12-082250 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00 MORTGAGOR(S): Jasen S. Wallraff, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000085056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Maribella Mortgage, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 20, 2005, Chisago County Recorder, as Document Number A-458610 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1; Dated: April 2, 2012 filed: April 16, 2012, recorded as document number A-543378 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wissahickon Meadows PROPERTY ADDRESS: 27710 Jenner Ct, Chisago City, MN 55013 PROPERTY IDENTIFICATION NUMBER: 13.10228.52 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $303,008.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21,28 December 5, 12, 2012 3198395
12-086263 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,623.00 MORTGAGOR(S): Jose A. Felix and Rose M. Felix, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000590-1256041286-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: NBANK, N.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 28, 2005, Chisago County Recorder, as Document Number A-459174 ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC; Dated: October 20, 2009 filed: November 9, 2009, recorded as document number A-515967 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Buffalo Ridge 3rd Addition. PROPERTY ADDRESS: 17532 309Th Ct, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 18.00107.71 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,565.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 24, 2012 JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November, 7, 14, 21, 28, December 5, 12, 2012 3199029
12-083915 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,060.00 MORTGAGOR(S): Joann Koosman and Aaron S. Koosman, Wife and Husband MORTGAGEE: JPMorgan Chase Bank, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, N.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 7, 2009, Chisago County Recorder, as Document Number A-508423 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Northeast Quarter of Section 30, Township 37, Range 22, Chisago County, Minnesota, Lying Southerly of a line 557.00 feet Northerly of, and parallel with, the South lien of said Northeast Quarter of the Northeast Quarter, Northerly of a line 205.00 feet Northerly of, and parallel with, the South line of said Northeast Quarter of the Northeast Quarter, and Easterly of a line 300.00 feet Easterly of and parallel with, the West line of said Northeast Quarter of the Northeast Quarter PROPERTY ADDRESS: 49830 Basswood Rd, Stanchfield, MN 55080 PROPERTY IDENTIFICATION NUMBER: 06.00651.05 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $156,920.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3199089
11-080051 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,900.00 MORTGAGOR(S): Ronald C. Strohecker and Noelle J. Strohecker, husband and wife MORTGAGEE: PHH Mortgage Services dba PHH Mortgage Corporation LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Mortgage Services dba PHH Mortgage Corporation SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed August 13, 2003, Chisago County Recorder, as Document Number A-410362, thereafter modified by Loan Modification Agreement dated January 1, 2011 recorded March 14, 2011 as document number A531432. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Kates Estates PROPERTY ADDRESS: 6083 373Rd St, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11.00900.41 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,979.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 25, 2012 PHH Mortgage Corporation Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3199548
10-065950 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,150.00 MORTGAGOR(S): George E. Loughney Jr, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000351553999 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed March 2, 2007, Chisago County Recorder, as Document Number A-482129 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: December 1, 2008 filed: December 8, 2008, recorded as document number A-504716 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Basswood Estates PROPERTY ADDRESS: 52537 Basswood Rd West, Braham, MN 55006 PROPERTY IDENTIFICATION NUMBER: 06 00184 32 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $265,049.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 29, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3202212
12-080383 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 MORTGAGOR(S): Adam C. Anderson and Kristi K. Anderson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200002191010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: BNC Mortgage, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 14, 2006, Chisago County Recorder, as Document Number A-470336 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1; Dated: February 21, 2012 filed: March 12, 2012, recorded as document number A-542286 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Mystic Woodlands Plat 2 PROPERTY ADDRESS: 38253 Branch Ave, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11 01035 04 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $287,062.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 2, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 2, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 29, 2012 U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3202338
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,800.00 MORTGAGOR(S): Laureen A. Frost, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Advisor's Mortgage, LLC, a Minnesota limited liability company DATE AND PLACE OF FILING: Filed April 18, 2007, Chisago County Recorder; Document No. A-483999 ASSIGNMENTS OF MORTGAGE: Assigned to Federal National Mortgage Association by written assignment recorded on December 30, 2011 as Document Number A-539941, in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Gateway Chisago, Chisago County, Minnesota. STREET ADDRESS OF PROPERTY: 29654 Gateway Avenue, Chisago City, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,019.67 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 26, 2012 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 26, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 2, 2012 FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2642) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 29654 Gateway Avenue, Chisago City, MN 55013 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Advisor's Mortgage, LLC, a Minnesota limited liability company (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Advisor's Mortgage, LLC, a Minnesota limited liability company (4) Residential ServicerSeterus, Inc. (866) 570-5277 (5) Tax Parcel Identification Number 13.00038.20 (6) Transaction Agent's Mortgage ID Number (MERS number) 100199600000147104 Published in the ECM POST REVIEW November 7, 14, 21, 28, December 5, 12, 2012 3209254
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2006 MORTGAGOR: Mark A. Ebbenga and Dawn M. Ebbenga, husband and wife. MORTGAGEE:New Century Liquidating Trust successor-in-interest to New Century Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 11, 2006 Chisago County Recorder, Document No. A468765. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-NC2, Asset Backed Pass-Through Certificates, Series 2006-NC2. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8410 Itasca Court, Forest Lake, MN 55025 TAX PARCEL I.D. #: 13.10476.00 LEGAL DESCRIPTION OF PROPERTY: FOUR SEASONS TITLE, INC. Policy Issuing Agent For COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT FOR TITLE INSURANCE EXHIBIT A Legal Description Commitment No.: FST-065001 The land referred to in this Commitment is described as follows: All that part of the SW 1/4 of the SW1/4 of Sec. 26, Twp. 33, Rge. 21, described as follows, to-wit: Beginning at the SE corner of said SW 1/4 of the SW 1/4; thence West along the south line of said SW 1/4 of the SW 1/4 a distance 310 feet to the point of beginning; thence North at right angles, a distance of 100 feet; thence West parallel to the south line of the SW 1/4 of the SW 1/4 a distance of 1,010 feet, more or less to the west line of SW 1/4 of the SW 1/4; thence South along the west line of the SW 1/4 of the SW 1/4 to the south line of the SW 1/4 of the SW 1/4, a distance of 100 feet; thence East along the south line of the SW 1/4 of the SW 1/4, a distance of 1,010 feet, more or less to the point of beginning. Together with an easement appurtenant to the above described property and across the following described tracts: The North 32 feet of South 532 feet of the East 326 feet of SW 1/4 of the SW 1/4 the South 500 feet of the West 32 feet of the East 326 feet of SW 1/4 of the SW 1/4 and the North 32 feet of South 216 feet of the East 294 feet of SW 1/4 of the SW 1/4, all in Sec. 26, Twp. 33, Rge 21, Chisago County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $491,973.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 16, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4009 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 7, 14, 21, 28 December 5, 12, 2012 3209639
