded as document number A-537041 LEGAL DESCRIPTION OF PROPERTY: The South 300 feet of the North 1230 feet of the Southwest Quarter of the Northwest Quarter (SW 1/4 of NW 1/4) of Section Nineteen (19), Township Thirty-seven (37) North, Range Twenty (20) West, together with that part of the South 35 feet of the North 1265 feet of the Southwest Quarter of the Northwest Quarter of Section 19, Township 37 North, Range 20 West, Lying Easterly of the West 775 feet, Less the South 12.13 feet of the North 1230 feet of the West 775 feet of the Southwest Quarter of the Northwest Quarter of Section 19, Township 37 North, Range 20 West, Subject to County Road No. 5, and together with all hereditaments and appurtenances belonging thereto. Subject to and together with any valid easements, restrictions and reservations. PROPERTY ADDRESS: 50505 River Road, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 07 00076 45 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $191,559.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 10, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3114517


1010 LG Mortgage Foreclosures

12-084210 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Michael W. Peltier, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100049700011560709 LENDER: Embrace Home Loans, Inc. SERVICER: Cenlar FSB DATE AND PLACE OF FILING: Filed January 19, 2010, Chisago County Recorder, as Document Number A-518230 ASSIGNMENTS OF MORTGAGE: Assigned to: Embrace Home Loans Inc. LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block One (1), Glenwater Estates, Chisago County, Minnesota PROPERTY ADDRESS: 28614 Jocelyn Avenue, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13 10889 00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $154,351.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 10, 2012 Embrace Home Loans Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3114818


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 1, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Robert J Thuman, unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Baytree Lending, its successors and assigns TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100097700001057220 SERVICER: Specialized Loan Servicing, LLC LENDER: Baytree Lending. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder , on March 20, 2006, as Document No. A465960. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee on behalf of the holders of the Terwin Mortgage Trust 2006-9HGA, Asset-Backed Certificates, TMTS Series 2006-9HGA Dated: July 31, 2012 , and recorded August 7, 2012 by Document No. 847305 . LEGAL DESCRIPTION OF PROPERTY: Lots 18 and 19, Block 1, Cambridge Lake Estates, Unit 4 Subject to the following exceptions: Building and zoning laws, ordinances, state and federal regulations, restrictions relating to use of improvement of the property without effective forfeiture provisions, reservation of any mineral rights by the State of Minnesota. Utility and drainage easements which do not interfere with existing improvements. PROPERTY ADDRESS: 46645 Cambridge Dr, Stanchfield, MN 55080 PROPERTY I.D: R 03.01028.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seven Thousand Four Hundred Seventy-Four and 17/100 ($207,474.17) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 11, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 11, 2013, or the next business day if April 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 Deutsche Bank National Trust Company, as Trustee on behalf of the holders of the Terwin Mortgage Trust 2006-9HGA, Asset-Backed Certificates, TMTS Series 2006-9HGA Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00644-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4286814 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3115926


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Brian E. Richie, an unmarried man MORTGAGEE: Washington Mutual Bank, F.A., a United States of America Federal Savings Bank DATE AND PLACE OF FILING: Filed February 4, 2003, Chisago County Recorder; Document No. A394904 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Comfort Oaks STREET ADDRESS OF PROPERTY: 25865 Granada Avenue, Wyoming Township, MN 55092-9348 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $137,562.22 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 13, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0579) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 25865 Granada Avenue, Wyoming Township, MN 55092-9348 (2) Transaction Agent Washington Mutual Bank, F.A., a United States of America Federal Savings Bank (3) Name of Mortgage Originator (Lender) Washington Mutual Bank, F.A., a United States of America Federal Savings Bank (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 21.10830.19 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3115950


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 MORTGAGOR(S): Bruce A. Jorgenson and Roxanne T. Jorgenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for HSBC Mortgage Corporation (USA) DATE AND PLACE OF FILING: Filed December 4, 2007, Chisago County Recorder; Document No. A-492950 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Burton Estates, STREET ADDRESS OF PROPERTY: 6972 360TH STREET, NORTH BRANCH, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $342,628.61 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 8, 2012 HSBC BANK USA, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2164) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6972 360TH STREET, NORTH BRANCH, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for HSBC Mortgage Corporation (USA) (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for HSBC Mortgage Corporation (USA) (4) Residential ServicerHSBC NY-1-888-648-3124 (5) Tax Parcel Identification Number 11-01037-05 (6) Transaction Agent's Mortgage ID Number (MERS number) 100022404499849319 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3116175


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,500.00 MORTGAGOR(S): Michael J. Marx Jr. and Chasteen M. Marx, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0007336337-2 SERVICER: Specialized Loan Servicing, LLC LENDER: Countrywide Home Loans, Inc.. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder , on October 4, 2006, as Document No. A-475729. ASSIGNED TO: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Dated: June 4, 2011 , and recorded June 13, 2011 by Document No. A533922 . LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, White Stone, Chisago County, MN PROPERTY ADDRESS: 27197 Ironwood Ct, Chisago City, MN 55013 PROPERTY I.D: 13.11129.88 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Seven Hundred Nine Thousand Nine Hundred Twenty-One and 19/100 ($709,921.19) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 11, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 11, 2013, or the next business day if April 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00376-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4286932 08/22/2012, 08/29/2012, 09/05/2012, 09/12/2012, 09/19/2012, 09/26/2012 Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3116389


