10-068740 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $294,400.00 MORTGAGOR(S): Daniel Boler, a married man MORTGAGEE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank F.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank F.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed September 20, 2007, Chisago County Recorder, as Document Number A-490246 LEGAL DESCRIPTION OF PROPERTY: The West 330 feet of the South 660 feet of the Southwest Quarter of the Northwest Quarter (SW 1/4 of NW 1/4) of Section Three (3), Township Thirty-four (34) North, Range Twenty (20), West PROPERTY ADDRESS: 13348 355Th St, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 02-00376-55 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $341,698.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3171955
12-082849 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Joseph S. Mitchell and Darcie A. Mitchell, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed September 13, 2006, Chisago County Recorder, as Document Number A474831 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE4, Asset-Backed Pass-Through Certificates, Series 2006-WFHE4; Dated: January 3, 2012 filed: January 5, 2012, recorded as document number A540057 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Northern Pines PROPERTY ADDRESS: 47925 Blue Heron Trail, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 03.01336.32 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,033.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE4, Asset-Backed Pass-Through Certificates, Series 2006-WFHE4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3180192
11-074732 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $755,421.00 MORTGAGOR(S): Sheryl A. Aarnio and Thomas L. Aarnio, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 4, 2005, Chisago County Recorder, as Document Number A-459612 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association as Trustee; Dated: August 16, 2011 filed: August 25, 2011, recorded as document number A-535710; thereafter Corrective Assignment of Mortgage filed to correct the assignee to US Bank National Association as Trustee for RFMSI 2005-S9 dated August 9, 2012. MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 1000583-1000064949-3 SERVICER: GMAC Mortgage, LLC LENDER: Loan City LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, St. Croix River Bluffs STREET ADDRESS OF PROPERTY: 19155 263Rd Street, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago TAX PARCEL IDENTIFICATION NUMBER: 04 00224 70 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $763,944.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2012 US Bank National Association as Trustee for RFMSI 2005-S9 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 17, 24, 31 November 7, 14, 21, 2012 3182751
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 29, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,500.00 MORTGAGOR(S): Harley N. Weaver and Ladonna L. Weaver, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for First State Bank of Wyoming, a Minnesota Corporation DATE AND PLACE OF FILING: Filed March 5, 2008, Chisago County Recorder; Document No. A495656 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on July 3, 2012 as Document Number A546035 LEGAL DESCRIPTION OF PROPERTY: Unit 201, Common Interest Community Number 25, Pine Villas Condominium, A Condominium CIC Plat STREET ADDRESS OF PROPERTY: 6592 Pine Street, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $161,987.17 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 5, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 10, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1515) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6592 Pine Street, North Branch, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for First State Bank of Wyoming, a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for First State Bank of Wyoming, a Minnesota Corporation (4) Residential ServicerWells Fargo (800)416-1472 (5) Tax Parcel Identification Number 11.00435.18 (6) Transaction Agent's Mortgage ID Number (MERS number) 100444900000602626 Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3184285
NOTICE OF MORTGAGE FORECLOSURE SALE Dated: October 12, 2012 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. YOU ARE NOTIFIED THAT: 1.Default has occurred in the conditions of the Mortgage dated January 19, 2005, executed by Charles Spears and Sandra Spears, husband and wife, as Mortgagors to First State Bank of Rush City n/k/a Unity Bank, as Mortgagee, and filed for record January 28, 2005, as Document No. A-443966, in the Office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2.The Mortgage has been assigned as follows: None. 3.The original principal amount secured by the Mortgage was Fifty Six Thousand and 00/100 Dollars ($56,000.00). 4.No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5.The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6.At the date of this notice the amount due on the Mortgage, and taxes, if any paid by the holder of the Mortgage is Forty Five Thousand Fifty Five and 10/100 Dollars ($45,055.10). 7.Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 4, Block 2, Trav's Crossing, Chisago County, Minnesota. Physical Address: XXXXX Augusta Avenue West, Stanchfield, MN 55080. Parcel ID Number: 06.00668.09 will be sold by the County Sheriff of Chisago County, Minnesota, at public auction on November 29, 2012, at 10:00 a.m. at the Chisago County Sheriff's Office at 313 North Main Street, Center City, MN 55012. 8.The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9.If this is an owner occupied single-family dwelling, the premises must be vacated by May 29, 2013 at 11:59 p.m. 10.THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11.THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. First State Bank of Rush City n/k/a Unity Bank MORTGAGEE OR ASSIGNEE OF MORTGAGE Attorney for Mortgagee or Assignee of Mortgage: D. Sherwood McKinnis, I.D. No. 176898 LINDBERG & McKINNIS, P.A. 200 - 3rd Avenue NE, Suite 300 Cambridge, MN 55008 (763) 689-9596 Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3186365
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,197.00 MORTGAGOR(S): Ivan Poplin and Kara Poplin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Fremont Investment & Loan, a California corporation DATE AND PLACE OF FILING: Filed May 3, 2006, Chisago County Recorder; Document No. A-468033 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for SG Mortgage Securities Asset Backed Certificates, Series 2006-FRE2 by written assignment on January 14, 2010 as Document No. A-518072; corrected thereafter by corrective assignment of mortgage to US Bank National Association, as Trustee for SG Mortgage Securities Trust 2006-FRE2, Asset Backed Certificates, Series 2006-FRE2 by written corrective assignment recorded on September 21, 2012 as Document Number A548961 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Mystic Woodlands Plat 2 STREET ADDRESS OF PROPERTY: 38187 Branch Avenue, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $311,883.12 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 12, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 12, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 15, 2012 US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR SG MORTGAGE SECURITIES TRUST 2006-FRE2, ASSET BACKED CERTIFICATES, SERIES 2006-FRE2 Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (X5595) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 38187 Branch Avenue, North Branch, MN 55056 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Fremont Investment & Loan, a California corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Fremont Investment & Loan, a California corporation (4) Residential ServicerAmerica's Servicing Company 866-248-5719 (5) Tax Parcel Identification Number 11.01035.07 (6) Transaction Agent's Mortgage ID Number (MERS number) 100194450002102086 Published in the ECM POST REVIEW October 17, 24, 31 November 7, 14, 21, 2012 3186829
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2003 MORTGAGOR:David Kubes and Barbara Kubes, husband and wife. MORTGAGEE:CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Recorded July 30, 2003 Chisago County Recorder, Document No. A-409043. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 28631 Jocelyn Avenue, Chisago City, MN 55013 TAX PARCEL I.D. #: 13.10903.00 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Glenwater Estates COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,598.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 10, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-12-004945 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 17, 24, 31, November 7, 14, 21, 2012 3186882
12-084481 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 5, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Chad R. Jungwirth, a single person, and Kristina A. Johnson, a single person MORTGAGEE: IndyMac Bank, F.S.B. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed March 12, 2004, Chisago County Recorder, as Document Number A-424922 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2004-AR1, Mortgage Pass-Through Certificates, Series 2004-AR1 under the Pooling and Servicing Agreement dated March 1, 2004; Dated: July 20, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Richland Meadows PROPERTY ADDRESS: 31464 Gable Ave, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19 00188 05 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $169,298.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2012 Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2004-AR1, Mortgage Pass-Through Certificates, Series 2004-AR1 under the Pooling and Servicing Agreement dated March 1, 2004 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 24, 31 November 7, 14, 21, 28, 2012 3182379
12-086229 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 2, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Justin L. Johnson and Traci L. Johnson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100190830000151991 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: SouthStar Funding, LLC SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed April 16, 2007, Chisago County Recorder, as Document Number A-483868 ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of CWALT, Inc., Alternative Loan Trust 2007-J2, Mortgage Pass-Through Certificates, Series 2007-J2; Dated: April 11, 2012 filed: April 23, 2012, recorded as document number A-543635 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heritage Heights No 3 PROPERTY ADDRESS: 26780 Freeport Court, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00562.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $202,609.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 24, 31 November 7, 14, 21, 28, 2012 3182784
12-086687 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 18, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,795.84 MORTGAGOR(S): Donald O. Johnson and Sandra J. Johnson, husband and wife MORTGAGEE: Beneficial Loan & Thrift Co. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Beneficial Loan & Thrift Co. SERVICER: HSBC Consumer Lending USA Inc. DATE AND PLACE OF FILING: Filed July 2, 2003, Chisago County Recorder, as Document Number A-406850 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Miller Estates PROPERTY ADDRESS: 31763 Foxhill Ave, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05 00702 09 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $170,529.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 12, 2012 Beneficial Loan & Thrift Co. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 24, 31, November 7, 14, 21, 28, 2012 3186347