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2009 MORTGAGOR: Keri Johnson, single woman. MORTGAGEE: Prestige Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded June 9, 2009 Chisago County Recorder, Document No. A 510842. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 30798 Regal Avenue, Shafer, MN 55074 TAX PARCEL I.D. #: 180010039 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Buffalo Ridge, Chisago County, Minnesota APN 183.00100.39 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,244.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$110,280.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005026 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 7, 14, 21, 28 December 5, 12, 2012 3209683
12-086350 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,400.00 MORTGAGOR(S): Joshua J. Walls and Laura L. Walls Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001120-6570865067-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mortgageit, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed December 27, 2005, Chisago County Recorder, as Document Number A462223 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: August 28, 2012 filed: September 13, 2012, recorded as document number A-548603 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-one (21) in Block Six (6) in Kavanagh and Schulze's First Addition to Center City PROPERTY ADDRESS: 125 Busch Ave, Center City, MN 55012 PROPERTY IDENTIFICATION NUMBER: 12.00148.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $145,087.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 30, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3203904
12-087591 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,303.00 MORTGAGOR(S): Matthew D. Sigrist and Denise L. Sigrist, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100053611061160857 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Primelending, a Plainscapital Company SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 22, 2011, Chisago County Recorder, as Document Number A534154 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: August 3, 2012 filed: August 8, 2012, recorded as document number A547329 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), Falcon Woods PROPERTY ADDRESS: 5080 351St Street, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 05.00710.15 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $200,827.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 2, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3208803
12-086575 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 2, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,898.00 MORTGAGOR(S): Clyde J. Sabot, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002489-0000003219-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Rescue Mortgage, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed October 21, 2009, Chisago County Registrar of Titles, as Document Number T-20841 ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP; Dated: August 31, 2010 filed: September 1, 2010, recorded as document number T-21407 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Three (3), Larson-Sundberg Heights REGISTERED PROPERTY PROPERTY ADDRESS: 30220 Akerson Street, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 15.00639.00 Certificate No. 4975.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,180.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 6, 2012 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3211469
12-087362 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,765.00 MORTGAGOR(S): Jeffrey A. Gruhlke, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100029500026222665 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Taylor, Bean & Whitaker Mortgage Corp. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed June 16, 2008, Chisago County Recorder, as Document Number A-499239 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP; Dated: March 16, 2012 filed: March 26, 2012, recorded as document number A-542689 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Rebecca Meadows PROPERTY ADDRESS: 26333 Goodvine Ave, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.11128.34 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $286,988.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 6, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3211530
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/26/2005 MORTGAGOR(S): Edward C. Frost, a single man, Cynthia L. Risen, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 1000157-0005869685-3 Lender or Broker: America's Wholesale Lender Servicer: Bank of America, N.A. Mortgage Originator: America's Wholesale Lender DATE AND PLACE OF RECORDING: Recorded October 28, 2005,Chisago County Recorder, Document No. A-459145. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing LP f/k/a Countrywide Home Loans Servicing LP Dated: June 15, 2011,Recorded October 07, 2011,Chisago County Recorder, Document No. A536852. LEGAL DESCRIPTION OF PROPERTY: All that part of the Southwest Quarter of the Southwest (SW 1/4 of SW 1/4), Section sixteen (16), Township Thirty-five (35), Range Twenty-one (21), Chisago County, Minnesota described as follows to wit Commencing at a point on the Section line 20 rods West of the Southeast Corner of said SW 1/4 of SW 1/4 of said Section 16, thence North at right angles with said Section line 175 feet; thence West parallel with said Section Line 92 feet; thence South at right angles with section Line 175 feet; thence East on said Section line 92 feet to the place of beginning. REGISTERED PROPERTY: No TAX PARCEL NO.: 16.00030.00 ADDRESS OF PROPERTY: 6488 Cedar St North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,658.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 03, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/03/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 06, 2012 Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-112239 Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3212175
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,400.00 MORTGAGOR(S): John W. Devries and Greta Warhol, both unmarried persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Mortgage and Investment Consultants, a Minnesota Corporation DATE AND PLACE OF FILING: Filed December 18, 2006, Chisago County Recorder; Document No. A478966 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on August 8, 2012 as Document Number 547330 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Chisago Heights, together with a nonexclusive easement for access to Chisago Lake over and across the Northerly 30 feet of Lot 9, Block 3, Chisago Heights STREET ADDRESS OF PROPERTY: 11310 - 276th Street, Chisago City, MN 55013-9726 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $195,542.81 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 16, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2079) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 11310 - 276th Street, Chisago City, MN 55013-9726 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Mortgage and Investment Consultants, a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Mortgage and Investment Consultants, a Minnesota Corporation (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 02.01121.00 (6) Transaction Agent's Mortgage ID Number (MERS number) 100371100000473634 Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3215496
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Trever Allan Williams and Donnette Marie Williams, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed January 20, 2004, Chisago County Recorder; Document No. A422001 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: The part of the South 582 feet of the Southeast Quarter of the Southeast Quarter of Section 15, Township 36 North, Range 21 West, lying Easterly of the center line of Iris Avenue. STREET ADDRESS OF PROPERTY: 8095 - 450th Street, Harris, MN 55032 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $175,449.75 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E7782) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8095 - 450th Street, Harris, MN 55032 (2) Transaction Agent Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential ServicerWells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 09.00556.10 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW November 14, 21, 28 December 5, 12, 19, 2012 3215665
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,935.00 MORTGAGOR(S): Lisa M. Rambo, MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed November 1, 2006, Chisago County Recorder; Document No. A476912 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Loan Trust 2007-WF1 by written assignment recorded on April 19, 2012 as Document Number A543529 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Oak Ridge STREET ADDRESS OF PROPERTY: 6629 Oakridge Court, North Branch, MN 55056-5053 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $182,661.53 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 16, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2012 US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE LOAN TRUST 2007-WF1 Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2044) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6629 Oakridge Court, North Branch, MN 55056-5053 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 16.00500.19 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW November 14, 21, 28 December 5, 12, 19, 2012 3215674
