12-085897 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,000.00 MORTGAGOR(S): Diane M. Miller and Joseph S. Miller, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0011080933-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed June 29, 2005, Chisago County Recorder, as Document Number A-451828 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP; Dated: May 1, 2012 filed: May 11, 2012, recorded as document number A-544368 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Three (3), Deer Ridge Estates PROPERTY ADDRESS: 27885 Fountain Avenue, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.11127.20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $240,678.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 14, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 18, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3156581
12-086736 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,850.00 MORTGAGOR(S): Norman D. Bleyle Sr. and Melinda S. Bleyle, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0002068685-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 1, 2004, Chisago County Recorder, as Document Number A429854 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: April 26, 2012 filed: May 1, 2012, recorded as document number A543962 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Buffalo Ridge 2nd Addition PROPERTY ADDRESS: 30531 Redding Avenue, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 18.00107.20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $150,950.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 21, 2013. Dated: September 20, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3161202
12-086660 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,842.00 MORTGAGOR(S): Roy E. Johnson Jr and Ashley A. Johnson, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed January 3, 2011, Chisago County Registrar of Titles, as Document Number T21646 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Three (3), in Lake Country Estates REGISTERED PROPERTY PROPERTY ADDRESS: 29691 Shoreview Cir, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00840.20 CERT NO. 5163.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $162,874.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 21, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 20, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3162397
12-085277 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 MORTGAGOR(S): Mark Hoffman, a single person and Tammy A Peterson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001337-0002169028-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Countrywide Bank, FSB SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 11, 2007, Chisago County Recorder, as Document Number A-484927 ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP; Dated: April 22, 2010 filed: May 11, 2010, recorded as document number A-521486 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Meadowood Ponds PROPERTY ADDRESS: 4950 Enchantment Ln, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05-00701-22 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $236,067.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 21, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 21, 2012 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3162860
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Jonathan R Lupinek and Angela M Lupinek, husband and wife MORTGAGEE: The First National Bank of Hudson DATE AND PLACE OF RECORDING: Recorded: February 20, 2007 Chisago County Recorder Document Number: A-481624 ASSIGNMENTS OF MORTGAGE: And assigned to: Associated Bank Dated: September 10, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The First National Bank of Hudson Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 5954 371st St, North Branch, MN 55056-5650 Tax Parcel ID Number: 11.00900.50 LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block Three (3), Kates Estates AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,484.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 15, 2013, or the next business day if May 15, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 03, 2012 ASSIGNEE OF MORTGAGEE: Associated Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026065F01 Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3164549
NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated March 9, 2007, executed by David Cook and Allison Cook, husband and wife, as Mortgagors, to Wells Fargo Financial Minnesota, Inc., as Mortgagee, and filed for record April 12, 2007, as Document No. A-483750, in the office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was $174,400.72. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. No mortgagor has been released from financial obligation on the mortgage. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $193,050.75. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 9, Block 2, Fox Meadows Plat 5, Chisago County, Minnesota; will be sold by the Sheriff of Chisago County, Minnesota, at public auction on November 29, 2012 at 10:00 a.m. at the office of the Chisago County Sheriff, 313 North Main Street, Room 100, Center City, Minnesota. 8. The mortgagor must vacate the property on or before 11:59 p.m. May 29, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 9. The time allowed by law for redemption by Mortgagors or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THE RIGHT TO VERIFICATION OF THE DEBT, INCLUDING A DEBT DISCHARGED BY A BANKRUPTCY, WHICH DEBT IS SECURED BY THE MORTGAGE, AND IDENTITY OF THE ORIGINAL MORTGAGEE IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Foreclosure Data required by Minn. Stat. Sec. 580.025 1.Property Address: 6217 Red Fox Run, North Branch, MN 55056 2.Transaction Agent: Not Applicable 3.Name of Mortgage Originator (Lender): Wells Fargo Financial Minnesota, Inc. 4.Residential Servicer: Wells Fargo Financial Minnesota, Inc. 5.Tax Parcel Identification Number: 16-00511-76 6.Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Financial Minnesota, Inc. Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD & THONE, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 15-0261 Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3165957
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2008. MORTGAGOR(S): George A. Novak and Debra J. Novak, husband and wife. MORTGAGEE: The RiverBank. DATE AND PLACE OF RECORDING: Filed March 3, 2008, Chisago County Recorder, as Document No. A-495565, as modified by Modification of Mortgage filed for record July 14, 2010, as Document No. A-523535, and Modification of Mortgage filed for record July 15, 2011, as Document No. A-534681. ASSIGNMENT(S) OF MORTGAGE: Assigned to Central Bank by Receiver's Assignment dated May 24, 2012, recorded June 15, 2012, as Document No. A-545469. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Central Bank. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): The RiverBank. MORTGAGED PROPERTY ADDRESS: 11746 Chisago Boulevard, Chisago City, Minnesota, 55013. TAX PARCEL I.D. NO.: 02-01464-00 and 02-00139-10. LEGAL DESCRIPTION OF PROPERTY: Parcel 1: Lot 29, Lilygren's Beach. Parcel 2: All that part of Government Lot 6, Section 17, Township 33 North, Range 20 West, Chisago County, Minnesota, lying North of County Road 83, West of Lilygren's Beach Addition, and easterly of the following described line: Commencing at the south quarter corner of said Section 17, thence 268°07'45", assumed azimuth from North along the south line of said Section 17, a distance of 923.40 feet, thence 41°41'50", 316.83 feet, thence 333°14'44", 60.00 feet, thence 289°41'12", 275.00 feet to the point of beginning of the line to be described, thence 11°18'19", to the shoreline of Chisago Lake and said line there terminating COUNTY IN WHICH PROPERTY IS LOCATED: Chisago. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $585,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $603,990.92. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's office in the Government Center, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED." Dated: September 25, 2012. CENTRAL BANK, Assignee /s/ Peter B. Tiede PETER B. TIEDE -for- Atty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3165997
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,920.00 MORTGAGOR(S): Paula I. Fassett-Pfuhl and Robert H. Pfuhl, wife and husband MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Filed August 1, 2002, Chisago County Recorder; Document No. A382168 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. by written assignment recorded on August 1, 2002 as Document Number A382169 LEGAL DESCRIPTION OF PROPERTY: That part of the East 660 feet of the Southeast 1/4 of the Southeast 1/4 of Section 12, Township 34 North, Range 21 West, lying North of the South 990 feet. STREET ADDRESS OF PROPERTY: 34191 Kale Avenue, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $154,024.24 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012 at 10:00 am PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 21, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 27, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1432) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 34191 Kale Avenue, North Branch, MN 55056 (2) Transaction Agent Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 05.00185.00 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3168490