STATE OF MINNESOTA COUNTY OF CHISAGO TENTH JUDICIAL DISTRICT DISTRICT COURT Case Type - Other Civil - Mortgage Foreclosure Court File No. 13-CV-11-1273 and 13-CV-12-618 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE (REAL PROPERTY) Northwoods Bank of Minnesota, a Corporation existing under the laws of the United States, Plaintiff, v. Thomas A. Fessenden, an individual, Stephanie K. Fessenden n/k/a Stephanie K. Miska, an individual, and Wells Fargo Bank, N.A., Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of the Judgments made and entered in the above entitled action on the 27th day of April, 2012, and also the 26th day of July, 2012, by the District Court of Chisago County, Minnesota, Tenth Judicial District, certified copies of which have been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due plaintiff in the above entitled action from defendants Thomas A. Fessenden, Stephanie K. Fessenden n/k/a Stephanie K. Miska, and Wells Fargo Bank, N.A. as prescribed in the Judgments, the undersigned Sheriff of Chisago County will sell at public auction to the highest bidder, for cash, on the 12th day of December, 2012, at 10:00 a.m. at the Chisago County Sheriff's Office, 313 North Main Street, Room 100, Center City, MN 55012, the premises and real estate, lying and being in the County of Chisago, State of Minnesota, described in said Judgments, to-wit: The East 660 feet of the Southwest Quarter of the Southwest Quarter in Section Twenty-six (26), Township Thirty-seven (37), Range Twenty-two (22), Chisago County, Minnesota. Subject to the reservation of a non-exclusive roadway easement for ingress and egress and utility purposes, over, under and across the East 66 feet thereof. Subject to an easement for Chisago County Road 7. together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, the "Mortgaged Property". Property Address: 2440 Rush Point Drive, Rush City, Minnesota 55069. Dated: 10-16-12 Rick Duncan Sheriff of Chisago County, Minnesota By Keith J. Hoppe Captain Title This Instrument was drafted by: John M. Cabak LEDIN & HOFSTAD, LTD 539 Main Street South Pine City, MN 55063 (320) 629-7537 Attorney Registration #0388929 Plaintiff's Attorney Published in the ECM POST REVIEW October 24, 31, November 7, 14, 21, 28, 2012 3194069
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 3, 2007 MORTGAGOR: Michael D. Whiting and Lindsey J. Whiting, husband and wife. MORTGAGEE:CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded August 17, 2007 Chisago County Recorder, Document No. A-489019. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6578 378th Street, North Branch, MN 55056 TAX PARCEL I.D. #: 11.01034.00 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Stone Meadow, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,103.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004782 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 24, 31, November 7, 14, 21, 28, 2012 3194501
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 7, 2006 MORTGAGOR: Corey D. Alperin and Jodi A. Alperin, husband and wife. MORTGAGEE:CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Recorded September 8, 2006 Chisago County Recorder, Document No. 474630. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 48154 Blue Heron Trail, Rush City, MN 55069 TAX PARCEL I.D. #: 06.01188.10 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Northern Pines, Chisago County, MN COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,517.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005069 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 24, 31 November 7, 14, 21, 28, 2012 3194535
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 28, 2006 MORTGAGOR:Micheal J. Matz and Mary K. Matz, husband and wife. MORTGAGEE:CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded January 8, 2007 Chisago County Recorder, Document No. 479807. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 446 Center Street, Taylors Falls, MN 55084 TAX PARCEL I.D. #: 20.00248.00 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and 16 of Block 32, Taylors Falls and Lots 6-13, Block 33, Taylors Falls COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$210,692.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005122 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 24, 31, November 7, 14, 21, 28, 2012 3194548
12-087400 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,681.00 MORTGAGOR(S): Rob Stineman, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 2, 2010, Chisago County Recorder, as Document Number A522218 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: June 2, 2010 filed: June 23, 2012, recorded as document number A522880 LEGAL DESCRIPTION OF PROPERTY: All that part of the Northwest Quarter of the Northwest Quarter (NW 1/4 of NW 1/4), Section Nine (9), Township Thirty-four (34) North, Range Nineteen (19) West, Chisago County, Minnesota, described follows, to-wit: Commencing at the Northwest corner of Sec. 9; thence South 0 degrees 00 minutes, assumed bearing, along the West line of Sec. 9, a distance of 185 feet to the point of beginning; thence continuing South 0 degrees 00 minutes, along the West line of Sec. 9, a distance of 234.9 feet; thence South 89 degrees 14 minutes East, a distance of 130 feet; thence North 2 degrees 52 minutes East, a distance of 235 feet; thence North 89 degrees 13 minutes West, a distance of 141.8 feet to the point of beginning, containing 0.7 acre, more or less, and subject to a 20-foot easement lying West of the adjacent to the East line thereof, Including a 20-foot easement extending from the North line of the above-described tract to County Road 71 along the North line of Sec. 9; the East line of said easement is described as follows, to-wit: Beginning at the Northeast corner of the above-mentioned tract; thence North 2 degrees 52 minutes East, a distance of 185 feet to the North line of Sec. 9 and there terminating. AND Commencing at the Northwest corner of Sec. 9; thence South 0 degrees 00 minutes, assumed bearing, along the West line of Sec. 9, a distance of 185 feet; thence South 89 degrees 13 minutes East, a distance of 141.8 feet; thence North 2 degrees 52 minutes East, a distance of 185 feet to the North line of Sec. 9; thence North 89 degrees 11 minutes West, along said North line, a distance of 151 feet to the point of beginning, containing 0.6 acre, more or less, and subject to the existing County Road 71 along the North line thereof. Also subject to a 20-foot easement lying West of and adjacent to the East line thereof. PROPERTY ADDRESS: 18309 350Th St, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 08.00098.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $165,320.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 17, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3189986
12-087404 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,879.00 MORTGAGOR(S): Brett M. Lacasse and Alicia M. Lacasse, husband and wife, released from liability pursuant to clause attached to Warranty Deed recorded as Document No. 19045 and unrecorded assumption agreement, thereafter assumed by John A. Steele Jr and Emily Decker Steele MORTGAGEE: Brier Mortgage Corporation LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Brier Mortgage Corporation SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 11, 2004, Chisago County Registrar of Titles, as Document Number T16325 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc.; Dated: April 30, 2004 filed: June 11, 2004, recorded as document number T16326 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block One (1) Sherman Oaks Plat 3 REGISTERED PROPERTY PROPERTY ADDRESS: 31100 Ferris Trail, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19.00184.11 CERT NO. 4785.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $156,604.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 18, 2012 Wells Fargo Bank, NA successor by merger to Wells Fargo Home Mortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3191840
12-087451 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,048.00 MORTGAGOR(S): Jeffrey T. Gassler and Geraldine Alvina Gassler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100326710060078333 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: United Fidelity Funding, Corp SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed July 15, 2010, Chisago County Recorder, as Document Number A523570 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: June 28, 2012 filed: July 9, 2012, recorded as document number A546249 LEGAL DESCRIPTION OF PROPERTY:That part of the Southwest Quarter of the Southeast Quarter, Section 27, Township 35 North, Range 20 West, described as follows: Beginning at the South Quarter corner of Section 27; thence East along the South line of the Southeast Quarter of Section 27, a distance of 550 feet, more or less, thence North at right angles, a distance of 396 feet; thence West at right angles a distance of 550 feet, more or less, to the West line of said Southeast Quarter; thence South, along said West line, 396 feet, more or less, to the point of beginning PROPERTY ADDRESS: 13876 370Th St, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 09.00293.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $158,191.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 18, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3194082
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 06/11/2003 MORTGAGOR(S): Joseph R. Johnson, a single person. MORTGAGEE: Chase Manhattan Mortgage Corporation Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: Chase Manhattan Mortgage Corporation Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: Chase Manhattan Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded July 17, 2003,Chisago County Recorder, Document No. A407960. LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, The Gardens REGISTERED PROPERTY: No TAX PARCEL NO.: 15.00820.54 ADDRESS OF PROPERTY: 11950 309th Ave Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,463.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, December 20, 2012, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 06/20/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 22, 2012 JPMorgan Chase Bank, National Association S/B/M Chase Home Finance LLC S/B/M to Chase Manhattan Mortgage Corporation Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: JPMorgan Chase Bank, National Association S/B/M Chase Home Finance LLC S/B/M to Chase Manhattan Mortgage Corporation Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-120427 Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3195032
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Francis D Schneider and Theresa C Schneider, Husband and Wife MORTGAGEE: Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 13, 2008 Chisago County Recorder Document Number: A-495952 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 39149 Henna Ave, North Branch, MN 55056-5364 Tax Parcel ID Number: 11.00300.00 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Southwest Quarter of Section 15, Township 35, Range 21, that is described as follows, to-wit: Commencing at the Northwest corner of said Southwest Quarter of the Southwest Quarter of Section 15; thence running East on the North line thereof a distance of 60 rods; thence running South, parallel with the West line thereof, a distance of 32 rods, to the point of beginning; thence running West, parallel with said North line, a distance of 20 rods; thence running South a distance of 8 rods; thence running East, parallel with said North line, a distance of 20 rods; thence running North a distance of 8 rods, to the point of beginning, Chisago County, Minnesota. All subject to and excepting there from Roads and Highways AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,718.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 13, 2013, or the next business day if June 13, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 31, 2012 MORTGAGEE: Associated Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026344F01 Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3196907