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2005 MORTGAGOR: Debra A. Nelson, a single person. MORTGAGEE:National City Mortgage a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded June 21, 2005 Chisago County Recorder, Document No. A-451333. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank, s/b/m to National City Mortgage Co., a subsidiary of National City Bank of Indiana. And thereafter assigned to: U.S. Bank, N.A. as Trustee for Citigroup Mortgage Loan Trust, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5495 Fernwood Trail, North Branch, MN 55056 TAX PARCEL I.D. #: 110097062 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Lakeview Woodlands COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,236.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 11, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 1, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-004263 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3216316
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2009 MORTGAGOR: Bradley M. Miller and Karla Miller, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 3, 2009 Chisago County Recorder, Document No. 508304. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141143981 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC, DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6118 Rush Point Drive, Rush City, MN 55069 TAX PARCEL I.D. #: 07.00323.00 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 20, Township 37 North, Range 21 West, Chisago County, Minnesota, which lies Northerly of County Highway No. 7 (also known as the Rush City-Cambridge Road) and lies Westerly of the following described line: Commencing at the Northwest corner of said Southeast ¼ of Southeast ¼; thence Easterly, along the Northerly line of said Southeast ¼ of Southeast ¼, a distance of 365.09 feet; thence Southerly, parallel with the Westerly line of said Southeast ¼ of Southeast ¼, a distance of 452.32 feet; thence Southeasterly deflecting to the left 35 degrees 35 minutes 42 seconds, a distance of 81.34 feet, more or less, to the center line of County Highway No. 7 and said line there terminating. Abstract Property. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$192,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$205,280.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 24, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-12-005644 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 14, 21, 28, December 5, 12, 19, 2012 3216519
10-069643 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 3, 1998 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $33,200.00 MORTGAGOR(S): Charles A. Anderson and Susan M. Anderson, husband and wife MORTGAGEE: First Union Home Equity Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: First Union Home Equity Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed September 14, 1998, Chisago County Recorder, as Document Number 314456 ASSIGNMENTS OF MORTGAGE: Assigned to: First Union National Bank, successor by consolidation to First Union National Bank of North Carolina; Dated: September 14, 1998 filed: May 20, 1999, recorded as document number 326121; thereafter assigned to Citibank, N.A., as Trustee under the Pooling and Servicing Agreement dated as of November 30, 2001, Series 2001-1, dated February 12, 2009 and recorded on March 6, 2009 as document number A-507332 thereafter assigned to Wells Fargo Bank, N.A. dated August 20, 2012 and recorded on September 19, 2012 as document number A548878. LEGAL DESCRIPTION OF PROPERTY: Lot 9 and the South 15 feet of Lot 8 in Block 43, in the Town (now Village) of Taylors Falls PROPERTY ADDRESS: 330 Plateau Street, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 20-00288-00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $28,200.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 7, 2012 Wells Fargo Bank, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3213184
10-069498 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $351,500.00 MORTGAGOR(S): Jeremy G. Lindman and Jennifer A. Lindman, husband and wife MORTGAGEE: Argent Mortgage Company, LLC LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Argent Mortgage Company, LLC SERVICER: America's Servicing Company DATE AND PLACE OF FILING: Filed August 23, 2005, Chisago County Recorder, as Document Number A 455055 ASSIGNMENTS OF MORTGAGE: Assigned to: Lehman Brothers Bank, FSB; Dated: July 26, 2012 filed: September 17, 2012, recorded as document number A548737; thereafter assigned to US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2005-AR1 dated August 28, 2012 and recorded on September 17, 2012 as document number A548738. LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Northeast Quarter of Section 2, Township 34, Range 21, Chisago County, Minnesota, lying Westerly of the Westerly Right-of-Way line of Chisago County Right-of-Way Plat No. 18; excepting therefrom the West 381.00 feet and South 20 acres thereof. PROPERTY ADDRESS: 35956 Lincoln Trail, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 05-00009-00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $411,254.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. Dated: November 9, 2012 US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2005-AR1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 21, 28 December 5, 12, 19, 26, 2012 3215969
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/29/2007 MORTGAGOR(S): Mary H. Bye, a single person. MORTGAGEE: Lake Area Bank Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Lake Area Bank Servicer: Lake Area Mortgage Mortgage Originator: Lake Area Bank DATE AND PLACE OF RECORDING: Recorded June 20, 2007,Chisago County Registrar of Titles, Document No. T-19382 Against Certificate of Title no. 0004828. LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 17, Township 35 North, Range 21 West, Chisago County, Minnesota, described as follows: Commencing at the Southwest Corner of said Southeast Quarter of Southeast Quarter; thence East, assumed bearing along the south line of said Section 17, a distance of 509.25 feet to the point of beginning; thence continuing East along said south line, a distance of 107.5 feet to the hereinafter referred to "Point A"; thence North 192.25 feet; thence West, 0.6 feet to the point of intersection with a line drawn North 0 degrees 10 minutes 43 seconds West, parallel with the west line of said Southeast Quarter of Southeast Quarter from said "Point A"; thence North 0 degrees 10 minutes 43 seconds West, along said parallel line 16.5 feet; thence West, parallel with said South line of Section 17 to the point of intersection with a line drawn North, from the point of beginning; thence South, along said line 208.75 feet to the point of beginning. SUBJECT TO AN EASEMENT in favor of the State of Minnesota for the purpose of repairing, maintaining and using as a tile line for drainage purposes over that part of the above described parcel described as follows: Commencing at the Southwest corner of said Southeast Quarter of Southeast Quarter; thence East, assumed bearing along the south line of said Section 17, a distance of 509.25 feet to the Southeast corner of said parcel, being the point of beginning of said easement as the same is located upon said parcel; thence East, along the South line of said Section 17, 0.57 feet; thence Northwesterly, in a straight line, intersecting the West line of said parcel, 13.54 feet North of the Southwest corner thereof; thence South along the west line of said parcel, 13.54 feet, to the Southwest corner of said parcel and there terminating. REGISTERED PROPERTY: Yes TAX PARCEL NO.: 16.00069.00 ADDRESS OF PROPERTY: 6168 Cedar Street North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,760.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,676.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 10, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/10/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 12, 2012 Lake Area Bank Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Lake Area Bank Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17393-120002 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3216737
