12-082268 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 MORTGAGOR(S): Timothy R. Marcks and Donna M. Marcks, Husband and Wife MORTGAGEE: JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC, successor by merger to Chase Manhattan Mortgage Corporation LENDER: JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC, successor by merger to Chase Manhattan Mortgage Corporation SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 22, 2003, Chisago County Recorder, as Document Number A-416335 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), LAKESIDE WOODLANDS PLAT 2 PROPERTY ADDRESS: 28749 Lakeside Trl, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00482.07 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $262,965.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 26, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 26, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 2, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 15, 22, 29, September 5, 12, 19, 2012 3105779
12-085608 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 5, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,657.00 MORTGAGOR(S): Bryce Harris and Michelle Harris, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1004086-1100001176-7 LENDER: First Ohio Banc & Lending, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed January 21, 2010, Chisago County Recorder, as Document Number A-518297 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: May 11, 2012 filed: May 19, 2012, recorded as document number A-544476 LEGAL DESCRIPTION OF PROPERTY: Lots 12 and 13, Block 4, Chisago Lake Park PROPERTY ADDRESS: 10625 Grant Street, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.00433.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $211,677.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 3, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 7, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 15, 22, 29, September 5, 12, 19, 2012 3108788
NOTICE OF MORTGAGE FORECLOSURE SALE DATE: August 15, 2012 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: April 28, 2004 2. Mortgagors: Superior Engineering Co., Inc., a Minnesota corporation; Alvin Keith Johnson; and La Vonne L. Johnson, husband and wife. 3. Mortgagees: Zions First National Bank, a national banking corporation 4. Recording Information: Recorded on May 12, 2004, as Document Number A-428647, in the Office of the County Recorder of Chisago County, Minnesota. 5. Assignments of Mortgage, if any: Assigned to JP Morgan Chase Bank, as Trustee for Zsmallbiz Small Business Loan Trust, Series 2004-1, by written assignment recorded on June 11, 2008, as Document Number A-499071, in the recording office stated in paragraph 4. Further assigned to Zions First National Bank by written assignment recorded on May 9, 2012, as Document Number A-544291, in the recording office stated in paragraph 4. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 160000320 and 160000600 7.Legal description of the mortgaged premises: That part of the Northeast Quarter of the Southwest Quarter of Section 16, Township 35, Range 21, Chisago County, Minnesota described as follows: Commencing at a point on the North line of said NE ¼ of SW ¼, 33 feet West of the Northeast corner thereof; thence South 01º 01' East, 844 feet to the point of beginning; thence North 01º 01' West, retracing last course, 469.5 feet; thence West (North 90º West) 213 feet; thence South 01º 01' East, 348.5 feet; thence South 61º 01' East, 252 feet, more or less, to the point of beginning. And That part of the Northeast Quarter of Southwest Quarter of Section 16, Township 35, Range 21, Chisago County, Minnesota described as follows: Commencing at a point on the North line of said Northeast Quarter of Southwest Quarter, 712 feet West of the Northeast corner thereof, thence South 1 degree 01 minute East, 686.6 feet to the point of beginning of the parcel to be hereby conveyed; thence continuing South 1 degree 01 minutes East, 347.2 feet; thence North 88 degrees 59 minutes East, 400 feet, more or less, to the Southwest corner of that parcel described in Microfilm No. 157652 in the Office of the County Recorder of Chisago County, Minnesota; thence North 1 degree 01 minutes West, 347.2 feet, more or less, to a point on the last described course lying 686.6 feet Southerly of the North line of said Northeast Quarter of Southwest Quarter; thence South 88 degrees 59 minutes West 400 feet, more or less, to the point of beginning and there terminating. Abstract property. 8. The physical street address, city, and zip code of the mortgaged premises: 39374 and 39375 Girard Avenue, North Branch, MN 55056. OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are: Not applicable. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is: Not applicable. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $630,500.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $577,044.73. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago County, Minnesota, at public auction on September 28, 2012, at 10:00 a.m., at the Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota 55012. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on: Not applicable. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name and address of Attorney for Mortgagee or Mortgage Assignee: David J. Yung Barnes & Thornburg LLP 225 S. 6th Street, Suite 2800 Minneapolis, MN 55402 Name of Mortgagee or Mortgage Assignee: Zions First National Bank Published in the ECM POST REVIEW August 15, 22, 29 September 5, 12, 19, 2012 3115366
NOTICE OF MORTGAGE FORECLOSURE SALE Dated: August 13. 2012 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 30, 2007, executed by Leland O. Bellinger and Nancy J. Bellinger, as husband and wife, as Mortgagor(s) to Minnco Credit Union, as Mortgagee, and filed for record May 31, 2007, as Document No. A-485668, in the Office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has been assigned as follows: None. 3. The original principal amount secured by the Mortgage was Fifty Five Thousand and 00/100 Dollars ($55,000.00). 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any paid by the holder of the Mortgage is Fifty Four Thousand One Hundred Thirty Four and 20/100 Dollars ($54,134.20). 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: That part of the Northeast Quarter of the Northeast Quarter and that part of Government Lot 3, both in Section 25, Township 36, Range 22 West, described jointly as follows: Beginning at the NE corner of Section 25; thence Westerly, along the north line of Section 25, a distance of 660 feet, more or less, to the west line of the East 660 feet of the NE 1/4 of Section 25; thence Southerly along said west line, a distance of 1408 feet, more or less, to the centerline of County State Aid Highway No. 10, to the point of beginning of the parcel herein described; thence Easterly, along said centerline, a distance of 664 feet, more or less, to the east line of the NE 1/4 of Section 25; thence Northerly, along said east line, a distance of 657 feet; thence Westerly, parallel with the centerline of said County State Aid Highway No. 10, a distance of 664 feet more or less, to the west line of the said East 660 feet of the NE 1/4 of Section 25; thence Southerly on the west line of said East 660 feet a distance of 654 feet, more or less, to the point of beginning, according to the United States Government Survey thereof and situate in Chisago County, Minnesota. Physical Address: XXXXX Elmcrest Avenue, Harris, MN 55032 Parcel ID Number: 03.00343.20 will be sold by the County Sheriff of Chisago County, Minnesota, at public auction on September 27, 2012, at 10:00 a.m. at Chisago County Sheriffs Office at 313 North Main Street, Room 100, Center City, MN 55012. 8. The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. If this is an owner occupied single-family dwelling, the premises must be vacated by March 26,2013 at 11:59 p.m. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Minnco Credit Union MORTGAGEE OR ASSIGNEE OF MORTGAGE Attorney for Mortgagee or Assignee of Mortgage: D. Sherwood McKinnis, I.D. No. 176898 LINDBERG & McKINNIS, P.A. 200 - 3rd Avenue NE, Suite 300 Cambridge, MN 55008 (763) 689-9596 Published in the ECM POST REVIEW August 15, 22, 29 September 5, 12, 19, 2012 3115477
12-085586 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 MORTGAGOR(S): Michael J. Cloutier and Diane L. Cloutier, As Husband and Wife MORTGAGEE: First State Bank of Finlayson LENDER: First State Bank of Finlayson SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed February 25, 2003, Chisago County Recorder, as Document Number 396554 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Services dba PHH Mortgage Corporation; Dated: February 14, 2003 filed: February 26, 2003, recorded as document number 396555 LEGAL DESCRIPTION OF PROPERTY: The South 580 feet of all that part of the West Half of the Northeast Quarter (W1/2 of NE 1/4) of Section Twenty (20), Township Thirty-seven (37) North, Range Twenty-two (22) West, lying South of the public highway crossing said tract excepting therefrom the Easterly 10 acres thereof PROPERTY ADDRESS: 50557 Arbor Ave W, Stanchfield, MN 55080 PROPERTY IDENTIFICATION NUMBER: 06.00370.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $191,585.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 3, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 3, 2013. Dated: August 10, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3113377
11-078783 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,421.00 MORTGAGOR(S): Joseph D. Keocher and Nancy J. Keocher, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1005321-1700799923-5 LENDER: Minnesota Lending Company LLC SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed January 6, 2009, Chisago County Recorder, as Document Number A-505414 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: October 12, 2011 filed: October 13, 2011, recorded as document number A-537041 LEGAL DESCRIPTION OF PROPERTY: The South 300 feet of the North 1230 feet of the Southwest Quarter of the Northwest Quarter (SW 1/4 of NW 1/4) of Section Nineteen (19), Township Thirty-seven (37) North, Range Twenty (20) West, together with that part of the South 35 feet of the North 1265 feet of the Southwest Quarter of the Northwest Quarter of Section 19, Township 37 North, Range 20 West, Lying Easterly of the West 775 feet, Less the South 12.13 feet of the North 1230 feet of the West 775 feet of the Southwest Quarter of the Northwest Quarter of Section 19, Township 37 North, Range 20 West, Subject to County Road No. 5, and together with all hereditaments and appurtenances belonging thereto. Subject to and together with any valid easements, restrictions and reservations. PROPERTY ADDRESS: 50505 River Road, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 07 00076 45 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $191,559.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 10, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3114517