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Troy Cherry and Jenifer Cherry, husband and wife MORTGAGEE: Washington Mutual Bank, FA DATE AND PLACE OF FILING: Filed October 20, 2005, Chisago County Recorder; Document No. A-458607 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on April 2,2007 as Document Number A483261 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Sunrise West STREET ADDRESS OF PROPERTY: 26589 Everton Circle, Wyoming, MN 55092-9008 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $201,040.42 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 21, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E8320) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 26589 Everton Circle, Wyoming, MN 55092-9008 (2) Transaction Agent Washington Mutual Bank, FA (3) Name of Mortgage Originator (Lender) Washington Mutual Bank, FA (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 21-00591-00 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW October 3, 10, 17, 24, 31, November 7, 2012 3170874
12-085993 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): David Gillette and Angie M. Gillette, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed June 28, 2005, Chisago County Recorder, as Document Number A-451746 ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: November 10, 2010 filed: January 3, 2011, recorded as document number A-529045 MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 100154070001010193 SERVICER: GMAC Mortgage, LLC LENDER: American Residential Mortgage, LP LEGAL DESCRIPTION OF PROPERTY: The West Half of the Northeast Quarter of the Northeast Quarter (W 1/2 of NE 1/4 of NE 1/4), Section 7, Township 36 North, Range 22 West, measured at right angles to the West line thereof STREET ADDRESS OF PROPERTY: 1501 Badger Blvd W, Stanchfield, MN 55080 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago TAX PARCEL IDENTIFICATION NUMBER: 03.00076.00 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $175,022.80 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 12 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 21, 2013. Dated: September 25, 2012 GMAC Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3164011
11-078774 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Joan M. Audette and Scott A. Audette, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100055401249545692 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed January 5, 2007, Chisago County Recorder, as Document Number A-479680 ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB; Dated: November 7, 2011 filed: December 22, 2011, recorded as document number A-539684 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Wildridge Plat 3 PROPERTY ADDRESS: 4858 382Nd Drive, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11 01070 89 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $298,153.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 28, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3171012
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,088.01 MORTGAGOR(S): Mark Goodroad, a single man MORTGAGEE: First National Bank of America DATE AND PLACE OF RECORDING: Recorded: December 12, 2011 Chisago County Recorder Document Number: A-539370 ASSIGNMENTS OF MORTGAGE: And assigned to: Rose Acceptance, Inc. Dated: November 29, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First National Bank of America Residential Mortgage Servicer: First National Acceptance Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 39391 Keystone Ave, North Branch, MN 55056-6284 Tax Parcel ID Number: 09-00196-30 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest 1/4 of the Southwest 1/4 of Section 18, Township 35 North, Range 20 West, Chisago County, Minnesota, lying Northerly of the following described line: Commencing at the Southwest corner of the West 1/2 of the Southwest 1/4 of said Section 18; thence North assume bearing along the West line of said West 1/2 of the Southwest 1/4, a distance of 1624.00 feet to the point of beginning of the line to be described; thence East, to the East line of said Northwest 1/4 of the Southwest 1/4 and said line there terminating AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $108,745.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 02, 2013, or the next business day if December 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 10, 2012 ASSIGNEE OF MORTGAGEE: Rose Acceptance, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025536F01 Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3172752
12-084327 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,760.00 MORTGAGOR(S): Virgil K. Campbell, and Kelly M. Campbell, Husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000 779 100 028 231 99 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Decision One Mortgage Company, LLC. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 6, 2005, Chisago County Recorder, as Document Number A-448683 ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset Backed Certificates, Series 2005-BC2; Dated: May 2, 2012 filed: May 14, 2012, recorded as document number A-544409 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Jay Addition PROPERTY ADDRESS: 655 11Th St W, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 17.00679.02 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $150,171.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 2, 2012 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET BACKED CERTIFICATES, SERIES 2005-BC2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3173247
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 10/21/2005 MORTGAGOR(S): Julie McPherson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Advisor's Mortgage, LLC Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100199600000116513 Lender or Broker: Advisor's Mortgage, LLC Servicer: Bank of America, N.A. Mortgage Originator: Advisor's Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded December 06, 2005,Chisago County Recorder, Document No. A461231. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing LP Dated: September 23, 2010,Recorded November 15, 2011,Chisago County Recorder, Document No. A538486. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Maple Ward, Chisago County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 09.00401.00 ADDRESS OF PROPERTY: 12316 Kost Dam Rd North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,513.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, November 29, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 05/29/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 04, 2012 Bank of America, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-121100 Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3176729
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,169.00 MORTGAGOR(S): Chad Myrvold and Kelly Myrvold, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgages Unlimited, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Filed November 18, 2011, Chisago County Recorder; Document No. A-538665 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on April 17, 2012 as Document Number A-543433 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Northern Preserve STREET ADDRESS OF PROPERTY: 38083 Egret Way, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $234,131.94 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 21, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 5, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1108) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 38083 Egret Way, North Branch, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgages Unlimited, Inc., a Minnesota corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgages Unlimited, Inc., a Minnesota corporation (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 11.01032.21 (6) Transaction Agent's Mortgage ID Number (MERS number) 100848117014077040 Published in the ECM POST REVIEW October 10, 17, 24, 31 November 7, 14, 2012 3178176
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 MORTGAGOR(S): Jerome Zurn, unmarried MORTGAGEE: GR Lending Corporation, a Minnesota Corporation DATE AND PLACE OF FILING: Filed February 20, 2007, Chisago County Recorder; Document No. A481629 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on February 20, 2007 as Document Number A481630 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Southeast Quarter of Section Thirteen (13), Township Thirty-Three (33) North, Range Twenty (20) West, Chisago County, Minnesota, described as follows: Commencing at the East Quarter corner of Section 13, thence North 0 degrees 02 minutes West, assumed bearing, along the East line of Section 13, a distance of 568.3 feet; thence North 88 degrees 02 minutes West, a distance of 645 feet thence South 0 degrees 02 minutes East, a distance of 1500 feet to the point of beginning; thence continuing South 0 degrees 02 minutes East, a distance of 375 feet, more or less, to the South line of the NE1/4-SE1/4 of Section 13; thence Westerly along said South line, a distance of 643 feet, more or less, to the Southwest corner of the NE1/4-SE1/4; thence Northerly along the West line of NE1/4-SE1/4, a distance of 375 feet, more or less, to the point of intersection with a line that bears North 88 degrees 02 minutes West from the point of beginning; thence South 88 degrees 02 minutes East, along said line, a distance of 644 feet, more or less, to the point of beginning, containing 5.6 acres, more or less, and subject to and reserving a 33 foot easement along the East line thereof. STREET ADDRESS OF PROPERTY: 16140 - 272nd Street North, Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $187,842.61 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012 at 10:00 am PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 28, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 5, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By:/s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E8733) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 16140 - 272nd Street North, Lindstrom, MN 55045 (2) Transaction Agent GR Lending Corporation, a Minnesota Corporation (3) Name of Mortgage Originator (Lender) GR Lending Corporation, a Minnesota Corporation (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 04-00582-00 (6) Transaction Agent's Mortgage ID Number (MERS number) NONE Published in the ECM POST REVIEW October 10, 17, 24, 31 November 7, 14, 2012 3178193