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Paul D. Marchio And Angela Marchio, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Centennial Mortgage and Funding, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100232301120048061 SERVICER: Ocwen Loan Servicing, LLC LENDER: Centennial Mortgage and Funding, INC.. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder , on January 12, 2007, as Document No. A480014. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Dated: July 6, 2012 , and recorded July 30, 2012 by Document No. A546883 . LEGAL DESCRIPTION OF PROPERTY: LOT 7, BLOCK 2, FALCON CREST, CHISAGO COUNTY, MINNESOTA. PROPERTY ADDRESS: 5034 Evergreen Trail, North Branch, MN 55056 PROPERTY I.D: 11-00860-45 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-One Thousand Seventy-Eight and 02/100 ($191,078.02) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 10, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 10, 2013, or the next business day if April 10, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00343-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4288279 Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3119604


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/18/2003 MORTGAGOR(S): Gary E. Mooney and Kitty A. Mooney, husband and wife. MORTGAGEE: Ameriquest Mortgage Company Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Ameriquest Mortgage Company Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded August 07, 2003,Chisago County Recorder, Document No. A409842. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Manhattan Mortgage Corporation Dated: July 25, 2003,Recorded September 02, 2005,Chisago County Recorder, Document No. A455666. U.S. Bank National Association, as Trustee successor in interest to Wachovia Bank, N.A. as Trustee for Chase Funding Mortgage Loan Asset-Backed Certificates, Series 2003-C2 Dated: May 09, 2012,Recorded May 21, 2012,Chisago County Recorder, Document No. A544639. LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Falcon Crest, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 11.00860.52 ADDRESS OF PROPERTY: 5196 Evergreen Trail North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,281.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, October 11, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 04/11/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 16, 2012 U.S. Bank National Association, as Trustee successor in interest to Wachovia Bank, N.A. as Trustee for Chase Funding Mortgage Loan Asset-Backed Certificates, Series 2003-C2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: U.S. Bank National Association, as Trustee successor in interest to Wachovia Bank, N.A. as Trustee for Chase Funding Mortgage Loan Asset-Backed Certificates, Series 2003-C2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-110156 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3122662


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,012.00 MORTGAGOR(S): Kimberly Lynn Franklin, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M & I Bank FSB DATE AND PLACE OF FILING: Filed March 4, 2009, Chisago County Recorder; Document No. A-507274 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southwest Quarter (SE ¼ of SW ¼ ), Section Thirty-two (32), Township Thirty-four (34) North, Range Nineteen (19) West, Chisago County, Minnesota, described as follows: Commencing at the Southeast corner of Lot 6, Block 1 of the recorded plat of East Shafer Heights, Chisago County, Minnesota; thence East along the Easterly extension of the South line of said Lot 6, a distance of 170 feet; thence Northerly, parallel with the East line of said Block 1, a distance of 96 feet to the Easterly extension of the North line of said Lot 6 and the point of beginning of the parcel to be described; thence continuing Northerly, along said parallel line, a distance of 86.62 feet to the Easterly extension of the North line of Lot 5 of Block 1; thence Westerly, along said Easterly extension, a distance of 170 feet to the Northeast corner of said Lot 5; thence Southerly, along the East line of said Lot 5, a distance of 86.62 feet to the Northeast corner of Lot 6 of said Block 1; thence Easterly, along the Easterly extension of the North line of said Lot 6, a distance of 170 feet to the point of beginning. STREET ADDRESS OF PROPERTY: 30230 Ridgewood Avenue, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $209,850.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 14, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: KIMBERLY LYNN FRANKLIN "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E0207) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 30230 Ridgewood Avenue, Shafer, MN 55074 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M & I Bank FSB (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M & I Bank FSB (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 18.00011.17 (6) Transaction Agent's Mortgage ID Number (MERS number) 100273100009119104 Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3123336


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,435.00 MORTGAGOR(S): Debra A. Wiehoff, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Hillsborough Corporation, a Nevada Corporation DATE AND PLACE OF FILING: Filed May 10, 2005, Chisago County Recorder; Document No. A-448823 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on May 1, 2012 as Document Number A-543960 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Buffalo Ridge 4th Addition STREET ADDRESS OF PROPERTY: 17468 308th Street, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $164,753.39 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0788) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 17468 308th Street, Shafer, MN 55074 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Hillsborough Corporation, a Nevada Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Hillsborough Corporation, a Nevada Corporation (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 18.00108.13 (6) Transaction Agent's Mortgage ID Number (MERS number) 100197900001704198 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3123357


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 MORTGAGOR(S): Timothy H. Gatz and Stacy L. Gatz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Beck Mortgage Lenders, Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Filed August 19, 2005. Chisago County Registrar of Titles; Document No. T17812 and memorialized on Certificate of Title No. 4595.0 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Three (3), in NORTHWOOD PLAT 3 REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 39589 Cherokee Avenue, North Branch, MN 55056-6977 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota | THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $142,290.06 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagors), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10,2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 14, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P. A. By: /s/ Rebecca F. Schiller, Esq. Sarah J .B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul. MN 55102-2227 (651)209-9760 (WF0405) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 39589 Cherokee Avenue, North Branch, MN 55056-6977 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Beck Mortgage Lenders, Inc., a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Beck Mortgage Lenders, Inc., a Minnesota Corporation (4) Residential Servicer Wells Fargo 800-416-1472 (5) Tax Parcel Identification Number 11.00969.00 (6) Transaction Agent's Mortgage ID Number (MERS number) 100060677002461556 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3123444