12-084210 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Michael W. Peltier, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100049700011560709 LENDER: Embrace Home Loans, Inc. SERVICER: Cenlar FSB DATE AND PLACE OF FILING: Filed January 19, 2010, Chisago County Recorder, as Document Number A-518230 ASSIGNMENTS OF MORTGAGE: Assigned to: Embrace Home Loans Inc. LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block One (1), Glenwater Estates, Chisago County, Minnesota PROPERTY ADDRESS: 28614 Jocelyn Avenue, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13 10889 00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $154,351.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 10, 2012 Embrace Home Loans Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3114818
PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 1, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Robert J Thuman, unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Baytree Lending, its successors and assigns TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100097700001057220 SERVICER: Specialized Loan Servicing, LLC LENDER: Baytree Lending. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder , on March 20, 2006, as Document No. A465960. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee on behalf of the holders of the Terwin Mortgage Trust 2006-9HGA, Asset-Backed Certificates, TMTS Series 2006-9HGA Dated: July 31, 2012 , and recorded August 7, 2012 by Document No. 847305 . LEGAL DESCRIPTION OF PROPERTY: Lots 18 and 19, Block 1, Cambridge Lake Estates, Unit 4 Subject to the following exceptions: Building and zoning laws, ordinances, state and federal regulations, restrictions relating to use of improvement of the property without effective forfeiture provisions, reservation of any mineral rights by the State of Minnesota. Utility and drainage easements which do not interfere with existing improvements. PROPERTY ADDRESS: 46645 Cambridge Dr, Stanchfield, MN 55080 PROPERTY I.D: R 03.01028.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seven Thousand Four Hundred Seventy-Four and 17/100 ($207,474.17) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 11, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 11, 2013, or the next business day if April 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 Deutsche Bank National Trust Company, as Trustee on behalf of the holders of the Terwin Mortgage Trust 2006-9HGA, Asset-Backed Certificates, TMTS Series 2006-9HGA Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00644-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4286814 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3115926
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Brian E. Richie, an unmarried man MORTGAGEE: Washington Mutual Bank, F.A., a United States of America Federal Savings Bank DATE AND PLACE OF FILING: Filed February 4, 2003, Chisago County Recorder; Document No. A394904 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Comfort Oaks STREET ADDRESS OF PROPERTY: 25865 Granada Avenue, Wyoming Township, MN 55092-9348 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $137,562.22 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 13, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0579) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 25865 Granada Avenue, Wyoming Township, MN 55092-9348 (2) Transaction Agent Washington Mutual Bank, F.A., a United States of America Federal Savings Bank (3) Name of Mortgage Originator (Lender) Washington Mutual Bank, F.A., a United States of America Federal Savings Bank (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 21.10830.19 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3115950
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 MORTGAGOR(S): Bruce A. Jorgenson and Roxanne T. Jorgenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for HSBC Mortgage Corporation (USA) DATE AND PLACE OF FILING: Filed December 4, 2007, Chisago County Recorder; Document No. A-492950 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Burton Estates, STREET ADDRESS OF PROPERTY: 6972 360TH STREET, NORTH BRANCH, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $342,628.61 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 8, 2012 HSBC BANK USA, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2164) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6972 360TH STREET, NORTH BRANCH, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for HSBC Mortgage Corporation (USA) (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for HSBC Mortgage Corporation (USA) (4) Residential ServicerHSBC NY-1-888-648-3124 (5) Tax Parcel Identification Number 11-01037-05 (6) Transaction Agent's Mortgage ID Number (MERS number) 100022404499849319 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3116175
PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,500.00 MORTGAGOR(S): Michael J. Marx Jr. and Chasteen M. Marx, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0007336337-2 SERVICER: Specialized Loan Servicing, LLC LENDER: Countrywide Home Loans, Inc.. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder , on October 4, 2006, as Document No. A-475729. ASSIGNED TO: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Dated: June 4, 2011 , and recorded June 13, 2011 by Document No. A533922 . LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, White Stone, Chisago County, MN PROPERTY ADDRESS: 27197 Ironwood Ct, Chisago City, MN 55013 PROPERTY I.D: 13.11129.88 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Seven Hundred Nine Thousand Nine Hundred Twenty-One and 19/100 ($709,921.19) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 11, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 11, 2013, or the next business day if April 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00376-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4286932 08/22/2012, 08/29/2012, 09/05/2012, 09/12/2012, 09/19/2012, 09/26/2012 Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3116389
PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Paul D. Marchio And Angela Marchio, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Centennial Mortgage and Funding, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100232301120048061 SERVICER: Ocwen Loan Servicing, LLC LENDER: Centennial Mortgage and Funding, INC.. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder , on January 12, 2007, as Document No. A480014. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Dated: July 6, 2012 , and recorded July 30, 2012 by Document No. A546883 . LEGAL DESCRIPTION OF PROPERTY: LOT 7, BLOCK 2, FALCON CREST, CHISAGO COUNTY, MINNESOTA. PROPERTY ADDRESS: 5034 Evergreen Trail, North Branch, MN 55056 PROPERTY I.D: 11-00860-45 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-One Thousand Seventy-Eight and 02/100 ($191,078.02) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 10, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 10, 2013, or the next business day if April 10, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00343-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4288279 Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3119604
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/18/2003 MORTGAGOR(S): Gary E. Mooney and Kitty A. Mooney, husband and wife. MORTGAGEE: Ameriquest Mortgage Company Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Ameriquest Mortgage Company Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded August 07, 2003,Chisago County Recorder, Document No. A409842. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Manhattan Mortgage Corporation Dated: July 25, 2003,Recorded September 02, 2005,Chisago County Recorder, Document No. A455666. U.S. Bank National Association, as Trustee successor in interest to Wachovia Bank, N.A. as Trustee for Chase Funding Mortgage Loan Asset-Backed Certificates, Series 2003-C2 Dated: May 09, 2012,Recorded May 21, 2012,Chisago County Recorder, Document No. A544639. LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Falcon Crest, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 11.00860.52 ADDRESS OF PROPERTY: 5196 Evergreen Trail North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,281.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, October 11, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 04/11/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 16, 2012 U.S. Bank National Association, as Trustee successor in interest to Wachovia Bank, N.A. as Trustee for Chase Funding Mortgage Loan Asset-Backed Certificates, Series 2003-C2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: U.S. Bank National Association, as Trustee successor in interest to Wachovia Bank, N.A. as Trustee for Chase Funding Mortgage Loan Asset-Backed Certificates, Series 2003-C2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-110156 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3122662
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,012.00 MORTGAGOR(S): Kimberly Lynn Franklin, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M & I Bank FSB DATE AND PLACE OF FILING: Filed March 4, 2009, Chisago County Recorder; Document No. A-507274 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southwest Quarter (SE ¼ of SW ¼ ), Section Thirty-two (32), Township Thirty-four (34) North, Range Nineteen (19) West, Chisago County, Minnesota, described as follows: Commencing at the Southeast corner of Lot 6, Block 1 of the recorded plat of East Shafer Heights, Chisago County, Minnesota; thence East along the Easterly extension of the South line of said Lot 6, a distance of 170 feet; thence Northerly, parallel with the East line of said Block 1, a distance of 96 feet to the Easterly extension of the North line of said Lot 6 and the point of beginning of the parcel to be described; thence continuing Northerly, along said parallel line, a distance of 86.62 feet to the Easterly extension of the North line of Lot 5 of Block 1; thence Westerly, along said Easterly extension, a distance of 170 feet to the Northeast corner of said Lot 5; thence Southerly, along the East line of said Lot 5, a distance of 86.62 feet to the Northeast corner of Lot 6 of said Block 1; thence Easterly, along the Easterly extension of the North line of said Lot 6, a distance of 170 feet to the point of beginning. STREET ADDRESS OF PROPERTY: 30230 Ridgewood Avenue, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $209,850.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 14, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: KIMBERLY LYNN FRANKLIN "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E0207) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 30230 Ridgewood Avenue, Shafer, MN 55074 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M & I Bank FSB (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for M & I Bank FSB (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 18.00011.17 (6) Transaction Agent's Mortgage ID Number (MERS number) 100273100009119104 Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3123336