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 02/16/2007 MORTGAGOR(S): Todd Nicholas George and Stephanie Gaiel Kelly, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100425240012620776 Lender or Broker: First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB Servicer: Bank of America, N.A. Mortgage Originator: First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB DATE AND PLACE OF RECORDING: Recorded February 26, 2007,Chisago County Recorder, Document No. A 481843. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Successor Trustee to Bank of America, N.A., As Successor to Lasalle Bank, N.A., as Trustee for the Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2 Dated: May 05, 2011,Recorded January 05, 2012,Chisago County Recorder, Document No. A-540072. LEGAL DESCRIPTION OF PROPERTY: Lot One, Block One, Lakeside Woodlands Plat 3, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 15.00483.55 ADDRESS OF PROPERTY: 28471 Lakelawn Dr. Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $297,918.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 10, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/10/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 12, 2012 U.S. Bank, National Association, Successor Trustee to Bank of America, N.A., As Successor to Lasalle Bank, N.A., as Trustee for the Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: U.S. Bank, National Association, Successor Trustee to Bank of America, N.A., As Successor to Lasalle Bank, N.A., as Trustee for the Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-111625 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3216738
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 10/24/2008 MORTGAGOR(S): Linda Cunnien,David William Plaster. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Franklin First Financial Ltd. Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 1002849-0810013282-7 Lender or Broker: Franklin First Financial, LTD Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: Franklin First Financial, LTD DATE AND PLACE OF RECORDING: Recorded January 20, 2009,Chisago County Recorder, Document No. A505810. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association Dated: September 19, 2012,Recorded October 04, 2012,Chisago County Recorder, Document No. A-549486. LEGAL DESCRIPTION OF PROPERTY: The land referred to herein below is situated in the County of Chisago, State of Minnesota, and is described as follows: All those parts of Government Lot Three (3), Section Thirty-four (34), Township Thirty-four (34), Range Twenty (20), described as follows, to-wit: (1) Commencing at an iron pipe at the Northwest corner of A. N. Gunz property as described in Book 39 of Deeds, page 209 in the Office of the Register of Deeds of Chisago County, Minn.; running thence South 0 degrees 35' East 80 feet to an iron pin in the West line of said property, which point shall constitute the point of beginning of the parcel hereby conveyed; running thence South 80 degrees 5' West on a line parallel with and 175 feet Southerly from the Southerly line of U.S. Highway No. 8, as now constructed, until said line intersects with the center line of Old Highway No. 46; running thence Southerly and Easterly along the center line of Old Highway No. 46 to the Southwest corner of the Gunz property as described in Book 39 of Deeds, page 209; running thence North 0 degrees 35' West 100 feet more or less to the point of beginning; (2) Commencing at an iron pipe at the Northwest corner of the A.N. Gunz property as described in Book 39 of Deeds, page 209 in the Office of the Register of Deeds of Chisago County, Minnesota; running thence South 0 degrees 35' feet East 180 feet more or less to the center line of Old Highway No. 46; thence South 87 degrees West along said center line 164.8 feet to a point which shall constitute the place of beginning of the tract hereby conveyed; running thence South 12 degrees 8' West along the West end of the Methodist Cemetery, as described in Book I of Deeds, page 481 a distance of 66.7 feet to an iron monument in the Easterly line of the property hereby conveyed; thence North 73 degrees 59' West a distance of 50 feet to an iron monument in the Westerly line of the property hereby conveyed; thence North 12 degrees 30' East a distance of 67.25 feet to the center line of Old Highway No. 46; running thence South 73 degrees 13' East 49.94 feet to the point of beginning. All riparian rights are included together with any strip of land lying between described lake shore course herein described and the actual shoreline. REGISTERED PROPERTY: No TAX PARCEL NO.: 12-00019-00 ADDRESS OF PROPERTY: 508 Crescent Road Center City, MN 55012 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,396.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 10, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/10/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 12, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: JPMorgan Chase Bank, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-120514 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3216742
12-087535 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,838.00 MORTGAGOR(S): Julia M. Clark, f/k/a Julia M. Brown and Matthew L. Clark, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100249120000182647 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Marketplace Home Mortgage, LLC SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed January 12, 2009, Chisago County Recorder, as Document Number A-505581 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: September 24, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Country Oaks PROPERTY ADDRESS: 32405 Elk Ct, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 05.00567.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $226,480.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 12, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3216970
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 08/19/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 MORTGAGOR(S): James J. Stadler and Gina A. Stadler, husband and wife MORTGAGEE: U.S. Bank N.A. DATE AND PLACE OF FILING: 09/12/2005 as Document Number A456141 in the Office of the County Recorder, Chisago County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to USA Credit Union DATE AND PLACE OF FILING: 10/17/2005 as Document Number A-458274 in the Office of the County Recorder, Chisago County, Minnesota TAX PARCEL I.D. NO.: 15.00482.28 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Two (2), Lakeside Woodlands Plat 2, Chisago County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 28496 Lakeside Drive, Lindstrom, MN 55045 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank N.A. RESIDENTIAL MORTGAGE SERVICER: Genisys Credit Union TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $207,825.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/03/2013 at 10:00 A.M. PLACE OF SALE: Chisago Sheriff's Office, 313 North Main Street, Rm. 100 Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on 07/03/2013, or the next business day if 07/03/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/21/2012 Genisys Credit Union, successor in interest to USA Credit Union, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/ Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3218065
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,250.00 MORTGAGOR(S): Shaun D. Girard and Kristine M. Girard, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC, a North Carolina limited liability company DATE AND PLACE OF FILING: Filed June 1, 2006, Chisago County Recorder; Document No. A-469668 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc, recorded on August 24, 2012 as Document No. A-547865 in the office of the County Recorder for Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 13 and 14 and the South half (S 1/2) of Lot 12, Block 43, Chisago City. STREET ADDRESS OF PROPERTY: 28125 OLD TOWNE ROAD, CHISAGO CITY, MN 55013 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $277,251.51 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: SHAUN D. GIRARD AND KRISTINE M. GIRARD "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2012 HSBC MORTGAGE SERVICES, INC Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2586) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 28125 OLD TOWNE ROAD, CHISAGO CITY, MN 55013 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC, a North Carolina limited liability company (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC, a North Carolina limited liability company (4) Residential ServicerHSBC-800-365-6730 (5) Tax Parcel Identification Number 13-00559-00 (6) Transaction Agent's Mortgage ID Number (MERS number) 100077910006293860 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3219955
STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 13-CV-12-461 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE (Real Property) PNC Bank National Association, Plaintiff, vs. Jeffrey D. Fairholm, CitiBank, N.A., Target National Bank, John Doe and Mary Roe Defendant. Notice is hereby given, that under and by virtue of a Judgment and Decree entered in the above entitled action on September 28, 2012, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiff in the above-entitled action, as prescribed in the Judgment, the undersigned Sheriff of Chisago County will sell at public auction, to the highest bidder, for cash, on January 11, 2013, at 10:00 AM, at the Sheriff's main office, Sheriff's Office, 313 North Main Street, Room 100, Center City, MN, in the City of Center City, in said County and State, the premises and real estate described in said Judgment and Decree, to wit: All that tract(s) of parcel(s) of land lying and being in the County of Chisago and State of Minnesota, described as follows, to- wit: Lot Six, Block One, Golden Willow Estates 2nd Plat; PID# 13.11014.00 Address: 21763 Jody Court, Chisago City, Minnesota. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated this 13th day of November, 2012 Rick Duncan, Sheriff, Chisago County, Minnesota By: Ryan Edmonds Deputy USSET, WEINGARDEN AND LIEBO, P.L.L.P. Kevin T. Dobie Plaintiff's Attorney 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 This is an attempt to collect a debt and any information obtained will be used for that purpose. Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3220632