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): William E. Lombard and Jacqueline M. Lombard, husband and wife MORTGAGEE: Washington Mutual Bank, F.A., a United States of America Federal Savings Bank DATE AND PLACE OF FILING: Filed April 23, 2003, Chisago County Recorder; Document No. A400713 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Timberwood Ponds STREET ADDRESS OF PROPERTY: 4762 316th Lane, Stacy, MN 55079-8630 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $185,151.60 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0286) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 4762 316th Lane, Stacy, MN 55079-8630 (2) Transaction Agent Washington Mutual Bank, F.A., a United States of America Federal Savings Bank (3) Name of Mortgage Originator (Lender) Washington Mutual Bank, F.A., a United States of America Federal Savings Bank (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 05.00720.15 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3123765


1010 LG Mortgage Foreclosures

STATE OF MINNESOTACOUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No. 13-CV-11-1273 and 13-CV-12-618 Case Type - Other Civil Mortgage Foreclosure NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE (REAL PROPERTY) Northwoods Bank of Minnesota, a Corporation existing under the laws of the United States, Plaintiff, v. Thomas A. Fessenden, an individual, Stephanie K. Fessenden n/k/a Stephanie K. Miska, an individual, and Wells Fargo Bank, N.A., Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of the Judgments made and entered in the above entitled action on the 27th day of April, 2012, and also the 26th day of July, 2012, by the District Court of Chisago County, Minnesota, Tenth Judicial District, certified copies of which have been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due plaintiff in the above entitled action from defendants Thomas A. Fessenden, Stephanie K. Fessenden n/k/a Stephanie K. Miska, and Wells Fargo Bank, N.A. as prescribed in the Judgments, the undersigned Sheriff of Chisago County will sell at public auction to the highest bidder, for cash, on the 10th day of October, 2012, at 10:00 a.m. at the Chisago County Sheriff's Office, 313 North Main Street, Room 100, Center City, MN 55012, the premises and real estate, lying and being in the County of Chisago, State of Minnesota, described in said Judgments, to-wit: The East 660 feet of the Southwest Quarter of the Southwest Quarter in Section Twenty-six (26), Township Thirty-seven (37), Range Twenty-two (22), Chisago County, Minnesota. Subject to the reservation of a non-exclusive roadway easement for ingress and egress and utility purposes, over, under and across the East 66 feet thereof. Subject to an easement for Chisago County Road 7. together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, the "Mortgaged Property". Property Address: 2440 Rush Point Drive, Rush City, Minnesota 55069. Dated: 8-16-2012 Rick Duncan Sheriff of Chisago County, Minnesota By: /s/ Keith J. Hoppe Title:Captain This Instrument was drafted by: John M. Cabak LEDIN & HOFSTAD, LTD 539 Main Street South Pine City, MN 55063 (320) 629-7537 Attorney Registration #0388929 Plaintiff's Attorney Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3124031


1010 LG Mortgage Foreclosures

12-085034 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Tim Frese, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 10, 2007, Chisago County Recorder, as Document Number A 483648 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: January 3, 2007 filed: April 10, 2007, recorded as document number A-483649; thereafter assigned to HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA1 dated July 10, 2012 and recorded on July 17, 2012 as document number A546535. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Thurnbeck Ponds 4th Addition PROPERTY ADDRESS: 5830 Forest Blvd Tr, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00716.35 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $167,468.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26 October 3, 2012 3120168


1010 LG Mortgage Foreclosures

12-084753 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 5, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,900.00 MORTGAGOR(S): James R. Rice, an unmarried man MORTGAGEE: Wells Fargo Bank, NA LENDER: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed May 16, 2006, Chisago County Recorder, as Document Number A-468914 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as Trustee for WFHET 2006-2; Dated: July 3, 2012 filed: July 17, 2012, recorded as document number A546534 LEGAL DESCRIPTION OF PROPERTY: The West 600 feet of the North 500 feet of the Northwest Quarter of the Northeast Quarter (NW 1/4 of NE 1/4) and the North 500 feet of that part of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) which lies easterly of the center line of County State Aid Highway No. 9, all in Section 28, Township 35 North, Range 20 West PROPERTY ADDRESS: 37995 Oasis Road, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 09.00296.10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $225,883.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 HSBC Bank USA, National Association, as Trustee for WFHET 2006-2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3120270


1010 LG Mortgage Foreclosures

12-082336 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,200.00 MORTGAGOR(S): Sean E. Flug, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200002198031 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: BNC Mortgage, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed December 21, 2005, Chisago County Recorder, as Document Number A-461936 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1; Dated: April 7, 2012 filed: April 30, 2012, recorded as document number A-461936 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and that part of Lot 6, Block 5, of the recorded plat of Chisago Lake Park, Chisago County, Minnesota, lying Northerly of the following described line: Commencing at the Northeasterly corner of said Lot 6; thence Southeasterly along the Easterly line of said Lot 6, a distance of 28.00 feet to the point of beginning of the line to be described; thence Southwesterly, parallel with the Northerly line of said Lot 6, a distance of 175 feet, more or less, to the Westerly line of said Lot 6 and there terminating. PROPERTY ADDRESS: 10695 Johnson St, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.00441.10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $160,839.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 17, 2012 U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3123276


1010 LG Mortgage Foreclosures

12-085966 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,000.00 MORTGAGOR(S): Kevin F Dolan, a single person MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed February 27, 2004, Chisago County Recorder, as Document Number A-424311 LEGAL DESCRIPTION OF PROPERTY: That part of Government Lots One (1), Three (3) and Eight (8) of Section Seven (7), Township Thirty-three (33) North, Range Nineteen (19) West, Chisago County, Minnesota, described as follows: Commencing at the Southeast corner of said Section 7; thence Westerly, along the South line of said Section 7, a distance of 1740.30 feet; thence Northerly, deflecting 109 degrees 30 minutes 41 seconds to the right, to the center line of Pleasant Valley Road (also known as County State Aid Highway No. 26 and formerly known as Center City and Osceola Public Highway) and the point of beginning of the parcel to be described; thence continuing Northerly, along the last described course, to the North line of said Government Lot 1 or its Westerly extension; thence Westerly, along said North line and its Westerly extension, to the center of a natural creek, or drain which is 1782 feet, more or less, Westerly of the Northeast corner of said Government Lot 1; thence Southerly, along the center of said natural creek or drain, to the center line of Pleasant Valley Road; thence Southeasterly, along said road center line to the point of beginning. Subject to Pleasant Valley Road. PROPERTY ADDRESS: 16938 Pleasant Valley Road, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 04 00107 10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $214,152.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 17, 2012 Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3123792