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,435.00 MORTGAGOR(S): Debra A. Wiehoff, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Hillsborough Corporation, a Nevada Corporation DATE AND PLACE OF FILING: Filed May 10, 2005, Chisago County Recorder; Document No. A-448823 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on May 1, 2012 as Document Number A-543960 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Buffalo Ridge 4th Addition STREET ADDRESS OF PROPERTY: 17468 308th Street, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $164,753.39 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0788) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 17468 308th Street, Shafer, MN 55074 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Hillsborough Corporation, a Nevada Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Hillsborough Corporation, a Nevada Corporation (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 18.00108.13 (6) Transaction Agent's Mortgage ID Number (MERS number) 100197900001704198 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3123357
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 MORTGAGOR(S): Timothy H. Gatz and Stacy L. Gatz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Beck Mortgage Lenders, Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Filed August 19, 2005. Chisago County Registrar of Titles; Document No. T17812 and memorialized on Certificate of Title No. 4595.0 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Three (3), in NORTHWOOD PLAT 3 REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 39589 Cherokee Avenue, North Branch, MN 55056-6977 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota | THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $142,290.06 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagors), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10,2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 14, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P. A. By: /s/ Rebecca F. Schiller, Esq. Sarah J .B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul. MN 55102-2227 (651)209-9760 (WF0405) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 39589 Cherokee Avenue, North Branch, MN 55056-6977 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Beck Mortgage Lenders, Inc., a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Beck Mortgage Lenders, Inc., a Minnesota Corporation (4) Residential Servicer Wells Fargo 800-416-1472 (5) Tax Parcel Identification Number 11.00969.00 (6) Transaction Agent's Mortgage ID Number (MERS number) 100060677002461556 Published in the ECM POST REVIEW August 22, 29 September 5, 12, 19, 26, 2012 3123444
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): William E. Lombard and Jacqueline M. Lombard, husband and wife MORTGAGEE: Washington Mutual Bank, F.A., a United States of America Federal Savings Bank DATE AND PLACE OF FILING: Filed April 23, 2003, Chisago County Recorder; Document No. A400713 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Timberwood Ponds STREET ADDRESS OF PROPERTY: 4762 316th Lane, Stacy, MN 55079-8630 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $185,151.60 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012 at 10:00a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 10, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0286) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 4762 316th Lane, Stacy, MN 55079-8630 (2) Transaction Agent Washington Mutual Bank, F.A., a United States of America Federal Savings Bank (3) Name of Mortgage Originator (Lender) Washington Mutual Bank, F.A., a United States of America Federal Savings Bank (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 05.00720.15 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW August 22, 29, September 5, 12, 19, 26, 2012 3123765
12-085034 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Tim Frese, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 10, 2007, Chisago County Recorder, as Document Number A 483648 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: January 3, 2007 filed: April 10, 2007, recorded as document number A-483649; thereafter assigned to HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA1 dated July 10, 2012 and recorded on July 17, 2012 as document number A546535. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Thurnbeck Ponds 4th Addition PROPERTY ADDRESS: 5830 Forest Blvd Tr, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00716.35 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $167,468.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26 October 3, 2012 3120168
12-084753 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 5, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,900.00 MORTGAGOR(S): James R. Rice, an unmarried man MORTGAGEE: Wells Fargo Bank, NA LENDER: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed May 16, 2006, Chisago County Recorder, as Document Number A-468914 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as Trustee for WFHET 2006-2; Dated: July 3, 2012 filed: July 17, 2012, recorded as document number A546534 LEGAL DESCRIPTION OF PROPERTY: The West 600 feet of the North 500 feet of the Northwest Quarter of the Northeast Quarter (NW 1/4 of NE 1/4) and the North 500 feet of that part of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) which lies easterly of the center line of County State Aid Highway No. 9, all in Section 28, Township 35 North, Range 20 West PROPERTY ADDRESS: 37995 Oasis Road, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 09.00296.10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $225,883.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 HSBC Bank USA, National Association, as Trustee for WFHET 2006-2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3120270
12-082336 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,200.00 MORTGAGOR(S): Sean E. Flug, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200002198031 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: BNC Mortgage, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed December 21, 2005, Chisago County Recorder, as Document Number A-461936 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1; Dated: April 7, 2012 filed: April 30, 2012, recorded as document number A-461936 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and that part of Lot 6, Block 5, of the recorded plat of Chisago Lake Park, Chisago County, Minnesota, lying Northerly of the following described line: Commencing at the Northeasterly corner of said Lot 6; thence Southeasterly along the Easterly line of said Lot 6, a distance of 28.00 feet to the point of beginning of the line to be described; thence Southwesterly, parallel with the Northerly line of said Lot 6, a distance of 175 feet, more or less, to the Westerly line of said Lot 6 and there terminating. PROPERTY ADDRESS: 10695 Johnson St, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.00441.10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $160,839.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 17, 2012 U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3123276
12-085966 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,000.00 MORTGAGOR(S): Kevin F Dolan, a single person MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed February 27, 2004, Chisago County Recorder, as Document Number A-424311 LEGAL DESCRIPTION OF PROPERTY: That part of Government Lots One (1), Three (3) and Eight (8) of Section Seven (7), Township Thirty-three (33) North, Range Nineteen (19) West, Chisago County, Minnesota, described as follows: Commencing at the Southeast corner of said Section 7; thence Westerly, along the South line of said Section 7, a distance of 1740.30 feet; thence Northerly, deflecting 109 degrees 30 minutes 41 seconds to the right, to the center line of Pleasant Valley Road (also known as County State Aid Highway No. 26 and formerly known as Center City and Osceola Public Highway) and the point of beginning of the parcel to be described; thence continuing Northerly, along the last described course, to the North line of said Government Lot 1 or its Westerly extension; thence Westerly, along said North line and its Westerly extension, to the center of a natural creek, or drain which is 1782 feet, more or less, Westerly of the Northeast corner of said Government Lot 1; thence Southerly, along the center of said natural creek or drain, to the center line of Pleasant Valley Road; thence Southeasterly, along said road center line to the point of beginning. Subject to Pleasant Valley Road. PROPERTY ADDRESS: 16938 Pleasant Valley Road, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 04 00107 10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $214,152.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 17, 2012 Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3123792
11-072914 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Michael R. Storm and Donna M. Storm, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003366-0601240008-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: First Solution Lending, Inc. SERVICER: PennyMac Loan Services, LLC. DATE AND PLACE OF FILING: Filed February 27, 2006, Chisago County Recorder, as Document Number A-464983 ASSIGNMENTS OF MORTGAGE: Assigned to: PennyMac Loan Services, LLC; Dated: June 19, 2012 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 5, 6 and 7, lying South of the North 75 feet thereof, Block 2, Stolberg's 1st Addition to Harris PROPERTY ADDRESS: 43863 Golden Ave, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 14.00444.20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $226,465.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 10, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 20, 2012 PennyMac Loan Services, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3124511
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 22, 2010. MORTGAGOR(S): Chisago Land Company, LLC, a Minnesota limited liability company. MORTGAGEE: The RiverBank. DATE AND PLACE OF RECORDING: Filed March 31, 2010, Chisago County Recorder, as Document No. A-520275, as modified by Modification of Mortgage filed for record June 6, 2011, as Document No. A-533688. ASSIGNMENT(S) OF MORTGAGE: Assigned to Central Bank, a Minnesota banking corporation by Receiver's Assignment of Note, Mortgage and Assignment of Rents dated July 2, 2012, filed for record July 13, 2012, as Document No. A-546451. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Central Bank. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): The RiverBank. MORTGAGED PROPERTY ADDRESS: 29862, 29864, 29872 and 29874 Sportsman Drive, Chisago City, MN, 55013. TAX PARCEL I.D. NO.: 13-00669-14 and 13-00669-17. LEGAL DESCRIPTION OF PROPERTY: PARCEL A: That part of Lot 3, Block 1, Reeves Addition in Chisago County, Minnesota, lying Northerly and Westerly of the following described line: Beginning at the most Northerly corner of said Lot 3; thence Southeasterly along the Northeasterly line of said Lot 3 a distance of 70.00 feet; thence deflecting to the right at an angle of 90° a distance of 85.79 feet; thence deflecting to the left at an angle of 48° a distance of 138.20 feet to the Southerly line of said Lot 3 and there terminating. PARCEL B: That part of Lot 3, Block 1, Reeves Addition in Chisago County, Minnesota, lying Southerly and Easterly of the following described line: Commencing at the most Northerly corner of said Lot 3; thence Southeasterly along the Northeasterly line of said Lot 3 a distance of 70.00 feet to the point of beginning of the line to be described; thence deflecting to the right at an angle of 90° 85.79 feet; thence deflecting to the left 48° 138.20 feet to the southerly line of said Lot 3 and there terminating. TOGETHER WITH an easement for ingress and egress lying 12 feet Northerly and 12 feet Southerly of the following described line: Commencing at the most Northerly corner of said Lot 3; thence Southerly along the Northeasterly line of said Lot 3 a distance of 70.00 feet to the point of beginning; thence deflecting to the right at an angle of 90° from last described course a distance of 96.6 feet and there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,750.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $481,188.73. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's office in the Government Center, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED." Dated: August 20, 2012. CENTRAL BANK, Assignee /s/ Peter B. Tiede PETER B. TIEDE -for- Atty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3125408