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/26/2005 MORTGAGOR(S): Thomas J. Kryzsko and Lori C. Kryzsko, husband and wife. MORTGAGEE: Fort Snelling Federal Credit Union Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Fort Snelling Federal Credit Union Servicer: Hiway Federal Credit Union Mortgage Originator: Fort Snelling Federal Credit Union DATE AND PLACE OF RECORDING: Recorded August 08, 2005,Chisago County Recorder, Document No. A-454058. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Schoolside, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 11.01053.03 ADDRESS OF PROPERTY: 6742 380th Cir North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,158.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 10, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/10/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 15, 2012 Hiway Federal Credit Union successor by merger to Fort Snelling Federal Credit Union Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Hiway Federal Credit Union successor by merger to Fort Snelling Federal Credit Union Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3390-120074 Published in the ECM POST REVIEW November 21, 28, December 5, 12, 19, 26, 2012 3222211
09-062930 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 8, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 MORTGAGOR(S): David L. Behrendt, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100227000000019310 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: HOMFI Mortgage Services, Inc. SERVICER: EverBank DATE AND PLACE OF FILING: Filed August 15, 2005, Chisago County Recorder, as Document Number A-454529 ASSIGNMENTS OF MORTGAGE: Assigned to: Everhome Mortgage Company; Dated: December 29, 2009 filed: January 5, 2010, recorded as document number A-517731; Thereafter assigned to EverBank, dated May 31, 2012, recorded June 18, 2012 as Document No. A-545520. LEGAL DESCRIPTION OF PROPERTY: That part of the North Half of the Northwest Quarter (N1/2 of NW1/4), Section 5, Township 37, Range 21, Chisago County, Minnesota, described as follows. Commencing at the Northeast corner of the N 1/2 of NW 1/4 of said Section 5, thence West along the North line of said N1/2 of NW 1/4, a distance of 284 feet to the Westerly right-of-way line of Interstate Highway No. 35 and the point of beginning of the parcel to be described, thence continuing West, along the North line of said N1/2 of NW1/4, a distance of 995 feet to a point distant 1279 feet West of the Northeast corner of said N1/2 of NW 1/4, as measured along the North line of said N1/2 of NW 1/4, thence South, deflecting to the left 90 degrees 00 minutes, a distance of 300 feet, thence East, deflecting to the left 90 degrees 00 minutes, a distance of 208 feet, thence South, deflecting to the right 90 degrees 00 minutes, a distance of 740 feet, more or less, to the South line of said N 1/2 of NW 1/4; thence Easterly, along said South line, a distance of 787 feet, more or less, to the Westerly right-of-way line of Interstate Highway No 35, thence Northerly, along said Westerly highway right-of-way line, a distance of 1030 feet, more or less, to the point of beginning. PROPERTY ADDRESS: 5595 540Th St, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 06-00001-10 and 06-00001-20 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $104,716.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 16, 2014. Dated: November 14, 2012 EverBank Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3219899
12-087927 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,542.00 MORTGAGOR(S): Kathleen Sahlin and Thomm Sahlin, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100273100009278462 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: M&I Bank, FSB SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed November 8, 2010, Chisago County Recorder, as Document Number A-527297 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: August 24, 2012 filed: August 30, 2012, recorded as document number A-548081 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Timber Ridge PROPERTY ADDRESS: 4820 262nd St, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.0066600 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $286,509.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 16, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 15, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3220711
12-087530 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $377,625.00 MORTGAGOR(S): Wayne S. Grey and Jane B. Grey, Husband and Wife MORTGAGEE: Financial Freedom Senior Funding Corporation, A Subsidiary of IndyMac Bank, F.S.B. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Financial Freedom Senior Funding Corporation, A Subsidiary of IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB (d/b/a Financial Freedom, a division of OneWest Bank, FSB) DATE AND PLACE OF FILING: Filed December 18, 2006, Chisago County Recorder, as Document Number A-478943 ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. ("MERS"), a Delaware Corporation, its successors or assigns, as nominee for Financial Freedom Acquisition LLC; Dated: September 25, 2009 filed: October 16, 2009, recorded as document number A-515264; Thereafter assigned to OneWest Bank, FSB, dated November 9, 2012. LEGAL DESCRIPTION OF PROPERTY: The West Half of the Northwest Quarter of the Northeast Quarter of Section 7, Township 34, Range 20 EXCEPT the South 350 feet of the West Half of the Northwest Quarter of the Northeast Quarter of Section 7, Township 34, Range 20, (as measured at right angles to the South line of said West Half of the Northwest Quarter of the Northeast Quarter), subject to and reserving an easement over and across the West 66 feet thereof (as measured at right angles to the West line of said West Half of the Northwest Quarter of the Northeast Quarter) PROPERTY ADDRESS: 34761 Lang Ave, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 02.00440.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $168,179.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 16, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 16, 2014. Dated: November 16, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012 January 2, 2013 3223226
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2009 MORTGAGOR:Benjamin Hadley and Sara Hadley, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 10, 2009 Chisago County Recorder, Document No. A513145. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278848756149 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 31530 Frontier Avenue, Stacy, MN 55079 TAX PARCEL I.D. #: 050062522 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Richland North, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,344.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,908.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 11, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 7, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002105 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3224001
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 MORTGAGOR: Steven R. Ouradnik and Dianne R. Ouradnik, husband and wife. MORTGAGEE:JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC s/b/m to Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded November 25, 2003 Chisago County Recorder, Document No. A-418844. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 44900 Government Road, Harris, MN 55032 TAX PARCEL I.D. #: 090077002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Peaceful Valley Farm, Chisago County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,474.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 2, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005152 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3228970
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2005 MORTGAGOR: Stan Deray Brandon and Latanya R. Mathis-Brandon, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 25, 2005 Chisago County Recorder, Document No. A458947. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560408273 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NBank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 43725 Gladstone Avenue, Harris, MN 55032 TAX PARCEL I.D. #: 14.00446.50 LEGAL DESCRIPTION OF PROPERTY: The South 75 Feet of Lots 7, 8, 9, Block 6, and Lots 10, 11, and 12, Block 6, Stolbergs 1st Addition to Harris, According to the Recorded Plat Thereof, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,128.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,516.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 25, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006112 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW November 28, December 5, 12, 19, 26, 2012, January 2, 2013 3229063