10-068740 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $294,400.00 MORTGAGOR(S): Daniel Boler, a married man MORTGAGEE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank F.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank F.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed September 20, 2007, Chisago County Recorder, as Document Number A-490246 LEGAL DESCRIPTION OF PROPERTY: The West 330 feet of the South 660 feet of the Southwest Quarter of the Northwest Quarter (SW 1/4 of NW 1/4) of Section Three (3), Township Thirty-four (34) North, Range Twenty (20), West PROPERTY ADDRESS: 13348 355Th St, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02-00376-55 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $341,698.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3171955
12-082849 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Joseph S. Mitchell and Darcie A. Mitchell, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed September 13, 2006, Chisago County Recorder, as Document Number A474831 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE4, Asset-Backed Pass-Through Certificates, Series 2006-WFHE4; Dated: January 3, 2012 filed: January 5, 2012, recorded as document number A540057 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Northern Pines PROPERTY ADDRESS: 47925 Blue Heron Trail, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 03.01336.32 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,033.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE4, Asset-Backed Pass-Through Certificates, Series 2006-WFHE4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3180192
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 9, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 MORTGAGOR(S): Brian P. Wald and Jennifer M. Wald, husband and wife MORTGAGEE: Bank of America, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bank of America, N.A. SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed May 3, 2007, Chisago County Registrar of Titles, as Document Number T19290 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: May 22, 2012 filed: May 29, 2012, recorded as document number T-22516 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block One (1), Imperial Estates, According to plat thereof on file and of record in the office of the Registrar of Titles in and for Chisago County, Minnesota. And A One-Thirty Second (1/32) interest in and to the following described property, to wit: The South Twenty (20) feet of Outlot One (1), of the Revised Plat of Herberg Beach 2nd Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Chisago County, Minnesota, subject to the following restrictions: 1: No Old building or trailers may be brought in or maintained on said Lot. 2: This conveyance is made subject to express condition that no commercial boat landing shall be operated or maintain on said property, and no beer or intoxicating liquor shall be sold thereon by party of the second part, his heirs and assigns. 3: No outside privies allowed. 4: Only one dwelling is permitted on said lot. No dwelling shall be constructed thereon with smaller dimensions than 20' x 20'. AND The North Forty (40) feet of the South Sixty (60) feet of Outlot One (1) of the Revised Plat of Herberg Beach 2nd Addition, together with Herberg Beach Drive and Beach Circle, dedicated to the use of the public, all as per the plat thereof on file and of record in the office of the Registrar of Title of Chisago County, Minnesota. REGISTERED PROPERTY PROPERTY ADDRESS: 32350 Nottingham Ct, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02.01316.12 Cert. No.4810 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $270,701.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 26, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 10, 17, 24, 31, November 7, 14, 2012 3182129
11-074732 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $755,421.00 MORTGAGOR(S): Sheryl A. Aarnio and Thomas L. Aarnio, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 4, 2005, Chisago County Recorder, as Document Number A-459612 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association as Trustee; Dated: August 16, 2011 filed: August 25, 2011, recorded as document number A-535710; thereafter Corrective Assignment of Mortgage filed to correct the assignee to US Bank National Association as Trustee for RFMSI 2005-S9 dated August 9, 2012. MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 1000583-1000064949-3 SERVICER: GMAC Mortgage, LLC LENDER: Loan City LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, St. Croix River Bluffs STREET ADDRESS OF PROPERTY: 19155 263Rd Street, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago TAX PARCEL IDENTIFICATION NUMBER: 04 00224 70 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $763,944.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2012 US Bank National Association as Trustee for RFMSI 2005-S9 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 17, 24, 31 November 7, 14, 21, 2012 3182751
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 29, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,500.00 MORTGAGOR(S): Harley N. Weaver and Ladonna L. Weaver, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for First State Bank of Wyoming, a Minnesota Corporation DATE AND PLACE OF FILING: Filed March 5, 2008, Chisago County Recorder; Document No. A495656 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on July 3, 2012 as Document Number A546035 LEGAL DESCRIPTION OF PROPERTY: Unit 201, Common Interest Community Number 25, Pine Villas Condominium, A Condominium CIC Plat STREET ADDRESS OF PROPERTY: 6592 Pine Street, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $161,987.17 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 5, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 10, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1515) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6592 Pine Street, North Branch, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for First State Bank of Wyoming, a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for First State Bank of Wyoming, a Minnesota Corporation (4) Residential ServicerWells Fargo (800)416-1472 (5) Tax Parcel Identification Number 11.00435.18 (6) Transaction Agent's Mortgage ID Number (MERS number) 100444900000602626 Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3184285
NOTICE OF MORTGAGE FORECLOSURE SALE Dated: October 12, 2012 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. YOU ARE NOTIFIED THAT: 1.Default has occurred in the conditions of the Mortgage dated January 19, 2005, executed by Charles Spears and Sandra Spears, husband and wife, as Mortgagors to First State Bank of Rush City n/k/a Unity Bank, as Mortgagee, and filed for record January 28, 2005, as Document No. A-443966, in the Office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2.The Mortgage has been assigned as follows: None. 3.The original principal amount secured by the Mortgage was Fifty Six Thousand and 00/100 Dollars ($56,000.00). 4.No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5.The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6.At the date of this notice the amount due on the Mortgage, and taxes, if any paid by the holder of the Mortgage is Forty Five Thousand Fifty Five and 10/100 Dollars ($45,055.10). 7.Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 4, Block 2, Trav's Crossing, Chisago County, Minnesota. Physical Address: XXXXX Augusta Avenue West, Stanchfield, MN 55080. Parcel ID Number: 06.00668.09 will be sold by the County Sheriff of Chisago County, Minnesota, at public auction on November 29, 2012, at 10:00 a.m. at the Chisago County Sheriff's Office at 313 North Main Street, Center City, MN 55012. 8.The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9.If this is an owner occupied single-family dwelling, the premises must be vacated by May 29, 2013 at 11:59 p.m. 10.THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11.THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. First State Bank of Rush City n/k/a Unity Bank MORTGAGEE OR ASSIGNEE OF MORTGAGE Attorney for Mortgagee or Assignee of Mortgage: D. Sherwood McKinnis, I.D. No. 176898 LINDBERG & McKINNIS, P.A. 200 - 3rd Avenue NE, Suite 300 Cambridge, MN 55008 (763) 689-9596 Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3186365
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,197.00 MORTGAGOR(S): Ivan Poplin and Kara Poplin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Fremont Investment & Loan, a California corporation DATE AND PLACE OF FILING: Filed May 3, 2006, Chisago County Recorder; Document No. A-468033 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for SG Mortgage Securities Asset Backed Certificates, Series 2006-FRE2 by written assignment on January 14, 2010 as Document No. A-518072; corrected thereafter by corrective assignment of mortgage to US Bank National Association, as Trustee for SG Mortgage Securities Trust 2006-FRE2, Asset Backed Certificates, Series 2006-FRE2 by written corrective assignment recorded on September 21, 2012 as Document Number A548961 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Mystic Woodlands Plat 2 STREET ADDRESS OF PROPERTY: 38187 Branch Avenue, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $311,883.12 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 12, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 15, 2012 US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR SG MORTGAGE SECURITIES TRUST 2006-FRE2, ASSET BACKED CERTIFICATES, SERIES 2006-FRE2 Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (X5595) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 38187 Branch Avenue, North Branch, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Fremont Investment & Loan, a California corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Fremont Investment & Loan, a California corporation (4) Residential ServicerAmerica's Servicing Company 866-248-5719 (5) Tax Parcel Identification Number 11.01035.07 (6) Transaction Agent's Mortgage ID Number (MERS number) 100194450002102086 Published in the ECM POST REVIEW October 17, 24, 31 November 7, 14, 21, 2012 3186829