11-077684 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): John J. Sandretto and Heather L. Sandretto, Husband and Wife MORTGAGEE: IndyMac Bank, F.S.B. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed May 2, 2003, Chisago County Registrar of Titles, as Document Number T-14718 ASSIGNMENTS OF MORTGAGE: Assigned to: IndyMac Federal Bank, FSB; Dated: March 24, 2009 filed: April 3, 2009, recorded as document number T-20507;Thereafter assigned to OneWest Bank, FSB dated February 28, 2010 recorded April 5, 2010 as document number T-21132. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), of Kelly Heights REGISTERED PROPERTY PROPERTY ADDRESS: 30240 Neal Ave, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00622.01 Cert. No. 3658 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $117,489.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW August 29, September 5, 12, 19, 26, October 3, 2012 3126050
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 13, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,411.00 MORTGAGOR(S): James T. O'Hara, a single man MORTGAGEE: Edward Jones Mortgage, LLC, a Delaware limited liability company DATE AND PLACE OF FILING: Filed August 20, 2010, Chisago County Recorder; Document No. A524641 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Buffalo Ridge 2nd Addition STREET ADDRESS OF PROPERTY: 30596 Redding Avenue, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $149,382.79 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 24, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 24, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 28, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF0667) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 30596 Redding Avenue, Shafer, MN 55074 (2) Transaction Agent Edward Jones Mortgage, LLC, a Delaware limited liability company (3) Name of Mortgage Originator (Lender) Edward Jones Mortgage, LLC, a Delaware limited liability company (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 18.00107.63 (6) Transaction Agent's Mortgage ID Number (MERS number) NONE Published in the ECM POST REVIEW September 5, 12, 19, 26, October 3, 10, 2012 3133850
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2006 MORTGAGOR: Eurgel D. Berry, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 6, 2006 Chisago County Recorder, Document No. A-469912. ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700068080940 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 47067 Cambridge Drive, Stanchfield, MN 55080 TAX PARCEL I.D. #: 03.01358.06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, and an undivided 1/20 interest in Outlot A, Rolling Shores COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,315.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$273,889.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-12-003862 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW September 5, 12, 19, 26 October 3, 10, 2012 3136187
11-076544 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,500.00 MORTGAGOR(S): Barbara Melissa Leguil, also known as Melissa Sand Leguil, a single woman, formerly married to Andrew J. Leguil MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100204100001172782 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Colorado Federal Savings Bank SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed June 2, 2008, Chisago County Recorder, as Document Number A-498741 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: July 26, 2011 filed: August 17, 2011, recorded as document number A-535492 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Timber Ridge PROPERTY ADDRESS: 4835 261St Street N, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00702.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $110,650.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 24, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 24, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 30, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW September 5, 12, 19, 26 October 3, 10, 2012 3138674
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Michael E. Knapp and Leanne Ebert-Knapp, husband and wife MORTGAGEE: The First National Bank of Hudson DATE AND PLACE OF RECORDING: Recorded: February 07, 2005 Chisago County Recorder Document Number: A-444390 ASSIGNMENTS OF MORTGAGE: And assigned to: Associated Bank Dated: August 17, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The First National Bank of Hudson Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 44333 Grand Ave, Harris, MN 55032-3275 Tax Parcel ID Number: 14-00472-00 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Pine Tree Estates, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,622.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 25, 2013, or the next business day if April 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 12, 2012 ASSIGNEE OF MORTGAGEE: Associated Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025835F01 Published in the ECM POST REVIEW September 12, 19, 26, October 3, 10, 17, 2012 3140622
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/10/2003 MORTGAGOR(S): Daniel Pierce, a single person. MORTGAGEE: First Franklin Financial Corp., a subsidiary of National City Bank of Indiana Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: First Franklin Financial Corp., a subsidiary of National City Bank of Indiana Servicer: Bank of America, N.A. Mortgage Originator: First Franklin Financial Corp., a subsidiary of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded November 12, 2003,Chisago County Recorder, Document No. A-417989. ASSIGNMENTS OF MORTGAGE: Assigned to: LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2006-FF1, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1 Dated: May 02, 2008,Recorded June 26, 2008,Chisago County Recorder, Document No. A499688. U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., as Successor to LaSalle Bank, N.A., as Trustee for the Holders of Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1 Dated: April 02, 2012,Recorded April 20, 2012,Chisago County Recorder, Document No. A543582. LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, A.W. Carlson's Re-Arrangement of Lots 1 to 13 Inclusive, Chisago Beach, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 130035800 ADDRESS OF PROPERTY: 11825 Oak St Chisago City, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,257.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, November 01, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 05/01/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 06, 2012 U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., as Successor to LaSalle Bank, N.A., as Trustee for the Holders of Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., as Successor to LaSalle Bank, N.A., as Trustee for the Holders of Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-112535 Published in the ECM POST REVIEW September 12, 19, 26, October 3, 10, 17, 2012 3147146
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2008 MORTGAGOR: Peter S. Gaustad a/k/a Peter Samuel Gaustad, unmarried. MORTGAGEE:PNC Bank, National Association, s/b/m to National City Mortgage, a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded April 8, 2008 Chisago County Recorder, Document No. A-496887. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage, a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 10725 Matthew Drive, Chisago City, MN 55013 TAX PARCEL I.D. #: 13.00648.27 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Meadows of Wallmark COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$200,498.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$233,194.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 29, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-12-003895 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW September 12, 19, 26, October 3, 10, 17, 2012 3147159
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2003 MORTGAGOR: Brian Lenz, an unmarried man . MORTGAGEE:Mortgage Electronic Registration Systems, Inc. . DATE AND PLACE OF RECORDING: Recorded November 10, 2003 Chisago County Recorder, Document No. A417783. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200700000250598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Paragon Home Lending, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 11065 Shoreline Court, Chisago City, MN 55013 TAX PARCEL I.D. #: 13.00685.24 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Shores of Wallmark Lake. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,138.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 30, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003381 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW September 12, 19, 26, October 3, 10, 17, 2012 3148112
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 11, 2006 MORTGAGOR:Martin P. Melby and Mary B. Melby, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 26, 2006 Chisago County Recorder, Document No. A-479327. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520039467339 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7364 384th Court, North Branch, MN 55056 TAX PARCEL I.D. #: 16.00560.11 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Casselberry Ponds 9th, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$130,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$129,150.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 30, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-10-91-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW September 12, 19, 26, October 3, 10, 17, 2012 3148390