12-087782 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Shannon S. Plank, a single person MORTGAGEE: S&C Bank LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: S&C Bank SERVICER: AnchorBank, fsb. DATE AND PLACE OF FILING: Filed July 23, 2007, Chisago County Recorder, as Document Number A487836 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Northeast Quarter (NW1/4 of NE 1/4) of Section Twenty-Five (25), Township Thirty-Five (35), Range Twenty (20), lying West of the East 490 feet, lying South of the North 840 feet and lying Easterly of County Road No 12, except that part thereof described as follows: Commencing at the Northeast corner of said Section 25; thence on an assumed bearing of West 00 degrees 00 minutes 00 seconds along the North line of said Section 25 a distance of 1838.6 feet; thence South 25 degrees 57 minutes 30 seconds West along a line on or near the center line of County State Aid Highway No. 12, a distance of 1047.6 feet to the point of beginning; thence continuing South 25 degrees 57 minutes 30 seconds West along said line on or near the center line of County State Aid Highway No.12 a distance of 175 feet; thence South 64 degrees 02 minutes 30 seconds East a distance of 250 feet; thence North 25° 57' 30" East, a distance of 175 feet; thence North 64° 02' 30" West a distance of 250 feet to the point of beginning. PROPERTY ADDRESS: 37825 Park Trail, Center City, MN 55012 PROPERTY IDENTIFICATION NUMBER: 01.00301.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $163,953.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 23, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 27, 2012 AnchorBank, FSB successor by merger to S&C Bank Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 5, 12, 19, 26, 2012, January 2, 9, 2013 3230560
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 03/17/2006 MORTGAGOR(S): Austin C Stanford and Sandra E Stanford, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Sound Mortgage Decisions Corporation Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 1001570-0065136471-2 Lender or Broker: Sound Mortgage Decisions Corporation Servicer: Bank of America, N.A. Mortgage Originator: Sound Mortgage Decisions Corporation DATE AND PLACE OF RECORDING: Recorded March 27, 2006,Chisago County Recorder, Document No. A-466257. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: September 12, 2011,Recorded October 03, 2011,Chisago County Recorder, Document No. A536652. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Char-Croft Circle, Chisago County, Minnesota. REGISTERED PROPERTY: No TAX PARCEL NO.: 11.00845.00 ADDRESS OF PROPERTY: 6446 Donny Brook Circle North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $420,363.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 24, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07/24/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 26, 2012 Bank of America, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-115046 Published in the ECM POST REVIEW December 5, 12, 19, 26, 2012 January 2, 9, 2013 3230720
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,560.00 MORTGAGOR(S): James Prior, a married person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Filed December 1, 2006, Chisago County Recorder; Document No. A478231 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on December 1, 2006 as Document Number A478232 LEGAL DESCRIPTION OF PROPERTY: The East 547.97 feet of the South 508 feet of the North 550 feet of the East Half of the Southwest Quarter of Section 35, Township 33, Range 20 STREET ADDRESS OF PROPERTY: 24461 Oldfield Avenue North, Scandia, MN 55073 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $213,741.67 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 23, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 28, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF2530) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 24461 Oldfield Avenue North, Scandia, MN 55073 (2) Transaction Agent Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 04.00448.30 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW December 5, 12, 19, 26, 2012, January 2, 9, 2013 3233848
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2009 MORTGAGOR:Jeffrey A. Olson and Mary Olson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 11, 2009 Chisago County Recorder, Document No. A-506524. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000008921 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage, Inc. DBA Mortgage Depot, A Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8771 475th Street, Harris, MN 55032 TAX PARCEL I.D. #: 09.00485.01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Refshaw Acres, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,828.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $297,674.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 25, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 28, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005289 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW December 5, 12, 19, 26, 2012 January 2, 9, 2013 3236480
12-087219 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,400.00 MORTGAGOR(S): Jason J Lindquist and Jeannine Lindquist who acquired title as Jeannine Lamanna, Husband and Wife MORTGAGEE: Bank of America, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bank of America, N.A. SERVICER: Ocwen Loan Servicing, LLC DATE AND PLACE OF FILING: Filed June 9, 2009, Chisago County Recorder, as Document Number A-510831 ASSIGNMENTS OF MORTGAGE: Assigned to: Ocwen Loan Servicing, LLC; Dated: November 6, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Ridge Hills Farms PROPERTY ADDRESS: 8620 244Th St N, Forest Lake, MN 55025 PROPERTY IDENTIFICATION NUMBER: 13.11075.71 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $224,646.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 23, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 23, 2012 Ocwen Loan Servicing, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 12, 19, 26, 2012 January 2, 9, 16, 2013 3229155
12-087521 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Kevin Hays and Roselyn Hays, husband and wife MORTGAGEE: ABN AMRO Mortgage Group, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: ABN AMRO Mortgage Group, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed January 26, 2007, Chisago County Recorder, as Document Number A-480602 LEGAL DESCRIPTION OF PROPERTY:A parcel of land located in the Southwest Quarter of the Southeast Quarter AND in Government Lot 5, Section 23, Township 34 North, Range 19 West, Town of Shafer, Chisago County, Minnesota, described as follows: Commencing at the South Quarter Corner of said Section of 23; thence North 84 degrees 20 minutes 19 seconds East, along the South line of said Section 23, 917.97 feet to the center line of Upland Road; thence North 26 degrees 45 minutes 14 seconds West, along said center line, 770.62 feet; thence North 27 degrees 09 minutes 11 seconds West, along said center line, 398.96 feet; thence North 30 degrees 00 minutes 00 seconds West, along said center line, 183.00 feet to the point of beginning; thence North 60 degrees 00 minutes 00 seconds East, 1049.62 feet to the East line of said Government Lot 5; thence North 03 degrees 25 minutes 16 seconds West, along the East line of said Government Lot 5, 50.00 feet to the beginning of a line meandering the South shore of Colby Lake; thence North 61 degrees 07 minutes 23 seconds West, along said meander line, 298.21 feet to the end of said meander line; thence South 60 degrees 00 minutes 00 seconds West, 917.86 feet to the center line of said Upland Road; thence South 30 degrees 00 minutes 00 seconds East, along said center line 300.00 feet to the point of beginning. Including all lands lying between the above described meander line and the waters edge of Colby Lake. The line from the meander corner on the North line to the waters edge bears North 60 degrees 00 minutes 00 seconds East. The line from the meander corner of the East line to the water edge is the East line of Government Lot 5 which bears North 03 degrees 25 minutes 16 seconds West. PROPERTY ADDRESS: 32253 Upland Rd, Taylors Falls, MN 55084 PROPERTY IDENTIFICATION NUMBER: 08 00251 05 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $268,202.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 23, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 23, 2012 CitiMortgage, Inc., as successor in interest by merger to ABN AMRO Mortgage Group, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 12, 19, 26, 2012 January 2, 9, 16, 2013 3229160
