Public Notices

ECM Post Review Public Notices

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Michael E. Knapp and Leanne Ebert-Knapp, husband and wife MORTGAGEE: The First National Bank of Hudson DATE AND PLACE OF RECORDING: Recorded: February 07, 2005 Chisago County Recorder Document Number: A-444390 ASSIGNMENTS OF MORTGAGE: And assigned to: Associated Bank Dated: August 17, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The First National Bank of Hudson Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 44333 Grand Ave, Harris, MN 55032-3275 Tax Parcel ID Number: 14-00472-00 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Pine Tree Estates, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,622.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 25, 2013, or the next business day if April 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 12, 2012 ASSIGNEE OF MORTGAGEE: Associated Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025835F01 Published in the ECM POST REVIEW September 12, 19, 26, October 3, 10, 17, 2012 3140622

1010 LG Mortgage Foreclosures

11-079905 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Dawn Clark, a single adult MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100022404499995054 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: HSBC Mortgage Corporation SERVICER: HSBC Bank USA N.A. DATE AND PLACE OF FILING: Filed November 8, 2007, Chisago County Recorder, as Document Number A-492091 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A.; Dated: May 3, 2012 filed: June 8, 2012, recorded as document number A544236 LEGAL DESCRIPTION OF PROPERTY: That part of the North Half of the Northwest Quarter of Section 21, Township 37, Range 21, Chisago County, Minnesota described as follows: Commencing at the Northwest corner of Lot 6, Block 2, of the recorded plat of John E. Smith 2nd Addition to Rush City, Minnesota; thence North parallel with the Westerly right-of-way line of Irving Avenue in the City of Rush City 38.0 feet; thence Westerly parallel with the Westerly extension of the North line of said Block 2 of John E. Smith's 2nd Addition 54.5 feet; thence North parallel with said Westerly right-of-way line of Irving Avenue 139.92 feet to the Westerly extension of the North line of Block 2 of the recorded plant of John E. Smith's 1st Addition to Rush City, Minnesota; thence Easterly along said extension of said North line 100.0 feet; thence South parallel with the Westerly right-of-way line of Irving Avenue 172.0 feet to the North line of Lot 6, Block 2, of John E. Smith's 2nd Addition; thence West along the North line of John E. Smith's 2nd Addition 45.7 feet to the point of beginning, Chisago County, Minnesota. PROPERTY ADDRESS: 760 West 2nd Street, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 17-00075-20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $130,335.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 7, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 7, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 11, 2012 HSBC Bank USA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW September 19, 26, October 3, 10, 17, 24, 2012 3149431

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: May 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Equity Homes, Inc., a Minnesota corporation MORTGAGEE: Patriot Bank Minnesota, a Minnesota corporation DATE AND PLACE OF RECORDING: Recorded in the Office of the Chisago County Recorder, Chisago County, Minnesota, on May 24, 2007, as Document No. A-485422 MODIFICATION AND ASSIGNMENT OF MORTGAGE: The Mortgage was modified by a Modification of Mortgage dated November 15, 2007, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on December 18, 2007, as Document No. A-493398; and which Mortgage was modified by a Modification of Mortgage dated May 15, 2008, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on June 5, 2008, as Document No. A-498880; and which Mortgage was modified by a Modification of Mortgage dated May 15, 2011, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on July 8, 2011, as Document No. A-534498; and the Mortgage was then assigned to First Resource Bank pursuant to an Assignment of Mortgage dated April 20, 2012, and which was filed in the Office of the County Recorder, Chisago County, Minnesota, on April 24, 2012, as Document No. A-543737 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Residential Mortgage Servicer: Not Applicable Mortgage Originator: Not Applicable Lender or Broker: Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Lakeside Woodlands Plat 3, Chisago County, Minnesota Property Address:28669 Lakelawn Drive, Lindstrom, Minnesota 55045 Tax Parcel ID No.: 15.00483.61 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,380.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said Mortgage, or any part thereof; pursuant to the power of sale contained in said Mortgage, the above-described property will be sold by the Sheriff of said County as follows: DATE AND TIME OF SALE: November 7, 2012, at 10:00 A.M. PLACE OF SALE: Chisago County Sheriff's Office, Chisago County Government Center, 313 North Main Street, Room 100, Center City, Chisago County, Minnesota, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees, allowed by law, subject to redemption within six (6) months from the date of said sale by the Mortgagor(s), its successors or assigns. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 13, 2012 First Resource Bank Mortgagee By: Coleman, Hull & van Vliet, PLLP Attorneys for Mortgagee By /s/ Katherine M. Melander 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 952-841-0001 Published in the ECM POST REVIEW September 19, 26, October 3, 10, 17, 24, 2012 3154765

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,920.00 MORTGAGOR(S): Christopher D. Ferderer and Jennie M. Ferderer, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 22, 2006 Chisago County Recorder Document Number: A-464807 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 7386 381st St, North Branch, MN 55056-5998 Tax Parcel ID Number: 11.00478.06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, G & K Plat 3, Chisago County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,236.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 01, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 01, 2013, or the next business day if May 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 19, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023430F02 Published in the ECM POST REVIEW September 19, 26, October 3, 10, 17, 24, 2012 3155702