11-079905 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Dawn Clark, a single adult MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100022404499995054 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: HSBC Mortgage Corporation SERVICER: HSBC Bank USA N.A. DATE AND PLACE OF FILING: Filed November 8, 2007, Chisago County Recorder, as Document Number A-492091 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A.; Dated: May 3, 2012 filed: June 8, 2012, recorded as document number A544236 LEGAL DESCRIPTION OF PROPERTY: That part of the North Half of the Northwest Quarter of Section 21, Township 37, Range 21, Chisago County, Minnesota described as follows: Commencing at the Northwest corner of Lot 6, Block 2, of the recorded plat of John E. Smith 2nd Addition to Rush City, Minnesota; thence North parallel with the Westerly right-of-way line of Irving Avenue in the City of Rush City 38.0 feet; thence Westerly parallel with the Westerly extension of the North line of said Block 2 of John E. Smith's 2nd Addition 54.5 feet; thence North parallel with said Westerly right-of-way line of Irving Avenue 139.92 feet to the Westerly extension of the North line of Block 2 of the recorded plant of John E. Smith's 1st Addition to Rush City, Minnesota; thence Easterly along said extension of said North line 100.0 feet; thence South parallel with the Westerly right-of-way line of Irving Avenue 172.0 feet to the North line of Lot 6, Block 2, of John E. Smith's 2nd Addition; thence West along the North line of John E. Smith's 2nd Addition 45.7 feet to the point of beginning, Chisago County, Minnesota. PROPERTY ADDRESS: 760 West 2nd Street, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 17-00075-20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $130,335.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 7, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 7, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 11, 2012 HSBC Bank USA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW September 19, 26, October 3, 10, 17, 24, 2012 3149431
11-077071 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,600.00 MORTGAGOR(S): Mark L. Peterson and Lisa M. Peterson, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC LENDER: Argent Mortgage Company, LLC SERVICER: America's Servicing Company DATE AND PLACE OF FILING: Filed September 9, 2004, Chisago County Registrar of Titles, as Document Number T-16696 ASSIGNMENTS OF MORTGAGE: Assigned to: Ameriquest Mortgage Company; Dated: September 7, 2004 filed: April 4, 2012, recorded as document number T22415; thereafter assigned to US Bank, National Association, as Trustee, Successor-in-Interest to Wachovia Bank, NA, as Trustee for Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2004-WWF1 dated September 7, 2004 and recorded on April 4, 2012 as document number T22416. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Town & Country Estates, 2nd Plat REGISTERED PROPERTY PROPERTY ADDRESS: 29910 Nathan Court, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00803.32 CERT NO. 3940 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,999.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 8, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2012 US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc.Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 8, 2012, at 10:00 a.m., has been postponed to September 12, 2012, at 10:00 a.m., located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 12, 2013 at 11:59 PM. Dated: August 7, 2012. US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc.Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2012, at 10:00 AM, has been postponed to October 12, 2012, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 12, 2013 at 11:59 PM. Dated: September 11, 2012. US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc.Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW September 19, 2012 3150113
12-084847 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,102.00 MORTGAGOR(S): Jason Peterson, a single man and Alicia Continenza, a single woman MORTGAGEE: Wells Fargo Bank, NA LENDER: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed January 29, 2010, Chisago County Recorder, as Document Number A-518540 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Casselberry Ponds 6th PROPERTY ADDRESS: 7568 386Th St., North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 16.00561.52 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $168,839.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 12, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2012, at 10:00 AM, has been postponed to October 17, 2012, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 17, 2013 at 11:59 PM. Dated: September 13, 2012. Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee Published in the ECM POST REVIEW September 19, 2012 3153247
NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: October 31, 2004 ORIGINAL, PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 MORTGAGOR(S): Equity Homes, Inc., a Minnesota corporation ORIGINAL MORTGAGEE: Lino Lakes State Bank, a Minnesota corporation DATE AND PLACE OF RECORDING OF THE MORTGAGE: Recorded on December 8, 2004, in the Office of the County Recorder, Chisago County, Minnesota, as Document No. A-440991 MODIFICATION AND ASSIGNMENT OF MORTGAGE: The Mortgage was modified by a Modification of Mortgage dated June 2, 2005, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on June 14, 2005, as Document No. A-450913; and which Mortgage was modified by a Modification of Mortgage dated June 2, 2006, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on July 3, 2006, as Document No. A-471285; and which Mortgage was modified by a Modification of Mortgage dated June 2, 2007, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on July 9, 2007, as Document No. A-487272; and which Mortgage was modified by a Modification of Mortgage dated June 2, 2008, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on June 5, 2008, as Document No. A-498879; and which Mortgage was modified by a Modification of Mortgage dated June 2, 2011, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on October 26, 2011, as Document No. A-537451; and the Mortgage was then assigned to First Resource Bank pursuant to an Assignment of Mortgage dated April 20, 2012, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on April 24, 2012, as Document No. A-543740 VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT: First Resource Bank, as Mortgagee, and Equity Homes, Inc., as Mortgagor, entered into a Voluntary Mortgage Foreclosure Agreement, and which was recorded on September 10, 2012, in the Office of the County Recorder, Chisago County, Minnesota Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Not Applicable Residential Mortgage Servicer: Not Applicable Mortgage Originator: Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 2, Lots 1 and 3, Block 3, all in Sunrise Prairie Townhomes Property Address: 31112 Sunrise Trail, Stacy, Minnesota 55079-5021 31116 Sunrise Trail, Stacy, Minnesota 55079-5021 31122 Sunrise Trail, Stacy, Minnesota 55079-5021 31132 Sunrise Trail, Stacy, Minnesota 55079-5021 Tax Parcel ID No.: 19.00003.17 19.00003.18 19.00003.19 19.00003.21 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $359,437.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said Mortgage, or any part thereof; pursuant to the power of sale contained in said Mortgage, the above-described real property will be sold by the Sheriff of said County as follows: DATE AND TIME OF SALE: November 7, 2012 at 10:00 A.M. PLACE OF SALE: Chisago County Sheriff's Office, Chisago County Government Center, 313 North Main Street, Room 100, Center City, Chisago County, Minnesota, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees, allowed by law, subject to redemption by the Mortgagor, its successors and assigns, within two (2) months from the date of said sale, and that a junior lien may redeem in the order and manner provided in Subd. 9 of Minn. Stat. § 582.32, beginning after the expiration of the Mortgagor's two (2) month redemption period. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 13, 2012 First Resource Bank Mortgagee By: Coleman, Hull & van Vliet, PLLP Attorneys for Mortgagee By /s/ Katherine M. Melander 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 952-841-0001 Published in the ECM POST REVIEW September 19, 26, October 3, 10, 2012 3154699
NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: May 15, 2007 ORIGINAL, PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Equity Homes, Inc., a Minnesota corporation ORIGINAL MORTGAGEE: Patriot Bank Minnesota, a Minnesota corporation DATE AND PLACE OF RECORDING OF THE MORTGAGE: Recorded on May 24, 2007, in the Office of the County Recorder, Chisago County, Minnesota, as Document No. A-485470 MODIFICATION AND ASSIGNMENT OF MORTGAGE: The Mortgage was modified by a Modification of Mortgage dated November 15, 2007, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on December 18, 2007, as Document No. A-493399; and which Mortgage was modified by a Modification of Mortgage dated May 15, 2008, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on June 5, 2008, as Document No. A-498881; and which Mortgage was modified by a Modification of Mortgage dated May 15, 2011, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on July 8, 2011, as Document No. A-534500; and the Mortgage was then assigned to First Resource Bank pursuant to an Assignment of Mortgage dated April 20, 2012, and which was then filed in the Office of the County Recorder, Chisago County, Minnesota, on April 24, 2012, as Document No. A-543739 VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT: First Resource Bank, as Mortgagee, and Equity Homes, Inc., as Mortgagor, entered into a Voluntary Mortgage Foreclosure Agreement, and which was recorded on September 10, 2012, in the Office of the County Recorder, Chisago County, Minnesota Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Not Applicable Residential Mortgage Servicer: Not Applicable Mortgage Originator: Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Lakeside Woodlands Plat 3, Chisago County, Minnesota Property Address: 12341 288th Street, Lindstrom, Minnesota 55045 Tax Parcel ID No.: 15.00483.63 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,586.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said Mortgage, or any part thereof; pursuant to the power of sale contained in said Mortgage, the above -described real property will be sold by the Sheriff of said County as follows: DATE AND TIME OF SALE: November 7, 2012 at 10:00 A.M. PLACE OF SALE: Chisago County Sheriff's Office, Chisago County Government Center, 313 North Main Street, Room 100, Center City, Chisago County, Minnesota, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees, allowed by law, subject to redemption by the Mortgagor, its successors and assigns, within two (2) months from the date of said sale, and that a junior lien may redeem in the order and manner provided in Subd. 9 of Minn. Stat. § 582.32, beginning after the expiration of the Mortgagor's two (2) month redemption period. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 13, 2012 First Resource Bank Mortgagee By: Coleman, Hull & van Vliet, PLLP Attorneys for Mortgagee By /s/ Katherine M. Melander 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 952-841-0001 Published in the ECM POST REVIEW September 19, 26, October 3, 10, 2012 3154724