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Richard B. Miller and Katrina M. Miller, husband and wife MORTGAGEE: Associated Bank, N.A. successor by merger to The First National Bank of Hudson DATE AND PLACE OF RECORDING: Recorded: November 04, 2003 Chisago County Recorder Document Number: A-417400 LOAN MODIFICATION: Dated: September 15, 2010 Recorded: October 11, 2010 Document Number: A-526360 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank, N.A. successor by merger to The First National Bank of Hudson Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 39029 Homestead Ave, North Branch, MN 55056-5370 Tax Parcel ID Number: 11-00275-00 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southwest Quarter of Section 15, Township 35, Range 21, described as follows: Commencing at the Southeast corner of said Southeast Quarter of the Southwest Quarter, thence West along the South line thereof, 1188.0 feet to the point of beginning of the property to be described: thence North parallel with the East line of said Southeast Quarter of Southwest Quarter a distance of 330.0 feet; thence West parallel with said South line 139.52 feet to the West line of said Southeast Quarter of the Southwest Quarter; thence South along said West line 330.0 feet to the Southwest corner of said Southeast Quarter of the Southwest Quarter; thence East along said South line 140.13 feet to the point of beginning. Subject to road easement over and across the West 33 feet thereof, and State Highway No. 95 over and across the South line thereof. AND That part of the Southeast Quarter of the Southwest Quarter of Section 15, Township 35, Range 21, described as follows: Commencing at the Southeast corner of said Southeast Quarter of the Southwest Quarter; thence West along the South line thereof, 1122.0 feet to the point of beginning of the property to be described; thence continuing West along said South line 66.0 feet; thence North parallel with the East line of said Southeast Quarter of Southwest Quarter a distance of 330.0 feet; thence East parallel with said South line 66.0 feet; thence South parallel with said East line 330.0 feet to the point of beginning. Subject to State Highway No. 95 over and across the South line thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $134,892.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 13, 2013, or the next business day if June 13, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 31, 2012 MORTGAGEE: Associated Bank, N.A. successor by merger to The First National Bank of Hudson Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012290F03 Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3196922
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,400.00 MORTGAGOR(S): Troy A Huston and Amy M. Huston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Greensboro Home Equity, Inc., a North Carolina corporation DATE AND PLACE OF FILING: Filed March 25, 2005, Chisago County Recorder; Document No. A 446507 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc. by written assignment recorded on March 27, 2012 as Document Number A-542742, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Meadows of Wallmark Second Addition, STREET ADDRESS OF PROPERTY: 29885 HAILEYS COURT, CHISAGO CITY, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $309,484.30 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 14, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: TROY A HUSTON AND AMY M. HUSTON "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2012 HSBC MORTGAGE SERVICES, INC. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2423) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 29885 HAILEYS COURT, CHISAGO CITY, MN 55013 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Greensboro Home Equity, Inc., a North Carolina corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Greensboro Home Equity, Inc., a North Carolina corporation (4) Residential ServicerHSBC-800-365-6730 (5) Tax Parcel Identification Number : 13-00648-56 (6) Transaction Agent's Mortgage ID Number (MERS number) 100202700010116852 Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3197867
12-086989 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,961.34 MORTGAGOR(S): George M. Kreuser and Dawn M. Kreuser, Husband and Wife MORTGAGEE: Household Industrial Finance Company LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Household Industrial Finance Company SERVICER: HSBC Consumer Lending USA Inc. DATE AND PLACE OF FILING: Filed March 1, 2005, Chisago County Recorder, as Document Number A-445419 LEGAL DESCRIPTION OF PROPERTY: Lots Seven (7) and Eight (8) in Block Three (3) of Harris PROPERTY ADDRESS: 44019 Golden Ave, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 14.00337.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $177,208.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 24, 2012 Household Industrial Finance Company Mortgagee SHAPIRO & ZIELKE, LLP BY/s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3199855
11-076003 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,600.00 MORTGAGOR(S): Angelique M. Grossinger, A Married Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100431500000008686 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JDB Mortgage, Inc. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed February 26, 2007, Chisago County Recorder, as Document Number A-481841 ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB; Dated: July 19, 2011 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Southwest Quarter of Section 15, Township 36 North, Range 21 West, Chisago County, Minnesota, lying North of the South 669.95 feet And That part of the West 8 feet of the Southeast Quarter of the Southwest Quarter of said Section 15, Township 36 North, Range 21 West, Chisago County, Minnesota, lying North of the South 669.95 feet PROPERTY ADDRESS: 45157 Holman Avenue, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 09.00554.30 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $241,391.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 19, 2013. Dated: October 24, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3200037
12-085891 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,500.00 MORTGAGOR(S): Joseph A. Olson and Janelle L. Olson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001625-0001041156-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mortgages Unlimited, Inc. SERVICER: Residential Credit Solutions DATE AND PLACE OF FILING: Filed June 1, 2004, Chisago County Recorder, as Document Number A-429797 ASSIGNMENTS OF MORTGAGE: Assigned to: Residential Credit Solutions, Inc.; Dated: October 2, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Whispering Pines PROPERTY ADDRESS: 42705 Ginger Avenue, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 14.00275.58 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $279,026.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 24, 2012 Residential Credit Solutions, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3200202
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2008 MORTGAGOR:Brent J. Wagenknecht and Michelle M. Wagenknecht, husband and wife. MORTGAGEE: Summit Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded June 11, 2008 Chisago County Recorder, Document No. A-499124. ASSIGNMENTS OF MORTGAGE: Assigned to: TierOne Bank. And thereafter assigned to: Mutual of Omaha Bank, a Federal Savings Bank. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 38355 Coventry Drive, North Branch, MN 55056 TAX PARCEL I.D. #: 160056305 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Four (4), Casselberry Ponds Plat 3, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,005.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$157,327.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 17, 2012 Mutual of Omaha Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9 - 12-005249 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW October 31, November 7, 14, 21, 28, December 5, 2012 3201342
12-082250 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00 MORTGAGOR(S): Jasen S. Wallraff, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000085056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Maribella Mortgage, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 20, 2005, Chisago County Recorder, as Document Number A-458610 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1; Dated: April 2, 2012 filed: April 16, 2012, recorded as document number A-543378 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wissahickon Meadows PROPERTY ADDRESS: 27710 Jenner Ct, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.10228.52 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $303,008.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21,28 December 5, 12, 2012 3198395
12-086263 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,623.00 MORTGAGOR(S): Jose A. Felix and Rose M. Felix, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000590-1256041286-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: NBANK, N.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 28, 2005, Chisago County Recorder, as Document Number A-459174 ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC; Dated: October 20, 2009 filed: November 9, 2009, recorded as document number A-515967 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Buffalo Ridge 3rd Addition. PROPERTY ADDRESS: 17532 309Th Ct, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 18.00107.71 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,565.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 24, 2012 JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November, 7, 14, 21, 28, December 5, 12, 2012 3199029
12-083915 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,060.00 MORTGAGOR(S): Joann Koosman and Aaron S. Koosman, Wife and Husband MORTGAGEE: JPMorgan Chase Bank, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, N.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 7, 2009, Chisago County Recorder, as Document Number A-508423 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Northeast Quarter of Section 30, Township 37, Range 22, Chisago County, Minnesota, Lying Southerly of a line 557.00 feet Northerly of, and parallel with, the South lien of said Northeast Quarter of the Northeast Quarter, Northerly of a line 205.00 feet Northerly of, and parallel with, the South line of said Northeast Quarter of the Northeast Quarter, and Easterly of a line 300.00 feet Easterly of and parallel with, the West line of said Northeast Quarter of the Northeast Quarter PROPERTY ADDRESS: 49830 Basswood Rd, Stanchfield, MN 55080 PROPERTY IDENTIFICATION NUMBER: 06.00651.05 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $156,920.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3199089
11-080051 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,900.00 MORTGAGOR(S): Ronald C. Strohecker and Noelle J. Strohecker, husband and wife MORTGAGEE: PHH Mortgage Services dba PHH Mortgage Corporation LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Mortgage Services dba PHH Mortgage Corporation SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed August 13, 2003, Chisago County Recorder, as Document Number A-410362, thereafter modified by Loan Modification Agreement dated January 1, 2011 recorded March 14, 2011 as document number A531432. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Kates Estates PROPERTY ADDRESS: 6083 373Rd St, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11.00900.41 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,979.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 PHH Mortgage Corporation Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3199548