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 MORTGAGOR(S): S&T Developers, LLC; Ty L. Gilbert and Julie C. Gilbert, husband and wife; Keocher Construction, Inc. MORTGAGEE: Professional Finance Incorporated DATE AND PLACE OF RECORDING: Recorded: November 30, 2005 Chisago County Recorder Document Number: A-460930 Recorded: January 9, 2006 Pine County Recorder Document Number: 451666 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Federal Bank Dated: December 06, 2007 Recorded: September 08, 2008 Chisago County Recorder Document Number: A-502028 Recorded: January 2, 2008 Pine County Recorder Document Number: 469787 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Professional Finance Incorporated Residential Mortgage Servicer: Wells Federal Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: XXX Gull Avenue, Rush City, MN 55069 Tax Parcel ID Number: 07.00449.02 07.00449.03 07.00449.05 07.00447.03 29.0189.001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Iron Horse Acres; Lot 3, Block 1, Iron Horse Acres; Lot 5, Block 1, Iron Horse Acres; Lot 3, Block 1, Gilbert's Country Corner; all in Chisago County, Minnesota; AND The East 333.73 feet of the SW 1/4 of the NW 1/4 of Section 17, Township 38, Range 22, Pine County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,559.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 01, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 01, 2013, or the next business day if November 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023671F01 Published in the ECM POST REVIEW September 19, 26. October 3, 10, 17, 24, 2012 3155980

1010 LG Mortgage Foreclosures

12-086000 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 1, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,475.00 MORTGAGOR(S): Matthew D. Bixby, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001391-0491529495-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Residential Mortgage Group, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed October 23, 2002, Chisago County Recorder, as Document Number A-387060 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: December 27, 2010 filed: February 10, 2011, recorded as document number A-530458 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Two (2), Casselberry Ponds 5th PROPERTY ADDRESS: 38525 Tamworth Lane, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 16. 00563.71 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $159,621.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 14, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 12, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW September 26, October 3, 10, 17, 24, 31, 2012 3152535

1010 LG Mortgage Foreclosures

12-086239 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 1, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Paul R. Reno and Patricia A. Reno, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100060677002510402 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Prime Source Funding SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed September 30, 2005, Chisago County Recorder, as Document Number A-457400 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: September 16, 2009 filed: October 8, 2009, recorded as document number A-514936; Thereafter assigned to Federal National Mortgage Association dated August 23, 2011 recorded August 30, 2011 as Document Number A-535767. LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Scandia Preserves PROPERTY ADDRESS: 11220 243Rd St N, Scandia, MN 55073 PROPERTY IDENTIFICATION NUMBER: 02.01601.07 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $294,975.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 14, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 13, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW September 26, October 3, 10, 17, 24, 31, 2012 3154287

1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,799.00 MORTGAGOR(S): Jayson P. Hunt and Angela M. Madsen, as joint tenants Husband and Wife MORTGAGEE: Ameriquest Mortgage Company SERVICER: Ocwen Loan Servicing, LLC LENDER: Ameriquest Mortgage Company. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder, on February 21, 2006, as Document No. A-464730 and Said mortgage modified by Loan Modification Agreement recorded 01/10/2011 as Document Number A-529374 ASSIGNED TO: U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2006-9, Asset-Backed Certificates, Series 2006-9 Dated: July 2, 2012 , and recorded September 4, 2012 by Document No. A548212 . LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Casselberry Ponds Plat 2, Chisago County, Minnesota PROPERTY ADDRESS: 38270 Hillshire Avenue, North Branch, MN 55056 PROPERTY I.D: 160056243 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Nine Thousand Two Hundred Six and 54/100 ($179,206.54) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 14, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 14, 2013, or the next business day if May 14, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 26, 2012 U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2006-9, Asset-Backed Certificates, Series 2006-9 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00612-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4302314 Published in the ECM POST REVIEW September 26, October 3, 10, 17, 24, 31, 2012 3155340

1010 LG Mortgage Foreclosures

STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No. 13-CV-12-509 Case Type: Mortgage Foreclosure NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Premier Bank, a Minnesota corporation Plaintiff, vs. F S Inc., a Minnesota corporation, Gholam Reza Jalali Araghi, an individual, United States of America and John Does 1 through 10, Defendants. NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the above-entitled action on August 30, 2012, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above-entitled action, the Sheriff of Chisago County will sell at public auction, to the highest bidder for cash, on November 28, 2012, at 10:00 a.m., at the Chisago County Sheriff's Office - Civil Division, located at 313 Main Street, Room 100, Center City, Minnesota 55012, the premises and real estate described in said Judgment: All that part of the following described parcel: Commencing at a point in the Westerly line of Lot Four (4) in Block Two (2) in Chisago, according to the plat thereof on file and of record in the office of the County Recorder in and for Chisago County, Minnesota, 100 feet Southerly from the Northwesterly corner of said Lot Four (4) measured along said line to the point of beginning, thence continuing Southerly along the Westerly line of Lots 4 and 9 of said Block 2, 112.5 feet; thence Easterly deflecting 80 degrees and 32 minutes to the left from the last described course, 105.79 feet to the West line of the street known as Public Highway (sometimes referred to as Old Towne Road); thence Northerly along the West line of said Public Highway (sometimes referred to as Old Towne Road) 105 feet; thence Westerly deflecting 109 degrees and 35 minutes to the left from the last described course 99.78 feet to a point on the Easterly line of said Lot 4, Block 2, 25 feet Northerly of the Southeasterly corner thereof; thence Northerly along the Easterly line of said Lot 4, 25 feet; thence Westerly at right angles to the last described course 50 feet to the place of beginning. Which lies Southerly of the following described line: Commencing at the Northwesterly corner of said Lot 4, thence Southerly, along the Westerly lines of said Lots 4 and 9, a distance of 172.35 feet to the point of beginning of a line to be described, thence Northeasterly, deflecting to the left 83 degrees 29 minutes 36 seconds a distance of 126.82 feet to the Westerly right of way line of Old Towne Road and there terminating. Abstract Property (collectively, "Real Property"), together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters (all of the foregoing is hereinafter collectively referred to as the "Mortgaged Property") Property tax parcel identification number: 13.00111.00 Property address: 29310 Old Towne Road, Chisago City, Minnesota 55013 Dated: September 17, 2012 LEONARD, O'BRIEN SPENCER, GALE & SAYRE, LTD. By: /s/ Peter J. Sajevic, III Peter J. Sajevic, III, #279237 Attorney for Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 By: /s/ Capt. Keith J. Hoppe Sheriff of Chisago County Rick Duncan Deputy Sheriff Published in the ECM POST REVIEW September 26, October 3, 10, 17, 24, 31, 2012 3156520