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: May 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Equity Homes, Inc., a Minnesota corporation MORTGAGEE: Patriot Bank Minnesota, a Minnesota corporation DATE AND PLACE OF RECORDING: Recorded in the Office of the Chisago County Recorder, Chisago County, Minnesota, on May 24, 2007, as Document No. A-485422 MODIFICATION AND ASSIGNMENT OF MORTGAGE: The Mortgage was modified by a Modification of Mortgage dated November 15, 2007, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on December 18, 2007, as Document No. A-493398; and which Mortgage was modified by a Modification of Mortgage dated May 15, 2008, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on June 5, 2008, as Document No. A-498880; and which Mortgage was modified by a Modification of Mortgage dated May 15, 2011, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on July 8, 2011, as Document No. A-534498; and the Mortgage was then assigned to First Resource Bank pursuant to an Assignment of Mortgage dated April 20, 2012, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on April 24, 2012, as Document No. A-543737 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Residential Mortgage Servicer: Not Applicable Mortgage Originator: Not Applicable Lender or Broker: Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Lakeside Woodlands Plat 3, Chisago County, Minnesota Property Address:28669 Lakelawn Drive, Lindstrom, Minnesota 55045 Tax Parcel ID No.: 15.00483.61 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,380.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said Mortgage, or any part thereof; pursuant to the power of sale contained in said Mortgage, the above-described property will be sold by the Sheriff of said County as follows: DATE AND TIME OF SALE: November 7, 2012, at 10:00 A.M. PLACE OF SALE: Chisago County Sheriff's Office, Chisago County Government Center, 313 North Main Street, Room 100, Center City, Chisago County, Minnesota, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees, allowed by law, subject to redemption within six (6) months from the date of said sale by the Mortgagor(s), its successors or assigns. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 13, 2012 First Resource Bank Mortgagee By: Coleman, Hull & van Vliet, PLLP Attorneys for Mortgagee By /s/ Katherine M. Melander 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 952-841-0001 Published in the ECM POST REVIEW September 19, 26, October 3, 10, 17, 24, 2012 3154765
NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: July 3, 2007 ORIGINAL, PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Equity Homes, Inc., a Minnesota corporation ORIGINAL MORTGAGEE: Patriot Bank Minnesota, a Minnesota corporation DATE AND PLACE OF RECORDING OF THE MORTGAGE: Recorded on July 6, 2007, in the Office of the County Recorder, Chisago County, Minnesota, as Document No. A-487239 MODIFICATION AND ASSIGNMENT OF MORTGAGE: The Mortgage was modified by a Modification of Mortgage dated January 3, 2008, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on February 19, 2008, as Document No. A-495174; and which Mortgage was modified by a Modification of Mortgage dated January 3, 2011, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on February 23, 2011, as Document No. A-530814; and the Mortgage was then assigned to First Resource Bank pursuant to an Assignment of Mortgage dated April 20, 2012, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on April 24, 2012, as Document No. A-543738 VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT: First Resource Bank, as Mortgagee, and Equity Homes, Inc., as Mortgagor, entered into a Voluntary Mortgage Foreclosure Agreement, and which was recorded on September 10, 2012, in the Office of the County Recorder, Chisago County, Minnesota Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Not Applicable Residential Mortgage Servicer: Not Applicable Mortgage Originator: Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 21, HIDDEN FOREST, together with an undivided 1/44th interest in and to Outlots H, I, and J, HIDDEN FOREST, Chisago County, Minnesota Property Address: 9192 Grove Drive, Chisago City, Minnesota 55013 Tax Parcel ID No.: 13.10011.76 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,526.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said Mortgage, or any part thereof; pursuant to the power of sale contained in said Mortgage, the above -described real property will be sold by the Sheriff of said County as follows: DATE AND TIME OF SALE: November 7, 2012 at 10:00 A.M. PLACE OF SALE: Chisago County Sheriff's Office, Chisago County Government Center, 313 North Main Street, Room 100, Center City, Chisago County, Minnesota, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees, allowed by law, subject to redemption by the Mortgagor, its successors and assigns, within two (2) months from the date of said sale, and that a junior lien may redeem in the order and manner provided in Subd. 9 of Minn. Stat.§ 582.32, beginning after the expiration of the Mortgagor's two (2) month redemption period. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 13, 2012 First Resource Bank Mortgagee By: Coleman, Hull & van Vliet, PLLP Attorneys for Mortgagee By /s/ Katherine M. Melander 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 952-841-0001 Published in the ECM POST REVIEW September 19, 26, October 3, 10, 2012 3154829
NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: March 28, 2008 ORIGINAL, PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): Equity Homes, Inc., a Minnesota corporation ORIGINAL MORTGAGEE: Patriot Bank Minnesota, a Minnesota corporation DATE AND PLACE OF RECORDING OF THE MORTGAGE: Recorded on March 31, 2008, in the Office of the County Recorder, Chisago County, Minnesota, as Document No. A-496533 MODIFICATION AND ASSIGNMENT OF MORTGAGE: The Mortgage was modified by a Modification of Mortgage dated March 28, 2011, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on July 8, 2011, as Document No. A-534497; and the Mortgage was then assigned to First Resource Bank pursuant to an Assignment of Mortgage dated April 20, 2012, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on April 24, 2012, as Document No. A-543734 VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT: First Resource Bank, as Mortgagee, and Equity Homes, Inc., as Mortgagor, entered into a Voluntary Mortgage Foreclosure Agreement, and which was recorded on September 10, 2012, in the Office of the County Recorder, Chisago County , MN Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Not Applicable Residential Mortgage Servicer: Not Applicable Mortgage Originator: Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 20, HIDDEN FOREST, together with an undivided 1/44th interest in and to Outlots H, I, and J, HIDDEN FOREST, Chisago County, Minnesota Property Address:9205 Grove Drive, Chisago City, Minnesota 55013 Tax Parcel ID No.: 13.10011.72 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $280,109.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said Mortgage, or any part thereof; pursuant to the power of sale contained in said Mortgage, the above -described real property will be sold by the Sheriff of said County as follows: DATE AND TIME OF SALE: November 7, 2012 at 10:00 A.M. PLACE OF SALE: Chisago County Sheriff's Office, Chisago County Government Center, 313 North Main Street, Room 100, Center City, Chisago County, Minnesota, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees, allowed by law, subject to redemption by the Mortgagor, its successors and assigns, within two (2) months from the date of said sale, and that a junior lien may redeem in the order and manner provided in Subd. 9 of Minn. Stat. § 582.32, beginning after the expiration of the Mortgagor's two (2) month redemption period. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 13, 2012 First Resource Bank Mortgagee By: Coleman, Hull & van Vliet, PLLP Attorneys for Mortgagee By /s/ Katherine M. Melander 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 952-841-0001 Published in the ECM POST REVIEW September 19, 26, October 3, 10, 2012 3154847
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 08/30/2005 MORTGAGOR(S): Richard P. Inott and Tammy L. Inott, husband and wife. MORTGAGEE: First Franklin A division of Nat. City Bank of IN SERVICER: Bank of America, N.A. MORTGAGE ID #: N/A DATE AND PLACE OF RECORDING: Recorded September 15, 2005,Chisago County Recorder, Document No. A-456397. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation Dated: October 29, 2005,Recorded November 21, 2005,Chisago County Recorder, Document No. A-460479. Deutsche Bank National Trust Company as Trustee for FFMLT Trust 2005-FFII, Mortgage pass-Through Certificates, Series 2005-FFII Dated: May 02, 2008,Recorded July 07, 2008,Chisago County Recorder, Document No. A-499988. LEGAL DESCRIPTION OF PROPERTY: That Part of the West 350 feet of the East 1400 Feet of the North Half of the North Half of the Southeast Quarter of Section 15, Township 34 North, Range 20 West, Chisago County, Minnesota, Lying Southerly of the North 33 Feet thereof. REGISTERED PROPERTY: No TAX PARCEL NO.: 02.00572.32 ADDRESS OF PROPERTY: 14029 Furuby Road Center City, MN 55012 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,553.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, February 02, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 08/02/2012 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: December 05, 2011 Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-111033 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, March 08, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: January 27, 2012 Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-111033 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, June 21, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: March 03, 2012 Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-111033 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, September 20, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: June 12, 2012 Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-111033 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, October 25, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: September 12, 2012 Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Deutsche Bank National Trust Company as Trustee for the Certificateholders of The First Franklin Mortgage Loan Trust 2005-FF11, Mortgage Pass-Through Certificates, Series 2005-FF11 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-111033 Published in the ECM POST REVIEW September 19, 2012 3155701
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,920.00 MORTGAGOR(S): Christopher D. Ferderer and Jennie M. Ferderer, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 22, 2006 Chisago County Recorder Document Number: A-464807 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 7386 381st St, North Branch, MN 55056-5998 Tax Parcel ID Number: 11.00478.06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, G & K Plat 3, Chisago County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,236.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 01, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 01, 2013, or the next business day if May 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 19, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023430F02 Published in the ECM POST REVIEW September 19, 26, October 3, 10, 17, 24, 2012 3155702