1010 LG Mortgage Foreclosures

11-072914 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Michael R. Storm and Donna M. Storm, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003366-0601240008-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: First Solution Lending, Inc. SERVICER: PennyMac Loan Services, LLC. DATE AND PLACE OF FILING: Filed February 27, 2006, Chisago County Recorder, as Document Number A-464983 ASSIGNMENTS OF MORTGAGE: Assigned to: PennyMac Loan Services, LLC; Dated: June 19, 2012 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 5, 6 and 7, lying South of the North 75 feet thereof, Block 2, Stolberg's 1st Addition to Harris PROPERTY ADDRESS: 43863 Golden Ave, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 14.00444.20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $226,465.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 20, 2012 PennyMac Loan Services, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3124511


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 22, 2010. MORTGAGOR(S): Chisago Land Company, LLC, a Minnesota limited liability company. MORTGAGEE: The RiverBank. DATE AND PLACE OF RECORDING: Filed March 31, 2010, Chisago County Recorder, as Document No. A-520275, as modified by Modification of Mortgage filed for record June 6, 2011, as Document No. A-533688. ASSIGNMENT(S) OF MORTGAGE: Assigned to Central Bank, a Minnesota banking corporation by Receiver's Assignment of Note, Mortgage and Assignment of Rents dated July 2, 2012, filed for record July 13, 2012, as Document No. A-546451. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Central Bank. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): The RiverBank. MORTGAGED PROPERTY ADDRESS: 29862, 29864, 29872 and 29874 Sportsman Drive, Chisago City, MN, 55013. TAX PARCEL I.D. NO.: 13-00669-14 and 13-00669-17. LEGAL DESCRIPTION OF PROPERTY: PARCEL A: That part of Lot 3, Block 1, Reeves Addition in Chisago County, Minnesota, lying Northerly and Westerly of the following described line: Beginning at the most Northerly corner of said Lot 3; thence Southeasterly along the Northeasterly line of said Lot 3 a distance of 70.00 feet; thence deflecting to the right at an angle of 90° a distance of 85.79 feet; thence deflecting to the left at an angle of 48° a distance of 138.20 feet to the Southerly line of said Lot 3 and there terminating. PARCEL B: That part of Lot 3, Block 1, Reeves Addition in Chisago County, Minnesota, lying Southerly and Easterly of the following described line: Commencing at the most Northerly corner of said Lot 3; thence Southeasterly along the Northeasterly line of said Lot 3 a distance of 70.00 feet to the point of beginning of the line to be described; thence deflecting to the right at an angle of 90° 85.79 feet; thence deflecting to the left 48° 138.20 feet to the southerly line of said Lot 3 and there terminating. TOGETHER WITH an easement for ingress and egress lying 12 feet Northerly and 12 feet Southerly of the following described line: Commencing at the most Northerly corner of said Lot 3; thence Southerly along the Northeasterly line of said Lot 3 a distance of 70.00 feet to the point of beginning; thence deflecting to the right at an angle of 90° from last described course a distance of 96.6 feet and there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,750.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $481,188.73. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's office in the Government Center, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED." Dated: August 20, 2012. CENTRAL BANK, Assignee /s/ Peter B. Tiede PETER B. TIEDE -for- Atty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3125408


1010 LG Mortgage Foreclosures

11-077684 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): John J. Sandretto and Heather L. Sandretto, Husband and Wife MORTGAGEE: IndyMac Bank, F.S.B. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed May 2, 2003, Chisago County Registrar of Titles, as Document Number T-14718 ASSIGNMENTS OF MORTGAGE: Assigned to: IndyMac Federal Bank, FSB; Dated: March 24, 2009 filed: April 3, 2009, recorded as document number T-20507;Thereafter assigned to OneWest Bank, FSB dated February 28, 2010 recorded April 5, 2010 as document number T-21132. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), of Kelly Heights REGISTERED PROPERTY PROPERTY ADDRESS: 30240 Neal Ave, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00622.01 Cert. No. 3658 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $117,489.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3126050


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Christopher P. Clasen and Jennifer A, Clasen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Adelphi Mortgage Corporation, a Minnesota corporation DATE AND PLACE OF FILING: Filed February 9, 2006, Chisago County Recorder; Document No. A 464297 ASSIGNMENTS OF MORTGAGE: Assigned to: Residential Credit Solutions, Inc.; thereafter to Federal National Mortgage Association LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Riverwood View, STREET ADDRESS OF PROPERTY: 37683 REED AVENUE, TAYLORS FALLS, MN 55084 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $290,618.01 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 17, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 15, 2012 FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2008) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 37683 REED AVENUE, TAYLORS FALLS, MN 55084 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Adelphi Mortgage Corporation, a Minnesota corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Adelphi Mortgage Corporation, a Minnesota corporation (4) Residential ServicerResidential Credit Solutions- 800-737-1192 (5) Tax Parcel Identification Number 01-00141-51 (6) Transaction Agent's Mortgage ID Number (MERS number) 100162500060119394 Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3128400