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11-074626 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,400.00 MORTGAGOR(S): Peter R. Wilson and Ellen Wilson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000360-0000223225-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: New Freedom Mortgage Corporation SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 21, 2004, Chisago County Recorder, as Document Number A-431171, Legal description reformed by Findings of Fact, Conclusions of Law, and Order for Judgment, dated May 17, 2010 and filed June 7, 2010 as Document Number 522354 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: September 14, 2009 filed: September 21, 2009, recorded as document number A-514397; thereafter assigned to US Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2007-RF1 dated June 1, 2011 and recorded on June 3, 2011 as document number A533625 thereafter assigned to US Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2007-RF1 by CORRECTIVE ASSIGNMENT OF MORTGAGE dated May 14, 2012 and recorded on July 3, 2012 as document number A546071. LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Southeast Quarter of Section Sixteen, Township Thirty-four North, Range Twenty West, described as follows: Commencing at the Northeast corner of the NW 1/4 of SE 1/4; thence South 1 degree 26 minutes 47 seconds West, assumed bearing along the East line of the NW 1/4 of SE 1/4, a distance of 300.09 feet to the South line of the North 300 feet of the NW 1/4 of SE 1/4; thence continuing South 1 degree 26 minutes 47 seconds West along said East line a distance of 400 feet to the point of beginning; thence continuing South 1 degree 26 minutes 47 seconds West along said East line, a distance of 340.00 feet; thence South 62 degrees 00 minutes West, a distance of 554 feet, more or less, to the center line of Malmberg Avenue; thence Northwesterly along said center line to its intersection with a line that bears South 69 degrees 30 minutes West from the point of beginning; thence North 69 degrees 30 minutes East 885 feet, more or less, to the point of beginning. PROPERTY ADDRESS: 33241 Malmberg Avenue, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02.00589.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $273,534.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 14, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 19, 2012 US Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2007-RF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW September 26, October 3, 10, 17, 24, 31, 2012 3158497

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12-085897 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,000.00 MORTGAGOR(S): Diane M. Miller and Joseph S. Miller, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0011080933-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed June 29, 2005, Chisago County Recorder, as Document Number A-451828 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP; Dated: May 1, 2012 filed: May 11, 2012, recorded as document number A-544368 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Three (3), Deer Ridge Estates PROPERTY ADDRESS: 27885 Fountain Avenue, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.11127.20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $240,678.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 14, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 18, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3156581

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12-086736 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,850.00 MORTGAGOR(S): Norman D. Bleyle Sr. and Melinda S. Bleyle, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0002068685-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 1, 2004, Chisago County Recorder, as Document Number A429854 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: April 26, 2012 filed: May 1, 2012, recorded as document number A543962 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Buffalo Ridge 2nd Addition PROPERTY ADDRESS: 30531 Redding Avenue, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 18.00107.20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $150,950.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 21, 2013. Dated: September 20, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3161202

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12-086660 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,842.00 MORTGAGOR(S): Roy E. Johnson Jr and Ashley A. Johnson, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed January 3, 2011, Chisago County Registrar of Titles, as Document Number T21646 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Three (3), in Lake Country Estates REGISTERED PROPERTY PROPERTY ADDRESS: 29691 Shoreview Cir, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00840.20 CERT NO. 5163.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $162,874.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 21, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 20, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3162397

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12-085277 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 MORTGAGOR(S): Mark Hoffman, a single person and Tammy A Peterson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001337-0002169028-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Countrywide Bank, FSB SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 11, 2007, Chisago County Recorder, as Document Number A-484927 ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP; Dated: April 22, 2010 filed: May 11, 2010, recorded as document number A-521486 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Meadowood Ponds PROPERTY ADDRESS: 4950 Enchantment Ln, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05-00701-22 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $236,067.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 21, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 21, 2012 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3162860

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Jonathan R Lupinek and Angela M Lupinek, husband and wife MORTGAGEE: The First National Bank of Hudson DATE AND PLACE OF RECORDING: Recorded: February 20, 2007 Chisago County Recorder Document Number: A-481624 ASSIGNMENTS OF MORTGAGE: And assigned to: Associated Bank Dated: September 10, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The First National Bank of Hudson Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 5954 371st St, North Branch, MN 55056-5650 Tax Parcel ID Number: 11.00900.50 LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block Three (3), Kates Estates AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,484.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 15, 2013, or the next business day if May 15, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 03, 2012 ASSIGNEE OF MORTGAGEE: Associated Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026065F01 Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3164549