09-062009 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,950.00 MORTGAGOR(S): Paul K Doerfler, a Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100013800869976999 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: GreenPoint Mortgage Funding, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 10, 2005, Chisago County Recorder, as Document Number A-450640 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A., f/k/a Norwest Bank Minnesota, N.A., solely as Trustee for Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2005-AR4, Mortgage Pass-Through Certificates, Series 2005-AR4; Dated: June 6, 2012 filed: June 21, 2012, recorded as document number A-545685 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Sunrise Pines PROPERTY ADDRESS: 5709 Stacy Trl, Stacy, MN 55079 PROPERTY IDENTIFICATION NUMBER: 19 00162 85 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $161,251.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 23, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 23, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 29, 2012 Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A., f/k/a Norwest Bank Minnesota, N.A., solely as Trustee for Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2005-AR4, Mortgage Pass-Through Certificates, Series 2005-AR4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW December 12, 19, 26, 2012, January 2, 9, 16, 2013 3231376
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,920.00 MORTGAGOR(S): Paula I. Fassett-Pfuhl and Robert H. Pfuhl, wife and husband MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Filed August 1, 2002, Chisago County Recorder; Document No. A382168 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. by written assignment recorded on August 1, 2002 as Document Number A382169 LEGAL DESCRIPTION OF PROPERTY: That part of the East 660 feet of the Southeast 1/4 of the Southeast 1/4 of Section 12, Township 34 North, Range 21 West, lying North of the South 990 feet. STREET ADDRESS OF PROPERTY: 34191 Kale Avenue, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $154,024.24 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 21, 2012 at 10:00 am PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota, to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 21, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 27, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1432) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: November 21, 2012 at 10:00 am to January 9, 2013 at 10:00 am. Said sale will be held at the main office of the Chisago County Sheriff, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2013. Dated: December 3, 2012 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Brian F. Kidwell, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1432) NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 34191 Kale Avenue, North Branch, MN 55056 (2) Transaction Agent Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 05.00185.00 (6) Transaction Agent's Mortgage ID Number (MERS number) none Published in the ECM POST REVIEW December 12, 2012 3237378
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 08/19/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,300.00 MORTGAGOR(S): Jeffrey S. Hoscheid and Jennie I. Hoscheid, husband and wife, as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 08/29/2005 as Document Number A-455395 in the Office of the County Recorder, Chisago County, Minnesota TAX PARCEL I.D. NO.: 11.01029.97 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Stonegate Plat 2, Chisago County, Minnesota ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 6545 377th Street, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $202,012.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/24/2013 at 10:00 A.M. PLACE OF SALE: Chisago Sheriff's Office, 313 North Main Street, Rm. 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on 07/24/2013, or the next business day if 07/24/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/12/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/ Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published in the ECM POST REVIEW December 12, 19, 26, 2012, January 2, 9, 16, 2013 3237780
12-085034 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Tim Frese, a single person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 10, 2007, Chisago County Recorder, as Document Number A 483648 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: January 3, 2007 filed: April 10, 2007, recorded as document number A-483649; thereafter assigned to HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA1 dated July 10, 2012 and recorded on July 17, 2012 as document number A546535. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Thurnbeck Ponds 4th Addition PROPERTY ADDRESS: 5830 Forest Blvd Tr, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00716.35 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $167,468.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 17, 2012, at 10:00 AM, has been postponed to November 21, 2012, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by May 21, 2013 at 11:59 PM. Dated: October 16, 2012. HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 21, 2012, at 10:00 AM, has been postponed to January 23, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by July 23, 2013 at 11:59 PM. Dated: November 20, 2012. HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW December 12, 2012 3239389
11-074732 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $755,421.00 MORTGAGOR(S): Sheryl A. Aarnio and Thomas L. Aarnio, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 4, 2005, Chisago County Recorder, as Document Number A-459612 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association as Trustee; Dated: August 16, 2011 filed: August 25, 2011, recorded as document number A-535710; thereafter Corrective Assignment of Mortgage filed to correct the assignee to US Bank National Association as Trustee for RFMSI 2005-S9 dated August 9, 2012. MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 1000583-1000064949-3 SERVICER: GMAC Mortgage, LLC LENDER: Loan City LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, St. Croix River Bluffs STREET ADDRESS OF PROPERTY: 19155 263Rd Street, Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago TAX PARCEL IDENTIFICATION NUMBER: 04 00224 70 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $763,944.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 10, 2012 US Bank National Association as Trustee for RFMSI 2005-S9 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 5, 2012, at 10:00 AM, has been postponed to January 17, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by July 17, 2013 at 11:59 PM. Dated: December 5, 2012. US Bank National Association as Trustee for RFMSI 2005-S9 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW December 12, 2012 3239398
12-082849 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Joseph S. Mitchell and Darcie A. Mitchell, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed September 13, 2006, Chisago County Recorder, as Document Number A474831 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE4, Asset-Backed Pass-Through Certificates, Series 2006-WFHE4; Dated: January 3, 2012 filed: January 5, 2012, recorded as document number A540057 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Northern Pines PROPERTY ADDRESS: 47925 Blue Heron Trail, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 03.01336.32 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,033.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE4, Asset-Backed Pass-Through Certificates, Series 2006-WFHE4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 5, 2012, at 10:00 AM, has been postponed to January 9, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by July 9, 2013 at 11:59 PM. Dated: December 5, 2012. US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE4, Asset-Backed Pass-Through Certificates, Series 2006-WFHE4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW December 12, 2012 3239410
12-086229 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 2, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Justin L. Johnson and Traci L. Johnson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100190830000151991 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: SouthStar Funding, LLC SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed April 16, 2007, Chisago County Recorder, as Document Number A-483868 ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of CWALT, Inc., Alternative Loan Trust 2007-J2, Mortgage Pass-Through Certificates, Series 2007-J2; Dated: April 11, 2012 filed: April 23, 2012, recorded as document number A-543635 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heritage Heights No 3 PROPERTY ADDRESS: 26780 Freeport Court, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00562.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $202,609.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 5, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 5, 2012, at 10:00 AM, has been postponed to January 16, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by July 16, 2013 at 11:59 PM. Dated: December 5, 2012. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-J2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-J2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW December 12, 2012 3239719