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2003 MORTGAGOR:David Kubes and Barbara Kubes, husband and wife. MORTGAGEE:CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Recorded July 30, 2003 Chisago County Recorder, Document No. A-409043. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 28631 Jocelyn Avenue, Chisago City, MN 55013 TAX PARCEL I.D. #: 13.10903.00 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Glenwater Estates COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,598.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 10, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-12-004945 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3186882
12-084481 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 5, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Chad R. Jungwirth, a single person, and Kristina A. Johnson, a single person MORTGAGEE: IndyMac Bank, F.S.B. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed March 12, 2004, Chisago County Recorder, as Document Number A-424922 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2004-AR1, Mortgage Pass-Through Certificates, Series 2004-AR1 under the Pooling and Servicing Agreement dated March 1, 2004; Dated: July 20, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Richland Meadows PROPERTY ADDRESS: 31464 Gable Ave, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19 00188 05 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $169,298.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2012 Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2004-AR1, Mortgage Pass-Through Certificates, Series 2004-AR1 under the Pooling and Servicing Agreement dated March 1, 2004 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 24, 31 November 7, 14, 21, 28, 2012 3182379
12-086229 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 2, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Justin L. Johnson and Traci L. Johnson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100190830000151991 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: SouthStar Funding, LLC SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed April 16, 2007, Chisago County Recorder, as Document Number A-483868 ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of CWALT, Inc., Alternative Loan Trust 2007-J2, Mortgage Pass-Through Certificates, Series 2007-J2; Dated: April 11, 2012 filed: April 23, 2012, recorded as document number A-543635 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heritage Heights No 3 PROPERTY ADDRESS: 26780 Freeport Court, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00562.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $202,609.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 24, 31 November 7, 14, 21, 28, 2012 3182784
12-086687 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 18, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,795.84 MORTGAGOR(S): Donald O. Johnson and Sandra J. Johnson, husband and wife MORTGAGEE: Beneficial Loan & Thrift Co. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Beneficial Loan & Thrift Co. SERVICER: HSBC Consumer Lending USA Inc. DATE AND PLACE OF FILING: Filed July 2, 2003, Chisago County Recorder, as Document Number A-406850 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Miller Estates PROPERTY ADDRESS: 31763 Foxhill Ave, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05 00702 09 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $170,529.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 12, 2012 Beneficial Loan & Thrift Co. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 24, 31, November 7, 14, 21, 28, 2012 3186347
STATE OF MINNESOTA COUNTY OF CHISAGO TENTH JUDICIAL DISTRICT DISTRICT COURT Case Type - Other Civil - Mortgage Foreclosure Court File No. 13-CV-11-1273 and 13-CV-12-618 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE (REAL PROPERTY) Northwoods Bank of Minnesota, a Corporation existing under the laws of the United States, Plaintiff, v. Thomas A. Fessenden, an individual, Stephanie K. Fessenden n/k/a Stephanie K. Miska, an individual, and Wells Fargo Bank, N.A., Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of the Judgments made and entered in the above entitled action on the 27th day of April, 2012, and also the 26th day of July, 2012, by the District Court of Chisago County, Minnesota, Tenth Judicial District, certified copies of which have been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due plaintiff in the above entitled action from defendants Thomas A. Fessenden, Stephanie K. Fessenden n/k/a Stephanie K. Miska, and Wells Fargo Bank, N.A. as prescribed in the Judgments, the undersigned Sheriff of Chisago County will sell at public auction to the highest bidder, for cash, on the 12th day of December, 2012, at 10:00 a.m. at the Chisago County Sheriff's Office, 313 North Main Street, Room 100, Center City, MN 55012, the premises and real estate, lying and being in the County of Chisago, State of Minnesota, described in said Judgments, to-wit: The East 660 feet of the Southwest Quarter of the Southwest Quarter in Section Twenty-six (26), Township Thirty-seven (37), Range Twenty-two (22), Chisago County, Minnesota. Subject to the reservation of a non-exclusive roadway easement for ingress and egress and utility purposes, over, under and across the East 66 feet thereof. Subject to an easement for Chisago County Road 7. together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, the "Mortgaged Property". Property Address: 2440 Rush Point Drive, Rush City, Minnesota 55069. Dated: 10-16-12 Rick Duncan Sheriff of Chisago County, Minnesota By Keith J. Hoppe Captain Title This Instrument was drafted by: John M. Cabak LEDIN & HOFSTAD, LTD 539 Main Street South Pine City, MN 55063 (320) 629-7537 Attorney Registration #0388929 Plaintiff's Attorney Published in the ECM POST REVIEW October 24, 31, November 7, 14, 21, 28, 2012 3194069
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 3, 2007 MORTGAGOR: Michael D. Whiting and Lindsey J. Whiting, husband and wife. MORTGAGEE:CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded August 17, 2007 Chisago County Recorder, Document No. A-489019. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6578 378th Street, North Branch, MN 55056 TAX PARCEL I.D. #: 11.01034.00 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Stone Meadow, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,103.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004782 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 24, 31, November 7, 14, 21, 28, 2012 3194501
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 7, 2006 MORTGAGOR: Corey D. Alperin and Jodi A. Alperin, husband and wife. MORTGAGEE:CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Recorded September 8, 2006 Chisago County Recorder, Document No. 474630. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 48154 Blue Heron Trail, Rush City, MN 55069 TAX PARCEL I.D. #: 06.01188.10 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Northern Pines, Chisago County, MN COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,517.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005069 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 24, 31 November 7, 14, 21, 28, 2012 3194535
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 28, 2006 MORTGAGOR:Micheal J. Matz and Mary K. Matz, husband and wife. MORTGAGEE:CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded January 8, 2007 Chisago County Recorder, Document No. 479807. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 446 Center Street, Taylors Falls, MN 55084 TAX PARCEL I.D. #: 20.00248.00 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and 16 of Block 32, Taylors Falls and Lots 6-13, Block 33, Taylors Falls COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$210,692.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005122 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 24, 31, November 7, 14, 21, 28, 2012 3194548
12-087400 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,681.00 MORTGAGOR(S): Rob Stineman, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 2, 2010, Chisago County Recorder, as Document Number A522218 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: June 2, 2010 filed: June 23, 2012, recorded as document number A522880 LEGAL DESCRIPTION OF PROPERTY: All that part of the Northwest Quarter of the Northwest Quarter (NW 1/4 of NW 1/4), Section Nine (9), Township Thirty-four (34) North, Range Nineteen (19) West, Chisago County, Minnesota, described follows, to-wit: Commencing at the Northwest corner of Sec. 9; thence South 0 degrees 00 minutes, assumed bearing, along the West line of Sec. 9, a distance of 185 feet to the point of beginning; thence continuing South 0 degrees 00 minutes, along the West line of Sec. 9, a distance of 234.9 feet; thence South 89 degrees 14 minutes East, a distance of 130 feet; thence North 2 degrees 52 minutes East, a distance of 235 feet; thence North 89 degrees 13 minutes West, a distance of 141.8 feet to the point of beginning, containing 0.7 acre, more or less, and subject to a 20-foot easement lying West of the adjacent to the East line thereof, Including a 20-foot easement extending from the North line of the above-described tract to County Road 71 along the North line of Sec. 9; the East line of said easement is described as follows, to-wit: Beginning at the Northeast corner of the above-mentioned tract; thence North 2 degrees 52 minutes East, a distance of 185 feet to the North line of Sec. 9 and there terminating. AND Commencing at the Northwest corner of Sec. 9; thence South 0 degrees 00 minutes, assumed bearing, along the West line of Sec. 9, a distance of 185 feet; thence South 89 degrees 13 minutes East, a distance of 141.8 feet; thence North 2 degrees 52 minutes East, a distance of 185 feet to the North line of Sec. 9; thence North 89 degrees 11 minutes West, along said North line, a distance of 151 feet to the point of beginning, containing 0.6 acre, more or less, and subject to the existing County Road 71 along the North line thereof. Also subject to a 20-foot easement lying West of and adjacent to the East line thereof. PROPERTY ADDRESS: 18309 350Th St, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 08.00098.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $165,320.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 17, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3189986