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated March 9, 2007, executed by David Cook and Allison Cook, husband and wife, as Mortgagors, to Wells Fargo Financial Minnesota, Inc., as Mortgagee, and filed for record April 12, 2007, as Document No. A-483750, in the office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was $174,400.72. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. No mortgagor has been released from financial obligation on the mortgage. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $193,050.75. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 9, Block 2, Fox Meadows Plat 5, Chisago County, Minnesota; will be sold by the Sheriff of Chisago County, Minnesota, at public auction on November 29, 2012 at 10:00 a.m. at the office of the Chisago County Sheriff, 313 North Main Street, Room 100, Center City, Minnesota. 8. The mortgagor must vacate the property on or before 11:59 p.m. May 29, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 9. The time allowed by law for redemption by Mortgagors or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THE RIGHT TO VERIFICATION OF THE DEBT, INCLUDING A DEBT DISCHARGED BY A BANKRUPTCY, WHICH DEBT IS SECURED BY THE MORTGAGE, AND IDENTITY OF THE ORIGINAL MORTGAGEE IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Foreclosure Data required by Minn. Stat. Sec. 580.025 1.Property Address: 6217 Red Fox Run, North Branch, MN 55056 2.Transaction Agent: Not Applicable 3.Name of Mortgage Originator (Lender): Wells Fargo Financial Minnesota, Inc. 4.Residential Servicer: Wells Fargo Financial Minnesota, Inc. 5.Tax Parcel Identification Number: 16-00511-76 6.Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Financial Minnesota, Inc. Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD & THONE, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 15-0261 Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3165957

1010 LG Mortgage Foreclosures

12-085993 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): David Gillette and Angie M. Gillette, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed June 28, 2005, Chisago County Recorder, as Document Number A-451746 ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: November 10, 2010 filed: January 3, 2011, recorded as document number A-529045 MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 100154070001010193 SERVICER: GMAC Mortgage, LLC LENDER: American Residential Mortgage, LP LEGAL DESCRIPTION OF PROPERTY: The West Half of the Northeast Quarter of the Northeast Quarter (W 1/2 of NE 1/4 of NE 1/4), Section 7, Township 36 North, Range 22 West, measured at right angles to the West line thereof STREET ADDRESS OF PROPERTY: 1501 Badger Blvd W, Stanchfield, MN 55080 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago TAX PARCEL IDENTIFICATION NUMBER: 03.00076.00 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $175,022.80 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 12 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 21, 2013. Dated: September 25, 2012 GMAC Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3164011

1010 LG Mortgage Foreclosures

11-078774 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Joan M. Audette and Scott A. Audette, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100055401249545692 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed January 5, 2007, Chisago County Recorder, as Document Number A-479680 ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB; Dated: November 7, 2011 filed: December 22, 2011, recorded as document number A-539684 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Wildridge Plat 3 PROPERTY ADDRESS: 4858 382Nd Drive, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11 01070 89 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $298,153.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 28, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3171012

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,088.01 MORTGAGOR(S): Mark Goodroad, a single man MORTGAGEE: First National Bank of America DATE AND PLACE OF RECORDING: Recorded: December 12, 2011 Chisago County Recorder Document Number: A-539370 ASSIGNMENTS OF MORTGAGE: And assigned to: Rose Acceptance, Inc. Dated: November 29, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First National Bank of America Residential Mortgage Servicer: First National Acceptance Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 39391 Keystone Ave, North Branch, MN 55056-6284 Tax Parcel ID Number: 09-00196-30 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest 1/4 of the Southwest 1/4 of Section 18, Township 35 North, Range 20 West, Chisago County, Minnesota, lying Northerly of the following described line: Commencing at the Southwest corner of the West 1/2 of the Southwest 1/4 of said Section 18; thence North assume bearing along the West line of said West 1/2 of the Southwest 1/4, a distance of 1624.00 feet to the point of beginning of the line to be described; thence East, to the East line of said Northwest 1/4 of the Southwest 1/4 and said line there terminating AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $108,745.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 02, 2013, or the next business day if December 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 10, 2012 ASSIGNEE OF MORTGAGEE: Rose Acceptance, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025536F01 Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3172752

1010 LG Mortgage Foreclosures

12-084327 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,760.00 MORTGAGOR(S): Virgil K. Campbell, and Kelly M. Campbell, Husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000 779 100 028 231 99 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Decision One Mortgage Company, LLC. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 6, 2005, Chisago County Recorder, as Document Number A-448683 ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset Backed Certificates, Series 2005-BC2; Dated: May 2, 2012 filed: May 14, 2012, recorded as document number A-544409 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Jay Addition PROPERTY ADDRESS: 655 11Th St W, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 17.00679.02 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $150,171.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 2, 2012 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET BACKED CERTIFICATES, SERIES 2005-BC2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3173247

1010 LG Mortgage Foreclosures

10-068740 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $294,400.00 MORTGAGOR(S): Daniel Boler, a married man MORTGAGEE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank F.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank F.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed September 20, 2007, Chisago County Recorder, as Document Number A-490246 LEGAL DESCRIPTION OF PROPERTY: The West 330 feet of the South 660 feet of the Southwest Quarter of the Northwest Quarter (SW 1/4 of NW 1/4) of Section Three (3), Township Thirty-four (34) North, Range Twenty (20), West PROPERTY ADDRESS: 13348 355Th St, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02-00376-55 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $341,698.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3171955