12-087365 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,412.00 MORTGAGOR(S): Edward Zilge and Julie Zilge, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001875-0000030523-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed September 2, 2010, Chisago County Recorder, as Document Number A-525020 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: October 17, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Falcon View PROPERTY ADDRESS: 33063 Erie Circle, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05.00709.08 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $188,596.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 26, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3201091
12-086226 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Dennis A. Nelson, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT:Mortgage Electronic Registration Systems, Inc. MIN#: 1001310-2050110495-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Mortgage Network, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 6, 2005, Chisago County Registrar of Titles, as Document Number T-17391 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: August 24, 2012 filed: September 13, 2012, recorded as document number T-22768 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Pioneer Estates, according to the recorded plat thereof on file and of record in the office of the Registrar of Titles REGISTERED PROPERTY PROPERTY ADDRESS: 538 Nelson Ct, Center City, MN 55012 PROPERTY IDENTIFICATION NUMBER: 12.00260.18 Certificate No. 4555.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $133,813.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 26, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3201468
10-065950 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,150.00 MORTGAGOR(S): George E. Loughney Jr, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000351553999 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed March 2, 2007, Chisago County Recorder, as Document Number A-482129 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: December 1, 2008 filed: December 8, 2008, recorded as document number A-504716 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Basswood Estates PROPERTY ADDRESS: 52537 Basswood Rd West, Braham, MN 55006 PROPERTY IDENTIFICATION NUMBER: 06 00184 32 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $265,049.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 29, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3202212
12-080383 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 MORTGAGOR(S): Adam C. Anderson and Kristi K. Anderson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200002191010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: BNC Mortgage, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 14, 2006, Chisago County Recorder, as Document Number A-470336 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1; Dated: February 21, 2012 filed: March 12, 2012, recorded as document number A-542286 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Mystic Woodlands Plat 2 PROPERTY ADDRESS: 38253 Branch Ave, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11 01035 04 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $287,062.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 2, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 2, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 29, 2012 U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3202338
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,800.00 MORTGAGOR(S): Laureen A. Frost, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Advisor's Mortgage, LLC, a Minnesota limited liability company DATE AND PLACE OF FILING: Filed April 18, 2007, Chisago County Recorder; Document No. A-483999 ASSIGNMENTS OF MORTGAGE: Assigned to Federal National Mortgage Association by written assignment recorded on December 30, 2011 as Document Number A-539941, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Gateway Chisago, Chisago County, Minnesota. STREET ADDRESS OF PROPERTY: 29654 Gateway Avenue, Chisago City, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,019.67 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 26, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 26, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 2, 2012 FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2642) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 29654 Gateway Avenue, Chisago City, MN 55013 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Advisor's Mortgage, LLC, a Minnesota limited liability company (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Advisor's Mortgage, LLC, a Minnesota limited liability company (4) Residential ServicerSeterus, Inc. (866) 570-5277 (5) Tax Parcel Identification Number 13.00038.20 (6) Transaction Agent's Mortgage ID Number (MERS number) 100199600000147104 Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3209254
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2006 MORTGAGOR: Mark A. Ebbenga and Dawn M. Ebbenga, husband and wife. MORTGAGEE:New Century Liquidating Trust successor-in-interest to New Century Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 11, 2006 Chisago County Recorder, Document No. A468765. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-NC2, Asset Backed Pass-Through Certificates, Series 2006-NC2. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8410 Itasca Court, Forest Lake, MN 55025 TAX PARCEL I.D. #: 13.10476.00 LEGAL DESCRIPTION OF PROPERTY: FOUR SEASONS TITLE, INC. Policy Issuing Agent For COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT FOR TITLE INSURANCE EXHIBIT A Legal Description Commitment No.: FST-065001 The land referred to in this Commitment is described as follows: All that part of the SW 1/4 of the SW1/4 of Sec. 26, Twp. 33, Rge. 21, described as follows, to-wit: Beginning at the SE corner of said SW 1/4 of the SW 1/4; thence West along the south line of said SW 1/4 of the SW 1/4 a distance 310 feet to the point of beginning; thence North at right angles, a distance of 100 feet; thence West parallel to the south line of the SW 1/4 of the SW 1/4 a distance of 1,010 feet, more or less to the west line of SW 1/4 of the SW 1/4; thence South along the west line of the SW 1/4 of the SW 1/4 to the south line of the SW 1/4 of the SW 1/4, a distance of 100 feet; thence East along the south line of the SW 1/4 of the SW 1/4, a distance of 1,010 feet, more or less to the point of beginning. Together with an easement appurtenant to the above described property and across the following described tracts: The North 32 feet of South 532 feet of the East 326 feet of SW 1/4 of the SW 1/4 the South 500 feet of the West 32 feet of the East 326 feet of SW 1/4 of the SW 1/4 and the North 32 feet of South 216 feet of the East 294 feet of SW 1/4 of the SW 1/4, all in Sec. 26, Twp. 33, Rge 21, Chisago County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $491,973.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 16, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4009 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 7, 14, 21, 28 December 5, 12, 2012 3209639
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2009 MORTGAGOR: Keri Johnson, single woman. MORTGAGEE: Prestige Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded June 9, 2009 Chisago County Recorder, Document No. A 510842. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 30798 Regal Avenue, Shafer, MN 55074 TAX PARCEL I.D. #: 180010039 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Buffalo Ridge, Chisago County, Minnesota APN 183.00100.39 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,244.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$110,280.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005026 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 7, 14, 21, 28 December 5, 12, 2012 3209683
11-073364 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $311,950.00 MORTGAGOR(S): Jessica L. Anderson and Rocky Keith Anderson, husband and wife MORTGAGEE: Washington Mutual Bank LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Washington Mutual Bank SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 17, 2007, Chisago County Recorder, as Document Number A-483920 ASSIGNMENTS OF MORTGAGE: Assigned to: Citibank, N.A., as trustee for WaMu Series 2007-HE3 Trust; Dated: April 18, 2012 filed: May 3, 2012, recorded as document number A-544089 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, McFarlane Acres PROPERTY ADDRESS: 43624 Amery Ave, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 03.00460.05 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $340,419.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 30, 2012 Citibank, N.A., as trustee for WaMu Series 2007-HE3 Trust Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3203832
12-086350 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,400.00 MORTGAGOR(S): Joshua J. Walls and Laura L. Walls Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001120-6570865067-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mortgageit, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed December 27, 2005, Chisago County Recorder, as Document Number A462223 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: August 28, 2012 filed: September 13, 2012, recorded as document number A-548603 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-one (21) in Block Six (6) in Kavanagh and Schulze's First Addition to Center City PROPERTY ADDRESS: 125 Busch Ave, Center City, MN 55012 PROPERTY IDENTIFICATION NUMBER: 12.00148.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $145,087.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 30, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3203904
12-087591 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,303.00 MORTGAGOR(S): Matthew D. Sigrist and Denise L. Sigrist, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100053611061160857 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Primelending, a Plainscapital Company SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 22, 2011, Chisago County Recorder, as Document Number A534154 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: August 3, 2012 filed: August 8, 2012, recorded as document number A547329 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), Falcon Woods PROPERTY ADDRESS: 5080 351St Street, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 05.00710.15 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $200,827.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 2, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3208803
12-086575 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 2, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,898.00 MORTGAGOR(S): Clyde J. Sabot, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002489-0000003219-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Rescue Mortgage, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed October 21, 2009, Chisago County Registrar of Titles, as Document Number T-20841 ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP; Dated: August 31, 2010 filed: September 1, 2010, recorded as document number T-21407 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Three (3), Larson-Sundberg Heights REGISTERED PROPERTY PROPERTY ADDRESS: 30220 Akerson Street, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00639.00 Certificate No. 4975.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,180.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 6, 2012 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3211469
12-087362 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,765.00 MORTGAGOR(S): Jeffrey A. Gruhlke, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100029500026222665 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Taylor, Bean & Whitaker Mortgage Corp. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed June 16, 2008, Chisago County Recorder, as Document Number A-499239 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP; Dated: March 16, 2012 filed: March 26, 2012, recorded as document number A-542689 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Rebecca Meadows PROPERTY ADDRESS: 26333 Goodvine Ave, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.11128.34 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $286,988.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 6, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3211530