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 6, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Dean A. Luczynski and Tammy K. Luczynski, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Liberty National Mortgage Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Filed October 16, 2003, Chisago County Recorder; Document No. A-415715 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Stonegate Plat 2 STREET ADDRESS OF PROPERTY: 6426 377th Street, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $129,880.33 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 17, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 23, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0724) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6426 377th Street, North Branch, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Liberty National Mortgage Inc., a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Liberty National Mortgage Inc., a Minnesota Corporation (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 11.01029.72 (6) Transaction Agent's Mortgage ID Number (MERS number) 100060677002247831 Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3131142


1010 LG Mortgage Foreclosures

12-082947 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 9, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 MORTGAGOR(S): Brian P. Wald and Jennifer M. Wald, husband and wife MORTGAGEE: Bank of America, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bank of America, N.A. SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed May 3, 2007, Chisago County Registrar of Titles, as Document Number T19290 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: May 22, 2012 filed: May 29, 2012, recorded as document number T-22516 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block One (1), Imperial Estates, According to plat thereof on file and of record in the office of the Registrar of Titles in and for Chisago County, Minnesota. And A One-Thirty Second (1/32) interest in and to the following described property, to wit: The South Twenty (20) feet of Outlot One (1), of the Revised Plat of Herberg Beach 2nd Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Chisago County, Minnesota, subject to the following restrictions: 1: No Old building or trailers may be brought in or maintained on said Lot. 2: This conveyance is made subject to express condition that no commercial boat landing shall be operated or maintain on said property, and no beer or intoxicating liquor shall be sold thereon by party of the second part, his heirs and assigns. 3: No outside privies allowed. 4: Only one dwelling is permitted on said lot. No dwelling shall be constructed thereon with smaller dimensions than 20' x 20'. AND The North Forty (40) feet of the South Sixty (60) feet of Outlot One (1) of the Revised Plat of Herberg Beach 2nd Addition, together with Herberg Beach Drive and Beach Circle, dedicated to the use of the public, all as per the plat thereof on file and of record in the office of the Registrar of Title of Chisago County, Minnesota. REGISTERED PROPERTY PROPERTY ADDRESS: 32350 Nottingham Ct, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02.01316.12 Cert. No.4810 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $269,222.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 24, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 24, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 24, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW September 5, 12, 19, 26, October 3, 10, 2012 3131727


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 MORTGAGOR:Clayton Olson and LeeAnn Olson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING:Filed June 8, 2004, Chisago Registrar of Titles, Document No. T-16302 on Certificate of Title No. 4065. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249110000033643 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MarketPlace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 4885 253rd Street, Wyoming, MN 55092 TAX PARCEL I.D. #: 21.11034.63 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Two (2), of Kettle River Estates, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,528.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 13, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-19-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 24, 2012 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: June 6, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #3 00 Minneapolis, MN 55416 (952) 925-6888 10-19-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 9, 2012 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: August 23, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-19-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW September 5, 2012 3131802


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2005 MORTGAGORS: Bruce A. Petschen, Jr. and Nicole R. Petschen, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING:Recorded December 14, 2005, Chisago County Recorder, Document No. A-461569. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-3. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100275600100736795 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Network, Inc. d/b/a SurePoint Lending RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 44824 Acorn Avenue, Harris, MN 55032 TAX PARCEL I.D. #: 03.00261.35 LEGAL DESCRIPTION OF PROPERTY: File Number 205110459 The following described real estate situated in the County of Chisago in the State of Minnesota to wit: THAT PART OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 20, TOWNSHIP 36, RANGE 22, CHISAGO COUNTY, MINNESOTA. DESCRIBED AS FOLLOWS COMMENCING AT THE NORTHEAST CORNER OF THE N ½ OF NE ¼ OF SECTION 20, THENCE SOUTH 85 DEGREES 30 MINUTES 11 SECONDS WEST, ASSUMED BEARING, ALONG THE NORTH LINE OF SAID N 1/2 OF NE 1 /4, A DISTANCE OF 730 00 FEET. THENCE SOUTH 6 DEGREES O5 MINUTES 00 SECONDS EAST, A Distance OF 721 27 FEET TO THE SOUTH LINE OF THE NORTH 721 00 FEET OF SAID N ½ 0F NE 1/4 AND THE POINT OF BEGINNING OF THE PARCEL TO BE HERE IN DESCRIBED, THENCE CONTINUING SOUTH 6 DEGREES 05 MINUTES 00 SECONDS EAST, A DISTANCE OF 99 04 FEET TO THE SOUTH LINE OF THE NORTH 820.00 FEET OF SAID N1/2 OF NE 1/4. THENCE SOUTH 85 DEGREES 30 MINUTES 11 SECONDS WEST, ALONG SAID SOUTH LINE. A DISTANCE OF 26 08 FEET. THENCE SOUTH 6 DEGREES 05 MINUTES 00 SECONDS EAST, A DISTANCE OF 201 08 FEET TO THE SOUTH LINE OF THE NORTH 1021 FEET OF SAID N1/2 OF NE 1/4. THENCE NORTH 85 DEGREES 30 MINUTES 11 SECONDS EAST, ALONG SAID SOUTH LINE. A DISTANCE OF 756 FEET, MORE OR LESS, TO THE EAST LINE OF SAID N 1/2 OF NE 1/4, THENCE NORTHERLY, ALONG SAID EAST LINE. A DISTANCE OF 300 FEET, MORE OR LESS., TO THE SOUTH LINE OF THE NORTH 721 FEET OF SAID N 1/2 OF NE 1/4, THENCE SOUTH 85 DEGREES 30 MINUTES 11 SECONDS WEST, ALONG SAID SOUTH LINE, A DISTANCE OF 730 FEET, MORE OR LESS, TO THE POINT OF BEGINNING SUBJECT TO THE EXISTING ACORN AVENUE ALONG THE EAST LINE THEREOF AND ALSO SUBJECT TO OTHER EASEMENTS, RESTRICTIONS AND RESERVATIONS OF RECORD, IF ANY Being the same property conveyed to Bruce A Petschen Jr and Nicole R Petschen, husband and wife, by Warranty Deed dated July 28, 2000, of record in Document No 344773, in the Office of the Recorder of Chisago County, Minnesota Being the same property commonly known as 44824 Acorn Avenue, Harris, Minnesota 55032 Tax ID No 03 00261 35 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $281,310.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2011. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1131 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 9, 2012 at 10:00 am at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: January 4, 2012. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1131 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 15, 2012 at 10:00 am at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: March 5, 2012 The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1131 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 24, 2012 at 10:00 am at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: June 13, 2012 The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1131 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 9, 2012 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: August 23, 2012 The Bank of New York Mellon fka The Bank of New York, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-18-1131 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW September 5, 2012 3132271