1010 LG Mortgage Foreclosures

12-082849 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Joseph S. Mitchell and Darcie A. Mitchell, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed September 13, 2006, Chisago County Recorder, as Document Number A474831 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE4, Asset-Backed Pass-Through Certificates, Series 2006-WFHE4; Dated: January 3, 2012 filed: January 5, 2012, recorded as document number A540057 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Northern Pines PROPERTY ADDRESS: 47925 Blue Heron Trail, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 03.01336.32 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,033.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE4, Asset-Backed Pass-Through Certificates, Series 2006-WFHE4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3180192

1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,500.00 MORTGAGOR(S): Michael J. Marx Jr. and Chasteen M. Marx, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0007336337-2 SERVICER: Specialized Loan Servicing, LLC LENDER: Countrywide Home Loans, Inc.. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder, on October 4, 2006, as Document No. A-475729. ASSIGNED TO: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Dated: June 4, 2011 , and recorded June 13, 2011 by Document No. A533922 . LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, White Stone, Chisago County, MN PROPERTY ADDRESS: 27197 Ironwood Ct, Chisago City, MN 55013 PROPERTY I.D: 13.11129.88 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Seven Hundred Nine Thousand Nine Hundred Twenty-One and 19/100 ($709,921.19) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 11, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 11, 2013, or the next business day if April 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00376-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4286932 08/22/2012, 08/29/2012, 09/05/2012, 09/12/2012, 09/19/2012, 09/26/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for October 11, 2012 at 10:00 AM, has been postponed to November 14, 2012 at 10:00 AM, located at Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012, Chisago Minnesota Dated: October 11, 2012 The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Jennifer K Fischer (0311248) Attorneys for The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00376-2 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4313503 10/17/2012 Published in the ECM POST REVIEW October 17, 2012 3181065

1010 LG Mortgage Foreclosures

11-074732 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $755,421.00 MORTGAGOR(S): Sheryl A. Aarnio and Thomas L. Aarnio, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 4, 2005, Chisago County Recorder, as Document Number A-459612 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association as Trustee; Dated: August 16, 2011 filed: August 25, 2011, recorded as document number A-535710; thereafter Corrective Assignment of Mortgage filed to correct the assignee to US Bank National Association as Trustee for RFMSI 2005-S9 dated August 9, 2012. MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 1000583-1000064949-3 SERVICER: GMAC Mortgage, LLC LENDER: Loan City LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, St. Croix River Bluffs STREET ADDRESS OF PROPERTY: 19155 263Rd Street, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago TAX PARCEL IDENTIFICATION NUMBER: 04 00224 70 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $763,944.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2012 US Bank National Association as Trustee for RFMSI 2005-S9 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 17, 24, 31 November 7, 14, 21, 2012 3182751

1010 LG Mortgage Foreclosures

11-077071 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,600.00 MORTGAGOR(S): Mark L. Peterson and Lisa M. Peterson, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC LENDER: Argent Mortgage Company, LLC SERVICER: America's Servicing Company DATE AND PLACE OF FILING: Filed September 9, 2004, Chisago County Registrar of Titles, as Document Number T-16696 ASSIGNMENTS OF MORTGAGE: Assigned to: Ameriquest Mortgage Company; Dated: September 7, 2004 filed: April 4, 2012, recorded as document number T22415; thereafter assigned to US Bank, National Association, as Trustee, Successor-in-Interest to Wachovia Bank, NA, as Trustee for Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2004-WWF1 dated September 7, 2004 and recorded on April 4, 2012 as document number T22416. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Town & Country Estates, 2nd Plat REGISTERED PROPERTY PROPERTY ADDRESS: 29910 Nathan Court, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00803.32 CERT NO. 3940 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,999.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 8, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313North Main St. Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2012 US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc. Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 8, 2012, at 10:00 a.m., has been postponed to September 12, 2012, at 10:00 a.m., located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 12, 2013 at 11:59 PM. Dated: August 7, 2012. US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc. Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2012, at 10:00 AM, has been postponed to October 12, 2012, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 12, 2013 at 11:59 PM. Dated: September 11, 2012. US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc. Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2012, at 10:00 AM, has been postponed to November 16, 2012, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by May 16, 2013 at 11:59 PM. Dated: October 12, 2012. US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc. Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW October 17, 2012 3186092

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Dated: October 12, 2012 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. YOU ARE NOTIFIED THAT: 1.Default has occurred in the conditions of the Mortgage dated January 19, 2005, executed by Charles Spears and Sandra Spears, husband and wife, as Mortgagors to First State Bank of Rush City n/k/a Unity Bank, as Mortgagee, and filed for record January 28, 2005, as Document No. A-443966, in the Office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2.The Mortgage has been assigned as follows: None. 3.The original principal amount secured by the Mortgage was Fifty Six Thousand and 00/100 Dollars ($56,000.00). 4.No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5.The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6.At the date of this notice the amount due on the Mortgage, and taxes, if any paid by the holder of the Mortgage is Forty Five Thousand Fifty Five and 10/100 Dollars ($45,055.10). 7.Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 4, Block 2, Trav's Crossing, Chisago County, Minnesota. Physical Address: XXXXX Augusta Avenue West, Stanchfield, MN 55080. Parcel ID Number: 06.00668.09 will be sold by the County Sheriff of Chisago County, Minnesota, at public auction on November 29, 2012, at 10:00 a.m. at the Chisago County Sheriff's Office at 313 North Main Street, Center City, MN 55012. 8.The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9.If this is an owner occupied single-family dwelling, the premises must be vacated by May 29, 2013 at 11:59 p.m. 10.THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11.THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. First State Bank of Rush City n/k/a Unity Bank MORTGAGEE OR ASSIGNEE OF MORTGAGE Attorney for Mortgagee or Assignee of Mortgage: D. Sherwood McKinnis, I.D. No. 176898 LINDBERG & McKINNIS, P.A. 200 - 3rd Avenue NE, Suite 300 Cambridge, MN 55008 (763) 689-9596 Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3186365