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/26/2005 MORTGAGOR(S): Edward C. Frost, a single man, Cynthia L. Risen, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 1000157-0005869685-3 Lender or Broker: America's Wholesale Lender Servicer: Bank of America, N.A. Mortgage Originator: America's Wholesale Lender DATE AND PLACE OF RECORDING: Recorded October 28, 2005,Chisago County Recorder, Document No. A-459145. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing LP f/k/a Countrywide Home Loans Servicing LP Dated: June 15, 2011,Recorded October 07, 2011,Chisago County Recorder, Document No. A536852. LEGAL DESCRIPTION OF PROPERTY: All that part of the Southwest Quarter of the Southwest (SW 1/4 of SW 1/4), Section sixteen (16), Township Thirty-five (35), Range Twenty-one (21), Chisago County, Minnesota described as follows to wit Commencing at a point on the Section line 20 rods West of the Southeast Corner of said SW 1/4 of SW 1/4 of said Section 16, thence North at right angles with said Section line 175 feet; thence West parallel with said Section Line 92 feet; thence South at right angles with section Line 175 feet; thence East on said Section line 92 feet to the place of beginning. REGISTERED PROPERTY: No TAX PARCEL NO.: 16.00030.00 ADDRESS OF PROPERTY: 6488 Cedar St North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,658.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 03, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/03/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 06, 2012 Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-112239 Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3212175
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,400.00 MORTGAGOR(S): John W. Devries and Greta Warhol, both unmarried persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Mortgage and Investment Consultants, a Minnesota Corporation DATE AND PLACE OF FILING: Filed December 18, 2006, Chisago County Recorder; Document No. A478966 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on August 8, 2012 as Document Number 547330 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Chisago Heights, together with a nonexclusive easement for access to Chisago Lake over and across the Northerly 30 feet of Lot 9, Block 3, Chisago Heights STREET ADDRESS OF PROPERTY: 11310 - 276th Street, Chisago City, MN 55013-9726 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $195,542.81 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 16, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2079) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 11310 - 276th Street, Chisago City, MN 55013-9726 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Mortgage and Investment Consultants, a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Mortgage and Investment Consultants, a Minnesota Corporation (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 02.01121.00 (6) Transaction Agent's Mortgage ID Number (MERS number) 100371100000473634 Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3215496
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Trever Allan Williams and Donnette Marie Williams, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed January 20, 2004, Chisago County Recorder; Document No. A422001 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: The part of the South 582 feet of the Southeast Quarter of the Southeast Quarter of Section 15, Township 36 North, Range 21 West, lying Easterly of the center line of Iris Avenue. STREET ADDRESS OF PROPERTY: 8095 - 450th Street, Harris, MN 55032 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $175,449.75 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E7782) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8095 - 450th Street, Harris, MN 55032 (2) Transaction Agent Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 09.00556.10 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW November 14, 21, 28 December 5, 12, 19, 2012 3215665
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,935.00 MORTGAGOR(S): Lisa M. Rambo, MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed November 1, 2006, Chisago County Recorder; Document No. A476912 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Loan Trust 2007-WF1 by written assignment recorded on April 19, 2012 as Document Number A543529 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Oak Ridge STREET ADDRESS OF PROPERTY: 6629 Oakridge Court, North Branch, MN 55056-5053 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $182,661.53 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 16, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2012 US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE LOAN TRUST 2007-WF1 Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2044) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6629 Oakridge Court, North Branch, MN 55056-5053 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 16.00500.19 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW November 14, 21, 28 December 5, 12, 19, 2012 3215674
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2005 MORTGAGOR: Debra A. Nelson, a single person. MORTGAGEE:National City Mortgage a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded June 21, 2005 Chisago County Recorder, Document No. A-451333. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank, s/b/m to National City Mortgage Co., a subsidiary of National City Bank of Indiana. And thereafter assigned to: U.S. Bank, N.A. as Trustee for Citigroup Mortgage Loan Trust, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5495 Fernwood Trail, North Branch, MN 55056 TAX PARCEL I.D. #: 110097062 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Lakeview Woodlands COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,236.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 11, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 1, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-004263 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3216316
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2009 MORTGAGOR: Bradley M. Miller and Karla Miller, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 3, 2009 Chisago County Recorder, Document No. 508304. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141143981 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC, DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6118 Rush Point Drive, Rush City, MN 55069 TAX PARCEL I.D. #: 07.00323.00 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 20, Township 37 North, Range 21 West, Chisago County, Minnesota, which lies Northerly of County Highway No. 7 (also known as the Rush City-Cambridge Road) and lies Westerly of the following described line: Commencing at the Northwest corner of said Southeast ¼ of Southeast ¼; thence Easterly, along the Northerly line of said Southeast ¼ of Southeast ¼, a distance of 365.09 feet; thence Southerly, parallel with the Westerly line of said Southeast ¼ of Southeast ¼, a distance of 452.32 feet; thence Southeasterly deflecting to the left 35 degrees 35 minutes 42 seconds, a distance of 81.34 feet, more or less, to the center line of County Highway No. 7 and said line there terminating. Abstract Property. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$192,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$205,280.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 24, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-12-005644 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3216519
10-069643 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 3, 1998 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $33,200.00 MORTGAGOR(S): Charles A. Anderson and Susan M. Anderson, husband and wife MORTGAGEE: First Union Home Equity Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: First Union Home Equity Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed September 14, 1998, Chisago County Recorder, as Document Number 314456 ASSIGNMENTS OF MORTGAGE: Assigned to: First Union National Bank, successor by consolidation to First Union National Bank of North Carolina; Dated: September 14, 1998 filed: May 20, 1999, recorded as document number 326121; thereafter assigned to Citibank, N.A., as Trustee under the Pooling and Servicing Agreement dated as of November 30, 2001, Series 2001-1, dated February 12, 2009 and recorded on March 6, 2009 as document number A-507332 thereafter assigned to Wells Fargo Bank, N.A. dated August 20, 2012 and recorded on September 19, 2012 as document number A548878. LEGAL DESCRIPTION OF PROPERTY: Lot 9 and the South 15 feet of Lot 8 in Block 43, in the Town (now Village) of Taylors Falls PROPERTY ADDRESS: 330 Plateau Street, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 20-00288-00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $28,200.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 7, 2012 Wells Fargo Bank, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3213184
10-069498 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $351,500.00 MORTGAGOR(S): Jeremy G. Lindman and Jennifer A. Lindman, husband and wife MORTGAGEE: Argent Mortgage Company, LLC LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Argent Mortgage Company, LLC SERVICER: America's Servicing Company DATE AND PLACE OF FILING: Filed August 23, 2005, Chisago County Recorder, as Document Number A 455055 ASSIGNMENTS OF MORTGAGE: Assigned to: Lehman Brothers Bank, FSB; Dated: July 26, 2012 filed: September 17, 2012, recorded as document number A548737; thereafter assigned to US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2005-AR1 dated August 28, 2012 and recorded on September 17, 2012 as document number A548738. LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Northeast Quarter of Section 2, Township 34, Range 21, Chisago County, Minnesota, lying Westerly of the Westerly Right-of-Way line of Chisago County Right-of-Way Plat No. 18; excepting therefrom the West 381.00 feet and South 20 acres thereof. PROPERTY ADDRESS: 35956 Lincoln Trail, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 05-00009-00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $411,254.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. Dated: November 9, 2012 US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2005-AR1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 21, 28 December 5, 12, 19, 26, 2012 3215969