12-087404 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,879.00 MORTGAGOR(S): Brett M. Lacasse and Alicia M. Lacasse, husband and wife, released from liability pursuant to clause attached to Warranty Deed recorded as Document No. 19045 and unrecorded assumption agreement, thereafter assumed by John A. Steele Jr and Emily Decker Steele MORTGAGEE: Brier Mortgage Corporation LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Brier Mortgage Corporation SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 11, 2004, Chisago County Registrar of Titles, as Document Number T16325 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc.; Dated: April 30, 2004 filed: June 11, 2004, recorded as document number T16326 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block One (1) Sherman Oaks Plat 3 REGISTERED PROPERTY PROPERTY ADDRESS: 31100 Ferris Trail, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19.00184.11 CERT NO. 4785.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $156,604.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 18, 2012 Wells Fargo Bank, NA successor by merger to Wells Fargo Home Mortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3191840
12-087451 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,048.00 MORTGAGOR(S): Jeffrey T. Gassler and Geraldine Alvina Gassler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100326710060078333 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: United Fidelity Funding, Corp SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed July 15, 2010, Chisago County Recorder, as Document Number A523570 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: June 28, 2012 filed: July 9, 2012, recorded as document number A546249 LEGAL DESCRIPTION OF PROPERTY:That part of the Southwest Quarter of the Southeast Quarter, Section 27, Township 35 North, Range 20 West, described as follows: Beginning at the South Quarter corner of Section 27; thence East along the South line of the Southeast Quarter of Section 27, a distance of 550 feet, more or less, thence North at right angles, a distance of 396 feet; thence West at right angles a distance of 550 feet, more or less, to the West line of said Southeast Quarter; thence South, along said West line, 396 feet, more or less, to the point of beginning PROPERTY ADDRESS: 13876 370Th St, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 09.00293.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $158,191.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 18, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3194082
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 06/11/2003 MORTGAGOR(S): Joseph R. Johnson, a single person. MORTGAGEE: Chase Manhattan Mortgage Corporation Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Chase Manhattan Mortgage Corporation Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: Chase Manhattan Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded July 17, 2003,Chisago County Recorder, Document No. A407960. LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, The Gardens REGISTERED PROPERTY: No TAX PARCEL NO.: 15.00820.54 ADDRESS OF PROPERTY: 11950 309th Ave Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,463.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, December 20, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 06/20/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 22, 2012 JPMorgan Chase Bank, National Association S/B/M Chase Home Finance LLC S/B/M to Chase Manhattan Mortgage Corporation Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: JPMorgan Chase Bank, National Association S/B/M Chase Home Finance LLC S/B/M to Chase Manhattan Mortgage Corporation Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-120427 Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3195032
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Francis D Schneider and Theresa C Schneider, Husband and Wife MORTGAGEE: Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 13, 2008 Chisago County Recorder Document Number: A-495952 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 39149 Henna Ave, North Branch, MN 55056-5364 Tax Parcel ID Number: 11.00300.00 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Southwest Quarter of Section 15, Township 35, Range 21, that is described as follows, to-wit: Commencing at the Northwest corner of said Southwest Quarter of the Southwest Quarter of Section 15; thence running East on the North line thereof a distance of 60 rods; thence running South, parallel with the West line thereof, a distance of 32 rods, to the point of beginning; thence running West, parallel with said North line, a distance of 20 rods; thence running South a distance of 8 rods; thence running East, parallel with said North line, a distance of 20 rods; thence running North a distance of 8 rods, to the point of beginning, Chisago County, Minnesota. All subject to and excepting there from Roads and Highways AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,718.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 13, 2013, or the next business day if June 13, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 31, 2012 MORTGAGEE: Associated Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026344F01 Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3196907
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Richard B. Miller and Katrina M. Miller, husband and wife MORTGAGEE: Associated Bank, N.A. successor by merger to The First National Bank of Hudson DATE AND PLACE OF RECORDING: Recorded: November 04, 2003 Chisago County Recorder Document Number: A-417400 LOAN MODIFICATION: Dated: September 15, 2010 Recorded: October 11, 2010 Document Number: A-526360 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank, N.A. successor by merger to The First National Bank of Hudson Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 39029 Homestead Ave, North Branch, MN 55056-5370 Tax Parcel ID Number: 11-00275-00 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southwest Quarter of Section 15, Township 35, Range 21, described as follows: Commencing at the Southeast corner of said Southeast Quarter of the Southwest Quarter, thence West along the South line thereof, 1188.0 feet to the point of beginning of the property to be described: thence North parallel with the East line of said Southeast Quarter of Southwest Quarter a distance of 330.0 feet; thence West parallel with said South line 139.52 feet to the West line of said Southeast Quarter of the Southwest Quarter; thence South along said West line 330.0 feet to the Southwest corner of said Southeast Quarter of the Southwest Quarter; thence East along said South line 140.13 feet to the point of beginning. Subject to road easement over and across the West 33 feet thereof, and State Highway No. 95 over and across the South line thereof. AND That part of the Southeast Quarter of the Southwest Quarter of Section 15, Township 35, Range 21, described as follows: Commencing at the Southeast corner of said Southeast Quarter of the Southwest Quarter; thence West along the South line thereof, 1122.0 feet to the point of beginning of the property to be described; thence continuing West along said South line 66.0 feet; thence North parallel with the East line of said Southeast Quarter of Southwest Quarter a distance of 330.0 feet; thence East parallel with said South line 66.0 feet; thence South parallel with said East line 330.0 feet to the point of beginning. Subject to State Highway No. 95 over and across the South line thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $134,892.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 13, 2013, or the next business day if June 13, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 31, 2012 MORTGAGEE: Associated Bank, N.A. successor by merger to The First National Bank of Hudson Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012290F03 Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3196922
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,400.00 MORTGAGOR(S): Troy A Huston and Amy M. Huston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Greensboro Home Equity, Inc., a North Carolina corporation DATE AND PLACE OF FILING: Filed March 25, 2005, Chisago County Recorder; Document No. A 446507 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc. by written assignment recorded on March 27, 2012 as Document Number A-542742, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Meadows of Wallmark Second Addition, STREET ADDRESS OF PROPERTY: 29885 HAILEYS COURT, CHISAGO CITY, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $309,484.30 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 14, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: TROY A HUSTON AND AMY M. HUSTON "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2012 HSBC MORTGAGE SERVICES, INC. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2423) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 29885 HAILEYS COURT, CHISAGO CITY, MN 55013 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Greensboro Home Equity, Inc., a North Carolina corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Greensboro Home Equity, Inc., a North Carolina corporation (4) Residential ServicerHSBC-800-365-6730 (5) Tax Parcel Identification Number : 13-00648-56 (6) Transaction Agent's Mortgage ID Number (MERS number) 100202700010116852 Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3197867