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/18/2004 MORTGAGOR(S): Jason Davids and Carisa L. Davids, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp. SERVICER: Bank of America, N.A. MORTGAGE ID #: 100136300110800066 DATE AND PLACE OF RECORDING: Recorded February 22, 2005,Chisago County Recorder, Document No. A 445076. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Dated: June 14, 2011 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Fox Meadows Plat 4, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 16.00511.50 ADDRESS OF PROPERTY: 39451 8th Ave North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,026.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, March 15, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 09/15/2012 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 18, 2012 Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-112055 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, June 21, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: March 03,2012 Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-112055 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, September 20, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: June 01, 2012 Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-112055 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Wednesday, October 24, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: August 24, 2012 Wells Fargo Bank, National Association, as Trustee for the Certificate holders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Brans Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-112055 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Thursday, December 13, 2012, at 10:00 a.m., Sheriffs Main Office, 313 North Main Street, Room 100, Center City in said County and State. Dated: October 11, 2012 Wells Fargo Bank, National Association, as Trustee for the Certificate holders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Brans Attorneys for: Wells Fargo Bank, National Association, as Trustee for the Certificateholders of the Morgan Stanley ABS Capital I Inc. Trust 2005-WMC2, Mortgage Pass-through Certificates, Series 2005-WMC2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651)291-8955 16751-112055 Published in the ECM POST REVIEW October 17, 2012 3186647

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,861.00 MORTGAGOR(S): Tabatha J. King, a single person MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company DATE AND PLACE OF FILING: Filed January 6, 2003, Chisago County Recorder; Document No. A-392438 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Saratoga Addition to the Village of Wyoming STREET ADDRESS OF PROPERTY: 26841 Friesland Avenue North, Wyoming, MN 55092 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,733.27 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 11, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 11, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: TABATHA J. KING "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 11, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E1856) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: July 11, 2012 at 10:00 a.m. to August 29, 2012 at 10:00 a.m. Said sale will be held at the main office of the Chisago County Sheriff, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 28, 2013. Dated: July 15, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Brian F. Kidwell, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E1856) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: August 29, 2012 at 10:00 a.m. to October 3, 2012 at 10:00 a.m. Said sale will be held at the main office of the Chisago County Sheriff, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 3, 2013. Dated: September 9, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Brian F. Kidwell, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E1856) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: October 3, 2012 at 10:00 a.m. to December 5, 2012 at 10:00 a.m. Said sale will be held at the main office of the Chisago County Sheriff, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 5, 2013. Dated: October 9, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Brian F. Kidwell, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E1856) NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 26841 Friesland Avenue North, Wyoming, MN 55092 (2) Transaction Agent Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 210058500 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW October 17, 2012 3180910

1025 LG County of Chisago

PLANNING COMMISSION MEETING NOTICE The Chisago County Planning Commission will meet on Thursday, November 1, 2012 2012 at 7:00 p.m. in Meeting Room 131 of the Chisago County Government Center in Center City. Planning Commission members will also tour the agenda items on Tuesday, October 30, 2012 at 9:00 a.m. departing from Chisago County Public Works, at 31325 Park Trail, Center City, MN. The following is the item of new business on the agenda: PLANNING COMMISSION 7:00 P.M. Zoning Ordinance Amendment - The Planning Commission will accept written and oral testimony on the final draft Zoning Ordinance Amendment language concerning the adoption of Interim Use Permits all Zoning Districts. Tara M. Guy Assistant Zoning Director Published in the ECM POST REVIEW October 17, 2012 3181362

1025 LG County of Chisago

PUBLIC ACCURACY TEST NOTICE IS HERBY GIVEN, that Chisago County will conduct a public accuracy test of the M-100 electronic voting equipment and the Automark ballot marking devices to be used in Chisago County in the upcoming November 6, 2012 General Election. This public accuracy test will be held on Wednesday October 24, 2012 at 9:00 a.m. in Room 131 of the Chisago County Government Center in Center City, Minnesota. Anyone interested in viewing this test may attend. Published in the ECM POST REVIEW October 17, 2012 3186320

1025 LG County of Chisago

ADVERTISEMENT FOR BIDS 2013 - 2014 FUEL SUPPLIES Separate sealed bids for 2013-2014 FUEL SUPPLIES will be received by the Board of Commissioners of Chisago County at the Office of the Clerk of the Board, 313 N. Main Street, Room 175, Center City, Minnesota 55012 until 1:00 p.m. on the 8th day of November, 2012, and then at said time publicly opened and read aloud. Specifications and Proposals may be examined and/or obtained at the Chisago County Public Works Office, 31325 Oasis Road, Center City, Minnesota 55012 or by sending a request to Chisago County Public Works, 313 N. Main Street, Room 400, Center City, Minnesota 55012. Phone (651) 213-8700, Fax (651) 213-8772. The County Board reserves the right to reject any or all bids, to waive any informality therein, and further reserves the right to award the contract in the best interest of the County. Joe Triplett, P.E. Director/County Engineer Chisago County Public Works Published in the ECM POST REVIEW October 17, 24, 31, 2012 3186681