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/05/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Edward F. Snyder and Thelma R. Snyder, husband and wife as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 05/18/2005 as Document Number 449307 in the Office of the County Recorder, Chisago County, Minnesota TAX PARCEL I.D. NO.: 21.00606.00 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), Sunrise West, according to the map or plat thereof on file or of record in the Office of the County Recorder in and for Chisago County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 26594 Everton Circle, Wyoming, MN 55092 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $168,951.60 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/24/2013 at 10:00 A.M. PLACE OF SALE: Chisago Sheriff's Office, 313 North Main Street, Rm. 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on 07/24/2013, or the next business day if 07/24/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/12/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/ Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published in the ECM POST REVIEW December 12, 19, 26, 2012, January 2, 9, 16, 2013 3242571
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR:Brian D. Laroue and Mary E. Laroue, husband and wife. MORTGAGEE:National City Real Estate Services, LLC, s/b/m to National City Mortgage, Inc., f/k/a National City Mortgage Co. DATE AND PLACE OF RECORDING: Recorded July 7, 2003 Chisago County Recorder, Document No. A-407040. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 27098 Foxboro Court, Wyoming, MN 55092 TAX PARCEL I.D. #: 21.00523.00 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Heritage Heights No. 2 COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$126,910.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 1, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 1, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 3, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-005807 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW December 12, 19, 26, 2012, January 2, 9, 16, 2013 3242588
Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 1. State the exact assumed name under which the business is or will be conducted: Nails by Judy 2. State the address of the principal place of business. 38880 Oakview Ave. Suite 4 North Branch, MN 55056 3. List the name and complete street address of all persons conducting business under the above Assumed Name. Attach additional sheet(s) if necessary. Judy Lynn Hegge 43683 Gladstone Ave. PO Box 91 Harris, MN 55032 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Dated: November 7, 2012 /s/ Judy L. Hegge Judy L. Hegge, Owner 651-674-7616 Published in the ECM Post Review December 5 & 12, 2012 3229215
VACANCIES ON THE CHISAGO COUNTY BOARD OF ADJUSTMENT AND PLANNING COMMISSION The Chisago County Board of Commissioners seeks applicants for appointment to pending vacancies on the County Planning Commission and Board of Adjustment. BOARD OF ADJUSTMENT $ 3-year term effective January 16, 2013. District #2: Cities of North Branch - B, Shafer and Taylors Falls. Townships of Amador, Franconia, Shafer - A, Shafer - B and Sunrise. $ Applicants must be a resident of the respective district. PLANNING COMMISSION $ 3-year term effective January 16, 2013. District #2: Cities of North Branch - B, Shafer and Taylors Falls. Townships of Amador, Franconia, Shafer - A, Shafer - B and Sunrise. $ Applicants must be a resident of the respective district. $ 3-year term effective January 16, 2013. At Large (2 positions): Must be a resident of Chisago County The Board of Adjustment meets the 4th Thursday of every month at 7 p.m. in Room 131 of the Chisago County Government Center. The Planning Commission meets the 1st Thursday of every month at 7 p.m. in Room 131 of the Chisago County Government Center. Interested citizens must submit an Application for Appointment Form to the Chisago County Clerk of Board, 313 North Main Street, Room 175, Center City, MN 55012. The form is available by contacting the Chisago County Clerk of Board at 651/213-8877 or by visiting our website: www.co.chisago.mn.us Additional information about the position is available from the Zoning Office at 651/213-8370 and on our website. The Board requests that Applications for Appointment are received by December 20, 2012. However, the Board reserves the right to extend the application deadline. Application for Appointment may also be faxed to 651/213-8876. Published in the ECM POST REVIEW December 5, 12, 2012 3230305
CHISAGO COUNTY BOARD OF COMMISSIONERS NOTICE OF PUBLIC HEARING ON PROPOSED TAX ABATEMENT The Chisago County Board of Commissioners will conduct a public hearing at 7:10 p.m. on Wednesday, December 19, 2012 in the Board Room of the Chisago County Government Center, 313 North Main Street, in the City of Center City, MN for purposes of receiving written or oral comments on the proposed tax abatement and business subsidy request of Polaris Industries, Inc. to build a 145,000 square foot addition to an existing building on their existing site to accommodate an additional 290 people, in an amount not to exceed a total of $365,672 or for a period of not more than five (5) years; Tax Parcel Number (PID 21.00001.00); property consists of approximately 51.35 acres. Said hearing is being held pursuant to M.S. 469.1812 to 469.1815 and M.S. 116J.993 to 116J.995. Information regarding the business subsidy may be obtained from the Chisago County HRA-EDA at 651/674-5664. All persons interested may appear and be heard at the time and place as set forth above or may file written comments with the Clerk of the County Board prior to the date of hearing at the County Administration Office at 651/213-8877. By Order of the Chisago County Board of Commissioners George McMahon, Chair DeAnna M. Lilienthal Clerk, County Board Published in the ECM POST REVIEW December 5, 12, 2012 3230699
LIEN SALE 6 units: #214 Josh Harding; #220 Shelby Albrecht; #308 Terri Lust; #420 Ted Larson; #806 Luke Koslowski/Shannon Landers; #816 Heidi or Judy Loftman; 10:00am 12/14/12 Bullseye Self-Storage, North Branch Published in the ECM POST REVIEW December 5, 12, 2012 3236494
STATE OF MINNESOTA COUNTY OF CHISAGO TENTH JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 13-PR-12-124 NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS Estate of Tong Xeng Xiong, Decedent It is ordered and Notice is given that on January 25, 2013, at 1:30pm, a hearing will be held in this Court at Chisago County Government Center before the Honorable Todd Schoffelman, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Zoua Yang, whose address is 28400 Forest Blvd., Wyoming, MN. 55092 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: December 6, 2012 BY THE COURT /s/ Robert G. Rancourt Judge of District Court Dated: December 6, 2012 KATHLEEN E. KARNOWSKI Court Administrator By: R. Longtin, Deputy Attorney for Petitioner Eric Anderson Eric Anderson - Attorney at Law 4782 Banning Avenue White Bear Lake, MN, 55110 Attorney License No: 0388983 Telephone: (651)321-4977 FAX: (651) 460-9989 Email: eric@andersonlawmn.com Published in the ECM POST REVIEW December 12, 19, 2012 3242698
SUNRISE TOWNSHIP NOTICE OF FILING AFFIDAVIT OF CANDIDACY FOR ELECTED POSITIONS NOTICE is hereby given to qualified residents of Sunrise Township, County of Chisago, State of Minnesota, that filing of candidacy for elected positions opens on Tuesday, January 1, 2013 and closes at 5:00 PM on Tuesday, January 15, 2013 in the clerk's office. Contact Clerk Kowalke for Candidacy filing at 651-674-6046. The positions available include: *Supervisor B position for a term of one (1) year. *Supervisor E position for a term of three (3) years. *Planning Commission J member for a term of two (2) years. *Planning Commission K member for a term of three (3) years. *Planning Commission L member for a term of three (3) years. The election of officers will take place at the annual election of officers held on Tuesday, March 12, 2013 held at the "Royal Wilcox Community Center" in Sunrise, Minnesota. Wendy S. Kowalke Clerk of Sunrise Township 651-674-6046 Published in the ECM POST REVIEW December 5, 12, 2012 3235669
RUSHSEBA TOWNSHIP PUBLIC NOTICE Town Offices to be elected for March, 2013 Election. Supervisor position. Treasurer position. First day for candidates to file affidavits of candidacy is January 1, 2013. Last day for candidates to file affidavits of candidacy is January 15, 2013 until 5:00 P.M. Last date for a candidate to withdraw from the March election is January 17, 2013 until 5:00 P.M. Contact John Kay (Clerk) if interested for either office, 320-358-4569. Published in the ECM POST REVIEW December 12, 19, 26, 2012 3230123
LENT TOWNSHIP PUBLIC NOTICE OF FILING Notice is hereby given to qualified residents of Lent Township, Chisago County, Minnesota, that filing of candidacy for elected positions will be held for a two-week period beginning Tuesday, January 1, 2013 and closes at 5:00 pm on Tuesday, January 15, 2013. A filing fee of $2.00 is required. Affidavits of Candidacy shall be filed with the Lent Township Clerk at 33155 Hemingway Avenue, Stacy, Minnesota, during regular office hours. The office to be filled at the March 12, 2013 Election is: *Supervisor B for a term of three (3) years. Laura LeVasseur, Clerk Published in the ECM POST REVIEW December 12, 2012 3237130