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 MORTGAGOR(S): S&T Developers, LLC; Ty L. Gilbert and Julie C. Gilbert, husband and wife; Keocher Construction, Inc. MORTGAGEE: Professional Finance Incorporated DATE AND PLACE OF RECORDING: Recorded: November 30, 2005 Chisago County Recorder Document Number: A-460930 Recorded: January 9, 2006 Pine County Recorder Document Number: 451666 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Federal Bank Dated: December 06, 2007 Recorded: September 08, 2008 Chisago County Recorder Document Number: A-502028 Recorded: January 2, 2008 Pine County Recorder Document Number: 469787 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Professional Finance Incorporated Residential Mortgage Servicer: Wells Federal Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: XXX Gull Avenue, Rush City, MN 55069 Tax Parcel ID Number: 07.00449.02 07.00449.03 07.00449.05 07.00447.03 29.0189.001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Iron Horse Acres; Lot 3, Block 1, Iron Horse Acres; Lot 5, Block 1, Iron Horse Acres; Lot 3, Block 1, Gilbert's Country Corner; all in Chisago County, Minnesota; AND The East 333.73 feet of the SW 1/4 of the NW 1/4 of Section 17, Township 38, Range 22, Pine County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,559.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 01, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 01, 2013, or the next business day if November 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023671F01 Published in the ECM POST REVIEW September 19, 26. October 3, 10, 17, 24, 2012 3155980
Minnesota Secretary of State AMENDMENT TO ASSUMED NAME Minnesota Statutes Chapter 333 1. State the exact assumed name under which the business is or will be conducted: URSA MAJOR 2. State the address of the principal place of business. 26615 Fallbrook Avenue Wyoming, MN 55092 3. List the name and complete street address of all persons conducting business under the above Assumed Name. Attach additional sheet(s) if necessary. DCS Manufacturing Company 26615 Fallbrook Avenue Wyoming, MN 55092 4. This certificate is an amendment of Certificate of Assumed Name File Number: 183451 originally filed on : 11/12/1996 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Dated: June 11, 2012 /s/ Dennis L. Stoffels Dennis L. Stoffels, President Published in the ECM Post Review September 19, 26, 2012 3155123
NOTICE OF APPLICATION LIVESTOCK FEEDLOT PERMIT The Chisago County Department of Environmental Services will hold a meeting to provide the public with information in the matter of a feedlot expansion requested by Nick Buehring of Buehring Farms, LLC. The meeting will be held at 10:00 a.m. in Room 131 of the Chisago County Government Center in Center City, Minnesota on Monday, September 24, 2012. Notice is hereby given per Minnesota Statutes, Chapter 116, that Nick Buehring of Buehring Farms, LLC, has made application to the Minnesota Pollution Control Agency for a permit to expand a feedlot with a capacity of 500 animal units or more. The existing and/or proposed feedlot will be located in Chisago County, Nessel Township, Section 13 (SE ¼ and the NE ¼ of the SW ¼) and Section 24 (NE ¼ of the NE ¼ ) T.37, R.22, at 51100 Driftwood Ave. Rush City, Minnesota. The existing facility consists of Holstein dairy animals: 230 cows (322 animal units) 40 cows, (40 animal units) 155 heifers (108.5 animal units) 60 calves (12 animal units) a 102 x 104 total confinement freestall barn, a 32 x 200 milking parlor total confinement; 50 x 120 open pen pack manure shed; 500 x 1000 open lot; 60 4 x 8 individual calf huts, current total animal units 482.5. The proposed facility consists of Holstein dairy animals: 445 cows (623 animal units) 80 cows (80 animal units) 169 heifers (118.5 animal units) 75 calves (15 animal units); a 104 x 360 total confinement freestall barn, a manure storage basin, consisting of one 12 x 108 x 190 foot concrete storage area and one 12 x 190 x 334 earthen storage area. Total animal units capacity will be 840.5 animal units. This publication shall constitute as notice to each resident and each owner of real property within 5,000 feet of the perimeter of the proposed feedlot as required by Minnesota State Law. Tara M. Guy Assistant Zoning Director Published in the ECM POST REVIEW September 19, 2012 3156149
UNAPPROVED MINUTES OF THE ST. CROIX RIVER EDUCATION DISTRICT GOVERNING BOARD MEETING Tuesday, September 11th, 2012 The Governing Board of the St. Croix River Education District met on September 11th , 2012. In attendance were Board members Noel Stensrud, Chisago Lakes; Julie Domogalla, East Central; Mary Ellen Von Rueden. Hinckley/Finlayson; Randy Westby, North Branch; Robert Shuey, Pine City; and Scott Tryon, Rush City. Others present: Kim Gibbons, Executive Director, SCRED. The meeting was called lo order at 6:55 pm by Kim Gibbons. Motion by J. Domogalla to approve agenda as proposed, seconded by M. Von Rueden. Carried unanimously. The minutes of the May 29th, 2012 meeting were unanimously approved on motion by N. Stensrud and seconded by M. Von Rueden. This was the organizational meeting of the Board for 2012-2013. The director assumed the chair. The Board needed to elect a Chair, Vice Chair, and Clerk. Motion by M. Von Rueden and seconded by R. Shuey to keep Scott Tryon as Chair, Robert Shuey as Vice Chair and have Julie Domogalla as the new Clerk. Carried unanimously. Motion by R. Shuey to keep East Central Minnesota Post-Review as the official newspaper for the 2012-2013 year and seconded by R. Westby. Carried unanimously. Motion by N. Stensrud to recommend approval of official depositories per the Rush City District designation - Minnesota School Liquid Asset Funds, Unity Bank-East Rush City, PMA LaSalle, PM A Trust Fund, Northwoods Bank of Rush City - and seconded by R. Shuey. Carried unanimously. The board reviewed a summary of the We'R'Able Grant Awards obtained through the East Central Energy Operation Round Up and the East Central Regional Arts Council to provide funding for a variety of We'R'Able programs. The total grants received from January to July 2012 are $10,455. The Board reviewed the SCRED bills paid since the May 29th, 2012 meeting, which had previously been authorized by the administration and Rush City Board. Action Items: Personnel i. The SCRED Executive Director recommends accepting the resignation of Beth Steinleitner, school social worker for Pine City School District. ii. The SCRED Executive Director recommends the addition of a school psychology position to be shared between Pine City, Hinckley-Finlayson, and East Central for the 2012-13 school year. iii. The SCRED Executive Director recommends accepting the resignation of Shannon Schlender, EDMAP Truancy Coordinator for Chisago County. iv. The SCRED Executive Director recommends accepting the resignation (retirement) of Pat Just, SCRED Receptionist. v. The SCRED Executive Director recommends that the SOC approve the employment of Judith Cope, School Nurse for Rush City, at a salary of $41,950 for 182 days effective July 1st, 2012. This is a new position. vi. The SCRED Executive Director recommends accepting the resignation of Sue Witthuhn, SCRED Physical Therapist. vii. The SCRED Executive Director recommends that the SOC approve the employment of Kathleen Potter, Occupational Therapist, at a salary of $40,834 for 183 days effective August 15th, 2012. This is a new position. viii. The SCRED Executive Director recommends that the SOC approve the employment of Stephanie Bellinger-Bushard, Job Developer for SCRED, at a salary of $19,283.12 for 106 days effective July 1st, 2012. This is a new position. ix. The SCRED Executive Director recommends the SOC approve the employment of Brenna Perrin, SCRED Clerical, at a salary of $ 17,236.40 for 205 days effective July 30th, 2012. This is a replacement position. x. The SCRED Executive Director recommends accepting the resignation of Shanna Paffrath, School Psychologist in the Chisago Lakes School District. xi. The SCRED Executive Director recommends the SOC approve the employment of Emily Gorski, School Psychologist in Chisago Lakes, at a salary of $47,201 for 206 days. This is a replacement position. xii. The SCRED Executive Director recommends the SOC approve the employment of David Jackson, School Social Worker in Pine City, at a salary of $28,159 for 146 days. This is a replacement position. xiii. The SCRED Executive Director recommends the SOC accept the resignation of Troy Ferguson, SCRED Unique Learners' Manager effective August 8th, 2012. xiv. The SCRED Executive Director recommends the SOC approve the employment of Kristen Hussong, Truancy Coordinator for Chisago County, at a salary of $35,102 for 182 days. This is a replacement position. xv. The SCRED Executive Director recommends the SOC approve the employment of Sam Sabaka, School Psychologist for Pine City and Hinckley-Finlayson, at a salary of $56,975 for 206 days. This is a new position. xvi. The SCRED Executive Director recommends accepting the resignation of Lisa DuBois, school social worker for the Chisago Lakes School District. xvii. The SCRED Executive Director recommends the SOC approve the employment of Melanie Hankins, School Counselor for Chisago Lakes, at a salary of $41,707 for 189 days. This is a replacement position. xviii. The SCRED Executive Director recommends the SOC approve the employment of Nicole Jack, SCRED Unique Learners' Manager, at a salary of $71,000 for 225 days effective July 30th, 2012. This is a replacement position. xix. The SCRED Executive Director recommends the SOC approve the employment of Sue Witthuhn, Physical Therapist, at a salary of $33,718 for 114 days effective August 5th, 2012. This is a replacement position. xx. SCRED Authorization to Employ 2012-13. Motion by R. Westby, with second by R. Shuey to approve all personnel action items. Unanimously carried. Policies and Procedures i. Motion by R. Westby to approve a one-time Rush City Administrative Fee for the building project, with second by R. Shuey. Carried unanimously. ii. Motion by J. Domogalla to approve the revised SCRED Office Procedures #5, with second by M. Von Rueden. Carried unanimously. iii. Motion by J. Domogalla to approve revised Administrative Procedure # 21, with second by M. VonRueden. Carried unanimously. iv. Motion by N. Stensrud to approve revised Administrative Procedure #8, with second by M. Von Rueden. Carried unanimously.; v. Motion by .1. Domogalla to approve the SCRED Annual Report, with second by R. Shuey. Carried unanimously. vi. SCRED Executive Director's 2012-13 goals were presented. vii. Motion by N. Stensrud to approve the SCRED Agreement with no changes made, with second by R. Shuey. Carried unanimously. viii. SCRED Facility Updates: Rush City Schools passed a Lease Resolution giving the building to SCRED after the loan is paid off. Annual Lease Levy Amounts were distributed. Information on the Center for Learning Solutions was presented. Motion by N. Stensrud to recommend SCRED as fiscal host, with second by M. Von Rueden. Carried unanimously. Gibbons told the Board that the SCRED facility project is within budget. SCRED districts were monitored to determine if Special Education files were in compliance with state and federal laws. Gibbons presented compliance findings and corrective action plans for districts. The Board discussed plans to hold the Legislative Forum in January 2013 after elected officials take office. There being no further business, motion by J. Domogalla, second by M. VonRueden to adjourn. Unanimously carried. Meeting adjourned at 8:00 p.m. Respectfully Submitted, Julie Domogalla Governing Board Clerk Published in the ECM POST REVIEW September 19, 2012 3155149