1045 LG Public Notices

SPECIAL EDUCATION EVALUATIONS FOR HOME-SCHOOLED OR PRIVATE-SCHOOL STUDENTS In response to the Individuals with Disabilities Education Improvement Act (IDEIA 2004) Minnesota School Districts must demonstrate that "all children with disabilities, including children with disabilities attending private schools, regardless of the severity of their disabilities, and who are in need of special education and related services, are identified, located and evaluated." This responsibility extends to children with disabilities who are educated at home or in nonpublic schools. Upon request, your local public school will provide information to concerned parents on specific disabilities including information about the educational or behavioral characteristics of each disability. Parents who believe their child may indeed have a disability may request information on how to arrange for an evaluation through the district's special education staff. Parents of students who are evaluated and are found to be eligible for special education services will become part of a team, which will develop, implement and monitor the effectiveness of a Service Plan to meet the identified needs of their children. If you have questions or would like to receive information about specific disabilities or evaluation, please contact the principal of the school building your child would be attending if he/she was enrolled in public school. Your school district is committed to success for all learners. Published in the ECM POST REVIEW October 17, 2012 3186270

1112 LG City of North Branch

CITY OF NORTH BRANCH NOTICE OF GENERAL ELECTION TO THE ELECTORS OF THE CITY OF NORTH BRANCH, CHISAGO COUNTY, MINNESOTA: Notice is hereby given that a General Election will be held in the above named City on Tuesday, November 6, 2012. The polls will be opened from the hours of 7:00 a.m. to 8:00 p.m. The purpose of the election is to elect a mayor (2 year term) and two councilmembers (4 year terms). Polling Places: *Residents living WEST of I-35 vote at Abundant Life Church, 4359 392nd Street *Residents living NORTH of State Highway 95 and EAST of I-35 vote at United Methodist Church, 6500 Main Street. *Residents living SOUTH of State Highway 95 and EAST of I-35 vote at the Chisago County Senior Center, 38790 6th Avenue (lower level of Uptown Maple Commons building on the corner of 6th and Maple). For additional information or questions, contract Bridgitte Konrad, City Clerk, at 651-74-8113 during normal business hours. BRIDGITTE KONRAD CITY ADMINISTRATOR Published in the ECM POST REVIEW October 17, 24, 2012 3173989

1112 LG City of North Branch

ORDINANCE NO. 191-12 AN ORDINANCE ESTABLISHING A TEMPORARY REDUCTION IN THE MAYOR AND CITY COUNCIL SALARY. THE CITY COUNCIL OF THE CITY OF NORTH BRANCH, MINNESOTA ORDAINS: SECTION 1 TEMPORARY REDUCTION That effective from January 1, 2013 through December 31, 2013 the following is established as the temporary salary for the Mayor and City Council in 2013. These rates are inclusive of attendance at all commission/meeting assignments made by the Mayor, all outside travel and meal reimbursements. Mayor $3,750 per year City Council $3,000 per year per member Unless renewed, these rates will expire on December 31, 2013 and the per diems established in 1998 will go back into effect on January 1, 2014. SECTION 2 EFFECTIVE DATE This Ordinance shall take full effect on January 1, 2013 and be in full force after its passage and publication according to law. Passed and adopted this 8th day of October 2012. CITY OF NORTH BRANCH BY: Amy Oehlers, Mayor ATTEST: Bridgitte Konrad, City Administrator Published in the ECM POST REVIEW October 17, 2012 3180674

1112 LG City of North Branch

ECONOMIC DEVELOPMENT AUTHORITY NOTICE OF PUBLIC HEARING REGARDING THE SALE OF REAL PROPERTY LOCATED IN THE CITY OF NORTH BRANCH BY THE NORTH BRANCH ECONOMIC DEVELOPMENT AUTHORITY TO PRAIRIE PARTNERS NOTICE IS HEREBY GIVEN that the North Branch Economic Development Authority (the "Authority") of the City of North Branch ("City"), Minnesota will meet on November 1, 2012 at 3:30 p.m., or as soon thereafter as the matter may be heard, at the City Hall, 6408 Elm Street, North Branch, Minnesota, 55056, for the purpose of conducting a public hearing on the proposed sale of real property located in the City, Chisago County, Minnesota by the Authority to Prairie Partners. The property in question is generally described as: A parcel generally described as approximately the southerly 382' of the west 510' of Outlot E ESSBY Business Park, Chisago County, Minnesota and that northerly portion of parcel 11.00359.00 that lies south of 400th and east of Cherokee Avenue approximately 304' by 390' in size. The exact legal description to be further defined during the platting process, prior to closing. All persons interested may appear and be heard at the time and place set forth above. BY ORDER OF THE NORTH BRANCH ECONOMIC DEVELOPMENT AUTHORITY Bridgitte Konrad City Administrator Published in the ECM POST REVIEW October 17, 2012 3185895