12-086989 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,961.34 MORTGAGOR(S): George M. Kreuser and Dawn M. Kreuser, Husband and Wife MORTGAGEE: Household Industrial Finance Company LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Household Industrial Finance Company SERVICER: HSBC Consumer Lending USA Inc. DATE AND PLACE OF FILING: Filed March 1, 2005, Chisago County Recorder, as Document Number A-445419 LEGAL DESCRIPTION OF PROPERTY: Lots Seven (7) and Eight (8) in Block Three (3) of Harris PROPERTY ADDRESS: 44019 Golden Ave, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 14.00337.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $177,208.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 24, 2012 Household Industrial Finance Company Mortgagee SHAPIRO & ZIELKE, LLP BY/s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3199855
11-076003 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,600.00 MORTGAGOR(S): Angelique M. Grossinger, A Married Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100431500000008686 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JDB Mortgage, Inc. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed February 26, 2007, Chisago County Recorder, as Document Number A-481841 ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB; Dated: July 19, 2011 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Southwest Quarter of Section 15, Township 36 North, Range 21 West, Chisago County, Minnesota, lying North of the South 669.95 feet And That part of the West 8 feet of the Southeast Quarter of the Southwest Quarter of said Section 15, Township 36 North, Range 21 West, Chisago County, Minnesota, lying North of the South 669.95 feet PROPERTY ADDRESS: 45157 Holman Avenue, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 09.00554.30 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $241,391.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 19, 2013. Dated: October 24, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3200037
12-085891 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,500.00 MORTGAGOR(S): Joseph A. Olson and Janelle L. Olson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001625-0001041156-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mortgages Unlimited, Inc. SERVICER: Residential Credit Solutions DATE AND PLACE OF FILING: Filed June 1, 2004, Chisago County Recorder, as Document Number A-429797 ASSIGNMENTS OF MORTGAGE: Assigned to: Residential Credit Solutions, Inc.; Dated: October 2, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Whispering Pines PROPERTY ADDRESS: 42705 Ginger Avenue, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 14.00275.58 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $279,026.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 24, 2012 Residential Credit Solutions, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3200202
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2008 MORTGAGOR:Brent J. Wagenknecht and Michelle M. Wagenknecht, husband and wife. MORTGAGEE: Summit Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded June 11, 2008 Chisago County Recorder, Document No. A-499124. ASSIGNMENTS OF MORTGAGE: Assigned to: TierOne Bank. And thereafter assigned to: Mutual of Omaha Bank, a Federal Savings Bank. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 38355 Coventry Drive, North Branch, MN 55056 TAX PARCEL I.D. #: 160056305 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Four (4), Casselberry Ponds Plat 3, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,005.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$157,327.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 17, 2012 Mutual of Omaha Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9 - 12-005249 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3201342
12-082250 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00 MORTGAGOR(S): Jasen S. Wallraff, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000085056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Maribella Mortgage, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 20, 2005, Chisago County Recorder, as Document Number A-458610 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1; Dated: April 2, 2012 filed: April 16, 2012, recorded as document number A-543378 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wissahickon Meadows PROPERTY ADDRESS: 27710 Jenner Ct, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.10228.52 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $303,008.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21,28 December 5, 12, 2012 3198395
12-086263 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,623.00 MORTGAGOR(S): Jose A. Felix and Rose M. Felix, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000590-1256041286-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: NBANK, N.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 28, 2005, Chisago County Recorder, as Document Number A-459174 ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC; Dated: October 20, 2009 filed: November 9, 2009, recorded as document number A-515967 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Buffalo Ridge 3rd Addition. PROPERTY ADDRESS: 17532 309Th Ct, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 18.00107.71 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,565.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 24, 2012 JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November, 7, 14, 21, 28, December 5, 12, 2012 3199029
12-083915 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,060.00 MORTGAGOR(S): Joann Koosman and Aaron S. Koosman, Wife and Husband MORTGAGEE: JPMorgan Chase Bank, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, N.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 7, 2009, Chisago County Recorder, as Document Number A-508423 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Northeast Quarter of Section 30, Township 37, Range 22, Chisago County, Minnesota, Lying Southerly of a line 557.00 feet Northerly of, and parallel with, the South lien of said Northeast Quarter of the Northeast Quarter, Northerly of a line 205.00 feet Northerly of, and parallel with, the South line of said Northeast Quarter of the Northeast Quarter, and Easterly of a line 300.00 feet Easterly of and parallel with, the West line of said Northeast Quarter of the Northeast Quarter PROPERTY ADDRESS: 49830 Basswood Rd, Stanchfield, MN 55080 PROPERTY IDENTIFICATION NUMBER: 06.00651.05 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $156,920.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3199089
11-080051 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,900.00 MORTGAGOR(S): Ronald C. Strohecker and Noelle J. Strohecker, husband and wife MORTGAGEE: PHH Mortgage Services dba PHH Mortgage Corporation LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Mortgage Services dba PHH Mortgage Corporation SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed August 13, 2003, Chisago County Recorder, as Document Number A-410362, thereafter modified by Loan Modification Agreement dated January 1, 2011 recorded March 14, 2011 as document number A531432. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Kates Estates PROPERTY ADDRESS: 6083 373Rd St, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11.00900.41 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,979.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 PHH Mortgage Corporation Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3199548
12-087365 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,412.00 MORTGAGOR(S): Edward Zilge and Julie Zilge, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001875-0000030523-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed September 2, 2010, Chisago County Recorder, as Document Number A-525020 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: October 17, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Falcon View PROPERTY ADDRESS: 33063 Erie Circle, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05.00709.08 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $188,596.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 26, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3201091
12-086226 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Dennis A. Nelson, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT:Mortgage Electronic Registration Systems, Inc. MIN#: 1001310-2050110495-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Mortgage Network, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 6, 2005, Chisago County Registrar of Titles, as Document Number T-17391 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: August 24, 2012 filed: September 13, 2012, recorded as document number T-22768 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Pioneer Estates, according to the recorded plat thereof on file and of record in the office of the Registrar of Titles REGISTERED PROPERTY PROPERTY ADDRESS: 538 Nelson Ct, Center City, MN 55012 PROPERTY IDENTIFICATION NUMBER: 12.00260.18 Certificate No. 4555.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $133,813.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 26, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3201468