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): Catherine A. Risk and Theodore J. Risk, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 25, 2005 Chisago County Recorder Document Number: A-455215 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-34CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-34CB Dated: November 17, 2011 Recorded: November 28, 2011 Chisago County Recorder Document Number: A-538829 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000102466 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 51235 Amber Ave, Stanchfield, MN 55080-5137 Tax Parcel ID Number: 06-01274-00 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Ryberg's Addition, Chisago County, Minnesota and that part of Lot Eighteen (18) of the recorded plat of Ryberg's Addition lying Northerly of the following described line: Commencing at the Southwest corner of said Lot 18, thence Northeasterly along the Westerly line of said Lot 18, a distance of 26.5 feet to the point of beginning of the line to be described; thence Easterly, in a straight line, a distance of 201.88 feet to a point on the survey line along the shoreline of Rush Lake, as shown on the plat of Ryberg's Addition, distance 37.5 feet Northeasterly of the Southerly line of said Lot 18 (as measured along said survey line); thence continuing Easterly, along the Easterly projection of the previously described straight line, a distance of 16 feet, more or less, to the shoreline of Rush Lake, and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,179.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 26, 2012, or the next business day if October 26, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-34CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-34CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023302F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 26, 2012 at 10:00 AM has been postponed to July 26, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota in said County and State. DATED: April 26, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-34CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-34CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 26, 2012 at 10:00 AM has been postponed to August 29, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota in said County and State. DATED: July 23, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-34CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-34CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 29, 2012 at 10:00 AM has been postponed to October 03, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota in said County and State. DATED: August 27, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-34CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-34CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023302F01 Published in the ECM POST REVIEW September 5, 2012 3133205


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 13, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,411.00 MORTGAGOR(S): James T. O'Hara, a single man MORTGAGEE: Edward Jones Mortgage, LLC, a Delaware limited liability company DATE AND PLACE OF FILING: Filed August 20, 2010, Chisago County Recorder; Document No. A524641 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Buffalo Ridge 2nd Addition STREET ADDRESS OF PROPERTY: 30596 Redding Avenue, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $149,382.79 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 24, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 24, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 28, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0667) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 30596 Redding Avenue, Shafer, MN 55074 (2) Transaction Agent Edward Jones Mortgage, LLC, a Delaware limited liability company (3) Name of Mortgage Originator (Lender) Edward Jones Mortgage, LLC, a Delaware limited liability company (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 18.00107.63 (6) Transaction Agent's Mortgage ID Number (MERS number) NONE Published in the ECM POST REVIEW September 5, 12, 19, 26, October 3, 10, 2012 3133850


1010 LG Mortgage Foreclosures

12-082480 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,265.00 MORTGAGOR(S): Richard A. Peterson, an unmarried man MORTGAGEE: Wells Fargo Bank, NA LENDER: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed January 27, 2009, Chisago County Recorder, as Document Number A506080 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) Block One (1), Cedar Crest PROPERTY ADDRESS: 39075 4th Ave, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 16.00564.03 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $165,454.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 25, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 23, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 25, 2012, at 10:00 a.m., has been postponed to August 29, 2012, at 10:00 a.m., located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by February 28, 2013 at 11:59 PM. Dated: July 20, 2012. Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 29, 2012, at 10:00 a.m., has been postponed to October 5, 2012, at 10:00 a.m., located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 5, 2013 at 11:59 PM. Dated: August 28, 2012. Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee Published in the ECM POST REVIEW September 5, 2012 3134166


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/18/2004 MORTGAGOR(S): Jason Davids and Carisa L. Davids, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp. SERVICER: Bank of America, N.A. MORTGAGE ID #: 100136300110800066 DATE AND PLACE OF RECORDING: Recorded February 22, 2005,Chisago County Recorder, Document No. A 445076. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Dated: June 14, 2011 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Fox Meadows Plat 4, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 16.00511.50 ADDRESS OF PROPERTY: 39451 8th Ave North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,026.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, March 15, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 09/15/2012 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 18, 2012 Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-112055 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, June 21, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: March 03,2012 Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-112055 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, September 20, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: June 01, 2012 Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-112055 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Wednesday, October 24, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: August 24, 2012 Wells Fargo Bank, National Association, as Trustee for the Certificate holders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Brans Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-112055 Published in the ECM POST REVIEW September 5, 2012 3135318