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/29/2007 MORTGAGOR(S): Mary H. Bye, a single person. MORTGAGEE: Lake Area Bank Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Lake Area Bank Servicer: Lake Area Mortgage Mortgage Originator: Lake Area Bank DATE AND PLACE OF RECORDING: Recorded June 20, 2007,Chisago County Registrar of Titles, Document No. T-19382 Against Certificate of Title no. 0004828. LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 17, Township 35 North, Range 21 West, Chisago County, Minnesota, described as follows: Commencing at the Southwest Corner of said Southeast Quarter of Southeast Quarter; thence East, assumed bearing along the south line of said Section 17, a distance of 509.25 feet to the point of beginning; thence continuing East along said south line, a distance of 107.5 feet to the hereinafter referred to "Point A"; thence North 192.25 feet; thence West, 0.6 feet to the point of intersection with a line drawn North 0 degrees 10 minutes 43 seconds West, parallel with the west line of said Southeast Quarter of Southeast Quarter from said "Point A"; thence North 0 degrees 10 minutes 43 seconds West, along said parallel line 16.5 feet; thence West, parallel with said South line of Section 17 to the point of intersection with a line drawn North, from the point of beginning; thence South, along said line 208.75 feet to the point of beginning. SUBJECT TO AN EASEMENT in favor of the State of Minnesota for the purpose of repairing, maintaining and using as a tile line for drainage purposes over that part of the above described parcel described as follows: Commencing at the Southwest corner of said Southeast Quarter of Southeast Quarter; thence East, assumed bearing along the south line of said Section 17, a distance of 509.25 feet to the Southeast corner of said parcel, being the point of beginning of said easement as the same is located upon said parcel; thence East, along the South line of said Section 17, 0.57 feet; thence Northwesterly, in a straight line, intersecting the West line of said parcel, 13.54 feet North of the Southwest corner thereof; thence South along the west line of said parcel, 13.54 feet, to the Southwest corner of said parcel and there terminating. REGISTERED PROPERTY: Yes TAX PARCEL NO.: 16.00069.00 ADDRESS OF PROPERTY: 6168 Cedar Street North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,760.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,676.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 10, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/10/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 12, 2012 Lake Area Bank Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Lake Area Bank Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17393-120002 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3216737
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 02/16/2007 MORTGAGOR(S): Todd Nicholas George and Stephanie Gaiel Kelly, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100425240012620776 Lender or Broker: First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB Servicer: Bank of America, N.A. Mortgage Originator: First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB DATE AND PLACE OF RECORDING: Recorded February 26, 2007,Chisago County Recorder, Document No. A 481843. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Successor Trustee to Bank of America, N.A., As Successor to Lasalle Bank, N.A., as Trustee for the Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2 Dated: May 05, 2011,Recorded January 05, 2012,Chisago County Recorder, Document No. A-540072. LEGAL DESCRIPTION OF PROPERTY: Lot One, Block One, Lakeside Woodlands Plat 3, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 15.00483.55 ADDRESS OF PROPERTY: 28471 Lakelawn Dr. Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $297,918.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 10, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/10/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 12, 2012 U.S. Bank, National Association, Successor Trustee to Bank of America, N.A., As Successor to Lasalle Bank, N.A., as Trustee for the Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: U.S. Bank, National Association, Successor Trustee to Bank of America, N.A., As Successor to Lasalle Bank, N.A., as Trustee for the Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-111625 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3216738
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 10/24/2008 MORTGAGOR(S): Linda Cunnien,David William Plaster. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Franklin First Financial Ltd. Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 1002849-0810013282-7 Lender or Broker: Franklin First Financial, LTD Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: Franklin First Financial, LTD DATE AND PLACE OF RECORDING: Recorded January 20, 2009,Chisago County Recorder, Document No. A505810. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association Dated: September 19, 2012,Recorded October 04, 2012,Chisago County Recorder, Document No. A-549486. LEGAL DESCRIPTION OF PROPERTY: The land referred to herein below is situated in the County of Chisago, State of Minnesota, and is described as follows: All those parts of Government Lot Three (3), Section Thirty-four (34), Township Thirty-four (34), Range Twenty (20), described as follows, to-wit: (1) Commencing at an iron pipe at the Northwest corner of A. N. Gunz property as described in Book 39 of Deeds, page 209 in the Office of the Register of Deeds of Chisago County, Minn.; running thence South 0 degrees 35' East 80 feet to an iron pin in the West line of said property, which point shall constitute the point of beginning of the parcel hereby conveyed; running thence South 80 degrees 5' West on a line parallel with and 175 feet Southerly from the Southerly line of U.S. Highway No. 8, as now constructed, until said line intersects with the center line of Old Highway No. 46; running thence Southerly and Easterly along the center line of Old Highway No. 46 to the Southwest corner of the Gunz property as described in Book 39 of Deeds, page 209; running thence North 0 degrees 35' West 100 feet more or less to the point of beginning; (2) Commencing at an iron pipe at the Northwest corner of the A.N. Gunz property as described in Book 39 of Deeds, page 209 in the Office of the Register of Deeds of Chisago County, Minnesota; running thence South 0 degrees 35' feet East 180 feet more or less to the center line of Old Highway No. 46; thence South 87 degrees West along said center line 164.8 feet to a point which shall constitute the place of beginning of the tract hereby conveyed; running thence South 12 degrees 8' West along the West end of the Methodist Cemetery, as described in Book I of Deeds, page 481 a distance of 66.7 feet to an iron monument in the Easterly line of the property hereby conveyed; thence North 73 degrees 59' West a distance of 50 feet to an iron monument in the Westerly line of the property hereby conveyed; thence North 12 degrees 30' East a distance of 67.25 feet to the center line of Old Highway No. 46; running thence South 73 degrees 13' East 49.94 feet to the point of beginning. All riparian rights are included together with any strip of land lying between described lake shore course herein described and the actual shoreline. REGISTERED PROPERTY: No TAX PARCEL NO.: 12-00019-00 ADDRESS OF PROPERTY: 508 Crescent Road Center City, MN 55012 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,396.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 10, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/10/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 12, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: JPMorgan Chase Bank, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-120514 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3216742
12-087535 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,838.00 MORTGAGOR(S): Julia M. Clark, f/k/a Julia M. Brown and Matthew L. Clark, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100249120000182647 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Marketplace Home Mortgage, LLC SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed January 12, 2009, Chisago County Recorder, as Document Number A-505581 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: September 24, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Country Oaks PROPERTY ADDRESS: 32405 Elk Ct, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05.00567.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $226,480.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 12, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3216970
PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,500.00 MORTGAGOR(S): Michael J. Marx Jr. and Chasteen M. Marx, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0007336337-2 SERVICER: Specialized Loan Servicing, LLC LENDER: Countrywide Home Loans, Inc.. DATE AND PLACE OF FILING: Chisago County Minnesota, Recorder , on October 4, 2006, as Document No. A-475729. ASSIGNED TO: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Dated: June 4, 2011 , and recorded June 13, 2011 by Document No. A533922 . LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, White Stone, Chisago County, MN PROPERTY ADDRESS: 27197 Ironwood Ct, Chisago City, MN 55013 PROPERTY I.D: 13.11129.88 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Seven Hundred Nine Thousand Nine Hundred Twenty-One and 19/100 ($709,921.19) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 11, 2012 PLACE OF SALE: Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 11, 2013, or the next business day if April 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 22, 2012 The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00376-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4286932 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for November 14, 2012 at 10:00 AM , has been postponed to February 14, 2013 at 10:00 AM, located at Chisago County Sheriff`s Office, 313 N. Main St., Rm 100, Center City, MN 55012, Chisago Minnesota Dated: November 14, 2012 The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Jennifer K Fischer (0311248) Attorneys for The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2006-22 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00376-2 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4327444 Published in the ECM POST REVIEW November 21, 2012 3217812
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 08/19/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 MORTGAGOR(S): James J. Stadler and Gina A. Stadler, husband and wife MORTGAGEE: U.S. Bank N.A. DATE AND PLACE OF FILING: 09/12/2005 as Document Number A456141 in the Office of the County Recorder, Chisago County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to USA Credit Union DATE AND PLACE OF FILING: 10/17/2005 as Document Number A-458274 in the Office of the County Recorder, Chisago County, Minnesota TAX PARCEL I.D. NO.: 15.00482.28 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Two (2), Lakeside Woodlands Plat 2, Chisago County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 28496 Lakeside Drive, Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank N.A. RESIDENTIAL MORTGAGE SERVICER: Genisys Credit Union TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $207,825.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/03/2013 at 10:00 A.M. PLACE OF SALE: Chisago Sheriff's Office, 313 North Main Street, Rm. 100 Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on 07/03/2013, or the next business day if 07/03/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/21/2012 Genisys Credit Union, successor in interest to USA Credit Union, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/ Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3218065
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,250.00 MORTGAGOR(S): Shaun D. Girard and Kristine M. Girard, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC, a North Carolina limited liability company DATE AND PLACE OF FILING: Filed June 1, 2006, Chisago County Recorder; Document No. A-469668 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc, recorded on August 24, 2012 as Document No. A-547865 in the office of the County Recorder for Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 13 and 14 and the South half (S 1/2) of Lot 12, Block 43, Chisago City. STREET ADDRESS OF PROPERTY: 28125 OLD TOWNE ROAD, CHISAGO CITY, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $277,251.51 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: SHAUN D. GIRARD AND KRISTINE M. GIRARD "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2012 HSBC MORTGAGE SERVICES, INC Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2586) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 28125 OLD TOWNE ROAD, CHISAGO CITY, MN 55013 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC, a North Carolina limited liability company (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC, a North Carolina limited liability company (4) Residential ServicerHSBC-800-365-6730 (5) Tax Parcel Identification Number 13-00559-00 (6) Transaction Agent's Mortgage ID Number (MERS number) 100077910006293860 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3219955