10-065950 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,150.00 MORTGAGOR(S): George E. Loughney Jr, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000351553999 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed March 2, 2007, Chisago County Recorder, as Document Number A-482129 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: December 1, 2008 filed: December 8, 2008, recorded as document number A-504716 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Basswood Estates PROPERTY ADDRESS: 52537 Basswood Rd West, Braham, MN 55006 PROPERTY IDENTIFICATION NUMBER: 06 00184 32 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $265,049.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 29, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3202212
12-080383 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 MORTGAGOR(S): Adam C. Anderson and Kristi K. Anderson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200002191010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: BNC Mortgage, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 14, 2006, Chisago County Recorder, as Document Number A-470336 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1; Dated: February 21, 2012 filed: March 12, 2012, recorded as document number A-542286 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Mystic Woodlands Plat 2 PROPERTY ADDRESS: 38253 Branch Ave, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11 01035 04 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $287,062.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 2, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 2, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 29, 2012 U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3202338
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2008 MORTGAGOR: Peter S. Gaustad a/k/a Peter Samuel Gaustad, unmarried. MORTGAGEE: PNC Bank, National Association, s/b/m to National City Mortgage, a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded April 8, 2008 Chisago County Recorder, Document No. A-496887. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage, a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 10725 Matthew Drive, Chisago City, MN 55013 TAX PARCEL I.D. #: 13.00648.27 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Meadows of Wallmark COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,498.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$233,194.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 29, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-12-003895 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 18, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: October 30, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-12-003895 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 7, 2012 3204464
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 11, 2006 MORTGAGOR:Martin P. Melby and Mary B. Melby, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 26, 2006 Chisago County Recorder, Document No. A-479327. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520039467339 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7364 384th Court, North Branch, MN 55056 TAX PARCEL I.D. #: 16.00560.11 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Casselberry Ponds 9th, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$129,150.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 30, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-10-91-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 11, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: October 30, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-10-91-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 7, 2012 3204487
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,800.00 MORTGAGOR(S): Laureen A. Frost, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Advisor's Mortgage, LLC, a Minnesota limited liability company DATE AND PLACE OF FILING: Filed April 18, 2007, Chisago County Recorder; Document No. A-483999 ASSIGNMENTS OF MORTGAGE: Assigned to Federal National Mortgage Association by written assignment recorded on December 30, 2011 as Document Number A-539941, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Gateway Chisago, Chisago County, Minnesota. STREET ADDRESS OF PROPERTY: 29654 Gateway Avenue, Chisago City, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,019.67 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 26, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 26, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 2, 2012 FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2642) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 29654 Gateway Avenue, Chisago City, MN 55013 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Advisor's Mortgage, LLC, a Minnesota limited liability company (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Advisor's Mortgage, LLC, a Minnesota limited liability company (4) Residential ServicerSeterus, Inc. (866) 570-5277 (5) Tax Parcel Identification Number 13.00038.20 (6) Transaction Agent's Mortgage ID Number (MERS number) 100199600000147104 Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3209254
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2006 MORTGAGOR: Mark A. Ebbenga and Dawn M. Ebbenga, husband and wife. MORTGAGEE:New Century Liquidating Trust successor-in-interest to New Century Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 11, 2006 Chisago County Recorder, Document No. A468765. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-NC2, Asset Backed Pass-Through Certificates, Series 2006-NC2. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8410 Itasca Court, Forest Lake, MN 55025 TAX PARCEL I.D. #: 13.10476.00 LEGAL DESCRIPTION OF PROPERTY: FOUR SEASONS TITLE, INC. Policy Issuing Agent For COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT FOR TITLE INSURANCE EXHIBIT A Legal Description Commitment No.: FST-065001 The land referred to in this Commitment is described as follows: All that part of the SW 1/4 of the SW1/4 of Sec. 26, Twp. 33, Rge. 21, described as follows, to-wit: Beginning at the SE corner of said SW 1/4 of the SW 1/4; thence West along the south line of said SW 1/4 of the SW 1/4 a distance 310 feet to the point of beginning; thence North at right angles, a distance of 100 feet; thence West parallel to the south line of the SW 1/4 of the SW 1/4 a distance of 1,010 feet, more or less to the west line of SW 1/4 of the SW 1/4; thence South along the west line of the SW 1/4 of the SW 1/4 to the south line of the SW 1/4 of the SW 1/4, a distance of 100 feet; thence East along the south line of the SW 1/4 of the SW 1/4, a distance of 1,010 feet, more or less to the point of beginning. Together with an easement appurtenant to the above described property and across the following described tracts: The North 32 feet of South 532 feet of the East 326 feet of SW 1/4 of the SW 1/4 the South 500 feet of the West 32 feet of the East 326 feet of SW 1/4 of the SW 1/4 and the North 32 feet of South 216 feet of the East 294 feet of SW 1/4 of the SW 1/4, all in Sec. 26, Twp. 33, Rge 21, Chisago County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $491,973.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 16, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4009 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 7, 14, 21, 28 December 5, 12, 2012 3209639
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2009 MORTGAGOR: Keri Johnson, single woman. MORTGAGEE: Prestige Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded June 9, 2009 Chisago County Recorder, Document No. A 510842. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 30798 Regal Avenue, Shafer, MN 55074 TAX PARCEL I.D. #: 180010039 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Buffalo Ridge, Chisago County, Minnesota APN 183.00100.39 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,244.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$110,280.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005026 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 7, 14, 21, 28 December 5, 12, 2012 3209683
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 MORTGAGOR(S): S&T Developers, LLC; Ty L. Gilbert and Julie C. Gilbert, husband and wife; and Keocher Construction, Inc. MORTGAGEE: Professional Finance Incorporated DATE AND PLACE OF RECORDING: Recorded: November 30, 2005 Chisago County Recorder Document Number: A-460930 Recorded: January 9, 2006 Pine County Recorder Document Number: 451666 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Federal Bank Dated: December 06, 2007 Recorded: September 08, 2008 Chisago County Recorder Document Number: A-502028 Recorded: January 2, 2008 Pine County Recorder Document Number: A469787 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Professional Finance Incorporated Residential Mortgage Servicer: Wells Federal Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago and Pine Property Address: XXX Gull Avenue, Rush City, MN 55069; XXX 480th Street, Rush City, MN 55069; XXX Brunswick Road, Braham, MN 55006 Tax Parcel ID Number: 07.00449.02 07.00449.03 07.00449.05 07.00447.03 29.0189.001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Iron Horse Acres; Lot 3, Block 1, Iron Horse Acres; Lot 5, Block 1, Iron Horse Acres; Lot 3, Block 1, Gilbert's Country Corner; all in Chisago County, Minnesota; AND The East 333.73 feet of the SW 1/4 of the NW 1/4 of Section 17, Township 38, Range 22, Pine County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,559.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 01, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 01, 2013, or the next business day if November 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023671F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2012 at 10:00 AM has been postponed to December 06, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota in said County and State. DATED: November 2, 2012 ASSIGNEE OF MORTGAGEE: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023671F01 Published in the ECM POST REVIEW November 7, 2012 3209689