1156 LG School Dist. #138

NORTH BRANCH AREA EDUCATION CENTER POLICY COMMITTEE MEETING September 13, 2012 The Policy Committee met on Thursday, September 13, 2012, at 5:30 p.m. in Room 118 of the North Branch Area Education Center. Members in Attendance: Kirby Ekstrom, Randy Westby, Superintendent Henton, Randi Johnson, Coley McDonough, Lori Zimmerman, and Pat Tepoorten Review of Meeting Norms There were no questions on the meeting norms. Attendance Policy Review There was a conflict with one of the meeting dates for the Attendance Policy Review Committee. Meetings dates will be scheduled for October 23rd from 5:30-6:30 pm, November 13th from 5:30-7:00 pm, November 27th from 5:30-7:00 pm, and December 4th from 5:30-6:30 pm. OPEB Policy Randi Johnson, Director of Finance and Human Resources, discussed the investment policy. There will be a revision to this policy, which was recommended by Wells Fargo. Wells Fargo will be attending the October 25th Work Session to discuss the recommended changes to the school board. Series 600 Policies Policy 601 - School District Curriculum and Instruction Goals The committee discussed Policy 601 and there was discussion on changing some wording in the policy. There will be discussion with the full board at the October 25th Work Session regarding the wording changes. Policy 603 - Curriculum Development Policy 603 was discussed by the committee and will be presented at the October 25th Work Session with a recommendation to bring it to the November 8th meeting for a first reading. Policy 604 - Instructional Curriculum Policy 604 was discussed by the committee and will be presented at the October 25th Work Session with a recommendation to bring it to the November 8th meeting for a first reading. Policy 605 - Alternative Programs Policy 605 was discussed by the committee and will be presented at the October 25th Work Session with a recommendation to bring it to the November 8th meeting for a first reading. Other The Policy Committee's next meeting will be held on October 11, 2012 at 4:00 pm. Jay Falk, Clerk Published in the ECM POST REVIEW October 17, 2012 3185686

1156 LG School Dist. #138

SPECIAL SCHOOL BOARD MEETING The School Board of Independent School District held a Special School Board Meeting at 7:00 p.m. on September 20, 2012, in the North Branch Area Education Center Board Room. Chair Salo called the meeting to order. Roll Call: Kim Salo, Kirby Ekstrom, Randy Westby, John White, and Superintendent Henton Absent: Jay Falk and Trent Jensen Others in Attendance: Regan Kohler, Lori Zimmerman, Jason Hartmann, Kitty Eicholtz, Kevin Orf, Tim MacMillan, Jane Erickson, Linda Heidelberger, Aaron Gibbons, Doug Bloom, Randi Johnson, and Arle Chambers Approval of Agenda Moved by White, seconded by Westby, and carried unanimously to approve the agenda. New Business: Approval of Certification of Proposed Property Tax Levy 2012 Payable 2013. Randi Johnson, Director of Finance and Human Resources, presented the preliminary information on the property tax levy 2012 Payable 2013. This information will be used by the auditor in preparing the property tax statements that will be mailed out in November. Johnson recommended the board certify the levy to the maximum. Moved by Westby, seconded by White and carried unanimously to approve the proposed levy 2012 Payable 2013 to the maximum. Superintendent's Evaluation Chair Salo explained the timeline of the superintendent's evaluation. The superintendent's evaluation needs to be completed by each board member and mailed to the School Board Chair by October 1. At the October 11 Regular Board Meeting, there will be a closed session to discuss the superintendent's evaluation. At the October 25 Special School Board Meeting, the board will review and approve the summary evaluation. Moved by Westby, seconded by White and carried unanimously to approve the timeline of the superintendent's evaluation. Discussion of Upcoming October Regular Board Agenda Items: Second Reading of Policy 101 - Legal Status of the School District. This policy will go to the board as a second reading at the October 11th regular board meeting. Second Reading of Policy 101.1 - Name of the School District. This policy will go to the board as a second reading at the October 11th regular board meeting. Second Reading of Policy 102 - Equal Educational Opportunity. This policy will go to the board as a second reading at the October 11th regular board meeting. Second Reading of Policy 103 - Complaints - Students, Employees, Parents, Other Persons. This policy will go to the board as a second reading at the October 11th regular board meeting. Second Reading of Policy 104 - School District Mission Statement. This policy will go to the board as a second reading at the October 11th regular board meeting. First Reading of Policy 601 - School District Curriculum and Instruction Goals. This policy will be discussed at the October 25th Work Session with a recommendation to bring it to the November 8th regular board meeting for a first reading. First Reading of Policy 603 - Curriculum Development. This policy will be discussed at the October 25th Work Session with a recommendation to bring it to the November 8th regular board meeting for a first reading. First Reading of Policy 604 - Instructional Curriculum. This policy will be discussed at the October 25th Work Session with a recommendation to bring it to the November 8th regular board meeting for a first reading. First Reading of Policy 605 - Alternative Programs. This policy will be discussed at the October 25th Work Session with a recommendation to bring it to the November 8th regular board meeting for a first reading. Assurance of Compliance Report. Superintendent Henton explained that this item is annual routine business and will need board approval in October. Annual Report on Curriculum, Instruction, and Student Achievement. Superintendent Henton explained that this item is annual routine business and will need board approval in October. Seniority Lists. Superintendent Henton explained that this item is annual routine business and will need board approval in October. Staff Development Plan. Superintendent Henton explained that this item is annual routine business and will need board approval in October. MSBA Resolution to Exclude STEP Students from MMR Calculations. Board Member Ekstrom asked for board support to pass a resolution regarding Minnesota's Multiple Measure Rating (MMR) accountability system. Motion by White, seconded by Westby and carried unanimously to approve the following resolution: BE IT RESOLVED, Minnesota's Multiple Measure Rating (MMR) accountability system shall be modified so that districts are not penalized in the area of graduation for students with disabilities ages 18-21 receiving entitled services through local school districts. Adjournment Moved by White, seconded by Westby and carried unanimously to adjourn the meeting at 7:40 p.m. Jay Falk, Clerk Published in the ECM POST REVIEW October 17, 2012 3185759

1112 LG City of North Branch

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