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 08/01/2006 MORTGAGOR(S): Thomas R. Clifton and Stephanie Sue Clifton, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Advisor's Mortgage, LLC SERVICER: Bank of America, N.A. MORTGAGE ID #: 100199600000132189 DATE AND PLACE OF RECORDING: Recorded August 08, 2006, Chisago County Recorder, Document No. A 473111. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing LP Dated: January 07, 2010,Recorded June 15, 2010,Chisago County Recorder, Document No. A-522606. LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Two (2), Aadland Acres, Chisago County, Minnesota. AND That part of the Northeast Quarter of the Northeast Quarter, Section 27, Township 33 North, Range 21 West Chisago County, Minnesota, described as follows: Commencing at the Southeast corner of Lot 6, Block 2 of the recorded plat of Aadland Acres; thence South 75 degrees 00 minutes East, plat bearing along the Easterly extension of the Southerly line of said Lot 6, a distance of 60.00 feet; thence North 6 degrees 43 minutes 27 seconds East, 199.61 feet to the Northeast corner of said Lot 6; thence South 24 degrees 00 minutes West, along the Easterly line of said Lot 6, a distance of 200.00 feet to the point of beginning. REGISTERED PROPERTY: No TAX PARCEL NO.: 21-10782-00 ADDRESS OF PROPERTY: 8191 Pioneer Rd. Chisago City, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,257.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, March 01, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 09/01/2012 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 30, 2011 BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-114953 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, May 03, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: February 27, 2012 BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-114953 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, August 02, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: May 01, 2012 BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Brims Attorneys for: BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St Paul, MN 55101 (651)291-8955 16751-114953 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, September 06, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: July 30th, 2012 BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Brims Attorneys for: BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St Paul, MN 55101 (651)291-8955 16751-114953 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, October 11, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: August 27, 2012 BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Brims Attorneys for: BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St Paul, MN 55101 (651)291-8955 16751-114953 Published in the ECM POST REVIEW September 5, 2012 3135879


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2006 MORTGAGOR: Eurgel D. Berry, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 6, 2006 Chisago County Recorder, Document No. A-469912. ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700068080940 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 47067 Cambridge Drive, Stanchfield, MN 55080 TAX PARCEL I.D. #: 03.01358.06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, and an undivided 1/20 interest in Outlot A, Rolling Shores COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,315.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$273,889.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-12-003862 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW September 5, 12, 19, 26 October 3, 10, 2012 3136187


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $393,700.00 MORTGAGOR(S): Thomas S. Halek and Robin L. Halek, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Minnesota Lending Co., LLC, a Minnesota limited liability company DATE AND PLACE OF FILING: Filed February 29, 2008, Chisago County Recorder; Document No. A-495507 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: All that part of the SW 1/4 of NW 1/4 lying North and West of Rush Creek and that part of the NW 1/4 of NW 1/4 lying South of the centerline of County Road Number 1 as it is presently located, all in Section 19, township 37, Range 21. Subject to highways, easements and mineral reservations of record, if any. And That part of the NW 1/4 of NW 1/4 of Section 19, Township 37, Range 21, lying North of the centerline of County Road Number 1 as it is presently located. Subject to highways, easements, and mineral reservations of record, if any; and also subject to encumbrances of record STREET ADDRESS OF PROPERTY: 50955 Elmcrest Avenue, Rush City, MN 55069 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $435,158.25 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 24, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 24, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 29, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Z8684) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 50955 Elmcrest Avenue, Rush City, MN 55069 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Minnesota Lending Co., LLC, a Minnesota limited liability company (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Minnesota Lending Co., LLC, a Minnesota limited liability company (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 06.00068.00 (6) Transaction Agent's Mortgage ID Number (MERS number) 100532100063705076 Published in the ECM POST REVIEW September 5, 12, 19, 26, October 3, 10, 2012 3138573


1010 LG Mortgage Foreclosures

11-076544 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,500.00 MORTGAGOR(S): Barbara Melissa Leguil, also known as Melissa Sand Leguil, a single woman, formerly married to Andrew J. Leguil MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100204100001172782 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Colorado Federal Savings Bank SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed June 2, 2008, Chisago County Recorder, as Document Number A-498741 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: July 26, 2011 filed: August 17, 2011, recorded as document number A-535492 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Timber Ridge PROPERTY ADDRESS: 4835 261St Street N, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00702.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $110,650.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 24, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 24, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 30, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW September 5, 12, 19, 26 October 3, 10, 2012 3138674


1045 LG Public Notices

STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT PROBATE DIVISION TENTH JUDICIAL DISTRICT Court File No.: 13-PR-12-88 AMENDED NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND NOTICE TO CREDITORS EXEMPT ESTATE Estate of VERONICA JEAN CLIFFORD A/K/A VERONICA J. CLIFFORD F/K/A VERONICA JEAN REICHKITZER AND VERON- ICA J. REICHKITZER, Decedent Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent's last will dated (No Will, and any codicil to the will dated (no codicil), and separate writing under Minn. Stat. 524.2-513 ("Will"). Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate's assets. It is Ordered and Notice is now given that the Petition will be heard on September 28, 2012, at 1:30 p.m., by this Court at 313 N. Main Street, Center City, Minnesota, with the Honorable Todd Schoffelman. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/24/12 /s/ Robert G. Rancourt Judge Dated: 8/24/12 KATHLEEN E. KARNOWSKI Court Administrator Attorney for Personal Representative Joseph W. Anderson JENNINGS, DeWAN & ANDERSON, LLC 6338 Main Street, P.O. Box 8 North Branch, MN 55056 TEL: 651-674-4437 FAX: 651-674-4438 Attorney License No.: 2112 Published in the ECM POST REVIEW August 29, September 5, 2012 3130451