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,663.26 MORTGAGOR(S): Glen R. Tipton and Tami F. Tipton, husband and wife MORTGAGEE: Beneficial Loan and Thrift Co., a Minnesota corporation DATE AND PLACE OF FILING: Filed February 5, 2007, Chisago County Recorder; Document No. A-480890 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Kates Estates STREET ADDRESS OF PROPERTY: 5779 372nd Street, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $202,100.58 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 12, 2012 BENEFICIAL LOAN AND THRIFT CO Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2574) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5779 372nd Street, North Branch, MN 55056 (2) Transaction Agent Beneficial Loan and Thrift Co., a Minnesota corporation (3) Name of Mortgage Originator (Lender) Beneficial Loan and Thrift Co., a Minnesota corporation (4) Residential ServicerHSBC-800-333-5848 (5) Tax Parcel Identification Number 11-00900-87 (6) Transaction Agent's Mortgage ID Number (MERS number) N/A Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3220605
STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 13-CV-12-461 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE (Real Property) PNC Bank National Association, Plaintiff, vs. Jeffrey D. Fairholm, CitiBank, N.A., Target National Bank, John Doe and Mary Roe Defendant. Notice is hereby given, that under and by virtue of a Judgment and Decree entered in the above entitled action on September 28, 2012, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiff in the above-entitled action, as prescribed in the Judgment, the undersigned Sheriff of Chisago County will sell at public auction, to the highest bidder, for cash, on January 11, 2013, at 10:00 AM, at the Sheriff's main office, Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in the City of Center City, in said County and State, the premises and real estate described in said Judgment and Decree, to wit: All that tract(s) of parcel(s) of land lying and being in the County of Chisago and State of Minnesota, described as follows, to- wit: Lot Six, Block One, Golden Willow Estates 2nd Plat; PID# 13.11014.00 Address: 21763 Jody Court, Chisago City, Minnesota. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated this 13th day of November, 2012 Rick Duncan, Sheriff, Chisago County, Minnesota By: Ryan Edmonds Deputy USSET, WEINGARDEN AND LIEBO, P.L.L.P. Kevin T. Dobie Plaintiff's Attorney 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 This is an attempt to collect a debt and any information obtained will be used for that purpose. Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3220632
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/26/2005 MORTGAGOR(S): Thomas J. Kryzsko and Lori C. Kryzsko, husband and wife. MORTGAGEE: Fort Snelling Federal Credit Union Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Fort Snelling Federal Credit Union Servicer: Hiway Federal Credit Union Mortgage Originator: Fort Snelling Federal Credit Union DATE AND PLACE OF RECORDING: Recorded August 08, 2005,Chisago County Recorder, Document No. A-454058. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Schoolside, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 11.01053.03 ADDRESS OF PROPERTY: 6742 380th Cir North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,158.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 10, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/10/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 15, 2012 Hiway Federal Credit Union successor by merger to Fort Snelling Federal Credit Union Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Hiway Federal Credit Union successor by merger to Fort Snelling Federal Credit Union Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3390-120074 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3222211
11-077071 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,600.00 MORTGAGOR(S): Mark L. Peterson and Lisa M. Peterson, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC LENDER: Argent Mortgage Company, LLC SERVICER: America's Servicing Company DATE AND PLACE OF FILING: Filed September 9, 2004, Chisago County Registrar of Titles, as Document Number T-16696 ASSIGNMENTS OF MORTGAGE: Assigned to: Ameriquest Mortgage Company; Dated: September 7, 2004 filed: April 4, 2012, recorded as document number T22415; thereafter assigned to US Bank, National Association, as Trustee, Successor-in-Interest to Wachovia Bank, NA, as Trustee for Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2004-WWF1 dated September 7, 2004 and recorded on April 4, 2012 as document number T22416. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Town & Country Estates, 2nd Plat REGISTERED PROPERTY PROPERTY ADDRESS: 29910 Nathan Court, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00803.32 CERT NO. 3940 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,999.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 8, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 11, 2012 US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc.Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 8, 2012, at 10:00 a.m., has been postponed to September 12, 2012, at 10:00 a.m., located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 12, 2013 at 11:59 PM. Dated: August 7, 2012. US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc.Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2012, at 10:00 AM, has been postponed to October 12, 2012, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 12, 2013 at 11:59 PM. Dated: September 11, 2012. US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc.Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2012, at 10:00 AM, has been postponed to November 16, 2012, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by May 16, 2013 at 11:59 PM. Dated: October 12, 2012. US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc.Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 16, 2012, at 10:00 AM, has been postponed to January 4, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by July 5, 2013 at 11:59 PM. Dated: November 16, 2012. US Bank National Association, as Trustee, successor-in-interest to Wachovia Bank, N.A. (formerly known as First Union National Bank), as Trustee for Park Place Securities, Inc.Asset-Backed Pass-Through Certificates, Series 2004-WWF1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW November 21, 2012 3223189
VACANCIES ON THE CHISAGO COUNTY EXTENSION COMMITTEE The Chisago County Extension Committee has two positions available for appointment by the County Board of Commissioners to three year terms effective January, 2013. One seat requires applicants to reside in Commissioner District #4, comprised of the Cities of Wyoming and Stacy. The other position is for an At-Large member and requires applicants to reside within Chisago County. The Extension Committee advises the County Board and staff on the County Extension Services annual work plan, financing, and activities. The Committee meets at least 6 times per year usually during evening hours at the Extension Office in North Branch. Interested citizens must submit an Application for Appointment Form to the Chisago County Clerk of Board, 313 North Main Street, Room 175, Center City, MN 55012. The form is available by contacting County Administration at 651/213-8877 or by visiting our website: www.co.chisago.mn.us Information about the positions is available from the Extension Office at 651/277-0151 and on our website. The Board requests that Applications for Appointment be received by December 13, 2012. However, the Board reserves the right to extend the application deadline. Applications for Appointment may also be faxed to 651/213-8876. Published in the ECM POST REVIEW November 21, 28, 2012 3221089
CHISAGO COUNTY PUBLIC HEALTH COMMISSION SEEKS APPLICANTS The Chisago County Board of Commissioners seeks five (5) applicants for the appointment to vacancies on the Chisago County Public Health Commission. The five positions are at large appointments. The applicant must have a strong interest in the health of the residents of Chisago County and a commitment to improving the health of the community as a whole. The Public Health Commission is responsible for the development and maintenance of an integrated system of community health services for Chisago County. Board members are appointed for a three year term and are required to attend quarterly meetings. The meetings are held at the Chisago County Health & Human Services Building; which is located at 6133 - 402nd Street in North Branch. Interested citizens must submit an Application for Appointment Form to the Chisago County Clerk of Board, 313 North Main Street, Room 175, Center City, MN 55012. The form is available by contacting County Administration at 651/213-8830 or by visiting our website: www.co.chisago.mn.us Information about the position is available from the Public Health Office at 651/213-5200 and on our website. The Board requests that Applications for Appointment be received by December 13, 2012. However, the Board reserves the right to extend the application deadline. Applications for Appointment may also be faxed to 651/213-8876. Published in the ECM POST REVIEW November 21, 28,2012 3221093
VACANCIES ON THE CHISAGO COUNTY PARK BOARD The Chisago County Park Board has one position available for immediate appointment by the County Board of Commissioners to the remainder of a three year term thru December 31, 2014. The position requires applicants to reside in Commissioner District #1, comprised of the City of Center City and the City of North Branch - C; and the Townships of Chisago Lake - North and Lent. The Park Board assists the County Board and staff on the County Parks annual work plan, park planning, property acquisition, financing, and other activities. The Committee meets the 3rd Wednesday of every month at 3:30 p.m. at the Parks Office in North Branch. Interested citizens must submit an Application for Appointment Form to the Chisago County Clerk of Board, 313 North Main Street, Room 175, Center City, MN 55012. The form is available by contacting the Chisago County Clerk of Board at 651/213-8877 or by visiting our website: www.co.chisago.mn.us Information about the positions is available from the Parks Office at 651/674-2345 and on our website. The Board requests that Applications for Appointment be received by December 13, 2012. However, the Board reserves the right to extend the application deadline. Applications for Appointment may also be faxed to 651/213-8876. Published in the ECM POST REVIEW November 21, 28, 2012 3221104
MEMBERSHIP OPENING CHISAGO COUNTY WATER PLAN POLICY TEAM Chisago County is seeking two citizen members to serve on the Water Plan Policy Team. The Policy Team directs implementation of the goals, objectives and action items contained in the County Water Plan. They also oversee funding decisions to accomplish projects that protect the water quality of the county. Current membership on the Policy Team consists of agency representatives from the Chisago Soil and Water Conservation District, Chisago County Department of Environmental Services/Zoning, University of Minnesota Extension Service, DNR Waters, NRCS, Chisago County Public Health, County Board of Commissioners, and five citizen representatives. The term for this Policy Team membership is three years and runs January 1, 2013 through December 31, 2015. The standard county per diem will be paid for each regular meeting attended. The Policy Team meets every other month, usually in North Branch. Interested citizens must submit an Application for Appointment Form to the Chisago County Clerk of Board, 313 North Main Street, Room 175, Center City, MN 55012. The form is available by contacting County Administration at 651/213-8830 or by visiting our website: www.co.chisago.mn.us. Additional information about the position is available from the Zoning Office at 651/213-8383 and on our website. The Board requests that Applications for Appointment are received by December 13, 2012. However, the Board reserves the right to extend the application deadline. Applications for Appointment may also be faxed to 651/213-8876. Published in the ECM POST REVIEW November 21, 28, 2012 3221107