PLANNING COMMISSION NOTICE OF PUBLIC HEARING All interested persons are hereby notified that the Rush City Planning Commission will meet to conduct a public hearing to accept input on a request by John and Sandra Soukup, for a special home occupation permit to allow a Bed and Breakfast as an accessory use to a single family dwelling in the R-1 Single Family District. The property is located at 685 South Bremer Avenue with the following PID # 17.00447.00. Home occupations are allowed as an accessory use to the principal structure provided the standards of Section 1004.07 of the Zoning Ordinance are met. The hearing has been scheduled for: Time: 6:30 p.m. Date: Monday, October 1, 2012 Place: Rush City City Hall 325 S. Eliot Avenue All interested persons are encouraged to attend. Written comments may be submitted in advance of the hearing to the Rush City offices. By Order of the Planning Commission /s/ Amy Jo Mell Zoning Administrator Published in the ECM POST REVIEW September 19, 2012 3153136
TITLE & SUMMARY OF ORDINANCES Pursuant to Minn. Stat. Section 412.191, Subd. 4 The City Council for the City of Stacy, Chisago County, Minnesota, has authorized publication of the Title & Summary of the following ordinance. Printed copies of the ordinance are available for inspection during regular office hours at the office of the City Clerk, City of Stacy, City Hall, 30955 Forest Blvd., Stacy, Minnesota 55079. Copies of the entire text of the following ordinance have also been posted in a public space located in the City Hall at the address listed herein above. Ordinance No. 2012-9-1 Ordinance Title: AN ORDINANCE ADOPTING AMENDMENTS TO THE STACY CITY CODE UNDER CHAPTERS 153.189, 153.90, 153.191, 153.193, 153.194, AND 153.998, RELATING TO CONDITIONAL USE PERMITS, INTERIM USE PERMITS, ZONING ORDINANCE AMENDMENTS, SITE PLAN REVIEW, SITE PERFORMANCE AGREEMENT, AND FEES AND COST RECOVERY Summary: The following is the official summary of Ordinance No. 2012-9-1, which was adopted by the City Council on September 11, 2012: Chapter 153.189, Conditional Use Permits (CUP), is adopted to include the following: (A) Purpose; (B) Application and Procedure; (C) Information Required with Application; (D) General Performance Standards; (E) Enforcement; (F) Revocation Procedures; (G) Permit Modifications; (H) Expiration; (I) Site Improvement Performance Agreement and Financial Guarantee; (J) Certification of Taxes Paid; and (K) Shoreland Management Overlay District. Chapter 153.190, Interim Permits (IUP), is adopted with the same categories of requirements for CUPs in 153.189, with the exception that provisions are added for the following: (F) Termination of the IUP. Chapter 153.191, Amendment of Zoning Ordinance, is adopted to include the following: (A) Initiation of rezoning request; (B) Application and Procedure; and (C) Certification of Taxes Paid. Chapter 153.193, Site Plan Review, is adopted to include the following: (A) Purpose; (B) Exceptions to Review; (C) Sketch Plan; (D) Procedure; (E) Information Required; (F) Plan Agreements; (G) Plan Modifications; (11) Site Improvement Performance Agreement and Financial Guarantee; (I) Lapse of Approval; (J) Building Codes; and (K) Enforcement. Chapter 153.194, Site Performance Agreement, is adopted to include the following: (A) Purpose and Procedure. Chapter 153.998, Fees and Cost Recovery, is adopted to include the following: (A) Purpose; (B) Schedule of Fees; (C) Base Zoning Fee: and (D) Cost Recovery. Mark Utecht Mayor Attest: Sharon MT Payne City Clerk Published in the ECM POST REVIEW September 19, 2012 3153320
ORDINANCE NUMBER 2012-9-2 AN ORDINANCE VACATING AND AMENDING THE STACY CITY CODE UNDER CHAPTER 31.07 The City Council of the City of Stacy hereby ordains: That Section 31.07 of the Stacy City Code is vacated and amended to read in its entirety as follows: § 31.07 BOARD OF ADJUSTMENT AND APPEALS The City Council shall act as the Board of Adjustments and Appeals pursuant to § 153.187. This ordinance shall take effect and be in force from and after its publication in the official newspaper of the City of Stacy. Mark Utecht Mayor ATTEST: Sharon MT Payne City Clerk Published in the ECM POST REVIEW September 19, 2012 3153393
NORTH BRANCH AREA EDUCATION CENTER OPEB COMMITTEE MEETING August 30, 2012 The OPEB Committee met on Thursday, August 30, 2012 at 1:30 p.m. in the District Office Conference Room at the North Branch Area Education Center. In attendance: John White, Superintendent Henton, Randi Johnson, John Schutz (Wells Fargo), and Merle Waters (Wells Fargo) The committee reviewed the investment performance of the trust and recent legal clarification of investment options. Wells Fargo is recommending a change in the investment policy, moving funds out of cash and into higher yield investments. A revised policy will be presented to the School Board Policy Committee for review. Jay Falk, Clerk Published in the ECM POST REVIEW September 19, 2012 3155256
NORTH BRANCH AREA EDUCATION CENTER SCHOOL BOARD WORKING SESSION August 23, 2012 The School Board of Independent School District 138 met in a Working Session on Thursday, August 23, 2012, at 7:00 p.m. in Room 126 of the North Branch Area Education Center. Chair Salo called the meeting to order. Roll Call: Kirby Ekstrom, Trent Jensen, Kim Salo, Randy Westby, John White, and Superintendent Henton Absent: Jay Falk Others in Attendance: Todd Tetzlaff, Pat Tepoorten, and Randi Johnson WORKING SESSION ITEMS Policy 205 - Open Meetings and Closed Meetings The policy will go to the board as a second reading at the September 13th regular board meeting. Policy 101 - Legal Status of the School District The policy will go to the board as a first reading at the September 13th regular board meeting. Policy 101.1 - Name of the School District The policy will go to the board as a first reading at the September 13th regular board meeting. Policy 102 - Equal Educational Opportunity The policy will go to the board as a first reading at the September 13th regular board meeting. Policy 103 - Complaints - Students, Employees, Parents, Other Persons The policy will go to the board as a first reading at the September 13th regular board meeting. Setting a Special Meeting in September to Certify the Proposed Tax Levy 2012 Payable 2013 This will be an agenda item at the September 13th meeting. Board members will schedule a meeting in September to certify the proposed tax levy 2012 payable 2013. Superintendent's Evaluation Superintendent Deb Henton and Finance and Human Resource Director Randi Johnson provided the school board with materials from the Minnesota School Board Association (MSBA) pertaining to the superintendent evaluation. Discussion followed about when and how that evaluation is best conducted. School Board Evaluation The school board was presented information from MSBA regarding school board self-evaluation. School Board Calendar 2012-13 The school board discussed the format of the draft 2012-13 school board calendar. Chair Salo adjourned the meeting at 9:20 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW September 19, 2012 3155298
NORTH BRANCH AREA EDUCATION CENTER POLICY COMMITTEE MEETING August 23, 2012 The Policy Committee met on Thursday, August 23, 2012, at 5:30 p.m. in Room 118 of the North Branch Area Education Center. Members in Attendance: Kirby Ekstrom, Randy Westby, Trent Jensen, Superintendent Henton, Randi Johnson, Coley McDonough, and Pat Tepoorten Review of Meeting Norms There were no questions on the meeting norms. Series 100 Policies Policy 101 - Legal Status of the School District The committee discussed Policy 101 and it is the recommendation of the Policy Committee to bring it to the September 13th board meeting as a first reading. Policy 101.1 - Name of the School District The committee discussed Policy 101.1 and it is the recommendation of the Policy Committee to bring it to the September 13th board meeting as a first reading. Policy 102 - Equal Educational Opportunity The committee discussed Policy 102 and it is the recommendation of the Policy Committee to bring it to the September 13th board meeting as a first reading. Policy 103 - Complaints - Students, Employees, Parents, Other Persons The committee discussed Policy 103 and there will be some changes to the wording in the policy. The policy will be brought to the September 13th board meeting with the recommended changes. Policy 104 - School District Mission Statement The committee discussed Policy 104 and it is the recommendation of the Policy Committee to bring it to the September 13th board meeting as a first reading. Attendance Policy Review The Policy Committee reviewed a letter that will be sent out to the Attendance Policy Citizen's Review Committee. Meeting dates and times were also set up. Meetings will be held on October 9th from 5:30-6:30 pm, October 23rd from 5:30-7:00 pm, November 13th from 5:30-7:00 pm, and December 4th from 5:30-6:30 pm. Other The Policy Committee's next meeting will be held on September 13, 2012 at 4:00 pm. Jay Falk, Clerk Published in the ECM POST REVIEW September 19, 2012 3155306
NORTH BRANCH AREA EDUCATION CENTER POLICY COMMITTEE MEETING August 9, 2012 The Policy Committee met on Thursday, August 9, 2012, at 4:00 p.m. in Room 118 of the North Branch Area Education Center. Members in Attendance: Kirby Ekstrom, Randy Westby, Trent Jensen, Superintendent Henton, Randi Johnson, Lori Zimmerman, Coley McDonough, Pat Tepoorten, and Arle Chambers Review of Meeting Norms There were no questions on the meeting norms. Series 100 Policies Policy 101 - Legal Status of the School District The committee discussed Policy 101 and there was discussion on possibly changing some wording in the policy. There will be discussion with the full board at the August 23rd Work Session regarding the possible wording change. Policy 101.1 - Name of the School District Policy 101.1 was discussed by the committee and will be presented at the August 23rd Work Session with a recommendation to bring it to the September 13th meeting for a first reading. Policy 102 - Equal Educational Opportunity Policy 101.1 was discussed by the committee and will be presented at the August 23rd Work Session with a recommendation to bring it to the September 13th meeting for a first reading. Policy 103 - Complaints - Students, Employees, Parents, Other Persons The committee discussed Policy 103 and there was discussion on possibly changing some wording in the policy. There will be discussion with the full board at the August 23rd Work Session regarding the possible wording change. Policy 104 - School District Mission Statement Policy 104 was discussed by the committee and will be presented at the August 23rd Work Session with a recommendation to bring it to the September 13th meeting for a first reading. Attendance Policy Review The Policy Committee discussed the attendance policy review process and the next steps involved. Other The Policy Committee's next meeting will be held on August 23, 2012 from 5:30-6:30 pm. The meeting concluded at 6:08 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW September 19, 2012 3155318