1189 LG Townships

LENT TOWNSHIP Notice of Public Hearing There will be a public hearing on Wednesday, September 12, 2012 beginning at 7:05 pm at the Lent Town Hall located at 33155 Hemingway Avenue, Stacy, Chisago County, Minnesota 55079, for the following purpose: To receive and review a variance application from Marc Miller living at 6436 Lent Trail, Stacy, Minnesota 55079, for the construction of a new pole barn closer to the property line than the required setback. Anyone interested is invited to attend and participate. Laura LeVasseur, Clerk Published in the ECM POST REVIEW September 5, 2012 3140774


1025 LG County of Chisago

REQUEST FOR PROPOSALS CHISAGO COUNTY GOVERNMENT CENTER STORM WATER MANAGEMENT AND LANDSCAPE PROJECT Proposals are due by September 17, 2012 at 10:00 a.m. (C.D.T.) The purpose of this Request for Proposal (RFP) is to solicit proposals from responsible vendors to complete the Chisago County Government Center Storm Water Management and Landscape Project for Chisago County pursuant to previously completed landscape design and architectural plans. It is anticipated that any contracts resulting from this RFP would commence no later than September 26, 2012, and continue through December 1, 2012 weather permitting. Event Date RFP Issued August 30, 2012 Pre-proposal Conference with Interested Contractors September 6, 2012 Deadline for Submitting a Question September 10, 2012 Proposal Due Date September 17, 2012 Completion of Proposal Evaluations September 18, 2012 Completion of Contract Negotiations/ Approval and Execution of Contract September 19, 2012 Work Begins No later than September 26, 2012 Your proposal must be prepared in compliance with this RFP and include the information required in the Specifications and Proposal Content. Failure to comply with all provisions of this RFP may result in your proposal being disqualified. Proposal Deadline: Proposals must be received by 10:00 a.m. Central Day Light time on Monday, September 17, 2012. The Proposer must submit three (3) proposals (one complete original proposal marked as original) plus two (2) complete copies. Any proposal received after the time stipulated will not be considered, and will be rejected or returned to the Proposer. Proposals must be sealed and clearly marked "Government Center Storm Water Management Project" and addressed to: Chisago County Board of Commissioners, Attn: DeAnna Lilienthal, Chisago County Government Center, 313 North Main Street, Room 175, Center City, Minnesota 55012. Proposals will be opened and data contained in the proposals will be disclosed in accordance with the requirements of Minn. Stat. §13.591. For complete bid information, please visit our website at: www.co.chisago.mn.us. Proposers must submit proposals that are complete, thorough, and accurate. Brochures and other similar material may be attached to the proposal, but may not be used by the evaluation team in determining the extent to which the proposal is responsive or complete. A pre-proposal submittal meeting will be held Thursday, September 6, 2012 at the Chisago County Government Center - 313 North Main Street, Room 131 - Center City, MN 55012. The purpose of the meeting will be to discuss with prospective contractors the work to be performed and allow them to ask question arising from their review of the RFP. The pre-proposal submittal meeting is for information only. Any answers furnished will not be official until verified in writing by the County. Answers that change or substantially clarify the RFP will be affirmed in writing; copies will be provided to all who have been mailed an RFP. Questions concerning this RFP should be submitted in writing by September 10, 2012 to DeAnna Lilienthal, Clerk to the County Board of Commissioners. Please include RFP name, page number and section number for each question. Questions may be submitted by a letter, e-mail to dmlilie@co.chisago.mn.us or fax (651) 213-8876. Phone calls will not be accepted for question submission. Revisions or interpretations made by Chisago County will be by addendum issued prior to the date set for the proposal opening. Any explanation desired by Proposer's must be requested from the County's authorized representative in writing, and if an explanation is necessary, a reply will be made in the form of an addendum. For purposes of this RFP, the County's authorized representative is DeAnna Lilienthal. A copy of addendum will be forwarded to each Proposer who has received this RFP. Information obtained from unauthorized representative, agent, or employee of Chisago County or any other person will not affect the risks or obligations assumed by the Proposer or relieve the Proposer from fulfilling any of the conditions of the resulting contract. Chisago County reserves the right to withdraw this RFP at any time and for any reason, and to issue such clarifications, modifications, and/or amendments as it may deem appropriate. Chisago County reserves the right to waive minor irregularities in proposals, provided that such action is in the best interest of Chisago County. Any such waiver will not modify any remaining RFP requirements or excuse the Proposer from full compliance with the RFP specifications and other contract requirements if the Proposer is awarded the contract. If a Proposer discovers any ambiguity, conflict, discrepancy, omission or other error in this RFP, the Proposer will immediately notify Chisago County of such error in writing and request modification or clarification of the document. Modifications will be made by issuing a revision and will be given by written notice to all parties who have received this RFP from Chisago County. The Proposer is responsible for clarifying any ambiguity, conflict, discrepancy, omission or other error in this RFP prior to submitting their proposal or it will be deemed waived. Chisago County will not be liable in any way for any costs incurred by Proposers in the preparation of their proposal in response to this RFP or for the presentation of their proposal and/or participation in any discussions or negotiations. Chisago County reserves the right to accept or reject in part or in whole any or all proposals submitted. Chisago County will reject the proposal of any Proposer who is determined to be non-responsive. All proposals properly submitted will be accepted by Chisago County. However, the County reserves the right to request clarifications or corrections to proposals. The County's request for clarification or correction will be in writing. Published in the ECM POST REVIEW August 29, September 5, 2012 3132758



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