PUBLIC NOTICE CHISAGO COUNTY HOUSING AND REDEVELOPMENT AUTHORITY ECONOMIC DEVELOPMENT AUTHORITY SEEKING APPLICANTS The Chisago County Housing and Redevelopment Authority - Economic Development Authority (HRA-EDA) seeks applicants for the vacancy on its Board of Commissioners for the area of the county comprised of: the City of Center City and the City of North Branch - C; and the Townships of Chisago Lakes - North and Lent (County Commissioner District #1). The term will end 12/31/2017. Applicants must be at least 21 years of age and reside in the district. The HRA-EDA is the county's economic development agency and public housing facilitator. Its Board of Commissioners is a volunteer, unpaid body appointed by the Chisago County Board and meets monthly to oversee the work of the HRA-EDA Director. Interested citizens must submit an Application for Appointment Form to the Chisago County Clerk of Board, 313 North Main Street, Room 175, Center City, MN 55012. The form is available by contacting the Chisago County Clerk of Board at 651/213-8876 or by visiting our website at: www.co.chisago.mn.us. Additional information about the position is available from the Chisago County HRA-EDA office at 651/674-5664 and on our website. The Board requests that Applications for Appointment be received by December 13, 2012. However, the Board reserves the right to extend the application deadline. Applications for Appointment may also be faxed to 651/213-8876. Chisago County is an Affirmative Action/Equal Opportunity Employer. Published in the ECM POST REVIEW November 21, 28, 2012 3221251
STATE OF MINNESOTA COUNTY OF CHISAGO TENTH JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 13- PR-12-112 NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) Estate of Richard G. Schneider, a/k/a Richard George Schneider, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Elaine C. Schneider, whose address is 26059 Seminole Lakes Blvd., Punta Gorda, FL 33955 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: November 1, 2012 /s/ Barbara Peterson Registrar Dated: November 1, 2012 KATHLEEN E. KARNOWSKI Court Administrator Attorney for Personal Representative Susan T. Peterson Henningson & Snoxell, Ltd. 6900 Wedgwood Road, Suite 200 Maple Grove, MN 55311 Attorney License No: 032159X Telephone: (764) 560-5700 FAX: (763) 560-0119 Email: speterson@hennsnoxlaw.com Published in the ECM POST REVIEW November 14, 21, 2012 3216275
RUSH CITY PLANNING COMMISSION NOTICE OF PUBLIC HEARING All interested persons are hereby notified that the Planning Commission of the City of Rush City, Chisago County, Minnesota, will meet to conduct a public hearing to accept input on a proposed text amendment adding a new Section 1006.07 to the City of Rush City's Zoning Ordinance while renumbering the existing sections 1006.07 through 1006.09. The new Section 1006.07 includes Site Plan Review standards and requirements. The hearing has been scheduled for: Time: 6:30 p.m. or as soon thereafter as possible Date: Monday, December 3, 2012 Place: Rush City City Hall 325 S. Eliot Avenue All interested persons are encouraged to attend. Written comments may be submitted in advance of the hearing to the Rush City offices. By Order of the Planning Commission Zoning Administrator Published in the ECM POST REVIEW November 21, 2012 3221407
ORDINANCE NUMBER 2012-11-2 AN ORDINANCE AMENDING CHAPTERS 51 OF THE STACY CITY CODE ESTABLISHING POINT OF SALE REGULATIONS FOR PRIVATE WELLS AND PROHIBITING NEW PRIVATE WELLS IN THE CITY, WITH EXCEPTIONS AND ESTABLISHING EXCEPTIONS AS CONDITIONAL USES PURSUANT TO SECTIONS 153.052, 153.053, AND 153.056 OF CITY CODE The City Council of the City of Stacy hereby ordains: Section 1: That Section 51.10 of the City Code is hereby amended to read in its entirety as follows: § 51.10 Point of Sale Private Well Compliance. (A)No owner of a property served by a private well located in the City shall transfer such property by conveyance or contract for conveyance without providing for an inspection of the well by a state licensed inspector prior to the time of sale. The owner of the property must disclose in writing, to the buyer, all known information about the status and location of any private wells on the property. (1)Time of sale shall mean the date of full execution of a written purchase agreement, or, in the absence of a fully executed purchase agreement, the date of full execution of a contract, or the date of full execution of any document providing for the conveyance by deed or contract, whichever occurs first. (2)If the seller fails to provide a Certificate of Compliance issued by the state licensed inspector and filed with the City, buyer and seller shall arrange for deposit of sufficient security in the form of an escrow agreement in a form approved by the City to assure the installation of a complying private well, or connection to city water and city sewer services, if available, as required by City Code provisions. (3)This escrow procedure, along with a signed Affidavit of Understanding with the City may be used to allow for a transfer of property to occur during winter months, until such time conditions allow for the inspection to be performed. Section 2: That Section 51.11 of the City Code is hereby established to read in its entirety as follows: § 51.11 Private Well Regulation. (A) Unless the context clearly indicates otherwise, the following words and terms shall have the meaning set forth below: (1)Person shall mean any natural person, or partnership, or association, private or public corporation. (2)Private water supply system shall mean a system owned and operated by a person for collection and delivery of piped water for human consumption into commercial, industrial, or residential buildings or structures. (3)Public water and supply system shall mean the City of Stacy water supply system. (B)Except as provided in subsection (C) below, no person shall build, establish, expand or maintain a private water supply system within the City of Stacy unless there shall be no public water supply system within one hundred fifty (150) feet from boundary line of the property on which the facility using the water or connection to city wastewater sewer system is located. (C)Properties located in the A-Agricultural District requiring water as part of the nonresidential portion of a farming operation, and properties lawfully engaged in a business requiring in excess of 100,000 gallons of water per month in the production process, not discharged into the city sewer system, may apply for a conditional use permit to install a replacement private water supply system within the City of Stacy. No construction of new or expanded private water supply systems shall be allowed under this subsection (C). Conditional Use Permits authorized pursuant to this subsection (C) shall constitute an exception to the requirement of mandatory connection to city water pursuant to the City Code. (D)This Ordinance shall be effective November 21, 2012. Any private water supply system which is in place and operational as of that date shall not be subject to this Section 51.11, except as provided in Sections 51.10 and 52.56 of the city code. (E)Any person who shall have applied to the appropriate state agencies for permits to build and establish a private water supply system by November 21, 2012 shall not be subject to this Section 51.11 for the water system so applied for provided: a) Such person diligently pursues such application; and b) Such person commences construction of such system within ninety (90) days after obtaining such permits. (F)Each day any person is in violation of this Section 51.11 shall constitute a separate offense. (G)Any violation of this Section 51.11 shall constitute a misdemeanor. Section 3: That Section 153.056 of the City Code shall remain unchanged with the exception that subsections 153.056 (D) (17) and 153.056 (K) (3) are hereby established to read in their entirety as follows: 153.056(D) (17) Private water supply system pursuant to 51.11 (C) of the City Code. 153.056 (E) (3) Private water supply system pursuant to 51.11 (C) of the City Code. Section 4: That Section 153.052 of the City Code shall remain unchanged with the exception that subsection 153.052 (G) (3) is hereby established to read in its entirety as follows: 153.052 (G) (3) Private water supply system pursuant to 51.11 (C) of the City Code. Section 5: That Section 153.053 of the City Code shall remain unchanged with the exception that subsection 153.053 (D) (3) is hereby established to read in its entirety as follows: 153.052 (D) (3) Private water supply system pursuant to 51.11 (C) of the City Code. This ordinance shall take effect and be in force from and after its publication in the official newspaper of the City of Stacy. Mark Utecht Mayor ATTEST: Sharon MT Payne City Clerk Published in the ECM POST REVIEW, November 21, 2012 3219970
LENT TOWNSHIP SNOW REMOVAL POLICY 2012-2013 SEASON The Lent Township's general goal is to have all Township roads passable within a reasonable amount of time after a snowfall has stopped. Roads are prioritized by traffic volume and logical routing. The Township does not assure a completely bare road and will not normally sand entire sections of roadway. The sanding of intersections, hills and curves are the priority. Users of the system are reminded to exercise caution and to realize that the legal speed limit may not be reasonable in certain weather conditions. The Township usually will not dispatch snowplows until the snowfall has stopped, with exceptions possible during periods of extended snowfall. Plows will generally be dispatched between 4:00 am and 7:30 am, or when snow and drifting conditions allow reasonable accomplishments to be made. Operator's duty shifts are generally limited to a maximum of 12 hours per day for safety reasons. The plow operator's first job is to make the road passable with one lane in one direction plowed. Then plow the second lane to have one lane in each direction open; lanes are then widened to the edge of the shoulders and sanding is done; cleanup of ice and slush are done as demands allow. Snowplows will not be dispatched at night except for true emergency calls, such as assisting fire departments or ambulance crews. Icing bridges or snow drifting on roads is an expected aspect of winter travel and generally not adequate justification to dispatch snowplow crews. Mailboxes damaged during snow removal will be evaluated on a case-by-case basis. Only those mailboxes that are properly built and installed in a location in accordance with Minnesota Department of Transportation Standards and which were damaged by actual contact with Township equipment will be repaired at Township expense. Residents are cautioned that it is unlawful to plow snow from driveways onto or across any public roadway. Piles of snow left on or near the roadway can freeze into a solid mass creating a hazardous situation for vehicles and snowplows. These are general guidelines used by the Lent Township road maintenance department. Each decision to mobilize, to the snow plow crews working, and to apply salt/sand is a judgment call based on the particular weather conditions, past experience, and the availability of resources at that particular time, and therefore may not adhere strictly to this general policy. For any information or concerns, contact Road Maintenance Supervisor Gene Olson at 651-587-3507 or the Township clerk, 651-462-3009. Published in the ISANTI COUNTY NEWS, November 21, 2012 3222989