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2004 MORTGAGOR: Timothy S. Eifert, an unmarried man. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 30, 2004 Chisago County Recorder, Document No. A-427796. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061900000138813 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1618 Pine Lake Road North, Harris, MN 55032 TAX PARCEL I.D. #: 030049100 LEGAL DESCRIPTION OF PROPERTY: THAT PART OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER (SW1/4 OF NE1/4) OF SECTION THIRTY-ONE (31). TOWNSHIP THIRTY SIX (36). RANGE TWENTY-TWO (22) DESCRIBED AS FOLLOWS BEGINNING AT THE SOUTHEAST CORNER OF SAID SOUTHWEST QUARTER OF NORTHEAST QUARTER (SW1/4 OF NE1/4). THENCE NORTH ALONG THE EAST LINE OF SAID SOUTHWEST QUARTER OF NORTHEAST QUARTER A DISTANCE OF 192 FEET, THENCE WEST AND PARALLEL TO THE SOUTH LINE OF SAID SOUTHWEST QUARTER OF NORTHEAST QUARTER A DISTANCE OF 200 FEET, THENCE NORTH AND PARALLEL TO THE EAST LINE OF SAID SOUTHWEST QUARTER OF NORTHEAST QUARTER A DISTANCE OF 360 FEET, THENCE WEST PARALLEL TO THE SOUTH LINE OF SAID SOUTHWEST QUARTER OF NORTHEAST QUARTER A DISTANCE OF 460 FEET, THENCE SOUTH PARALLEL TO THE EAST LINE OF SAID SOUTHWEST QUARTER OF NORTHEAST QUARTER A DISTANCE OF 552 FEET, MORE OR LESS, AND TO THE SOUTH LINE OF SAID SOUTHWEST QUARTER OF NORTHEAST QUARTER. THENCE EAST ALONG SAID SOUTH LINE A DISTANCE OF 660 FEET. MORE OR LESS TO THE SOUTHEAST CORNER OF SAID SOUTHWEST QUARTER OF NORTHEAST QUARTER. BEING THE POINT OF BEGINNING AND THERETO TERMINATE, CHISAGO COUNTY. MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,981.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 19, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 16, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12237 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 2, 2012 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: August 16, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12237 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 18, 2013 at 10:00 AM at the Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in said county and state. Dated: October 30, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-30-12237 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 7, 2012 3204516
Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 1. State the exact assumed name under which the business is or will be conducted: Main Street Church 2. State the address of the principal place of business. 6500 Main Street North Branch, MN 55056 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name. North Branch United Methodist Church 6500 Main Street North Branch, MN 55056 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Dated: October 23, 2012 /s/ John B. Ward Published in the ECM Post Review October 31, November 7, 2012 3196901
IMPORTANT PROPERTY TAX HOMESTEAD NOTICE *This will affect the amount of property tax you pay in 2013, and it may affect your eligibility for a property tax refund. Please contact your county assessor to file a homestead application on or before December 15, 2012, if one of the following applies: *You purchased a property in the past year and you, or a qualifying relative, occupy the property for homestead purposes on December 1, 2012; or *You, or a qualifying relative occupy a property for homestead purposes on December 1, 2012, and the property was previously classified as non-homestead. A qualifying relative for homestead purposes depends on the type of property. For residential property, a qualifying relative can be a parent, stepparent, child, stepchild, grandparent, grandchild, brother, sister, uncle, aunt, nephew, or niece of the owner. This relationship may be by blood or marriage. For agricultural property, a qualifying relative can be a child, grandchild, sibling, or parent of the owner or a child, grandchild, or sibling of the spouse of the owner. Once you have been granted the homestead classification, no further applications are necessary unless they are specifically requested by the county assessor. You must also contact the assessor by December 15, 2012 if you are the property owner, or a qualifying relative of the property owner, and the use of the property has changed during the past year. If you should sell, move, or for any reason no longer qualify for the homestead classification, you are required to notify the county assessor within 30 days of the change in homestead status. Failure to notify the county assessor within this 30-day period is punishable by recalculation of tax as non-homestead, in addition to a penalty equal to 100 percent of the homestead benefits. Chisago County Assessor's Office (651) 213-8550 or 674-4433, ext 8550 Published in the ECM POST REVIEW November 7, 14, 2012 3202017
NOTICE OF PUBLIC HEARING The Chisago County Board of Commissioners will meet on Wednesday, November 21, 2012 at 6:30 p.m. with the intent to consider oral and written testimony for purposes of hearing comment on the Variance Request by Donald Damm to Ordinance No. 05-2: Access Management Ordinance for two (2) additional accesses off CSAH 12 just south of 36945 Park Trail. The applicant is requesting one access for a non-existing residence and one changed use from field entrance to residential driveway that would serve two residences. The meeting will be held in the County Board Room, Room 172 at the Chisago County Government Center in Center City. All persons interested may appear and be heard at the time and place as set forth above or may file written comments with the Clerk of the County Board prior to the date of hearing at the address set forth above. For answers to questions, please contact the Clerk of the County Board at the County Administration Office at 651/213-8877. By Order of the Chisago County Board of Commissioners George McMahon, Chair DeAnna Lilienthal Clerk, County Board Published in the ECM POST REVIEW November 7, 14, 2012 3205338
STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No.: 13-PR-12-93 AMENDED NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS In Re: Estate of Gertrude D. Ellsworth, also known as Gertrude Dorothea Ellsworth and Gertrude Ellsworth, Decedent. It is Ordered and Notice is given that on November 19, 2012 at 9:00 a.m., before the Honorable Robert Rancourt, a hearing will be held in this Court at the Chisago County Government Center, 313 North Main Street, Center City, Minnesota 55012, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Eric J. Ellsworth, whose address is 44626 Jess Avenue, Harris, Minnesota 55032, as personal representative of the decedent's estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: October 11, 2012 BY THE COURT /s/ Robert G. Rancourt Judge of District Court Dated: October 11, 2012 KATHLEEN E. KARNOWSKI Court Administrator Daniel P. DeWan (MN# 0022512) Jennings, DeWan & Anderson, LLC P 0 Box 8 6338 Main Street North Branch Minnesota 55056 Telephone: (651) 674-4437 Facsimile: (651) 674-4438 Published in the ECM POST REVIEW October 31, November 7, 2012 3188202
STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT PROBATE DIVISION TENTH JUDICIAL DISTRICT Court File No. 13-PR-12-103 NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS Estate of CAROLYN ELAINE FRENNING Decedent Notice is given that an application for informal probate of the Decedent's will dated August 4, 1998, and codicil to the will, dated, and separate writing under Minn. Stat. 524.2-513 ("Will"), has been filed with the Registrar. The application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed LYNELL MARIE WALLACE, whose address is 5965 311TH STREET, STACY MINNESOTA, 55079 AND KEVIN DOUGLAS FRENNING, whose address is 5713 JAMES AVENUE NORTH, BROOKLYN CENTER, MN 55430 as personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: October 8, 2012 /s/ Barbara Peterson Registrar Dated: October 8, 2012 KATHLEEN E KARNOWSKI Court Administrator Attorney for Personal Representative DAVID K. HEBERT HEBERT AND WELCH, P.A. 20 N. LAKE ST. #301 FOREST LAKE, MN 55025 Attorney license No.: 43023 Telephone: 651-464-3397 FAX: 651-464-8664 Published in the ECM POST REVIEW November 7, 14, 2012 3208642
STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No.: 13-PR-12-109 NOTICE OF INFORMAL PROBATE OF WELL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS In Re: Estate of Marcia L. Henderson, Decedent Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 9, 2009. The Registrar accepted the application and appointed Scott D. Olson, whose address is 270959 Flintwood Circle, Wyoming, MN 55092, to serve as the personal representative of the decedent's estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. §524.3-801, all creditors having claims against the decedent's estate are required to present the claims to the personal representative or to the Court within four (4) months after the dale of this notice or the claims will be barred. Dated: October 26, 2012 /s/ Barbara Peterson Registrar Dated: October 26, 2012 KATHLEEN E. KARNOWSKI Court Administrator Published in the ECM POST REVIEW November 7, 14, 2012 3209431
NOTICE TO CITY OF NORTH BRANCH RESIDENTS Notice is hereby given that the City of North Branch is requesting applications for the following Commissions: 2 Parks, Trails & Open Space Commissioners - 3 year term 2 Planning Commissioners - 3 year terms Interested parties should submit an application and letter of interest by November 28. Applications are available at City Hall. Applications may be mailed to: Bridgitte Konrad, City of North Branch, P.O. Box 910, North Branch, Minnesota 55056 or sent via e-mail to bridgittek@ci.north-branch.mn.us. Phone: (651)674-8113. Published in the ECM POST REVIEW November 7, 14, 2012 3205999